The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   2,527,921 63,788 SH   SOLE   0 0 63,788
AMERICAN CENTY ETF TR US EQT ETF 025072885   32,468,122 443,190 SH   SOLE   0 0 443,190
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   7,161,688 317,310 SH   SOLE   0 0 317,310
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   13,943,136 534,015 SH   SOLE   0 0 534,015
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   4,084,500 88,066 SH   SOLE   0 0 88,066
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   10,482,234 225,182 SH   SOLE   0 0 225,182
ISHARES TR CORE S&P TTL STK 464287150   2,211,394 23,478 SH   SOLE   0 0 23,478
ISHARES TR GLOBAL REIT ETF 46434V647   2,057,066 97,169 SH   SOLE   0 0 97,169
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   487,864 12,442 SH   SOLE   0 0 12,442
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,178,398 7,389 SH   SOLE   0 0 7,389
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,379,132 43,350 SH   SOLE   0 0 43,350
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,802,023 6,555 SH   SOLE   0 0 6,555
VANGUARD INDEX FDS LARGE CAP ETF 922908637   9,398,975 48,030 SH   SOLE   0 0 48,030
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   10,090,753 191,149 SH   SOLE   0 0 191,149
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   14,328,857 257,482 SH   SOLE   0 0 257,482
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   11,481,727 491,723 SH   SOLE   0 0 491,723
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   475,139 8,079 SH   SOLE   0 0 8,079
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   38,676,748 1,476,212 SH   SOLE   0 0 1,476,212
ALPHABET INC CAP STK CL A 02079K305   1,981,220 15,140 SH   SOLE   0 0 15,140
ALPHABET INC CAP STK CL C 02079K107   953,083 7,229 SH   SOLE   0 0 7,229
AMERICAN WTR WKS CO INC NEW COM 030420103   500,995 4,046 SH   SOLE   0 0 4,046
COSTCO WHSL CORP NEW COM 22160K105   1,597,254 2,827 SH   SOLE   0 0 2,827
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,633,049 112,958 SH   SOLE   0 0 112,958
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,770,259 62,775 SH   SOLE   0 0 62,775
XCEL ENERGY INC COM 98389B100   527,642 9,221 SH   SOLE   0 0 9,221
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,686,826 18,103 SH   SOLE   0 0 18,103
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,307,176 22,235 SH   SOLE   0 0 22,235
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,387,665 15,367 SH   SOLE   0 0 15,367
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   1,163,752 30,976 SH   SOLE   0 0 30,976
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   856,133 2,444 SH   SOLE   0 0 2,444
JOHNSON & JOHNSON COM 478160104   334,670 2,149 SH   SOLE   0 0 2,149
ISHARES TR RUSSELL 2000 ETF 464287655   880,951 4,984 SH   SOLE   0 0 4,984
AMAZON COM INC COM 023135106   282,588 2,223 SH   SOLE   0 0 2,223
APPLE INC COM 037833100   6,566,529 38,354 SH   SOLE   0 0 38,354
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   201,018 4,017 SH   SOLE   0 0 4,017
JPMORGAN CHASE & CO COM 46625H100   1,103,222 7,607 SH   SOLE   0 0 7,607
PAYCHEX INC COM 704326107   1,155,974 10,023 SH   SOLE   0 0 10,023
SPDR SER TR S&P DIVID ETF 78464A763   1,032,823 8,980 SH   SOLE   0 0 8,980
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,355,809 193,420 SH   SOLE   0 0 193,420
GALLAGHER ARTHUR J & CO COM 363576109   455,860 2,000 SH   SOLE   0 0 2,000
CINCINNATI FINL CORP COM 172062101   928,816 9,080 SH   SOLE   0 0 9,080
