The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 632 1,524 SH   SOLE   0 0 1,524
ADOBE SYSTEMS INCORPORATED COM 00724F101 702 1,238 SH   SOLE   0 0 1,238
ALLY FINL INC COM 02005N100 213 4,471 SH   SOLE   0 0 4,471
ALPHABET INC CAP STK CL A 02079K305 2,092 722 SH   SOLE   0 0 722
ALPHABET INC CAP STK CL C 02079K107 864 298 SH   SOLE   0 0 298
ALTRIA GROUP INC COM 02209S103 476 10,047 SH   SOLE   0 0 10,047
AMAZON COM INC COM 023135106 967 290 SH   SOLE   0 0 290
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 418 8,573 SH   SOLE   0 0 8,573
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,270 51,635 SH   SOLE   0 0 51,635
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 5,824 91,883 SH   SOLE   0 0 91,883
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 304 4,705 SH   SOLE   0 0 4,705
AMERICAN CENTY ETF TR US EQT ETF 025072885 7,909 98,670 SH   SOLE   0 0 98,670
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,243 28,132 SH   SOLE   0 0 28,132
AMERICAN ELEC PWR CO INC COM 025537101 210 2,357 SH   SOLE   0 0 2,357
AMERICAN TOWER CORP NEW COM 03027X100 254 870 SH   SOLE   0 0 870
AMERICAN WTR WKS CO INC NEW COM 030420103 605 3,204 SH   SOLE   0 0 3,204
AMPHENOL CORP NEW CL A 032095101 227 2,600 SH   SOLE   0 0 2,600
AON PLC SHS CL A G0403H108 236 785 SH   SOLE   0 0 785
APPLE INC COM 037833100 6,723 37,861 SH   SOLE   0 0 37,861
ARES CAPITAL CORP COM 04010L103 391 18,454 SH   SOLE   0 0 18,454
ASML HOLDING N V N Y REGISTRY SHS N07059210 251 316 SH   SOLE   0 0 316
ASSURANT INC COM 04621X108 231 1,480 SH   SOLE   0 0 1,480
ATMOS ENERGY CORP COM 049560105 220 2,104 SH   SOLE   0 0 2,104
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 832 2,781 SH   SOLE   0 0 2,781
BLACKSTONE INC COM 09260D107 565 4,367 SH   SOLE   0 0 4,367
BRISTOL-MYERS SQUIBB CO COM 110122108 500 8,019 SH   SOLE   0 0 8,019
CINCINNATI FINL CORP COM 172062101 1,115 9,785 SH   SOLE   0 0 9,785
CINTAS CORP COM 172908105 584 1,317 SH   SOLE   0 0 1,317
CISCO SYS INC COM 17275R102 392 6,183 SH   SOLE   0 0 6,183
CME GROUP INC COM 12572Q105 289 1,266 SH   SOLE   0 0 1,266
COCA COLA CO COM 191216100 214 3,609 SH   SOLE   0 0 3,609
COMCAST CORP NEW CL A 20030N101 476 9,466 SH   SOLE   0 0 9,466
COSTCO WHSL CORP NEW COM 22160K105 1,882 3,314 SH   SOLE   0 0 3,314
CROWN CASTLE INTL CORP NEW COM 22822V101 269 1,289 SH   SOLE   0 0 1,289
DANAHER CORPORATION COM 235851102 683 2,076 SH   SOLE   0 0 2,076
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,282 46,867 SH   SOLE   0 0 46,867
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,275 76,928 SH   SOLE   0 0 76,928
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,786 54,120 SH   SOLE   0 0 54,120
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 16,039 553,652 SH   SOLE   0 0 553,652
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 807 15,600 SH   SOLE   0 0 15,600
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,794 46,574 SH   SOLE   0 0 46,574
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 232 4,889 SH   SOLE   0 0 4,889
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 4,028 154,268 SH   SOLE   0 0 154,268
DISNEY WALT CO COM 254687106 492 3,179 SH   SOLE   0 0 3,179
DTE ENERGY CO COM 233331107 238 1,989 SH   SOLE   0 0 1,989
DUKE ENERGY CORP NEW COM NEW 26441C204 317 3,025 SH   SOLE   0 0 3,025
EDWARDS LIFESCIENCES CORP COM 28176E108 819 6,319 SH   SOLE   0 0 6,319
EMERSON ELEC CO COM 291011104 392 4,218 SH   SOLE   0 0 4,218
EVERSOURCE ENERGY COM 30040W108 1,176 12,931 SH   SOLE   0 0 12,931
