The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 440 2,957 SH   SOLE   0 0 2,957
ALPHABET INC CAP STK CL A 02079K305 364 131 SH   SOLE   0 0 131
ALPHABET INC CAP STK CL C 02079K107 221 79 SH   SOLE   0 0 79
AMAZON COM INC COM 023135106 2,380 730 SH   SOLE   0 0 730
AMERICAN ELEC PWR CO INC COM 025537101 282 2,826 SH   SOLE   0 0 2,826
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 1,637 47,894 SH   SOLE   0 0 47,894
APPLE INC COM 037833100 4,491 25,721 SH   SOLE   0 0 25,721
BANCO SANTANDER S.A. ADR 05964H105 112 33,184 SH   SOLE   0 0 33,184
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 379 1,075 SH   SOLE   0 0 1,075
BROADCOM INC COM 11135F101 271 430 SH   SOLE   0 0 430
CACI INTL INC CL A 127190304 302 1,002 SH   SOLE   0 0 1,002
CAPITAL ONE FINL CORP COM 14040H105 643 4,898 SH   SOLE   0 0 4,898
COCA COLA CO COM 191216100 775 12,501 SH   SOLE   0 0 12,501
CORNING INC COM 219350105 387 10,488 SH   SOLE   0 0 10,488
DANAHER CORPORATION COM 235851102 357 1,217 SH   SOLE   0 0 1,217
DEERE & CO COM 244199105 574 1,381 SH   SOLE   0 0 1,381
DIGITAL RLTY TR INC COM 253868103 394 2,777 SH   SOLE   0 0 2,777
DISNEY WALT CO COM 254687106 218 1,590 SH   SOLE   0 0 1,590
EXXON MOBIL CORP COM 30231G102 2,496 30,222 SH   SOLE   0 0 30,222
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 872 9,634 SH   SOLE   0 0 9,634
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 590 3,139 SH   SOLE   0 0 3,139
FIRSTENERGY CORP COM 337932107 225 4,906 SH   SOLE   0 0 4,906
FORD MTR CO DEL COM 345370860 1,905 112,679 SH   SOLE   0 0 112,679
INTEL CORP COM 458140100 621 12,525 SH   SOLE   0 0 12,525
INTUIT COM 461202103 293 610 SH   SOLE   0 0 610
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 369 14,177 SH   SOLE   0 0 14,177
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 263 10,197 SH   SOLE   0 0 10,197
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 3,194 34,648 SH   SOLE   0 0 34,648
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 250 5,103 SH   SOLE   0 0 5,103
INVESCO EXCHANGE TRADED FD T S&P500 BUY WRT 46137V399 377 16,213 SH   SOLE   0 0 16,213
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 415 8,324 SH   SOLE   0 0 8,324
INVESCO QQQ TR UNIT SER 1 46090E103 8,219 22,671 SH   SOLE   0 0 22,671
ISHARES INC EM MKTS DIV ETF 464286319 559 17,096 SH   SOLE   0 0 17,096
ISHARES TR 1 3 YR TREAS BD 464287457 393 4,715 SH   SOLE   0 0 4,715
ISHARES TR CORE DIV GRWTH 46434V621 7,898 147,879 SH   SOLE   0 0 147,879
ISHARES TR CORE MSCI EAFE 46432F842 8,167 117,489 SH   SOLE   0 0 117,489
ISHARES TR CORE S&P MCP ETF 464287507 769 2,867 SH   SOLE   0 0 2,867
ISHARES TR CORE S&P SCP ETF 464287804 410 3,798 SH   SOLE   0 0 3,798
ISHARES TR CORE S&P US VLU 464287663 1,686 22,220 SH   SOLE   0 0 22,220
ISHARES TR CORE S&P500 ETF 464287200 6,518 14,366 SH   SOLE   0 0 14,366
ISHARES TR EAFE GRWTH ETF 464288885 328 3,407 SH   SOLE   0 0 3,407
ISHARES TR EAFE SML CP ETF 464288273 376 5,668 SH   SOLE   0 0 5,668
ISHARES TR FLTG RATE NT ETF 46429B655 2,332 46,153 SH   SOLE   0 0 46,153
ISHARES TR INTL SEL DIV ETF 464288448 274 8,637 SH   SOLE   0 0 8,637
ISHARES TR ISHARES BIOTECH 464287556 555 4,258 SH   SOLE   0 0 4,258
ISHARES TR MSCI ACWI ETF 464288257 270 2,703 SH   SOLE   0 0 2,703
ISHARES TR MSCI ACWI EX US 464288240 359 6,870 SH   SOLE   0 0 6,870
