The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   193,371 2,065 SH   SOLE   2,065 0 0
ABBVIE INC COM 00287Y109   267,314 1,793 SH   SOLE   1,793 0 0
AFLAC INC COM 001055102   260,950 3,400 SH   SOLE   3,400 0 0
ALPHABET INC. CAP STK CL C 02079K107   886,296 6,722 SH   SOLE   6,722 0 0
ALPHABET INC. CAP STK CL A 02079K305   2,167,042 16,560 SH   SOLE   16,560 0 0
ALPS ETF TR RIVRFRNT STR INC 00162Q783   325,320 14,687 SH   SOLE   14,687 0 0
AMAZON.COM INC COM 023135106   1,295,480 10,191 SH   SOLE   10,191 0 0
APPLE INC COM 037833100   8,752,983 51,124 SH   SOLE   51,124 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   255,293 1,061 SH   SOLE   1,061 0 0
BALL CORP COM 058498106   178,013 3,576 SH   SOLE   3,576 0 0
BANK NEW YORK MELLON CORP COM 064058100   186,497 4,373 SH   SOLE   4,373 0 0
BERKSHIRE HATHAWAY INC DEL CL B New 084670702   2,249,977 6,423 SH   SOLE   6,423 0 0
BOEING CO COM 097023105   375,309 1,958 SH   SOLE   1,958 0 0
CDW CORP COM 12514G108   606,756 3,007 SH   SOLE   3,007 0 0
CENCORA INC COM 03073E105   598,400 3,325 SH   SOLE   3,325 0 0
CHEVRON CORP NEW COM 166764100   209,257 1,241 SH   SOLE   1,241 0 0
CISCO SYSTEMS INC COM 17275R102   370,944 6,900 SH   SOLE   6,900 0 0
COCA-COLA CO COM 191216100   475,015 8,485 SH   SOLE   8,485 0 0
COMCAST CORP CL A 20030N101   571,986 12,900 SH   SOLE   12,900 0 0
CONSTELLATION BRAND CL A 21036P108   814,309 3,240 SH   SOLE   3,240 0 0
COSTCO WHOLESALE CO COM 22160K105   1,051,956 1,862 SH   SOLE   1,862 0 0
CVS HEALTH CORP COM 126650100   163,379 2,340 SH   SOLE   2,340 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   303,134 2,032 SH   SOLE   2,032 0 0
DICKS SPORTING GOODS COM 253393102   268,736 2,475 SH   SOLE   2,475 0 0
DISCOVER FINL SVCS COM 254709108   337,857 3,900 SH   SOLE   3,900 0 0
DISNEY WALT CO COM 254687106   313,334 3,866 SH   SOLE   3,866 0 0
EMERSON ELEC CO COM 291011104   222,111 2,300 SH   SOLE   2,300 0 0
ERIE INDEMNITY CO CL A 29530P102   643,400 2,190 SH   SOLE   2,190 0 0
FEDEX CORP COM 31428X106   578,850 2,185 SH   SOLE   2,185 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   187,510 4,081 SH   SOLE   4,081 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   512,913 10,858 SH   SOLE   10,858 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   976,395 23,217 SH   SOLE   23,217 0 0
GENERAL MLS INC COM 370334104   185,443 2,898 SH   SOLE   2,898 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   1,219,810 38,012 SH   SOLE   38,012 0 0
HOME DEPOT INC COM 437076102   426,046 1,410 SH   SOLE   1,410 0 0
ILLINOIS TOOL WORKS COM 452308109   610,322 2,650 SH   SOLE   2,650 0 0
INTEL CORP COM 458140100   411,439 11,574 SH   SOLE   11,574 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,023,982 17,418 SH   SOLE   17,418 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,830,508 53,902 SH   SOLE   53,902 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,872,457 13,215 SH   SOLE   13,215 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   928,327 18,500 SH   SOLE   18,500 0 0
JOHNSON & JOHNSON COM 478160104   738,890 4,744 SH   SOLE   4,744 0 0
JPMORGAN CHASE & CO COM 46625H100   518,156 3,573 SH   SOLE   3,573 0 0
LAM RESEARCH CORP COM 512807108   583,523 931 SH   SOLE   931 0 0
LILLY ELI & CO COM 532457108   1,612,167 3,001 SH   SOLE   3,001 0 0
LOWES COMPANIES INC COM 548661107   701,567 3,376 SH   SOLE   3,376 0 0
MERCK & CO. INC. COM 58933Y105   346,571 3,366 SH   SOLE   3,366 0 0
META PLATFORMS INC CL A 30303M102   799,159 2,662 SH   SOLE   2,662 0 0
MICROSOFT CORP COM 594918104   2,957,315 9,366 SH   SOLE   9,366 0 0
NETFLIX INC COM 64110L106   802,400 2,125 SH   SOLE   2,125 0 0
NEXTERA ENERGY INC COM 65339F101   614,360 10,724 SH   SOLE   10,724 0 0
NIKE INC COM 654106103   554,978 5,804 SH   SOLE   5,804 0 0
NOVARTIS AG SPONSORED ADR 66987V109   251,289 2,467 SH   SOLE   2,467 0 0
NOVO-NORDISK A S ADR 670100205   696,237 7,656 SH   SOLE   7,656 0 0
NVIDIA CORP COM 67066G104   1,204,922 2,770 SH   SOLE   2,770 0 0
ORACLE CORP COM 68389X105   731,801 6,909 SH   SOLE   6,909 0 0
