The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 264 950 SH   SOLE   0 0 950
ADOBE SYSTEMS INCORPORATED COM 00724F101 369 1,008 SH   SOLE   0 0 1,008
ALPHABET INC CAP STK CL A 02079K305 1,770 812 SH   SOLE   0 0 812
ALPHABET INC CAP STK CL C 02079K107 896 409 SH   SOLE   0 0 409
ALTRIA GROUP INC COM 02209S103 372 8,898 SH   SOLE   0 0 8,898
AMAZON COM INC COM 023135106 346 3,260 SH   SOLE   0 0 3,260
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 1,409 32,875 SH   SOLE   0 0 32,875
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 4,563 87,705 SH   SOLE   0 0 87,705
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 429 9,156 SH   SOLE   0 0 9,156
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 10,165 199,469 SH   SOLE   0 0 199,469
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 538 10,198 SH   SOLE   0 0 10,198
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 432 9,717 SH   SOLE   0 0 9,717
AMERICAN CENTY ETF TR US EQT ETF 025072885 17,109 263,058 SH   SOLE   0 0 263,058
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 906 19,655 SH   SOLE   0 0 19,655
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,654 53,451 SH   SOLE   0 0 53,451
AMERICAN ELEC PWR CO INC COM 025537101 384 4,007 SH   SOLE   0 0 4,007
AMERICAN WTR WKS CO INC NEW COM 030420103 692 4,652 SH   SOLE   0 0 4,652
APPLE INC COM 037833100 5,758 42,114 SH   SOLE   0 0 42,114
ASSURANT INC COM 04621X108 256 1,480 SH   SOLE   0 0 1,480
ATMOS ENERGY CORP COM 049560105 439 3,918 SH   SOLE   0 0 3,918
BERKSHIRE HATHAWAY INC DEL CL A 084670108 409 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 665 2,436 SH   SOLE   0 0 2,436
BLACKSTONE INC COM 09260D107 218 2,386 SH   SOLE   0 0 2,386
BRISTOL-MYERS SQUIBB CO COM 110122108 626 8,133 SH   SOLE   0 0 8,133
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 571 14,951 SH   SOLE   0 0 14,951
CINCINNATI FINL CORP COM 172062101 1,138 9,568 SH   SOLE   0 0 9,568
CINTAS CORP COM 172908105 472 1,264 SH   SOLE   0 0 1,264
COMCAST CORP NEW CL A 20030N101 317 8,088 SH   SOLE   0 0 8,088
COSTCO WHSL CORP NEW COM 22160K105 1,517 3,165 SH   SOLE   0 0 3,165
DANAHER CORPORATION COM 235851102 458 1,807 SH   SOLE   0 0 1,807
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 653 14,969 SH   SOLE   0 0 14,969
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 243 10,343 SH   SOLE   0 0 10,343
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,622 242,734 SH   SOLE   0 0 242,734
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 666 15,146 SH   SOLE   0 0 15,146
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 10,340 428,315 SH   SOLE   0 0 428,315
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 1,672 77,711 SH   SOLE   0 0 77,711
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 323 15,142 SH   SOLE   0 0 15,142
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 614 29,184 SH   SOLE   0 0 29,184
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 1,342 28,620 SH   SOLE   0 0 28,620
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 7,843 296,763 SH   SOLE   0 0 296,763
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 19,356 830,730 SH   SOLE   0 0 830,730
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 5,892 144,600 SH   SOLE   0 0 144,600
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,549 53,106 SH   SOLE   0 0 53,106
