The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   302,338 2,521 SH   SOLE   2,521 0 0
ABBVIE INC COM 00287Y109   293,628 1,817 SH   SOLE   1,817 0 0
ALPHABET INC CAP STK CL C 02079K107   647,197 7,294 SH   SOLE   7,294 0 0
ALPHABET INC CAP STK CL A 02079K305   1,598,728 18,120 SH   SOLE   18,120 0 0
AMAZON COM INC COM 023135106   897,792 10,688 SH   SOLE   10,688 0 0
AMERISOURCEBERGEN CORP COM 03073E105   648,229 3,912 SH   SOLE   3,912 0 0
APPLE INC COM 037833100   7,278,811 56,021 SH   SOLE   56,021 0 0
AUTO DATA PROCESSING COM 053015103   257,743 1,079 SH   SOLE   1,079 0 0
BALL CORP COM 058498106   182,877 3,576 SH   SOLE   3,576 0 0
BANK OF NY MELLON CO COM 064058100   248,981 5,470 SH   SOLE   5,470 0 0
BERKSHIRE HATHAWAY CL B New 084670702   2,088,164 6,760 SH   SOLE   6,760 0 0
BOEING CO COM 097023105   406,315 2,133 SH   SOLE   2,133 0 0
CDW CORP COM 12514G108   605,771 3,392 SH   SOLE   3,392 0 0
CHARLES SCHWAB US REIT US REIT ETF 808524847   372,784 19,325 SH   SOLE   19,325 0 0
CISCO SYSTEMS INC COM 17275R102   383,502 8,050 SH   SOLE   8,050 0 0
COMCAST CORP CL A 20030N101   529,796 15,150 SH   SOLE   15,150 0 0
CONSTELLATION BRAND CL A 21036P108   839,414 3,634 SH   SOLE   3,634 0 0
COSTCO WHOLESALE CO COM 22160K105   970,063 2,125 SH   SOLE   2,125 0 0
CVS HEALTH CORP COM 126650100   236,703 2,540 SH   SOLE   2,540 0 0
DIAGEO PLC F SPON ADR NEW 25243Q205   415,539 2,332 SH   SOLE   2,332 0 0
DICKS SPORTING GOODS COM 253393102   375,906 3,125 SH   SOLE   3,125 0 0
DISCOVER FINL S COM 254709108   430,452 4,400 SH   SOLE   4,400 0 0
EMERSON ELECTRIC CO COM 291011104   268,968 2,800 SH   SOLE   2,800 0 0
ERIE INDEMNITY CO CL A 29530P102   547,184 2,200 SH   SOLE   2,200 0 0
FEDEX CORP COM 31428X106   413,082 2,385 SH   SOLE   2,385 0 0
FIRST TRUST TCW TCW OPPORTUNIS 33740F805   1,109,130 25,253 SH   SOLE   25,253 0 0
FRST TRT LOW DRTN FST LOW OPPT EFT 33739Q200   547,487 11,548 SH   SOLE   11,548 0 0
FT RISING DIVIDEND RISNG DIVD ACHIV 33738R506   305,815 6,963 SH   SOLE   6,963 0 0
GENERAL MILLS INC COM 370334104   259,767 3,098 SH   SOLE   3,098 0 0
HARTFORD TOTAL RETURN TOTAL RTRN ETF 41653L305   1,443,319 43,684 SH   SOLE   43,684 0 0
HOME DEPOT INC COM 437076102   492,742 1,560 SH   SOLE   1,560 0 0
ILLINOIS TOOL WORKS COM 452308109   638,870 2,900 SH   SOLE   2,900 0 0
INTEL CORP COM 458140100   411,608 15,574 SH   SOLE   15,574 0 0
INVESCO S&P 500 EQUAL S&P500 EQL WGT 46137V357   1,936,811 13,712 SH   SOLE   13,712 0 0
INVESCO S&P 500 LOW S&P500 LOW VOL 46138E354   1,125,223 17,609 SH   SOLE   17,609 0 0
INVESCO S&P 500 TOP 50 S&P 500 TOP 50 46137V233   1,540,979 5,584 SH   SOLE   5,584 0 0
