The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,224,905 22,229 SH   SOLE   0 0 22,229
APPLE INC COM 037833100   839,890 4,330 SH   SOLE   0 0 4,330
CEMEX SAB DE CV SPON ADR NEW 151290889   70,800 10,000 SH   SOLE   0 0 10,000
CHEVRON CORP NEW COM 166764100   249,182 1,584 SH   SOLE   0 0 1,584
EA SERIES TRUST STRIVE US ENERGY 02072L722   228,900 8,366 SH   SOLE   0 0 8,366
ECOLAB INC COM 278865100   2,060,721 11,038 SH   SOLE   0 0 11,038
EXACT SCIENCES CORP COM 30063P105   375,600 4,000 SH   SOLE   0 0 4,000
GABELLI UTIL TR COM 36240A101   211,990 31,267 SH   SOLE   0 0 31,267
ISHARES INC ESG AWR MSCI EM 46434G863   231,310 7,313 SH   SOLE   0 0 7,313
ISHARES TR ESG AW MSCI EAFE 46435G516   399,073 5,472 SH   SOLE   0 0 5,472
ISHARES TR CORE S&P SCP ETF 464287804   1,302,298 13,069 SH   SOLE   0 0 13,069
ISHARES TR ESG SCRND S&P500 46436E569   471,150 13,933 SH   SOLE   0 0 13,933
ISHARES TR CORE MSCI EAFE 46432F842   388,665 5,758 SH   SOLE   0 0 5,758
ISHARES TR CORE S&P500 ETF 464287200   21,332,312 47,861 SH   SOLE   0 0 47,861
ISHARES TR CORE S&P MCP ETF 464287507   4,309,714 16,482 SH   SOLE   0 0 16,482
ISHARES TR MSCI EAFE ETF 464287465   3,708,158 51,147 SH   SOLE   0 0 51,147
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   17,369,022 313,941 SH   SOLE   0 0 313,941
MEDTRONIC PLC SHS G5960L103   335,309 3,806 SH   SOLE   0 0 3,806
MICROSOFT CORP COM 594918104   322,257 946 SH   SOLE   0 0 946
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   267,905 6,117 SH   SOLE   0 0 6,117
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   26,303,449 737,933 SH   SOLE   0 0 737,933
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   48,117,340 918,874 SH   SOLE   0 0 918,874
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   292,359 4,116 SH   SOLE   0 0 4,116
SHERWIN WILLIAMS CO COM 824348106   370,400 1,395 SH   SOLE   0 0 1,395
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,558,248 10,283 SH   SOLE   0 0 10,283
SPS COMM INC COM 78463M107   376,694 1,961 SH   SOLE   0 0 1,961
TARGET CORP COM 87612E106   226,104 1,714 SH   SOLE   0 0 1,714
XCEL ENERGY INC COM 98389B100   275,848 4,437 SH   SOLE   0 0 4,437