The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 BBG006G2JWB1 261,208 3,370 SH   SOLE   0 0 3,370
AMAZON COM INC COM 023135106 BBG001S5PQL7 237,026 1,560 SH   SOLE   0 0 1,560
APPLE INC COM 037833100 BBG001S5N8V8 1,003,081 5,210 SH   SOLE   0 0 5,210
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 1,492,339 31,378 SH   SOLE   0 0 31,378
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,758,267 4,676 SH   SOLE   0 0 4,676
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 7,266,565 95,137 SH   SOLE   0 0 95,137
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 6,866,377 139,094 SH   SOLE   0 0 139,094
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 13,108,798 56,348 SH   SOLE   0 0 56,348
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 12,085,973 136,781 SH   SOLE   0 0 136,781
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 13,785,843 31,561 SH   SOLE   0 0 31,561
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 14,683,802 81,590 SH   SOLE   0 0 81,590
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 12,680,287 225,869 SH   SOLE   0 0 225,869
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 12,696,708 308,922 SH   SOLE   0 0 308,922
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 6,718,552 141,473 SH   SOLE   0 0 141,473
VANGUARD WORLD FDS ENERGY ETF 92204A306 BBG001SHTV45 13,761,635 117,340 SH   SOLE   0 0 117,340
VANGUARD WORLD FDS MATERIALS ETF 92204A801 BBG001SHTTP7 13,232,735 69,668 SH   SOLE   0 0 69,668