The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 BERKSHIRE HTWY CLA100 SHS=1 WHOLE SH BRK A CL A 084990175   524,250 1 SH   SOLE   1 0 0
ABBOTT LABS COM 002824100   8,039 83 SH   SOLE   83 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   9,828 32 SH   SOLE   32 0 0
ADOBE INC COM 00724F101   26,515 52 SH   SOLE   52 0 0
AFFIRM HLDGS INC COM CL A 00827B106   178,391 8,387 SH   SOLE   8,387 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   11,182 100 SH   SOLE   100 0 0
AIRBNB INC COM CL A 009066101   1,647 12 SH   SOLE   12 0 0
ALCOA CORP COM 013872106   6,451 222 SH   SOLE   222 0 0
ALPHABET INC CAP STK CL A 02079K305   26,172 200 SH   SOLE   200 0 0
ALPHABET INC CAP STK CL C 02079K107   71,199 540 SH   SOLE   540 0 0
ALPHABET INC CAP STK CL A 02079K305   1,342,624 10,260 SH   SOLE   10,260 0 0
ALPHABET INC. CLASS A CAP STK CL A 02079K305   13,387 100 SH   SOLE   100 0 0
ALPHABET INC. CLASS C CAP STK CL C 02079K107   729,131 5,400 SH   SOLE   5,400 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   65,241 1,546 SH   SOLE   1,546 0 0
AMAZON COM INC COM 023135106   1,176,496 9,255 SH   SOLE   9,255 0 0
AMAZON.COM INC COM 023135106   481,651 3,860 SH   SOLE   3,860 0 0
AMERICAN EXPRESS CO COM 025816109   1,387,249 9,299 SH   SOLE   9,299 0 0
AMERICAN EXPRESS CO COM 025816109   1,739,400 11,928 SH   SOLE   11,928 0 0
AMERICAN TOWER CORP NEW COM 03027X100   426,748 2,595 SH   SOLE   2,595 0 0
AMERIPRISE FINL INC COM 03076C106   7,583 23 SH   SOLE   23 0 0
AMERN TOWER CORP REIT COM 03027X100   171,337 1,090 SH   SOLE   1,090 0 0
ANSYS INC COM 03662Q105   661,156 2,222 SH   SOLE   2,222 0 0
ANSYS INC COM 03662Q105   17,189 60 SH   SOLE   60 0 0
APPLE INC COM 037833100   19,176 112 SH   SOLE   112 0 0
APPLE INC COM 037833100   2,311,335 13,500 SH   SOLE   13,500 0 0
AURORA INNOVATION INC CLASS A COM 051774107   33,255 14,151 SH   SOLE   14,151 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   173,351 721 SH   SOLE   721 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   481,160 2,000 SH   SOLE   2,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,176,054 4,845 SH   SOLE   4,845 0 0
BAIDU INC SPON ADR REP A 056752108   53,740 400 SH   SOLE   400 0 0
BAXTER INTL INC COM 071813109   3,774 100 SH   SOLE   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,645,816 7,553 SH   SOLE   7,553 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   14,945,199 42,664 SH   SOLE   42,664 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,430,891 7,043 SH   SOLE   7,043 0 0
BLACKSTONE INC COM 09260D107   171,424 1,600 SH   SOLE   1,600 0 0
BOOKING HOLDINGS INC COM 09857L108   107,938 35 SH   SOLE   35 0 0
BOOKING HOLDINGS INC COM 09857L108   171,229 57 SH   SOLE   57 0 0
BROOKFIELD ASSET MANAG FCLASS A CL A LMT VTG SHS 113004105   443,579 14,215 SH   SOLE   14,215 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   269,120 8,072 SH   SOLE   8,072 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   315,396 9,460 SH   SOLE   9,460 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   63,791 2,040 SH   SOLE   2,040 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   2,001,999 64,023 SH   SOLE   64,023 0 0
BROOKFIELD CORP FCLASS A CL A LTD VT SH 11271J107   683,136 22,583 SH   SOLE   22,583 0 0
BROOKFIELD REINS LTD CL A EXCH LT VTG G16250105   2,360 75 SH   SOLE   75 0 0
C S W INDUSTRIALS INC COM 126402106   352,990 2,000 SH   SOLE   2,000 0 0
CABLE ONE INC COM 12685J105   58,486 95 SH   SOLE   95 0 0
CHUBB LIMITED COM H1467J104   87,436 420 SH   SOLE   420 0 0
CISCO SYS INC COM 17275R102   26,880 500 SH   SOLE   500 0 0
COCA COLA CO COM 191216100   5,542 99 SH   SOLE   99 0 0
COMPAGNIE FINANCIERE R FSPONSORED ADR 1 ADR REPS 0.1 ORD SHS ADR 204319107   469,700 38,500 SH   SOLE   38,500 0 0
