The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US EQT ETF 025072885   38,529,444 472,464 SH   SOLE   0 0 472,464
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   12,377,228 219,493 SH   SOLE   0 0 219,493
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   16,838,989 278,653 SH   SOLE   0 0 278,653
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,926,937 45,447 SH   SOLE   0 0 45,447
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   915,697 35,246 SH   SOLE   0 0 35,246
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   5,768,132 122,700 SH   SOLE   0 0 122,700
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   12,271,093 236,757 SH   SOLE   0 0 236,757
ISHARES TR CORE S&P TTL STK 464287150   2,474,412 23,514 SH   SOLE   0 0 23,514
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   520,054 12,653 SH   SOLE   0 0 12,653
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,353,806 7,522 SH   SOLE   0 0 7,522
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,035,196 44,935 SH   SOLE   0 0 44,935
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   2,340,218 80,365 SH   SOLE   0 0 80,365
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,116,145 6,556 SH   SOLE   0 0 6,556
VANGUARD INDEX FDS LARGE CAP ETF 922908637   10,423,567 47,782 SH   SOLE   0 0 47,782
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   13,250,342 519,011 SH   SOLE   0 0 519,011
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   829,158 12,804 SH   SOLE   0 0 12,804
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   46,839,553 1,602,448 SH   SOLE   0 0 1,602,448
ALPHABET INC CAP STK CL A 02079K305   2,059,031 14,740 SH   SOLE   0 0 14,740
ALPHABET INC CAP STK CL C 02079K107   967,983 6,869 SH   SOLE   0 0 6,869
AMERICAN WTR WKS CO INC NEW COM 030420103   507,611 3,846 SH   SOLE   0 0 3,846
COSTCO WHSL CORP NEW COM 22160K105   1,846,374 2,797 SH   SOLE   0 0 2,797
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,456,713 138,490 SH   SOLE   0 0 138,490
ISHARES TR GLOBAL REIT ETF 46434V647   2,780,840 115,006 SH   SOLE   0 0 115,006
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,458,890 45,349 SH   SOLE   0 0 45,349
XCEL ENERGY INC COM 98389B100   535,478 8,649 SH   SOLE   0 0 8,649
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,862,805 18,107 SH   SOLE   0 0 18,107
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   15,937,429 556,474 SH   SOLE   0 0 556,474
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,331,329 21,247 SH   SOLE   0 0 21,247
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,575,614 15,115 SH   SOLE   0 0 15,115
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   1,069,687 24,698 SH   SOLE   0 0 24,698
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   869,894 2,439 SH   SOLE   0 0 2,439
JOHNSON & JOHNSON COM 478160104   275,203 1,756 SH   SOLE   0 0 1,756
ISHARES TR RUSSELL 2000 ETF 464287655   1,010,135 5,033 SH   SOLE   0 0 5,033
AMAZON COM INC COM 023135106   301,297 1,983 SH   SOLE   0 0 1,983
APPLE INC COM 037833100   7,357,121 38,213 SH   SOLE   0 0 38,213
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   217,448 4,021 SH   SOLE   0 0 4,021
JPMORGAN CHASE & CO COM 46625H100   1,289,642 7,582 SH   SOLE   0 0 7,582
PAYCHEX INC COM 704326107   1,184,214 9,942 SH   SOLE   0 0 9,942
SPDR SER TR S&P DIVID ETF 78464A763   1,053,375 8,429 SH   SOLE   0 0 8,429
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,752,109 194,599 SH   SOLE   0 0 194,599
GALLAGHER ARTHUR J & CO COM 363576109   393,540 1,750 SH   SOLE   0 0 1,750
CINCINNATI FINL CORP COM 172062101   846,843 8,185 SH   SOLE   0 0 8,185
CINTAS CORP COM 172908105   701,980 1,165 SH   SOLE   0 0 1,165
