The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   3,886,125 59,006 SH   SOLE   42,279 0 16,726
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   20,360,416 316,844 SH   SOLE   229,707 0 87,136
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,557,858 78,638 SH   SOLE   55,663 0 22,974
AMGEN INC COM 031162100   371,392 1,306 SH   SOLE   1,306 0 0
APPLE INC COM 037833100   2,242,857 13,079 SH   SOLE   6,499 0 6,580
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,537,760 4 SH   SOLE   4 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   9,853,533 438,715 SH   SOLE   318,374 0 120,339
COHEN & STEERS QUALITY INCOM COM 19247L106   1,640,089 135,769 SH   SOLE   108,564 0 27,204
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   4,001,622 128,670 SH   SOLE   91,420 0 37,249
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   406,695 16,452 SH   SOLE   10,370 0 6,081
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   5,281,567 196,049 SH   SOLE   141,907 0 54,141
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   11,784,445 320,665 SH   SOLE   243,210 0 77,454
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   672,301 21,042 SH   SOLE   21,042 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,970,339 36,199 SH   SOLE   31,557 0 4,641
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   14,935,050 472,479 SH   SOLE   338,754 0 133,724
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   505,367 12,356 SH   SOLE   10,629 0 1,726
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   403,431 8,793 SH   SOLE   7,918 0 875
ENTREPRENEURSHARES SERIES TR ERSHARES ENT 293828802   1,688,054 108,977 SH   SOLE   86,558 0 22,419
EXCHANGE LISTED FDS TR SABA INT RATE 30151E806   6,906,237 334,119 SH   SOLE   246,915 0 87,202
EXXON MOBIL CORP COM 30231G102   384,173 3,305 SH   SOLE   2,338 0 967
FARMLAND PARTNERS INC COM 31154R109   963,568 86,808 SH   SOLE   61,713 0 25,094
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   11,600 10,000 SH   SOLE   10,000 0 0
GOLDMAN SACHS ETF TR S&P 500 CORE PRE 38149W622   934,146 19,871 SH   SOLE   14,603 0 5,267
HEARTLAND FINL USA INC COM 42234Q102   817,097 23,246 SH   SOLE   8 0 23,238
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,196,213 50,569 SH   SOLE   0 0 50,569
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   606,770 25,749 SH   SOLE   0 0 25,748
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   2,043,198 35,883 SH   SOLE   27,060 0 8,822
ISHARES TR EAFE VALUE ETF 464288877   1,438,730 26,447 SH   SOLE   22,739 0 3,707
ISHARES TR MSCI USA MMENTM 46432F396   1,151,865 6,148 SH   SOLE   4,511 0 1,637
ISHARES TR COHEN STEER REIT 464287564   997,692 17,291 SH   SOLE   10,135 0 7,155
ISHARES TR CORE MSCI EAFE 46432F842   5,358,280 72,195 SH   SOLE   52,038 0 20,155
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   339,701 6,732 SH   SOLE   6,303 0 428
J P MORGAN EXCHANGE TRADED F BETBULD MSCI 46641Q738   3,105,653 35,100 SH   SOLE   25,014 0 10,085
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,204,930 43,705 SH   SOLE   31,237 0 12,467
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   10,159,078 222,982 SH   SOLE   160,604 0 62,378
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   668,539 11,554 SH   SOLE   10,367 0 1,187
JPMORGAN CHASE & CO COM 46625H100   266,399 1,330 SH   SOLE   164 0 1,166
MERCK & CO INC COM 58933Y105   248,364 1,882 SH   SOLE   884 0 998
META PLATFORMS INC CL A 30303M102   1,739,039 3,581 SH   SOLE   278 0 3,303
MICROSOFT CORP COM 594918104   288,681 686 SH   SOLE   586 0 100
NEOS ETF TRUST NEOS S&P 500 HI 78433H303   1,103,344 21,909 SH   SOLE   16,310 0 5,598
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   451,740 50,193 SH   SOLE   1,718 0 48,475
NVIDIA CORPORATION COM 67066G104   227,697 252 SH   SOLE   252 0 0
PACER FDS TR METAURUS CAP 400 69374H436   4,559,748 127,367 SH   SOLE   91,007 0 36,359
PIMCO ETF TR MULTISECTOR BD 72201R585   8,815,363 342,211 SH   SOLE   259,781 0 82,429
PRINCIPAL EXCHANGE TRADED FD ACTIVE HIGH YL 74255Y102   2,747,595 143,403 SH   SOLE   106,197 0 37,204
PROSHARES TR INVT INT RT HG 74347B607   552,729 7,224 SH   SOLE   6,227 0 996
S&P GLOBAL INC COM 78409V104   2,963,259 6,965 SH   SOLE   178 0 6,787
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   404,833 11,369 SH   SOLE   902 0 10,466
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,142,501 29,280 SH   SOLE   17,020 0 12,259
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   927,465 25,907 SH   SOLE   21,170 0 4,736
SCHWAB STRATEGIC TR US REIT ETF 808524847   233,963 11,525 SH   SOLE   10,940 0 584
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,371,505 31,212 SH   SOLE   26,535 0 4,676
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   268,442 7,490 SH   SOLE   7,490 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   857,371 1,639 SH   SOLE   1,639 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   230,427 3,592 SH   SOLE   3,592 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   6,239,917 223,253 SH   SOLE   156,543 0 66,709
SYNTAX ETF TR STRATIFD LRG CAP 87166N106   12,573,880 163,333 SH   SOLE   115,791 0 47,541
TESLA INC COM 88160R101   239,074 1,360 SH   SOLE   1,360 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   3,777,530 197,984 SH   SOLE   142,964 0 55,019
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   273,071 1,558 SH   SOLE   1,558 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,323,456 8,940 SH   SOLE   8,147 0 792
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,525,742 3,174 SH   SOLE   3,174 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   311,806 7,465 SH   SOLE   6,719 0 744
VANGUARD STAR FDS VG TL INTL STK F 921909768   644,366 10,686 SH   SOLE   10,686 0 0
VISA INC COM CL A 92826C839   317,030 1,136 SH   SOLE   1,135 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   9,022,699 179,413 SH   SOLE   133,036 0 46,376