The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   216,333 2,161 SH   SOLE   2,161 0 0
ABBVIE INC COM 00287Y109   244,920 1,818 SH   SOLE   1,818 0 0
AFLAC INC COM 001055102   237,320 3,400 SH   SOLE   3,400 0 0
ALPHABET INC. CAP STK CL C 02079K107   809,773 6,694 SH   SOLE   6,694 0 0
ALPHABET INC. CAP STK CL A 02079K305   1,989,414 16,620 SH   SOLE   16,620 0 0
ALPS ETF TR RIVRFRNT STR INC 00162Q783   360,392 15,869 SH   SOLE   15,869 0 0
AMAZON.COM INC COM 023135106   1,320,938 10,133 SH   SOLE   10,133 0 0
AMERISOURCEBERGEN CORP COM 03073E105   680,719 3,537 SH   SOLE   3,537 0 0
APPLE INC COM 037833100   10,014,907 51,631 SH   SOLE   51,631 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   233,224 1,061 SH   SOLE   1,061 0 0
BALL CORP COM 058498106   208,159 3,576 SH   SOLE   3,576 0 0
BANK NEW YORK MELLON CORP COM 064058100   207,981 4,672 SH   SOLE   4,672 0 0
BERKSHIRE HATHAWAY INC DEL CL B New 084670702   2,190,243 6,423 SH   SOLE   6,423 0 0
BOEING CO COM 097023105   413,451 1,958 SH   SOLE   1,958 0 0
CDW CORP COM 12514G108   553,668 3,017 SH   SOLE   3,017 0 0
CHEVRON CORP NEW COM 166764100   195,271 1,241 SH   SOLE   1,241 0 0
CISCO SYSTEMS INC COM 17275R102   357,006 6,900 SH   SOLE   6,900 0 0
COCA-COLA CO COM 191216100   501,850 8,334 SH   SOLE   8,334 0 0
COMCAST CORP CL A 20030N101   560,925 13,500 SH   SOLE   13,500 0 0
CONSTELLATION BRAND CL A 21036P108   797,461 3,240 SH   SOLE   3,240 0 0
COSTCO WHOLESALE CO COM 22160K105   1,005,694 1,868 SH   SOLE   1,868 0 0
CVS HEALTH CORP COM 126650100   161,764 2,340 SH   SOLE   2,340 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   352,511 2,032 SH   SOLE   2,032 0 0
DICKS SPORTING GOODS COM 253393102   327,170 2,475 SH   SOLE   2,475 0 0
DISCOVER FINL SVCS COM 254709108   455,715 3,900 SH   SOLE   3,900 0 0
DISNEY WALT CO COM 254687106   354,078 3,966 SH   SOLE   3,966 0 0
EMERSON ELEC CO COM 291011104   207,897 2,300 SH   SOLE   2,300 0 0
ERIE INDEMNITY CO CL A 29530P102   459,922 2,190 SH   SOLE   2,190 0 0
FEDEX CORP COM 31428X106   541,662 2,185 SH   SOLE   2,185 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   233,172 4,951 SH   SOLE   4,951 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   526,948 11,054 SH   SOLE   11,054 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   1,056,283 23,914 SH   SOLE   23,914 0 0
GENERAL MLS INC COM 370334104   214,607 2,798 SH   SOLE   2,798 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   1,318,238 39,433 SH   SOLE   39,433 0 0
HOME DEPOT INC COM 437076102   438,002 1,410 SH   SOLE   1,410 0 0
ILLINOIS TOOL WORKS COM 452308109   662,924 2,650 SH   SOLE   2,650 0 0
INTEL CORP COM 458140100   387,019 11,574 SH   SOLE   11,574 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,072,858 17,081 SH   SOLE   17,081 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,896,262 5,422 SH   SOLE   5,422 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,982,149 13,246 SH   SOLE   13,246 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   931,830 18,585 SH   SOLE   18,585 0 0
JOHNSON & JOHNSON COM 478160104   792,371 4,787 SH   SOLE   4,787 0 0
JPMORGAN CHASE & CO COM 46625H100   519,657 3,573 SH   SOLE   3,573 0 0
LAM RESEARCH CORP COM 512807108   598,503 931 SH   SOLE   931 0 0
LILLY ELI & CO COM 532457108   1,441,705 3,074 SH   SOLE   3,074 0 0
LOWES COMPANIES INC COM 548661107   778,655 3,450 SH   SOLE   3,450 0 0
MERCK & CO. INC. COM 58933Y105   388,433 3,366 SH   SOLE   3,366 0 0
META PLATFORMS INC CL A 30303M102   763,941 2,662 SH   SOLE   2,662 0 0
MICROSOFT CORP COM 594918104   3,224,573 9,469 SH   SOLE   9,469 0 0
NETFLIX INC COM 64110L106   933,839 2,120 SH   SOLE   2,120 0 0
NEXTERA ENERGY INC COM 65339F101   802,243 10,812 SH   SOLE   10,812 0 0
NIKE INC CL B 654106103   639,042 5,790 SH   SOLE   5,790 0 0
NOVARTIS AG SPONSORED ADR 66987V109   248,945 2,467 SH   SOLE   2,467 0 0
NOVO-NORDISK A S ADR 670100205   651,851 4,028 SH   SOLE   4,028 0 0
NVIDIA CORP COM 67066G104   1,166,266 2,757 SH   SOLE   2,757 0 0
ORACLE CORP COM 68389X105   822,793 6,909 SH   SOLE   6,909 0 0