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 311 13,767 SH   SOLE   0 0 13,767
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,356 33,704 SH   SOLE   0 0 33,704
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 4,062 189,478 SH   SOLE   0 0 189,478
DTE ENERGY CO COM 233331107 296 2,339 SH   SOLE   0 0 2,339
DUKE ENERGY CORP NEW COM NEW 26441C204 264 2,463 SH   SOLE   0 0 2,463
EDWARDS LIFESCIENCES CORP COM 28176E108 596 6,270 SH   SOLE   0 0 6,270
EVERSOURCE ENERGY COM 30040W108 1,237 14,646 SH   SOLE   0 0 14,646
EXELON CORP COM 30161N101 345 7,611 SH   SOLE   0 0 7,611
GALLAGHER ARTHUR J & CO COM 363576109 362 2,219 SH   SOLE   0 0 2,219
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 295 3,935 SH   SOLE   0 0 3,935
GOLDMAN SACHS GROUP INC COM 38141G104 275 927 SH   SOLE   0 0 927
HOME DEPOT INC COM 437076102 864 3,149 SH   SOLE   0 0 3,149
INTEL CORP COM 458140100 298 7,963 SH   SOLE   0 0 7,963
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,717 27,689 SH   SOLE   0 0 27,689
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 206 9,715 SH   SOLE   0 0 9,715
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 594 4,011 SH   SOLE   0 0 4,011
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 340 8,098 SH   SOLE   0 0 8,098
INVESCO QQQ TR UNIT SER 1 46090E103 365 1,302 SH   SOLE   0 0 1,302
ISHARES INC CORE MSCI EMKT 46434G103 1,564 31,884 SH   SOLE   0 0 31,884
ISHARES TR CORE 1 5 YR USD 46432F859 831 17,539 SH   SOLE   0 0 17,539
ISHARES TR CORE INTL AGGR 46435G672 250 5,027 SH   SOLE   0 0 5,027
ISHARES TR CORE MSCI EAFE 46432F842 5,800 98,556 SH   SOLE   0 0 98,556
ISHARES TR CORE MSCI TOTAL 46432F834 1,181 20,709 SH   SOLE   0 0 20,709
ISHARES TR CORE S&P MCP ETF 464287507 729 3,223 SH   SOLE   0 0 3,223
ISHARES TR CORE S&P SCP ETF 464287804 1,210 13,091 SH   SOLE   0 0 13,091
ISHARES TR CORE S&P TTL STK 464287150 1,905 22,733 SH   SOLE   0 0 22,733
ISHARES TR CORE S&P500 ETF 464287200 7,028 18,537 SH   SOLE   0 0 18,537
ISHARES TR CORE US AGGBD ET 464287226 1,645 16,178 SH   SOLE   0 0 16,178
ISHARES TR GLOBAL REIT ETF 46434V647 1,403 58,030 SH   SOLE   0 0 58,030
ISHARES TR IBOXX HI YD ETF 464288513 216 2,932 SH   SOLE   0 0 2,932
ISHARES TR MSCI EAFE ETF 464287465 647 10,359 SH   SOLE   0 0 10,359
ISHARES TR RUS 1000 ETF 464287622 976 4,695 SH   SOLE   0 0 4,695
ISHARES TR RUS 1000 VAL ETF 464287598 371 2,560 SH   SOLE   0 0 2,560
ISHARES TR RUSSELL 2000 ETF 464287655 809 4,778 SH   SOLE   0 0 4,778
ISHARES TR SELECT DIVID ETF 464287168 310 2,637 SH   SOLE   0 0 2,637
ISHARES TR U.S. ENERGY ETF 464287796 239 6,280 SH   SOLE   0 0 6,280
JOHNSON & JOHNSON COM 478160104 669 3,768 SH   SOLE   0 0 3,768
JPMORGAN CHASE & CO COM 46625H100 869 7,720 SH   SOLE   0 0 7,720
KIMBERLY-CLARK CORP COM 494368103 466 3,449 SH   SOLE   0 0 3,449
LAM RESEARCH CORP COM 512807108 488 1,145 SH   SOLE   0 0 1,145
LOWES COS INC COM 548661107 409 2,341 SH   SOLE   0 0 2,341
MASTERCARD INCORPORATED CL A 57636Q104 959 3,041 SH   SOLE   0 0 3,041
MCCORMICK & CO INC COM NON VTG 579780206 741 8,896 SH   SOLE   0 0 8,896
MCDONALDS CORP COM 580135101 534 2,163 SH   SOLE   0 0 2,163
META PLATFORMS INC CL A 30303M102 311 1,930 SH   SOLE   0 0 1,930
METTLER TOLEDO INTERNATIONAL COM 592688105 310 270 SH   SOLE   0 0 270
MICROSOFT CORP COM 594918104 4,003 15,586 SH   SOLE   0 0 15,586