DANAHER CORPORATION COM 235851102   332,160 1,436 SH   SOLE   0 0 1,436
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   7,130,868 295,764 SH   SOLE   0 0 295,764
EDWARDS LIFESCIENCES CORP COM 28176E108   360,053 4,722 SH   SOLE   0 0 4,722
EVERSOURCE ENERGY COM 30040W108   544,552 8,823 SH   SOLE   0 0 8,823
ISHARES TR CORE MSCI EAFE 46432F842   8,449,489 120,106 SH   SOLE   0 0 120,106
ISHARES TR CORE US AGGBD ET 464287226   1,717,654 17,306 SH   SOLE   0 0 17,306
LAM RESEARCH CORP COM 512807108   704,798 900 SH   SOLE   0 0 900
META PLATFORMS INC CL A 30303M102   642,083 1,814 SH   SOLE   0 0 1,814
NNN REIT INC COM 637417106   480,623 11,151 SH   SOLE   0 0 11,151
THERMO FISHER SCIENTIFIC INC COM 883556102   715,436 1,348 SH   SOLE   0 0 1,348
WALMART INC COM 931142103   531,016 3,368 SH   SOLE   0 0 3,368
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,121,792 5,258 SH   SOLE   0 0 5,258
VANGUARD STAR FDS VG TL INTL STK F 921909768   835,511 14,415 SH   SOLE   0 0 14,415
ISHARES TR CORE S&P500 ETF 464287200   9,307,375 19,487 SH   SOLE   0 0 19,487
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,845,618 47,729 SH   SOLE   0 0 47,729
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,532,736 67,509 SH   SOLE   0 0 67,509
STARBUCKS CORP COM 855244109   301,563 3,141 SH   SOLE   0 0 3,141
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,353,144 9,920 SH   SOLE   0 0 9,920
ISHARES TR CORE MSCI TOTAL 46432F834   898,410 13,837 SH   SOLE   0 0 13,837
ISHARES TR CORE S&P US VLU 464287663   284,435 3,373 SH   SOLE   0 0 3,373
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   20,228,133 608,365 SH   SOLE   0 0 608,365
ISHARES TR CORE 1 5 YR USD 46432F859   350,916 7,378 SH   SOLE   0 0 7,378
ISHARES INC CORE MSCI EMKT 46434G103   1,547,965 30,604 SH   SOLE   0 0 30,604
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,307,327 29,958 SH   SOLE   0 0 29,958
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,053,918 16,865 SH   SOLE   0 0 16,865
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   369,142 3,935 SH   SOLE   0 0 3,935
ISHARES TR CORE S&P MCP ETF 464287507   542,243 1,956 SH   SOLE   0 0 1,956
MICROSOFT CORP COM 594918104   5,767,506 15,337 SH   SOLE   0 0 15,337
VANGUARD INDEX FDS MID CAP ETF 922908629   742,820 3,193 SH   SOLE   0 0 3,193
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   236,460 2,676 SH   SOLE   0 0 2,676
MCCORMICK & CO INC COM NON VTG 579780206   584,068 8,537 SH   SOLE   0 0 8,537
ISHARES TR CORE S&P SCP ETF 464287804   845,725 7,813 SH   SOLE   0 0 7,813
HOME DEPOT INC COM 437076102   1,046,570 3,020 SH   SOLE   0 0 3,020
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   1,017,838 21,934 SH   SOLE   0 0 21,934
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   884,513 4,028 SH   SOLE   0 0 4,028
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,252,011 27,707 SH   SOLE   0 0 27,707
TEXTRON INC COM 883203101   249,865 3,107 SH   SOLE   0 0 3,107
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   680,983 4,142 SH   SOLE   0 0 4,142
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,427,988 52,791 SH   SOLE   0 0 52,791
VANGUARD WORLD FDS ENERGY ETF 92204A306   484,762 4,133 SH   SOLE   0 0 4,133
VANGUARD INDEX FDS VALUE ETF 922908744   657,449 4,398 SH   SOLE   0 0 4,398
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   2,269,211 54,248 SH   SOLE   0 0 54,248
HCA HEALTHCARE INC COM 40412C101   247,988 916 SH   SOLE   0 0 916
LOWES COS INC COM 548661107   635,873 2,857 SH   SOLE   0 0 2,857
VISA INC COM CL A 92826C839   1,734,766 6,663 SH   SOLE   0 0 6,663
ISHARES TR RUS 1000 VAL ETF 464287598   430,040 2,602 SH   SOLE   0 0 2,602
ADOBE INC COM 00724F101   541,713 908 SH   SOLE   0 0 908