CINTAS CORP COM 172908105   560,282 1,165 SH   SOLE   0 0 1,165
COMCAST CORP NEW CL A 20030N101   253,424 5,715 SH   SOLE   0 0 5,715
DANAHER CORPORATION COM 235851102   359,685 1,450 SH   SOLE   0 0 1,450
EDWARDS LIFESCIENCES CORP COM 28176E108   379,308 5,475 SH   SOLE   0 0 5,475
EVERSOURCE ENERGY COM 30040W108   735,488 12,648 SH   SOLE   0 0 12,648
ISHARES TR CORE MSCI EAFE 46432F842   7,861,085 122,161 SH   SOLE   0 0 122,161
ISHARES TR CORE US AGGBD ET 464287226   1,522,831 16,193 SH   SOLE   0 0 16,193
LAM RESEARCH CORP COM 512807108   563,984 900 SH   SOLE   0 0 900
META PLATFORMS INC CL A 30303M102   548,484 1,827 SH   SOLE   0 0 1,827
NNN REIT INC COM 637417106   394,088 11,151 SH   SOLE   0 0 11,151
THERMO FISHER SCIENTIFIC INC COM 883556102   749,236 1,480 SH   SOLE   0 0 1,480
WALMART INC COM 931142103   446,124 2,789 SH   SOLE   0 0 2,789
VANGUARD INDEX FDS SMALL CP ETF 922908751   992,429 5,249 SH   SOLE   0 0 5,249
VANGUARD STAR FDS VG TL INTL STK F 921909768   772,842 14,440 SH   SOLE   0 0 14,440
ISHARES TR CORE S&P500 ETF 464287200   8,389,570 19,537 SH   SOLE   0 0 19,537
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,644,347 50,378 SH   SOLE   0 0 50,378
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,064,696 67,076 SH   SOLE   0 0 67,076
STARBUCKS CORP COM 855244109   286,185 3,136 SH   SOLE   0 0 3,136
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,696,729 7,988 SH   SOLE   0 0 7,988
ISHARES TR CORE MSCI TOTAL 46432F834   854,376 14,242 SH   SOLE   0 0 14,242
ISHARES TR CORE S&P US VLU 464287663   249,718 3,347 SH   SOLE   0 0 3,347
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   16,851,054 562,640 SH   SOLE   0 0 562,640
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   2,152,945 84,962 SH   SOLE   0 0 84,962
ISHARES TR CORE 1 5 YR USD 46432F859   1,214,818 26,193 SH   SOLE   0 0 26,193
ISHARES INC CORE MSCI EMKT 46434G103   1,644,289 34,551 SH   SOLE   0 0 34,551
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,491,396 19,840 SH   SOLE   0 0 19,840
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,114,932 14,674 SH   SOLE   0 0 14,674
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   971,367 16,791 SH   SOLE   0 0 16,791
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   331,445 3,935 SH   SOLE   0 0 3,935
ISHARES TR CORE S&P MCP ETF 464287507   635,982 2,551 SH   SOLE   0 0 2,551
MICROSOFT CORP COM 594918104   4,526,728 14,336 SH   SOLE   0 0 14,336
VANGUARD INDEX FDS MID CAP ETF 922908629   664,910 3,193 SH   SOLE   0 0 3,193
MCCORMICK & CO INC COM NON VTG 579780206   646,761 8,551 SH   SOLE   0 0 8,551
ISHARES TR CORE S&P SCP ETF 464287804   733,082 7,771 SH   SOLE   0 0 7,771
HOME DEPOT INC COM 437076102   912,514 3,020 SH   SOLE   0 0 3,020
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   1,153,161 25,328 SH   SOLE   0 0 25,328
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   268,372 11,976 SH   SOLE   0 0 11,976
COCA COLA CO COM 191216100   210,635 3,763 SH   SOLE   0 0 3,763
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   784,609 4,028 SH   SOLE   0 0 4,028
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,261,230 50,836 SH   SOLE   0 0 50,836
VANGUARD WORLD FDS ENERGY ETF 92204A306   521,193 4,112 SH   SOLE   0 0 4,112
VANGUARD INDEX FDS VALUE ETF 922908744   603,924 4,378 SH   SOLE   0 0 4,378
HCA HEALTHCARE INC COM 40412C101   242,331 985 SH   SOLE   0 0 985
ISHARES TR CORE TOTAL USD 46434V613   1,114,801 25,502 SH   SOLE   0 0 25,502