CORTEVA INC COM 22052L104   5,832 114 SH   SOLE   114 0 0
COSTAR GROUP INC COM 22160N109   15,378 200 SH   SOLE   200 0 0
COSTAR GROUP INC COM 22160N109   386,128 5,030 SH   SOLE   5,030 0 0
DANAHER CORPORATION COM 235851102   6,947 28 SH   SOLE   28 0 0
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   7,706 244 SH   SOLE   244 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   16,422 920 SH   SOLE   920 0 0
DAVIS FUNDAMENTAL ETF TR SELECT FINL 23908L108   83,633 3,125 SH   SOLE   3,125 0 0
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   731,803 23,173 SH   SOLE   23,173 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   808,936 45,319 SH   SOLE   45,319 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   120,452 6,909 SH   SOLE   6,909 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   32,074 215 SH   SOLE   215 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   522,176 3,500 SH   SOLE   3,500 0 0
DIAGEO PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS ADR G42089113   529,402 3,535 SH   SOLE   3,535 0 0
DICKS SPORTING GOODS INC COM 253393102   135,725 1,250 SH   SOLE   1,250 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   16,690 716 SH   SOLE   716 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   154,523 6,098 SH   SOLE   6,098 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   36,775 790 SH   SOLE   790 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   821,305 35,234 SH   SOLE   35,234 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   105,583 4,440 SH   SOLE   4,440 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   76,020 3,000 SH   SOLE   3,000 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   316,219 6,818 SH   SOLE   6,818 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   306,812 7,600 SH   SOLE   7,600 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   315 14 SH   SOLE   14 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   116,441 5,300 SH   SOLE   5,300 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   119,854 4,900 SH   SOLE   4,900 0 0
DISNEY WALT CO COM 254687106   265,925 3,281 SH   SOLE   3,281 0 0
DISNEY WALT CO COM 254687AV8   397 5 SH   SOLE   5 0 0
DUOLINGO INC CL A COM 26603R106   3,035,089 18,298 SH   SOLE   18,298 0 0
DXC TECHNOLOGY CO COM 23355L106   354 17 SH   SOLE   17 0 0
EA SERIES TRUST US QUAN VALUE 02072L102   642,071 17,302 SH   SOLE   17,302 0 0
EA SERIES TRUST US QUAN VALUE 02072L102   3,318,478 89,423 SH   SOLE   89,423 0 0
EA SERIES TRUST INTL QUAN VALUE 02072L201   310,143 13,148 SH   SOLE   13,148 0 0
EA SERIES TRUST US QUAN VALUE 02072L102   154,445 4,381 SH   SOLE   4,381 0 0
EQT CORP COM 26884L109   19,012 469 SH   SOLE   469 0 0
EXACT SCIENCES CORP COM 30063P105   34,110 500 SH   SOLE   500 0 0
FIRST WAVE BIOPHARMA INC COM 33749P309   6 22 SH   SOLE   22 0 0
FORD MTR CO DEL COM 345370860   1,451 117 SH   SOLE   117 0 0
GARTNER INC COM 366651107   6,529 19 SH   SOLE   19 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   68 1 SH   SOLE   1 0 0
GENERAL ELECTRIC CO COM NEW 369604301   3,759 34 SH   SOLE   34 0 0
GENERAL ELECTRIC CO COM NEW 369604301   553 5 SH   SOLE   5 0 0
GRAHAM HLDGS CO COM CL B 384637104   58,300 100 SH   SOLE   100 0 0
GRAYSCALE BITCOIN TR BTC TRUST 389637109   32,012 1,557 SH   SOLE   1,557 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   2,437,053 75,944 SH   SOLE   75,944 0 0
HASBRO INC COM 418056107   362 6 SH   SOLE   6 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   3,474 200 SH   SOLE   200 0 0
HOWMET AEROSPACE INC COM 443201108   30,803 666 SH   SOLE   666 0 0
HP INC COM 40434L105   5,140 200 SH   SOLE   200 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   434,835 3,069 SH   SOLE   3,069 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   3,058 56 SH   SOLE   56 0 0