MASTERCARD INCORPORATED CL A 57636Q104   1,326,881 3,111 SH   SOLE   0 0 3,111
UNITEDHEALTH GROUP INC COM 91324P102   1,257,170 2,388 SH   SOLE   0 0 2,388
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,420,826 9,798 SH   SOLE   0 0 9,798
UNITED PARCEL SERVICE INC CL B 911312106   646,703 4,113 SH   SOLE   0 0 4,113
INTEL CORP COM 458140100   240,292 4,782 SH   SOLE   0 0 4,782
QUALCOMM INC COM 747525103   216,974 1,500 SH   SOLE   0 0 1,500
TRANE TECHNOLOGIES PLC SHS G8994E103   214,881 881 SH   SOLE   0 0 881
ZOETIS INC CL A 98978V103   454,803 2,304 SH   SOLE   0 0 2,304
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   360,005 15,831 SH   SOLE   0 0 15,831
ISHARES TR U.S. ENERGY ETF 464287796   281,524 6,381 SH   SOLE   0 0 6,381
INVESCO QQQ TR UNIT SER 1 46090E103   533,238 1,302 SH   SOLE   0 0 1,302
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   707,895 20,111 SH   SOLE   0 0 20,111
MCDONALDS CORP COM 580135101   648,110 2,186 SH   SOLE   0 0 2,186
NORTHROP GRUMMAN CORP COM 666807102   306,886 656 SH   SOLE   0 0 656
PROCTER AND GAMBLE CO COM 742718109   697,003 4,756 SH   SOLE   0 0 4,756
PROLOGIS INC. COM 74340W103   893,129 6,700 SH   SOLE   0 0 6,700
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,349,009 23,355 SH   SOLE   0 0 23,355
ISHARES TR MSCI EAFE ETF 464287465   960,763 12,751 SH   SOLE   0 0 12,751
BRISTOL-MYERS SQUIBB CO COM 110122108   219,319 4,274 SH   SOLE   0 0 4,274
BLACKSTONE INC COM 09260D107   331,473 2,532 SH   SOLE   0 0 2,532
KIMBERLY-CLARK CORP COM 494368103   224,915 1,851 SH   SOLE   0 0 1,851
ATMOS ENERGY CORP COM 049560105   408,202 3,522 SH   SOLE   0 0 3,522
MONDELEZ INTL INC CL A 609207105   443,051 6,117 SH   SOLE   0 0 6,117
PNC FINL SVCS GROUP INC COM 693475105   238,800 1,542 SH   SOLE   0 0 1,542
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   242,618 3,110 SH   SOLE   0 0 3,110
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   364,673 8,834 SH   SOLE   0 0 8,834
BANK AMERICA CORP COM 060505104   255,165 7,578 SH   SOLE   0 0 7,578
BIOATLA INC COM 09077B104   161,177 65,519 SH   SOLE   0 0 65,519
NVIDIA CORPORATION COM 67066G104   272,545 550 SH   SOLE   0 0 550
SYSCO CORP COM 871829107   207,987 2,844 SH   SOLE   0 0 2,844
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   208,748 4,358 SH   SOLE   0 0 4,358
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   598,754 20,928 SH   SOLE   0 0 20,928
DTE ENERGY CO COM 233331107   222,182 2,015 SH   SOLE   0 0 2,015
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   243,766 9,199 SH   SOLE   0 0 9,199
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   358,992 13,923 SH   SOLE   0 0 13,923
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   342,137 975 SH   SOLE   0 0 975
LINDE PLC SHS G54950103   314,568 766 SH   SOLE   0 0 766
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   410,061 5,300 SH   SOLE   0 0 5,300
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   719,455 13,454 SH   SOLE   0 0 13,454
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,319,571 51,425 SH   SOLE   0 0 51,425
METTLER TOLEDO INTERNATIONAL COM 592688105   280,194 231 SH   SOLE   0 0 231
BROADCOM INC COM 11135F101   265,110 238 SH   SOLE   0 0 238
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,625 1 SH   SOLE   0 0 1
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   217,898 3,518 SH   SOLE   0 0 3,518
AMPHENOL CORP NEW CL A 032095101   258,729 2,610 SH   SOLE   0 0 2,610
ISHARES TR RUS 1000 ETF 464287622   1,378,042 5,254 SH   SOLE   0 0 5,254
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   257,638 8,182 SH   SOLE   0 0 8,182
PULTE GROUP INC COM 745867101   255,986 2,480 SH   SOLE   0 0 2,480