ISHARES TR MSCI USA ESG SLC 464288802 249 2,576 SH   SOLE   0 0 2,576
ISHARES TR MSCI USA MMENTM 46432F396 1,971 11,711 SH   SOLE   0 0 11,711
ISHARES TR MSCI USA VALUE 46432F388 2,313 22,121 SH   SOLE   0 0 22,121
ISHARES TR PFD AND INCM SEC 464288687 243 6,666 SH   SOLE   0 0 6,666
ISHARES TR RESIDENTIAL MULT 464288562 3,031 31,603 SH   SOLE   0 0 31,603
ISHARES TR RUS 1000 ETF 464287622 1,095 4,377 SH   SOLE   0 0 4,377
ISHARES TR RUS 1000 GRW ETF 464287614 2,025 7,295 SH   SOLE   0 0 7,295
ISHARES TR RUS 1000 VAL ETF 464287598 1,696 10,219 SH   SOLE   0 0 10,219
ISHARES TR RUS 2000 GRW ETF 464287648 1,670 6,531 SH   SOLE   0 0 6,531
ISHARES TR RUS 2000 VAL ETF 464287630 518 3,212 SH   SOLE   0 0 3,212
ISHARES TR RUS MD CP GR ETF 464287481 2,620 26,073 SH   SOLE   0 0 26,073
ISHARES TR RUS MDCP VAL ETF 464287473 2,319 19,385 SH   SOLE   0 0 19,385
ISHARES TR S&P 500 GRWT ETF 464287309 1,139 14,912 SH   SOLE   0 0 14,912
ISHARES TR S&P MC 400VL ETF 464287705 348 3,171 SH   SOLE   0 0 3,171
ISHARES TR S&P SML 600 GWT 464287887 210 1,681 SH   SOLE   0 0 1,681
ISHARES TR SELECT DIVID ETF 464287168 814 6,353 SH   SOLE   0 0 6,353
ISHARES TR SHORT TREAS BD 464288679 737 6,687 SH   SOLE   0 0 6,687
ISHARES TR U.S. TECH ETF 464287721 512 4,967 SH   SOLE   0 0 4,967
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,505 29,933 SH   SOLE   0 0 29,933
JOHNSON & JOHNSON COM 478160104 547 3,087 SH   SOLE   0 0 3,087
JPMORGAN CHASE & CO COM 46625H100 717 5,256 SH   SOLE   0 0 5,256
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 3,707 127,292 SH   SOLE   0 0 127,292
LILLY ELI & CO COM 532457108 294 1,027 SH   SOLE   0 0 1,027
LOWES COS INC COM 548661107 325 1,607 SH   SOLE   0 0 1,607
MASTERCARD INCORPORATED CL A 57636Q104 2,063 5,774 SH   SOLE   0 0 5,774
MCKESSON CORP COM 58155Q103 207 677 SH   SOLE   0 0 677
MERCK & CO INC COM 58933Y105 1,369 16,690 SH   SOLE   0 0 16,690
META PLATFORMS INC CL A 30303M102 227 1,022 SH   SOLE   0 0 1,022
MICROCHIP TECHNOLOGY INC. COM 595017104 227 3,026 SH   SOLE   0 0 3,026
MICROSOFT CORP COM 594918104 4,727 15,333 SH   SOLE   0 0 15,333
MORGAN STANLEY COM NEW 617446448 215 2,454 SH   SOLE   0 0 2,454
NEXTERA ENERGY INC COM 65339F101 559 6,599 SH   SOLE   0 0 6,599
NIKE INC CL B 654106103 339 2,520 SH   SOLE   0 0 2,520
NOVARTIS AG SPONSORED ADR 66987V109 226 2,574 SH   SOLE   0 0 2,574
NVIDIA CORPORATION COM 67066G104 2,103 7,706 SH   SOLE   0 0 7,706
PFIZER INC COM 717081103 538 10,401 SH   SOLE   0 0 10,401
PIMCO ETF TR 1-5 US TIP IDX 72201R205 4,288 78,712 SH   SOLE   0 0 78,712
PIMCO ETF TR ACTIVE BD ETF 72201R775 229 2,249 SH   SOLE   0 0 2,249
PROCTER AND GAMBLE CO COM 742718109 524 3,431 SH   SOLE   0 0 3,431
QUALCOMM INC COM 747525103 515 3,372 SH   SOLE   0 0 3,372
RIO TINTO PLC SPONSORED ADR 767204100 313 3,892 SH   SOLE   0 0 3,892
SALESFORCE COM INC COM 79466L302 504 2,372 SH   SOLE   0 0 2,372
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,661 109,782 SH   SOLE   0 0 109,782
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,242 29,549 SH   SOLE   0 0 29,549
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 339 2,135 SH   SOLE   0 0 2,135
SOUTHERN CO COM 842587107 675 9,306 SH   SOLE   0 0 9,306
SPDR GOLD TR GOLD SHS 78463V107 312 1,726 SH   SOLE   0 0 1,726
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 934 27,261 SH   SOLE   0 0 27,261