ISHARES INC MSCI EMERG MRKT 464286533   187,259 3,510 SH   SOLE   3,510 0 0
ISHARES INC MSCI EMERG MRKT 464286533   1,451,541 27,208 SH   SOLE   27,208 0 0
ISHARES INC MSCI EQUAL WEITE 464286681   365,145 4,855 SH   SOLE   4,855 0 0
ISHARES INC MSCI EMERG MRKT 464286533   11,582 220 SH   SOLE   220 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,935,330 4,507 SH   SOLE   4,507 0 0
ISHARES TR CORE S&P MCP ETF 464287507   419,722 1,683 SH   SOLE   1,683 0 0
ISHARES TR S&P MC 400GR ETF 464287606   60,104 832 SH   SOLE   832 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   22,811 129 SH   SOLE   129 0 0
ISHARES TR CORE S&P SCP ETF 464287804   419,269 4,445 SH   SOLE   4,445 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   15,733 153 SH   SOLE   153 0 0
ISHARES TR NATIONAL MUN ETF 464288414   63,315 617 SH   SOLE   617 0 0
ISHARES TR MBS ETF 464288588   15,540 175 SH   SOLE   175 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   277,355 2,451 SH   SOLE   2,451 0 0
ISHARES TR A RATE CP BD ETF 46429B291   135,857 3,014 SH   SOLE   3,014 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   313,643 4,809 SH   SOLE   4,809 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   1,372,780 18,966 SH   SOLE   18,966 0 0
ISHARES TR MSCI USA VALUE 46432F388   3,175 35 SH   SOLE   35 0 0
ISHARES TR MSCI USA MMENTM 46432F396   854,126 6,114 SH   SOLE   6,114 0 0
ISHARES TR INTERNATIONAL SL 46434V266   4,200 142 SH   SOLE   142 0 0
ISHARES TR HDG MSCI EAFE 46434V803   75,250 2,500 SH   SOLE   2,500 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   147,582 1,466 SH   SOLE   1,466 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   852,599 10,530 SH   SOLE   10,530 0 0
ISHARES TR CORE S&P MCP ETF 464287507   377,765 1,515 SH   SOLE   1,515 0 0
ISHARES TR CORE S&P SCP ETF 464287804   34,902 370 SH   SOLE   370 0 0
ISHARES TR EAFE SML CP ETF 464288273   2,541 45 SH   SOLE   45 0 0
ISHARES TR NATIONAL MUN ETF 464288414   87,159 850 SH   SOLE   850 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   727,279 6,427 SH   SOLE   6,427 0 0
ISHARES TR A RATE CP BD ETF 46429B291   283,598 6,291 SH   SOLE   6,291 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   1,074,928 16,482 SH   SOLE   16,482 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   3,904,073 53,939 SH   SOLE   53,939 0 0
ISHARES TR MSCI USA MMENTM 46432F396   1,493,672 10,692 SH   SOLE   10,692 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   373,249 9,097 SH   SOLE   9,097 0 0
ISHARES TR HDG MSCI EAFE 46434V803   736,352 24,464 SH   SOLE   24,464 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   10,330,895 102,621 SH   SOLE   102,621 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   530,450 5,286 SH   SOLE   5,286 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   331,002 6,561 SH   SOLE   6,561 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   144,127 2,872 SH   SOLE   2,872 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,353,378 26,826 SH   SOLE   26,826 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   327,302 6,523 SH   SOLE   6,523 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   203,816 4,050 SH   SOLE   4,050 0 0
JOHNSON & JOHNSON COM 478160104   623,000 4,000 SH   SOLE   4,000 0 0
JOHNSON & JOHNSON COM 478160104   834,220 5,300 SH   SOLE   5,300 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   6,616 50 SH   SOLE   50 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   52,916 2,063 SH   SOLE   2,063 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409   130,900 3,260 SH   SOLE   3,260 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   159,774 6,229 SH   SOLE   6,229 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409   116,859 2,910 SH   SOLE   2,910 0 0