JOHNSON & JOHNSON COM 478160104   920,763 5,212 SH   SOLE   5,212 0 0
JPMORGAN CHASE & CO COM 46625H100   546,189 4,073 SH   SOLE   4,073 0 0
JPMORGAN ULTRA SHORT ULTRA SHRT INC 46641Q837   875,106 17,457 SH   SOLE   17,457 0 0
LAM RESEARCH CORP COM 512807108   391,299 931 SH   SOLE   931 0 0
LILLY ELI & CO COM 532457108   1,312,681 3,588 SH   SOLE   3,588 0 0
LOWES COMPANIES INC COM 548661107   796,726 3,999 SH   SOLE   3,999 0 0
MERCK & CO INC COM 58933Y105   445,575 4,016 SH   SOLE   4,016 0 0
META PLATFORMS INC CL A 30303M102   394,114 3,275 SH   SOLE   3,275 0 0
MICROSOFT CORP COM 594918104   2,621,233 10,930 SH   SOLE   10,930 0 0
NETFLIX INC COM 64110L106   625,146 2,120 SH   SOLE   2,120 0 0
NEXTERA ENERGY INC COM 65339F101   1,069,303 12,791 SH   SOLE   12,791 0 0
NIKE INC CL B 654106103   771,096 6,590 SH   SOLE   6,590 0 0
NOVARTIS AG F SPONSORED ADR 66987V109   251,022 2,767 SH   SOLE   2,767 0 0
NVIDIA CORP COM 67066G104   454,057 3,107 SH   SOLE   3,107 0 0
ORACLE CORP COM 68389X105   673,047 8,234 SH   SOLE   8,234 0 0
PARKER-HANNIFIN CORP COM 701094104   465,600 1,600 SH   SOLE   1,600 0 0
PAYPAL HOLDINGS INCORPOR COM 70450Y103   274,197 3,850 SH   SOLE   3,850 0 0
PEPSICO INC COM 713448108   797,879 4,416 SH   SOLE   4,416 0 0
PFIZER INC COM 717081103   512,041 9,993 SH   SOLE   9,993 0 0
PHILIP MORRIS INTL COM 718172109   344,114 3,400 SH   SOLE   3,400 0 0
PROCTER & GAMBLE COM 742718109   581,990 3,840 SH   SOLE   3,840 0 0
QUANTA SERVICES INC COM 74762E102   567,723 3,984 SH   SOLE   3,984 0 0
RAYTHEON TECHNOLOGIES CO COM 75513E101   408,533 4,048 SH   SOLE   4,048 0 0
RIVERFRONT STRATEGIC RIVRFRNT STR INC 00162Q783   357,577 15,801 SH   SOLE   15,801 0 0
SCHWAB EMERGING MARKETS EMRG MKTEQ ETF 808524706   468,027 19,773 SH   SOLE   19,773 0 0
SCHWAB US AGGREGATE BOND US AGGREGATE B 808524839   708,478 15,520 SH   SOLE   15,520 0 0
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607   1,011,259 24,963 SH   SOLE   24,963 0 0
SCHWAB US TIPS ETF US TIPS ETF 808524870   900,451 17,387 SH   SOLE   17,387 0 0
SELECT SECTOR HEALTH SBI HEALTHCARE 81369Y209   3,618,598 26,636 SH   SOLE   26,636 0 0
SELECT SECTOR SPDR TR ENERGY ENERGY 81369Y506   299,425 3,423 SH   SOLE   3,423 0 0
SELECT SECTOR UTI SELECT SBI INT-UTILS 81369Y886   1,564,073 22,186 SH   SOLE   22,186 0 0
SELECT STR FINANCIAL FINANCIAL 81369Y605   2,273,215 66,468 SH   SOLE   66,468 0 0
SPDR AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649   1,931,478 76,859 SH   SOLE   76,859 0 0
SPDR BLOOMBERG CONVRTBL BLMBRG BRC CNVRT 78464A359   580,025 9,015 SH   SOLE   9,015 0 0