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,826 10,685 SH   SOLE   0 0 10,685
SPDR SER TR BLOOMBERG CONV 78464A359 821 10,666 SH   SOLE   0 0 10,666
SPDR SER TR MSCI USA STRTGIC 78468R812 437 3,507 SH   SOLE   0 0 3,507
SPDR SER TR NUVEEN BLMBRG MU 78468R721 1,107 23,126 SH   SOLE   0 0 23,126
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,796 92,413 SH   SOLE   0 0 92,413
SPDR SER TR PORTFOLIO SHORT 78464A474 5,672 188,259 SH   SOLE   0 0 188,259
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,804 57,446 SH   SOLE   0 0 57,446
SPDR SER TR S&P 600 SMCP GRW 78464A201 311 3,710 SH   SOLE   0 0 3,710
SPDR SER TR S&P DIVID ETF 78464A763 2,264 17,676 SH   SOLE   0 0 17,676
SYSCO CORP COM 871829107 462 5,657 SH   SOLE   0 0 5,657
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,494 14,326 SH   SOLE   0 0 14,326
TARGET CORP COM 87612E106 673 3,172 SH   SOLE   0 0 3,172
TESLA INC COM 88160R101 453 420 SH   SOLE   0 0 420
TJX COS INC NEW COM 872540109 1,156 19,090 SH   SOLE   0 0 19,090
UMH PPTYS INC COM 903002103 925 37,637 SH   SOLE   0 0 37,637
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 8,027 107,461 SH   SOLE   0 0 107,461
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 889 11,406 SH   SOLE   0 0 11,406
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 613 11,684 SH   SOLE   0 0 11,684
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 265 1,601 SH   SOLE   0 0 1,601
VANGUARD INDEX FDS GROWTH ETF 922908736 18,352 63,812 SH   SOLE   0 0 63,812
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,729 16,738 SH   SOLE   0 0 16,738
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 27,083 180,949 SH   SOLE   0 0 180,949
VANGUARD INDEX FDS MID CAP ETF 922908629 4,079 17,151 SH   SOLE   0 0 17,151
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 725 6,693 SH   SOLE   0 0 6,693
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,186 12,492 SH   SOLE   0 0 12,492
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,668 26,532 SH   SOLE   0 0 26,532
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,002 4,716 SH   SOLE   0 0 4,716
VANGUARD INDEX FDS SML CP GRW ETF 922908595 698 2,814 SH   SOLE   0 0 2,814
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,174 5,159 SH   SOLE   0 0 5,159
VANGUARD INDEX FDS VALUE ETF 922908744 750 5,076 SH   SOLE   0 0 5,076
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 255 5,530 SH   SOLE   0 0 5,530
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,289 10,405 SH   SOLE   0 0 10,405
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 821 5,065 SH   SOLE   0 0 5,065
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,323 27,539 SH   SOLE   0 0 27,539
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,204 19,636 SH   SOLE   0 0 19,636
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,211 5,143 SH   SOLE   0 0 5,143
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,133 12,136 SH   SOLE   0 0 12,136
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 453 1,779 SH   SOLE   0 0 1,779
VANGUARD WORLD FDS INF TECH ETF 92204A702 276 663 SH   SOLE   0 0 663
VERIZON COMMUNICATIONS INC COM 92343V104 832 16,338 SH   SOLE   0 0 16,338
VICTORY PORTFOLIOS II VCSHS US SMCP HG 92647N873 13,367 228,732 SH   SOLE   0 0 228,732
WALMART INC COM 931142103 221 1,483 SH   SOLE   0 0 1,483