LATTICE STRATEGIES TR HARTFORD MLT SML 518416508   173,178 4,802 SH   SOLE   4,802 0 0
LENNAR CORP CL A 526057104   8,529 76 SH   SOLE   76 0 0
MARKEL GROUP INC COM 570535104   1,487,215 1,010 SH   SOLE   1,010 0 0
MARKEL GROUP INC COM 570535104   677,290 460 SH   SOLE   460 0 0
MARTIN MARIETTA MATLS INC COM 573284106   7,799 19 SH   SOLE   19 0 0
MASTERCARD INCORPORATED CL A 57636Q104   18,212 46 SH   SOLE   46 0 0
MASTERCARD INCORPORATED CL A 57636Q104   313,112 800 SH   SOLE   800 0 0
MATTEL INC. COM 577081102   375 18 SH   SOLE   18 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   7,337 94 SH   SOLE   94 0 0
MICROSOFT CORP COM 594918104   632 2 SH   SOLE   2 0 0
MICROSOFT CORP COM 594918104   27,470 87 SH   SOLE   87 0 0
MOHAWK INDS INC COM 608190104   30,034 350 SH   SOLE   350 0 0
MOODYS CORP COM 615369105   126,468 400 SH   SOLE   400 0 0
MOODYS CORP COM 615369105   156,370 500 SH   SOLE   500 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   3,811 14 SH   SOLE   14 0 0
NESTLE S A FSPONSORED ADR 1 ADR REPS 1 ORD SHS ADR 641069406   507,870 4,500 SH   SOLE   4,500 0 0
NETFLIX INC COM 64110L106   37,760 100 SH   SOLE   100 0 0
NETFLIX INC COM 64110L106   1,106 3 SH   SOLE   3 0 0
NEWELL BRANDS INC COM 651229106   146 19 SH   SOLE   19 0 0
NIKE INC CL B 654106103   4,303 45 SH   SOLE   45 0 0
NORFOLK SOUTHN CORP COM 655844108   71,022 361 SH   SOLE   361 0 0
OWENS & MINOR INC NEW COM 690732102   15,045 931 SH   SOLE   931 0 0
PARAMOUNT GLOBAL CLASS A CL A COM 92556H107   87 6 SH   SOLE   6 0 0
PARKER-HANNIFIN CORP COM 701094104   9,348 24 SH   SOLE   24 0 0
PAYCOM SOFTWARE INC COM 070432V10   12,946 50 SH   SOLE   50 0 0
PERNOD RICARD FIN S A FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS ADR 714264306   67,040 2,000 SH   SOLE   2,000 0 0
PFIZER INC COM 717081103   333,800 10,000 SH   SOLE   10,000 0 0
PIMCO EQUITY SER RAFI DYN EMERG 72202L389   169,708 9,361 SH   SOLE   9,361 0 0
PIMCO EQUITY SER RAFI DYN EMERG 72202L389   646,381 35,653 SH   SOLE   35,653 0 0
PNC FINL SVCS GROUP INC COM 693475105   9,289 76 SH   SOLE   76 0 0
PNC FINL SVCS GROUP INC COM 693475105   552,515 4,593 SH   SOLE   4,593 0 0
PPG INDS INC COM 693506107   992,451 7,646 SH   SOLE   7,646 0 0
PRUDENTIAL FINL INC COM 744320102   37,956 400 SH   SOLE   400 0 0
QUALCOMM INC COM 747525103   4,776 43 SH   SOLE   43 0 0
RITHM CAPITAL CORP COM NEW 64828T201   41,805 4,500 SH   SOLE   4,500 0 0
ROSS STORES INC COM 778296103   401,940 3,600 SH   SOLE   3,600 0 0
S&P GLOBAL INC COM 78409V104   25,143 70 SH   SOLE   70 0 0
SCHWAB CHARLES CORP COM 808513105   148,230 2,700 SH   SOLE   2,700 0 0
SCHWAB CHARLES CORP COM 808513105   74,404 1,462 SH   SOLE   1,462 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   50,752 1,003 SH   SOLE   1,003 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   35,803 529 SH   SOLE   529 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   137,473 3,319 SH   SOLE   3,319 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,872,993 84,599 SH   SOLE   84,599 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,331,437 27,773 SH   SOLE   27,773 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   2,270,125 70,391 SH   SOLE   70,391 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   25,654 507 SH   SOLE   507 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   90,726 1,341 SH   SOLE   1,341 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,148 76 SH   SOLE   76 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   178,290 5,250 SH   SOLE   5,250 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   479 10 SH   SOLE   10 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   2,662,456 82,557 SH   SOLE   82,557 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   508,501 15,330 SH   SOLE   15,330 0 0