SPDR BLOOMBERG INT GRD Blomberg BRC INV 78468R200   693,409 22,817 SH   SOLE   22,817 0 0
SPDR DOUBLELINE TTL RTRN SPDR TR TACTIC 78467V848   245,934 6,142 SH   SOLE   6,142 0 0
SPDR MSCI ACWI EX-US MSCI ACWI EXUS 78463X848   1,067,158 44,354 SH   SOLE   44,354 0 0
SPDR PORTFOLIO CORPORATE PORTFOLIO CRPORT 78464A144   580,797 20,465 SH   SOLE   20,465 0 0
SPDR PORTFOLIO S&P 400 PORTFOLIO S&P400 78464A847   231,684 5,451 SH   SOLE   5,451 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   3,250,382 8,499 SH   SOLE   8,499 0 0
SPDR S&P 600 SMALL CAP S&P 600 SML CAP 78464A813   272,782 3,318 SH   SOLE   3,318 0 0
SPDR Ser Tr S&P 600 SMCP GRW S&P 600 SMCP GRW 78464A201   370,952 5,135 SH   SOLE   5,135 0 0
SPDR Ser Tr S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300   1,410,180 19,000 SH   SOLE   19,000 0 0
SPDR SHORT TERM PORTFOLIO SHORT 78464A474   2,279,895 77,600 SH   SOLE   77,600 0 0
TECHNOLOGY SELECT SECTOR TECHNOLOGY 81369Y803   1,475,258 11,855 SH   SOLE   11,855 0 0
THE COCA-COLA CO COM 191216100   600,563 9,441 SH   SOLE   9,441 0 0
THERMO FISHER SCNTFC COM 883556102   1,567,264 2,846 SH   SOLE   2,846 0 0
TJX COMPANIES INC COM 872540109   716,957 9,007 SH   SOLE   9,007 0 0
U S BANCORP COM NEW 902973304   349,320 8,010 SH   SOLE   8,010 0 0
UNITEDHEALTH GRP INC COM 91324P102   1,931,676 3,643 SH   SOLE   3,643 0 0
UNIVERSAL HLTH SVCS CL B 913903100   524,111 3,720 SH   SOLE   3,720 0 0
VALERO ENERGY CORP COM 91913Y100   734,268 5,788 SH   SOLE   5,788 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   282,259 3,929 SH   SOLE   3,929 0 0
VANGUARD FTSE DEVELOPED FTSE DEV MKT ETF 921943858   3,198,881 76,218 SH   SOLE   76,218 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736   2,607,964 12,238 SH   SOLE   12,238 0 0
VANGUARD INTRMDIAT TRM INTER TERM TREAS 92206C706   1,023,400 17,500 SH   SOLE   17,500 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   267,022 3,445 SH   SOLE   3,445 0 0
VANGUARD MID CAP ETF MID CAP ETF 922908629   1,246,487 3,809 SH   SOLE   3,809 0 0
VANGUARD SHORT TERM SHORT TERM TREAS 92206C102   501,066 8,666 SH   SOLE   8,666 0 0
VANGUARD VALUE ETF IV VALUE ETF 922908744   3,451,575 24,589 SH   SOLE   24,589 0 0
VERIZON COMMUNICATN COM 92343V104   345,433 8,767 SH   SOLE   8,767 0 0
VISA INC COM CL A 92826C839   612,892 2,950 SH   SOLE   2,950 0 0
WP CAREY INC COM 92936U109   1,070,733 13,701 SH   SOLE   13,701 0 0
WALMART INC COM 931142103   862,053 6,080 SH   SOLE   6,080 0 0
WALT DISNEY CO COM 254687106   371,666 4,278 SH   SOLE   4,278 0 0
XCEL ENERGY INC COM 98389B100   642,909 9,170 SH   SOLE   9,170 0 0