MID-AMER APT CMNTYS INC COM 59522J103 303 1,736 SH   SOLE   0 0 1,736
MONDELEZ INTL INC CL A 609207105 380 6,125 SH   SOLE   0 0 6,125
NATIONAL RETAIL PROPERTIES I COM 637417106 555 12,904 SH   SOLE   0 0 12,904
NORTHROP GRUMMAN CORP COM 666807102 210 439 SH   SOLE   0 0 439
PAYCHEX INC COM 704326107 1,286 11,292 SH   SOLE   0 0 11,292
PFIZER INC COM 717081103 215 4,094 SH   SOLE   0 0 4,094
PNC FINL SVCS GROUP INC COM 693475105 310 1,964 SH   SOLE   0 0 1,964
PRICE T ROWE GROUP INC COM 74144T108 202 1,779 SH   SOLE   0 0 1,779
PROCTER AND GAMBLE CO COM 742718109 5,646 39,268 SH   SOLE   0 0 39,268
PROLOGIS INC. COM 74340W103 847 7,202 SH   SOLE   0 0 7,202
QUALCOMM INC COM 747525103 333 2,607 SH   SOLE   0 0 2,607
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 589 22,739 SH   SOLE   0 0 22,739
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,640 6,997 SH   SOLE   0 0 6,997
SPDR SER TR S&P DIVID ETF 78464A763 1,053 8,874 SH   SOLE   0 0 8,874
STARBUCKS CORP COM 855244109 238 3,110 SH   SOLE   0 0 3,110
SYSCO CORP COM 871829107 237 2,795 SH   SOLE   0 0 2,795
THERMO FISHER SCIENTIFIC INC COM 883556102 896 1,649 SH   SOLE   0 0 1,649
TRUIST FINL CORP COM 89832Q109 246 5,183 SH   SOLE   0 0 5,183
TWITTER INC COM 90184L102 359 9,609 SH   SOLE   0 0 9,609
UNITED PARCEL SERVICE INC CL B 911312106 529 2,900 SH   SOLE   0 0 2,900
UNITEDHEALTH GROUP INC COM 91324P102 1,481 2,884 SH   SOLE   0 0 2,884
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 566 7,375 SH   SOLE   0 0 7,375
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 289 2,205 SH   SOLE   0 0 2,205
VANGUARD INDEX FDS LARGE CAP ETF 922908637 8,247 47,850 SH   SOLE   0 0 47,850
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 722 4,114 SH   SOLE   0 0 4,114
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,132 8,737 SH   SOLE   0 0 8,737
VANGUARD INDEX FDS MID CAP ETF 922908629 967 4,909 SH   SOLE   0 0 4,909
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,296 8,650 SH   SOLE   0 0 8,650
VANGUARD INDEX FDS SMALL CP ETF 922908751 890 5,051 SH   SOLE   0 0 5,051
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,227 6,503 SH   SOLE   0 0 6,503
VANGUARD INDEX FDS VALUE ETF 922908744 698 5,295 SH   SOLE   0 0 5,295
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 534 12,830 SH   SOLE   0 0 12,830
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,211 25,906 SH   SOLE   0 0 25,906
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 625 12,520 SH   SOLE   0 0 12,520
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,195 14,940 SH   SOLE   0 0 14,940
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 488 8,293 SH   SOLE   0 0 8,293
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 404 5,300 SH   SOLE   0 0 5,300
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,599 18,118 SH   SOLE   0 0 18,118
VANGUARD STAR FDS VG TL INTL STK F 921909768 586 11,354 SH   SOLE   0 0 11,354
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,421 14,288 SH   SOLE   0 0 14,288
VISA INC COM CL A 92826C839 1,355 6,880 SH   SOLE   0 0 6,880
WALMART INC COM 931142103 418 3,441 SH   SOLE   0 0 3,441
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,859 65,865 SH   SOLE   0 0 65,865
XCEL ENERGY INC COM 98389B100 762 10,762 SH   SOLE   0 0 10,762
ZOETIS INC CL A 98978V103 506 2,943 SH   SOLE   0 0 2,943