PARKER-HANNIFIN CORP COM 701094104   578,437 1,485 SH   SOLE   1,485 0 0
PAYPAL HLDGS INC COM 70450Y103   219,225 3,750 SH   SOLE   3,750 0 0
PEPSICO INC COM 713448108   679,122 4,008 SH   SOLE   4,008 0 0
PFIZER INC COM 717081103   293,654 8,853 SH   SOLE   8,853 0 0
PHILIP MORRIS INTL INC COM 718172109   280,055 3,025 SH   SOLE   3,025 0 0
PROCTER AND GAMBLE CO COM 742718109   491,548 3,370 SH   SOLE   3,370 0 0
RTX CORP COM 75513E101   266,435 3,702 SH   SOLE   3,702 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   963,226 23,255 SH   SOLE   23,255 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   473,374 19,773 SH   SOLE   19,773 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   211,763 2,993 SH   SOLE   2,993 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   607,493 13,735 SH   SOLE   13,735 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   326,720 18,407 SH   SOLE   18,407 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   748,812 14,831 SH   SOLE   14,831 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,178,784 24,692 SH   SOLE   24,692 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   315,062 3,486 SH   SOLE   3,486 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,054,230 61,930 SH   SOLE   61,930 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,774,827 10,827 SH   SOLE   10,827 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,217,682 20,663 SH   SOLE   20,663 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   1,051,326 42,239 SH   SOLE   42,239 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   3,403,644 7,962 SH   SOLE   7,962 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   538,773 19,535 SH   SOLE   19,535 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   368,914 5,035 SH   SOLE   5,035 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,306,496 18,053 SH   SOLE   18,053 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   559,350 8,250 SH   SOLE   8,250 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   2,187,290 74,601 SH   SOLE   74,601 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,816,613 74,635 SH   SOLE   74,635 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   254,711 5,817 SH   SOLE   5,817 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   555,479 18,082 SH   SOLE   18,082 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   298,909 8,101 SH   SOLE   8,101 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   204,903 5,301 SH   SOLE   5,301 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,249,228 2,468 SH   SOLE   2,468 0 0
TJX COS INC NEW COM 872540109   702,774 7,907 SH   SOLE   7,907 0 0
TOYOTA MOTOR CORP ADS 892331307   233,675 1,300 SH   SOLE   1,300 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,660,076 3,293 SH   SOLE   3,293 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   411,137 3,270 SH   SOLE   3,270 0 0
US BANCORP DEL COM NEW 902973304   239,288 7,238 SH   SOLE   7,238 0 0
VALERO ENERGY CORP COM 91913Y100   742,286 5,238 SH   SOLE   5,238 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   274,166 3,929 SH   SOLE   3,929 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,271,260 6,105 SH   SOLE   6,105 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   3,280,241 12,046 SH   SOLE   12,046 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,452,942 25,034 SH   SOLE   25,034 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   404,300 7,019 SH   SOLE   7,019 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   887,211 15,524 SH   SOLE   15,524 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   261,751 3,445 SH   SOLE   3,445 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,185,794 72,868 SH   SOLE   72,868 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   244,691 7,550 SH   SOLE   7,550 0 0
VISA INC COM CL A 92826C839   575,025 2,500 SH   SOLE   2,500 0 0
WALMART INC COM 931142103   877,822 5,489 SH   SOLE   5,489 0 0
WP CAREY INC COM 92936U109   147,448 2,726 SH   SOLE   2,726 0 0
XCEL ENERGY INC COM 98389B100   444,946 7,776 SH   SOLE   7,776 0 0