LOWES COS INC COM 548661107   450,901 2,169 SH   SOLE   0 0 2,169
PROLOGIS INC. COM 74340W103   810,754 7,225 SH   SOLE   0 0 7,225
VISA INC COM CL A 92826C839   1,539,735 6,694 SH   SOLE   0 0 6,694
ISHARES TR RUS 1000 VAL ETF 464287598   392,935 2,588 SH   SOLE   0 0 2,588
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,293,067 32,030 SH   SOLE   0 0 32,030
ADOBE INC COM 00724F101   488,994 959 SH   SOLE   0 0 959
MASTERCARD INCORPORATED CL A 57636Q104   1,231,684 3,111 SH   SOLE   0 0 3,111
UNITEDHEALTH GROUP INC COM 91324P102   1,203,171 2,386 SH   SOLE   0 0 2,386
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,227,425 9,373 SH   SOLE   0 0 9,373
FEDEX CORP COM 31428X106   212,731 803 SH   SOLE   0 0 803
UNITED PARCEL SERVICE INC CL B 911312106   641,109 4,113 SH   SOLE   0 0 4,113
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   481,300 3,358 SH   SOLE   0 0 3,358
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   605,905 31,040 SH   SOLE   0 0 31,040
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   685,547 17,238 SH   SOLE   0 0 17,238
ZOETIS INC CL A 98978V103   464,056 2,667 SH   SOLE   0 0 2,667
ISHARES TR U.S. ENERGY ETF 464287796   301,325 6,353 SH   SOLE   0 0 6,353
MONDELEZ INTL INC CL A 609207105   426,666 6,148 SH   SOLE   0 0 6,148
INVESCO QQQ TR UNIT SER 1 46090E103   466,475 1,302 SH   SOLE   0 0 1,302
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   638,040 20,052 SH   SOLE   0 0 20,052
AMERICAN ELEC PWR CO INC COM 025537101   247,247 3,287 SH   SOLE   0 0 3,287
CHEVRON CORP NEW COM 166764100   214,735 1,273 SH   SOLE   0 0 1,273
MCDONALDS CORP COM 580135101   575,826 2,186 SH   SOLE   0 0 2,186
NORTHROP GRUMMAN CORP COM 666807102   288,202 655 SH   SOLE   0 0 655
PROCTER AND GAMBLE CO COM 742718109   770,431 5,282 SH   SOLE   0 0 5,282
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,223,922 23,233 SH   SOLE   0 0 23,233
ISHARES TR MSCI EAFE ETF 464287465   888,280 12,889 SH   SOLE   0 0 12,889
BRISTOL-MYERS SQUIBB CO COM 110122108   393,300 6,776 SH   SOLE   0 0 6,776
ALTRIA GROUP INC COM 02209S103   250,257 5,951 SH   SOLE   0 0 5,951
BLACKSTONE INC COM 09260D107   364,696 3,404 SH   SOLE   0 0 3,404
KIMBERLY-CLARK CORP COM 494368103   351,794 2,911 SH   SOLE   0 0 2,911
ATMOS ENERGY CORP COM 049560105   373,088 3,522 SH   SOLE   0 0 3,522
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   212,603 3,106 SH   SOLE   0 0 3,106
BIOATLA INC COM 09077B104   120,913 71,125 SH   SOLE   0 0 71,125
NVIDIA CORPORATION COM 67066G104   239,397 550 SH   SOLE   0 0 550
DTE ENERGY CO COM 233331107   200,057 2,015 SH   SOLE   0 0 2,015
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   330,753 13,909 SH   SOLE   0 0 13,909
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   299,432 975 SH   SOLE   0 0 975
METTLER TOLEDO INTERNATIONAL COM 592688105   284,774 257 SH   SOLE   0 0 257
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   398,295 5,300 SH   SOLE   0 0 5,300
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,191,476 51,379 SH   SOLE   0 0 51,379
BERKSHIRE HATHAWAY INC DEL CL A 084670108   531,477 1 SH   SOLE   0 0 1
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   469,095 18,260 SH   SOLE   0 0 18,260
AMPHENOL CORP NEW CL A 032095101   219,214 2,610 SH   SOLE   0 0 2,610
ISHARES TR RUS 1000 ETF 464287622   1,232,600 5,247 SH   SOLE   0 0 5,247
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   240,539 8,182 SH   SOLE   0 0 8,182