SERVICENOW INC COM 81762P102   11,179 20 SH   SOLE   20 0 0
SHOPIFY INC CL A 82509L107   2,183 40 SH   SOLE   40 0 0
SONY GROUP CORP SPONSORED ADR 835699307   5,934 72 SH   SOLE   72 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,501,003 44,713 SH   SOLE   44,713 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   810,341 15,152 SH   SOLE   15,152 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   820,617 26,463 SH   SOLE   26,463 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   69,020 2,056 SH   SOLE   2,056 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   557,422 10,423 SH   SOLE   10,423 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   13,024 420 SH   SOLE   420 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   731,615 26,527 SH   SOLE   26,527 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   51,053 753 SH   SOLE   753 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672   16,188 588 SH   SOLE   588 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   2,387 26 SH   SOLE   26 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   496 18 SH   SOLE   18 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   1,701 11 SH   SOLE   11 0 0
STARBUCKS CORP COM 855244109   839 9 SH   SOLE   9 0 0
SYSCO CORP COM 871829107   14,861 225 SH   SOLE   225 0 0
TARGET CORP COM 87612E106   84,033 760 SH   SOLE   760 0 0
TESLA INC COM 88160R101   22,520 90 SH   SOLE   90 0 0
TEXAS ROADHOUSE INC COM 882681109   98 1 SH   SOLE   1 0 0
THE COCA-COLA CO COM 191098102   592,350 11,000 SH   SOLE   11,000 0 0
UBER TECHNOLOGIES INC COM 90353T100   122,931 2,673 SH   SOLE   2,673 0 0
UNITEDHEALTH GROUP INC COM 91324P102   8,571 17 SH   SOLE   17 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   323,961 10,858 SH   SOLE   10,858 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   452,461 5,966 SH   SOLE   5,966 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   953,322 31,953 SH   SOLE   31,953 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   8,237,231 108,613 SH   SOLE   108,613 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 57060U134   110,327 1,490 SH   SOLE   1,490 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   548,872 6,280 SH   SOLE   6,280 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,064,357 12,178 SH   SOLE   12,178 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   284,120 3,361 SH   SOLE   3,361 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,424,151 20,409 SH   SOLE   20,409 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   484,798 6,948 SH   SOLE   6,948 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,794,074 22,394 SH   SOLE   22,394 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   796,883 4,996 SH   SOLE   4,996 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,564,401 12,315 SH   SOLE   12,315 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   103,021 526 SH   SOLE   526 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   566,405 2,080 SH   SOLE   2,080 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,968,061 10,409 SH   SOLE   10,409 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,215,410 5,722 SH   SOLE   5,722 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   819,403 2,087 SH   SOLE   2,087 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   30,264 400 SH   SOLE   400 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,981,101 18,691 SH   SOLE   18,691 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,448,266 11,757 SH   SOLE   11,757 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   