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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   2,584,135 62,494 SH   SOLE   0 0 62,494
AMERICAN CENTY ETF TR US EQT ETF 025072885   30,808,697 409,745 SH   SOLE   0 0 409,745
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   7,067,126 301,242 SH   SOLE   0 0 301,242
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   13,743,138 503,043 SH   SOLE   0 0 503,043
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   3,424,908 73,892 SH   SOLE   0 0 73,892
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   10,470,635 217,414 SH   SOLE   0 0 217,414
ISHARES TR CORE S&P TTL STK 464287150   2,213,534 22,624 SH   SOLE   0 0 22,624
ISHARES TR GLOBAL REIT ETF 46434V647   2,070,349 90,133 SH   SOLE   0 0 90,133
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   502,937 12,363 SH   SOLE   0 0 12,363
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,219,231 7,371 SH   SOLE   0 0 7,371
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,404,098 43,862 SH   SOLE   0 0 43,862
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,905,060 6,554 SH   SOLE   0 0 6,554
VANGUARD INDEX FDS LARGE CAP ETF 922908637   9,820,083 48,442 SH   SOLE   0 0 48,442
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   9,719,090 180,619 SH   SOLE   0 0 180,619
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   14,387,467 250,653 SH   SOLE   0 0 250,653
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   11,334,560 467,019 SH   SOLE   0 0 467,019
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   339,043 5,649 SH   SOLE   0 0 5,649
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   37,584,689 1,384,335 SH   SOLE   0 0 1,384,335
ALPHABET INC CAP STK CL A 02079K305   1,812,258 15,140 SH   SOLE   0 0 15,140
ALPHABET INC CAP STK CL C 02079K107   874,436 7,229 SH   SOLE   0 0 7,229
AMERICAN WTR WKS CO INC NEW COM 030420103   577,542 4,046 SH   SOLE   0 0 4,046
COSTCO WHSL CORP NEW COM 22160K105   1,575,945 2,927 SH   SOLE   0 0 2,927
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,622,660 109,050 SH   SOLE   0 0 109,050
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,803,986 62,660 SH   SOLE   0 0 62,660
XCEL ENERGY INC COM 98389B100   588,160 9,461 SH   SOLE   0 0 9,461
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,788,360 18,440 SH   SOLE   0 0 18,440
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,425,769 22,700 SH   SOLE   0 0 22,700
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,518,902 15,508 SH   SOLE   0 0 15,508
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   1,137,570 27,786 SH   SOLE   0 0 27,786
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   824,879 2,419 SH   SOLE   0 0 2,419
JOHNSON & JOHNSON COM 478160104   338,310 2,044 SH   SOLE   0 0 2,044
ISHARES TR RUSSELL 2000 ETF 464287655   931,688 4,975 SH   SOLE   0 0 4,975
AMAZON COM INC COM 023135106   289,790 2,223 SH   SOLE   0 0 2,223
APPLE INC COM 037833100   8,375,939 43,182 SH   SOLE   0 0 43,182
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   202,484 4,014 SH   SOLE   0 0 4,014
JPMORGAN CHASE & CO COM 46625H100   1,106,573 7,608 SH   SOLE   0 0 7,608
PAYCHEX INC COM 704326107   1,127,559 10,079 SH   SOLE   0 0 10,079
SPDR SER TR S&P DIVID ETF 78464A763   1,100,295 8,976 SH   SOLE   0 0 8,976
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,352,165 186,708 SH   SOLE   0 0 186,708
GALLAGHER ARTHUR J & CO COM 363576109   439,140 2,000 SH   SOLE   0 0 2,000
CINCINNATI FINL CORP COM 172062101   883,296 9,076 SH   SOLE   0 0 9,076
CINTAS CORP COM 172908105   579,000 1,165 SH   SOLE   0 0 1,165
COMCAST CORP NEW CL A 20030N101   232,907 5,605 SH   SOLE   0 0 5,605
