The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MEDTRONIC PLC SHS SHS G5960L103 370 3,340 SH   SOLE NONE 0 0 3,340
ISHARES MSCI EAFE ESG SELECT ETF ESG AW MSCI EAFE 46435G516 616 8,367 SH   SOLE NONE 0 0 8,367
SPDR S&P 500 ETF TR UNIT 78462F103 1,351 2,992 SH   SOLE NONE 0 0 2,992
EXACT SCIENCES CORP COM COM 30063P105 290 4,150 SH   SOLE NONE 0 0 4,150
SHERWIN WILLIAMS CO COM COM 824348106 348 1,395 SH   SOLE NONE 0 0 1,395
XCEL ENERGY INC COM COM 98389B100 320 4,437 SH   SOLE NONE 0 0 4,437
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 34,475 938,882 SH   SOLE NONE 0 0 938,882
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 1,737 16,105 SH   SOLE NONE 0 0 16,105
MICROSOFT CORP COM COM 594918104 318 1,032 SH   SOLE NONE 0 0 1,032
SPS COMM INC COM COM 78463M107 211 1,611 SH   SOLE NONE 0 0 1,611
ISHARES ESG SCREENED S&P 500 ETF ESG SCRND S&P500 46436E569 528 15,379 SH   SOLE NONE 0 0 15,379
CEMEX SAB DE CV SPON ADR NEW SPON ADR NEW 151290889 52 10,000 SH   SOLE NONE 0 0 10,000
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 2,265 32,597 SH   SOLE NONE 0 0 32,597
ISHARES MSCI EM ESG SELECT ETF ESG AWR MSCI EM 46434G863 352 9,584 SH   SOLE NONE 0 0 9,584
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 65,443 144,247 SH   SOLE NONE 0 0 144,247
ECOLAB INC COM COM 278865100 1,947 11,031 SH   SOLE NONE 0 0 11,031
CHEVRON CORP NEW COM COM 166764100 273 1,677 SH   SOLE NONE 0 0 1,677
TARGET CORP COM COM 87612E106 431 2,032 SH   SOLE NONE 0 0 2,032
3M CO COM COM 88579Y101 4,428 29,744 SH   SOLE NONE 0 0 29,744
GABELLI UTIL TR COM COM 36240A101 183 25,748 SH   SOLE NONE 0 0 25,748
EXXON MOBIL CORP COM COM 30231G102 577 6,992 SH   SOLE NONE 0 0 6,992
ISHARES S&P MIDCAP FUND CORE S&P MCP ETF 464287507 4,726 17,612 SH   SOLE NONE 0 0 17,612
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 4,968 67,507 SH   SOLE NONE 0 0 67,507
APPLE INC COM COM 037833100 568 3,253 SH   SOLE NONE 0 0 3,253