EXELON CORP COM 30161N101 444 7,695 SH   SOLE   0 0 7,695
FEDEX CORP COM 31428X106 310 1,200 SH   SOLE   0 0 1,200
FIFTH THIRD BANCORP COM 316773100 616 14,155 SH   SOLE   0 0 14,155
GALLAGHER ARTHUR J & CO COM 363576109 518 3,054 SH   SOLE   0 0 3,054
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 471 4,954 SH   SOLE   0 0 4,954
GOLDMAN SACHS GROUP INC COM 38141G104 278 726 SH   SOLE   0 0 726
HARTFORD FINL SVCS GROUP INC COM 416515104 450 6,524 SH   SOLE   0 0 6,524
HCA HEALTHCARE INC COM 40412C101 685 2,666 SH   SOLE   0 0 2,666
HOME DEPOT INC COM 437076102 1,334 3,214 SH   SOLE   0 0 3,214
HONEYWELL INTL INC COM 438516106 242 1,160 SH   SOLE   0 0 1,160
INTEL CORP COM 458140100 625 12,129 SH   SOLE   0 0 12,129
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,139 16,590 SH   SOLE   0 0 16,590
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 200 9,042 SH   SOLE   0 0 9,042
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 257 12,008 SH   SOLE   0 0 12,008
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 213 9,914 SH   SOLE   0 0 9,914
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 457 8,589 SH   SOLE   0 0 8,589
INVESCO QQQ TR UNIT SER 1 46090E103 612 1,538 SH   SOLE   0 0 1,538
ISHARES INC CORE MSCI EMKT 46434G103 1,088 18,177 SH   SOLE   0 0 18,177
ISHARES TR CORE 1 5 YR USD 46432F859 410 8,132 SH   SOLE   0 0 8,132
ISHARES TR CORE INTL AGGR 46435G672 333 6,113 SH   SOLE   0 0 6,113
ISHARES TR CORE MSCI EAFE 46432F842 3,632 48,663 SH   SOLE   0 0 48,663
ISHARES TR CORE MSCI TOTAL 46432F834 460 6,478 SH   SOLE   0 0 6,478
ISHARES TR CORE S&P MCP ETF 464287507 336 1,188 SH   SOLE   0 0 1,188
ISHARES TR CORE S&P SCP ETF 464287804 930 8,121 SH   SOLE   0 0 8,121
ISHARES TR CORE S&P TTL STK 464287150 2,795 26,127 SH   SOLE   0 0 26,127
ISHARES TR CORE S&P500 ETF 464287200 8,444 17,703 SH   SOLE   0 0 17,703
ISHARES TR CORE US AGGBD ET 464287226 763 6,691 SH   SOLE   0 0 6,691
ISHARES TR GLOBAL REIT ETF 46434V647 1,350 44,090 SH   SOLE   0 0 44,090
ISHARES TR IBOXX HI YD ETF 464288513 255 2,932 SH   SOLE   0 0 2,932
ISHARES TR MSCI ACWI EX US 464288240 426 7,653 SH   SOLE   0 0 7,653
ISHARES TR MSCI EAFE ETF 464287465 795 10,106 SH   SOLE   0 0 10,106
ISHARES TR RUS 1000 ETF 464287622 740 2,797 SH   SOLE   0 0 2,797
ISHARES TR RUSEL 2500 ETF 46435G268 412 6,206 SH   SOLE   0 0 6,206
ISHARES TR RUSSELL 2000 ETF 464287655 1,852 8,326 SH   SOLE   0 0 8,326
ISHARES TR SELECT DIVID ETF 464287168 322 2,626 SH   SOLE   0 0 2,626
JOHNSON & JOHNSON COM 478160104 664 3,882 SH   SOLE   0 0 3,882
JPMORGAN CHASE & CO COM 46625H100 1,343 8,479 SH   SOLE   0 0 8,479
KEYCORP COM 493267108 255 11,008 SH   SOLE   0 0 11,008
KIMBERLY-CLARK CORP COM 494368103 468 3,274 SH   SOLE   0 0 3,274
LAM RESEARCH CORP COM 512807108 828 1,151 SH   SOLE   0 0 1,151
LOWES COS INC COM 548661107 627 2,426 SH   SOLE   0 0 2,426
MASTERCARD INCORPORATED CL A 57636Q104 960 2,671 SH   SOLE   0 0 2,671
MCCORMICK & CO INC COM NON VTG 579780206 859 8,895 SH   SOLE   0 0 8,895
MCCORMICK & CO INC COM VTG 579780107 572 5,996 SH   SOLE   0 0 5,996
MCDONALDS CORP COM 580135101 626 2,337 SH   SOLE   0 0 2,337
META PLATFORMS INC CL A 30303M102 666 1,980 SH   SOLE   0 0 1,980
METLIFE INC COM 59156R108 342 5,475 SH   SOLE   0 0 5,475
METTLER TOLEDO INTERNATIONAL COM 592688105 458 270 SH   SOLE   0 0 270
MICROSOFT CORP COM 594918104 4,739 14,092 SH   SOLE   0 0 14,092
MID-AMER APT CMNTYS INC COM 59522J103 411 1,791 SH   SOLE   0 0 1,791
MONDELEZ INTL INC CL A 609207105 270 4,065 SH   SOLE   0 0 4,065
NATIONAL RETAIL PROPERTIES I COM 637417106 526 10,945 SH   SOLE   0 0 10,945