DANAHER CORPORATION COM 235851102   323,785 1,349 SH   SOLE   0 0 1,349
EDWARDS LIFESCIENCES CORP COM 28176E108   516,457 5,475 SH   SOLE   0 0 5,475
EVERSOURCE ENERGY COM 30040W108   897,005 12,648 SH   SOLE   0 0 12,648
ISHARES TR CORE MSCI EAFE 46432F842   7,978,323 118,197 SH   SOLE   0 0 118,197
ISHARES TR CORE US AGGBD ET 464287226   1,494,377 15,257 SH   SOLE   0 0 15,257
LAM RESEARCH CORP COM 512807108   706,810 1,099 SH   SOLE   0 0 1,099
META PLATFORMS INC CL A 30303M102   524,312 1,827 SH   SOLE   0 0 1,827
NNN REIT INC COM 637417106   477,166 11,151 SH   SOLE   0 0 11,151
THERMO FISHER SCIENTIFIC INC COM 883556102   772,254 1,480 SH   SOLE   0 0 1,480
WALMART INC COM 931142103   452,104 2,876 SH   SOLE   0 0 2,876
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,058,048 5,320 SH   SOLE   0 0 5,320
VANGUARD STAR FDS VG TL INTL STK F 921909768   674,155 12,021 SH   SOLE   0 0 12,021
ISHARES TR CORE S&P500 ETF 464287200   8,851,978 19,860 SH   SOLE   0 0 19,860
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,590,833 47,278 SH   SOLE   0 0 47,278
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,860,297 61,658 SH   SOLE   0 0 61,658
STARBUCKS CORP COM 855244109   310,075 3,130 SH   SOLE   0 0 3,130
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,721,864 7,817 SH   SOLE   0 0 7,817
ISHARES TR CORE MSCI TOTAL 46432F834   844,805 13,491 SH   SOLE   0 0 13,491
ISHARES TR CORE S&P US VLU 464287663   261,899 3,347 SH   SOLE   0 0 3,347
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   15,684,634 506,119 SH   SOLE   0 0 506,119
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   2,057,126 80,044 SH   SOLE   0 0 80,044
ISHARES TR CORE 1 5 YR USD 46432F859   1,255,872 26,927 SH   SOLE   0 0 26,927
ISHARES INC CORE MSCI EMKT 46434G103   1,593,060 32,320 SH   SOLE   0 0 32,320
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,419,786 18,788 SH   SOLE   0 0 18,788
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,245,618 15,761 SH   SOLE   0 0 15,761
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   937,833 16,293 SH   SOLE   0 0 16,293
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   343,526 3,935 SH   SOLE   0 0 3,935
ISHARES TR CORE S&P MCP ETF 464287507   666,920 2,551 SH   SOLE   0 0 2,551
MICROSOFT CORP COM 594918104   4,924,252 14,460 SH   SOLE   0 0 14,460
VANGUARD INDEX FDS MID CAP ETF 922908629   702,971 3,193 SH   SOLE   0 0 3,193
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   218,018 2,609 SH   SOLE   0 0 2,609
DUKE ENERGY CORP NEW COM NEW 26441C204   207,226 2,309 SH   SOLE   0 0 2,309
MCCORMICK & CO INC COM NON VTG 579780206   766,860 8,791 SH   SOLE   0 0 8,791
ISHARES TR CORE S&P SCP ETF 464287804   780,205 7,829 SH   SOLE   0 0 7,829
HOME DEPOT INC COM 437076102   952,300 3,066 SH   SOLE   0 0 3,066
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   243,234 9,973 SH   SOLE   0 0 9,973
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   828,814 4,028 SH   SOLE   0 0 4,028
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,139,562 44,865 SH   SOLE   0 0 44,865
VANGUARD WORLD FDS ENERGY ETF 92204A306   922,251 8,169 SH   SOLE   0 0 8,169
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   1,371,444 29,912 SH   SOLE   0 0 29,912
VANGUARD INDEX FDS VALUE ETF 922908744   619,666 4,361 SH   SOLE   0 0 4,361
HCA HEALTHCARE INC COM 40412C101   298,978 985 SH   SOLE   0 0 985
ISHARES TR CORE TOTAL USD 46434V613   1,150,295 25,298 SH   SOLE   0 0 25,298
LOWES COS INC COM 548661107   489,648 2,169 SH   SOLE   0 0 2,169
PROLOGIS INC. COM 74340W103   886,042 7,225 SH   SOLE   0 0 7,225
VISA INC COM CL A 92826C839   1,589,740 6,694 SH   SOLE   0 0 6,694