PARKER-HANNIFIN CORP COM 701094104   579,209 1,485 SH   SOLE   1,485 0 0
PAYPAL HLDGS INC COM 70450Y103   250,238 3,750 SH   SOLE   3,750 0 0
PEPSICO INC COM 713448108   742,289 4,008 SH   SOLE   4,008 0 0
PFIZER INC COM 717081103   326,562 8,903 SH   SOLE   8,903 0 0
PHILIP MORRIS INTL INC COM 718172109   305,063 3,125 SH   SOLE   3,125 0 0
PROCTER AND GAMBLE CO COM 742718109   511,364 3,370 SH   SOLE   3,370 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   362,506 3,701 SH   SOLE   3,701 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,081,356 24,689 SH   SOLE   24,689 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   487,018 19,773 SH   SOLE   19,773 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   661,216 14,324 SH   SOLE   14,324 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   365,294 18,704 SH   SOLE   18,704 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   789,341 15,055 SH   SOLE   15,055 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,269,513 24,633 SH   SOLE   24,633 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   288,843 3,558 SH   SOLE   3,558 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,094,182 62,123 SH   SOLE   62,123 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,882,244 10,826 SH   SOLE   10,826 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,358,478 20,759 SH   SOLE   20,759 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   1,111,280 42,529 SH   SOLE   42,529 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   3,580,579 8,077 SH   SOLE   8,077 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   564,061 19,535 SH   SOLE   19,535 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   387,494 5,035 SH   SOLE   5,035 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,393,511 18,053 SH   SOLE   18,053 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   588,629 8,415 SH   SOLE   8,415 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   2,260,020 76,767 SH   SOLE   76,767 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,925,761 75,907 SH   SOLE   75,907 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   256,981 5,600 SH   SOLE   5,600 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   585,627 19,082 SH   SOLE   19,082 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   314,589 8,100 SH   SOLE   8,100 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   229,148 5,651 SH   SOLE   5,651 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,287,679 2,468 SH   SOLE   2,468 0 0
TJX COS INC NEW COM 872540109   670,435 7,907 SH   SOLE   7,907 0 0
TOYOTA MOTOR CORP ADS 892331307   208,975 1,300 SH   SOLE   1,300 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,608,282 3,346 SH   SOLE   3,346 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   515,908 3,270 SH   SOLE   3,270 0 0
US BANCORP DEL COM NEW 902973304   248,191 7,512 SH   SOLE   7,512 0 0
VALERO ENERGY CORP COM 91913Y100   614,423 5,238 SH   SOLE   5,238 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   285,599 3,929 SH   SOLE   3,929 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,341,687 6,094 SH   SOLE   6,094 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   3,505,953 12,390 SH   SOLE   12,390 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,534,091 24,870 SH   SOLE   24,870 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   448,433 7,768 SH   SOLE   7,768 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   930,063 15,855 SH   SOLE   15,855 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   272,258 3,445 SH   SOLE   3,445 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,417,560 74,005 SH   SOLE   74,005 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   282,182 7,588 SH   SOLE   7,588 0 0
VISA INC COM CL A 92826C839   593,700 2,500 SH   SOLE   2,500 0 0
WALMART INC COM 931142103   868,832 5,528 SH   SOLE   5,528 0 0
WP CAREY INC COM 92936U109   927,939 13,735 SH   SOLE   13,735 0 0
XCEL ENERGY INC COM 98389B100   571,060 9,185 SH   SOLE   9,185 0 0