5,799,639 21,298 SH   SOLE   21,298 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   630,340 4,570 SH   SOLE   4,570 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   179,007 947 SH   SOLE   947 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,699 8 SH   SOLE   8 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   182,448 1,177 SH   SOLE   1,177 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   125,656 600 SH   SOLE   600 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   229,604 2,162 SH   SOLE   2,162 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   841,695 9,033 SH   SOLE   9,033 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   224,173 5,717 SH   SOLE   5,717 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,999,479 18,827 SH   SOLE   18,827 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   142,938 1,534 SH   SOLE   1,534 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,627 67 SH   SOLE   67 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   21,165 231 SH   SOLE   231 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   836,952 19,117 SH   SOLE   19,117 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   13,834 316 SH   SOLE   316 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   560,782 3,609 SH   SOLE   3,609 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   197,703 3,694 SH   SOLE   3,694 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   744,356 13,908 SH   SOLE   13,908 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   34,451 788 SH   SOLE   788 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   507,548 7,115 SH   SOLE   7,115 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   168,032 1,626 SH   SOLE   1,626 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   362,669 5,860 SH   SOLE   5,860 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   3,849,841 53,972 SH   SOLE   53,972 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   31,117 440 SH   SOLE   440 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   81,747 645 SH   SOLE   645 0 0
VERISK ANALYTICS INC CLASS A CL A COM 92345Y106   23,871 100 SH   SOLE   100 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   71,302 2,200 SH   SOLE   2,200 0 0
VISA INC COM CL A 92826C839   1,064,486 4,628 SH   SOLE   4,628 0 0
VISA INC COM CL A 92826C839   718,758 3,089 SH   SOLE   3,089 0 0
WELLS FARGO & CO COM 949746101   62,702 1,600 SH   SOLE   1,600 0 0
WELLS FARGO CO NEW COM 949746101   305,429 7,475 SH   SOLE   7,475 0 0
WHITE MOUNTAINS INS F COM G9618E107   579,253 380 SH   SOLE   380 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   301,424 6,516 SH   SOLE   6,516 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562   631,872 14,603 SH   SOLE   14,603 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760   445,605 7,754 SH   SOLE   7,754 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   22,856 857 SH   SOLE   857 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   765,649 16,551 SH   SOLE   16,551 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562   6,288,130 145,323 SH   SOLE   145,323 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,261,617 39,353 SH   SOLE   39,353 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   178,022 6,675 SH   SOLE   6,675 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   9,127 202 SH   SOLE   202 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760   31,836 568 SH   SOLE   568 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562   35,683 850 SH   SOLE   850 0 0
WORKDAY INC CL A 98138H101   53,713 250 SH   SOLE   250 0 0
ZILLOW GROUP INC CL C CAP STK 98954M200   1,246 27 SH   SOLE   27 0 0
ZOETIS INC CL A 98978V103   6,437 37 SH   SOLE   37 0 0