ISHARES TR RUS 1000 VAL ETF 464287598   408,489 2,588 SH   SOLE   0 0 2,588
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   207,378 3,592 SH   SOLE   0 0 3,592
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,021,206 24,472 SH   SOLE   0 0 24,472
ADOBE SYSTEMS INCORPORATED COM 00724F101   468,941 959 SH   SOLE   0 0 959
MASTERCARD INCORPORATED CL A 57636Q104   1,223,564 3,111 SH   SOLE   0 0 3,111
UNITEDHEALTH GROUP INC COM 91324P102   1,146,123 2,385 SH   SOLE   0 0 2,385
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,293,811 9,350 SH   SOLE   0 0 9,350
UNITED PARCEL SERVICE INC CL B 911312106   737,115 4,112 SH   SOLE   0 0 4,112
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   498,561 3,350 SH   SOLE   0 0 3,350
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   697,866 32,429 SH   SOLE   0 0 32,429
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,247,176 30,191 SH   SOLE   0 0 30,191
QUALCOMM INC COM 747525103   232,390 1,952 SH   SOLE   0 0 1,952
ZOETIS INC CL A 98978V103   459,335 2,667 SH   SOLE   0 0 2,667
ISHARES TR U.S. ENERGY ETF 464287796   272,165 6,353 SH   SOLE   0 0 6,353
INVESCO QQQ TR UNIT SER 1 46090E103   480,981 1,302 SH   SOLE   0 0 1,302
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   654,498 3,999 SH   SOLE   0 0 3,999
AMERICAN ELEC PWR CO INC COM 025537101   276,765 3,287 SH   SOLE   0 0 3,287
CHEVRON CORP NEW COM 166764100   200,308 1,273 SH   SOLE   0 0 1,273
MCDONALDS CORP COM 580135101   652,166 2,185 SH   SOLE   0 0 2,185
NORTHROP GRUMMAN CORP COM 666807102   230,837 506 SH   SOLE   0 0 506
PROCTER AND GAMBLE CO COM 742718109   871,327 5,742 SH   SOLE   0 0 5,742
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,234,015 23,131 SH   SOLE   0 0 23,131
ISHARES TR MSCI EAFE ETF 464287465   941,891 12,992 SH   SOLE   0 0 12,992
BRISTOL-MYERS SQUIBB CO COM 110122108   433,349 6,776 SH   SOLE   0 0 6,776
ALTRIA GROUP INC COM 02209S103   269,599 5,951 SH   SOLE   0 0 5,951
BLACKSTONE INC COM 09260D107   315,736 3,396 SH   SOLE   0 0 3,396
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   445,358 12,202 SH   SOLE   0 0 12,202
KIMBERLY-CLARK CORP COM 494368103   401,893 2,911 SH   SOLE   0 0 2,911
ATMOS ENERGY CORP COM 049560105   409,752 3,522 SH   SOLE   0 0 3,522
DTE ENERGY CO COM 233331107   259,860 2,362 SH   SOLE   0 0 2,362
MONDELEZ INTL INC CL A 609207105   445,731 6,111 SH   SOLE   0 0 6,111
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   219,608 3,104 SH   SOLE   0 0 3,104
BIOATLA INC COM 09077B104   64,200 21,400 SH   SOLE   0 0 21,400
NVIDIA CORPORATION COM 67066G104   232,809 550 SH   SOLE   0 0 550
SYSCO CORP COM 871829107   209,669 2,826 SH   SOLE   0 0 2,826
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   201,252 4,358 SH   SOLE   0 0 4,358
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   328,639 13,896 SH   SOLE   0 0 13,896
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   400,998 5,300 SH   SOLE   0 0 5,300
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,256,032 51,309 SH   SOLE   0 0 51,309
METTLER TOLEDO INTERNATIONAL COM 592688105   337,091 257 SH   SOLE   0 0 257
BROADCOM INC COM 11135F101   206,015 238 SH   SOLE   0 0 238
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   482,313 18,173 SH   SOLE   0 0 18,173
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   300,866 975 SH   SOLE   0 0 975
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   200,468 3,482 SH   SOLE   0 0 3,482
AMPHENOL CORP NEW CL A 032095101   221,720 2,610 SH   SOLE   0 0 2,610
ISHARES TR RUS 1000 ETF 464287622   1,278,932 5,247 SH   SOLE   0 0 5,247
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE   0 0 1