NEXTERA ENERGY INC COM 65339F101 259 2,775 SH   SOLE   0 0 2,775
NORFOLK SOUTHN CORP COM 655844108 227 761 SH   SOLE   0 0 761
NORTHROP GRUMMAN CORP COM 666807102 245 632 SH   SOLE   0 0 632
NVIDIA CORPORATION COM 67066G104 297 1,008 SH   SOLE   0 0 1,008
PAYCHEX INC COM 704326107 1,113 8,153 SH   SOLE   0 0 8,153
PFIZER INC COM 717081103 251 4,258 SH   SOLE   0 0 4,258
PNC FINL SVCS GROUP INC COM 693475105 394 1,964 SH   SOLE   0 0 1,964
PRICE T ROWE GROUP INC COM 74144T108 350 1,779 SH   SOLE   0 0 1,779
PROCTER AND GAMBLE CO COM 742718109 6,262 38,281 SH   SOLE   0 0 38,281
PROLOGIS INC. COM 74340W103 1,365 8,110 SH   SOLE   0 0 8,110
QUALCOMM INC COM 747525103 1,070 5,850 SH   SOLE   0 0 5,850
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 392 5,050 SH   SOLE   0 0 5,050
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 638 21,471 SH   SOLE   0 0 21,471
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,187 6,710 SH   SOLE   0 0 6,710
SPDR SER TR S&P DIVID ETF 78464A763 1,432 11,091 SH   SOLE   0 0 11,091
STARBUCKS CORP COM 855244109 496 4,243 SH   SOLE   0 0 4,243
SYSCO CORP COM 871829107 218 2,781 SH   SOLE   0 0 2,781
TESLA INC COM 88160R101 278 263 SH   SOLE   0 0 263
THERMO FISHER SCIENTIFIC INC COM 883556102 990 1,484 SH   SOLE   0 0 1,484
TRANE TECHNOLOGIES PLC SHS G8994E103 440 2,176 SH   SOLE   0 0 2,176
TRUIST FINL CORP COM 89832Q109 303 5,183 SH   SOLE   0 0 5,183
TWITTER INC COM 90184L102 552 12,780 SH   SOLE   0 0 12,780
UNITED PARCEL SERVICE INC CL B 911312106 579 2,700 SH   SOLE   0 0 2,700
UNITEDHEALTH GROUP INC COM 91324P102 1,569 3,125 SH   SOLE   0 0 3,125
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 547 6,766 SH   SOLE   0 0 6,766
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 318 1,738 SH   SOLE   0 0 1,738
VANGUARD INDEX FDS LARGE CAP ETF 922908637 10,641 48,145 SH   SOLE   0 0 48,145
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,212 4,761 SH   SOLE   0 0 4,761
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,260 8,385 SH   SOLE   0 0 8,385
VANGUARD INDEX FDS MID CAP ETF 922908629 813 3,193 SH   SOLE   0 0 3,193
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,500 8,385 SH   SOLE   0 0 8,385
VANGUARD INDEX FDS SMALL CP ETF 922908751 921 4,077 SH   SOLE   0 0 4,077
VANGUARD INDEX FDS TOTAL STK MKT 922908769 498 2,064 SH   SOLE   0 0 2,064
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 629 12,725 SH   SOLE   0 0 12,725
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,501 13,969 SH   SOLE   0 0 13,969
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 586 10,678 SH   SOLE   0 0 10,678
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,935 20,861 SH   SOLE   0 0 20,861
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 431 5,300 SH   SOLE   0 0 5,300
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,389 19,734 SH   SOLE   0 0 19,734
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 293 5,730 SH   SOLE   0 0 5,730
VANGUARD WORLD FDS ENERGY ETF 92204A306 437 5,630 SH   SOLE   0 0 5,630
VERIZON COMMUNICATIONS INC COM 92343V104 437 8,410 SH   SOLE   0 0 8,410
VISA INC COM CL A 92826C839 1,384 6,388 SH   SOLE   0 0 6,388
WALMART INC COM 931142103 538 3,716 SH   SOLE   0 0 3,716
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,164 65,865 SH   SOLE   0 0 65,865
XCEL ENERGY INC COM 98389B100 553 8,168 SH   SOLE   0 0 8,168
XPENG INC ADS 98422D105 302 6,000 SH   SOLE   0 0 6,000
ZOETIS INC CL A 98978V103 755 3,096 SH   SOLE   0 0 3,096
ZSCALER INC COM 98980G102 231 720 SH   SOLE   0 0 720