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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   200,165 1,831 SH   SOLE   1,831 0 0
ABBOTT LABS COM 002824100   493,004 4,479 SH   SOLE   4,479 0 0
ABBVIE INC COM 00287Y109   942,373 6,081 SH   SOLE   6,081 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   777,266 2,215 SH   SOLE   2,215 0 0
ADVANCED MICRO DEVICES INC COM 007903107   731,154 4,960 SH   SOLE   4,960 0 0
AIR PRODS & CHEMS INC COM 009158106   2,119,486 7,741 SH   SOLE   7,741 0 0
ALPHABET INC CAP STK CL A 02079K305   263,176 1,884 SH   SOLE   1,884 0 0
ALPHABET INC CAP STK CL C 02079K107   2,797,461 19,850 SH   SOLE   19,850 0 0
AMAZON COM INC COM 023135106   2,138,556 14,075 SH   SOLE   14,075 0 0
AMERICAN TOWER CORP NEW COM 03027X100   526,531 2,439 SH   SOLE   2,439 0 0
AMGEN INC COM 031162100   27,619,690 95,895 SH   SOLE   95,895 0 0
APPLE INC COM 037833100   8,801,789 45,716 SH   SOLE   45,716 0 0
APPLIED MATLS INC COM 038222105   364,820 2,251 SH   SOLE   2,251 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   220,879 3,058 SH   SOLE   3,058 0 0
AT&T INC COM 00206R102   330,863 19,718 SH   SOLE   19,718 0 0
BANK AMERICA CORP COM 060505104   2,017,246 59,912 SH   SOLE   59,912 0 0
BLACKROCK INC COM 09247X101   1,531,867 1,887 SH   SOLE   1,887 0 0
BLACKSTONE INC COM 09260D107   890,256 6,800 SH   SOLE   6,800 0 0
BOEING CO COM 097023105   1,527,672 5,861 SH   SOLE   5,861 0 0
BRAINSTORM CELL THERAPEUTICS COM NEW 10501E201   17,862 65,430 SH   SOLE   65,430 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   540,500 10,534 SH   SOLE   10,534 0 0
BROADCOM INC COM 11135F101   4,132,612 3,702 SH   SOLE   3,702 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   205,750 1,000 SH   SOLE   1,000 0 0
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101   553,342 37,212 SH   SOLE   37,212 0 0
CATERPILLAR INC COM 149123101   723,209 2,446 SH   SOLE   2,446 0 0
CHEVRON CORP NEW COM 166764100   1,790,338 12,003 SH   SOLE   12,003 0 0
CISCO SYS INC COM 17275R102   1,751,432 34,668 SH   SOLE   34,668 0 0
CITIGROUP INC COM NEW 172967424   267,025 5,191 SH   SOLE   5,191 0 0
COCA COLA CO COM 191216100   2,454,273 41,647 SH   SOLE   41,647 0 0
COMCAST CORP NEW CL A 20030N101   1,072,538 24,459 SH   SOLE   24,459 0 0
COSTCO WHSL CORP NEW COM 22160K105   910,910 1,380 SH   SOLE   1,380 0 0
CVS HEALTH CORP COM 126650100   398,511 5,047 SH   SOLE   5,047 0 0
DEERE & CO COM 244199105   562,400 1,406 SH   SOLE   1,406 0 0
DISNEY WALT CO COM 254687106   1,182,021 13,091 SH   SOLE   13,091 0 0
DOW INC COM 260557103   401,821 7,327 SH   SOLE   7,327 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   342,017 3,524 SH   SOLE   3,524 0 0
ELEDON PHARMACEUTICALS INC COM 28617K101   104,474 58,041 SH   SOLE   58,041 0 0
ELI LILLY & CO COM 532457108   1,064,412 1,826 SH   SOLE   1,826 0 0
EMERSON ELEC CO COM 291011104   418,519 4,300 SH   SOLE   4,300 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   168,608 12,218 SH   SOLE   12,218 0 0
ENTERGY CORP NEW COM 29364G103   769,044 7,600 SH   SOLE   7,600 0 0
EOG RES INC COM 26875P101   334,306 2,764 SH   SOLE   2,764 0 0
ESSENTIAL UTILS INC COM 29670G102   1,074,167 28,759 SH   SOLE   28,759 0 0
EVERSOURCE ENERGY COM 30040W108   388,836 6,300 SH   SOLE   6,300 0 0
EXXON MOBIL CORP COM 30231G102   1,112,357 11,126 SH   SOLE   11,126 0 0
FORD MTR CO DEL COM 345370860   202,991 16,652 SH   SOLE   16,652 0 0
GENERAL DYNAMICS CORP COM 369550108   701,109 2,700 SH   SOLE   2,700 0 0
GENERAL MLS INC COM 370334104   866,884 13,308 SH   SOLE   13,308 0 0
GENUINE PARTS CO COM 372460105   249,300 1,800 SH   SOLE   1,800 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   7,950,715 230,723 SH   SOLE   230,723 0 0
HOME DEPOT INC COM 437076102   1,837,755 5,303 SH   SOLE   5,303 0 0
HONEYWELL INTL INC COM 438516106   780,251 3,721 SH   SOLE   3,721 0 0
ILLINOIS TOOL WKS INC COM 452308109   221,601 846 SH   SOLE   846 0 0
INTEL CORP COM 458140100   453,380 9,022 SH   SOLE   9,022 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   3,042,282 228,743 SH   SOLE   228,743 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   2,497,649 76,521 SH   SOLE   76,521 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   321,596 2,038 SH   SOLE   2,038 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   27,336,610 66,753 SH   SOLE   66,753 0 0
ISHARES INC CORE MSCI EMKT 46434G103   2,429,618 48,035 SH   SOLE   48,035 0 0
ISHARES INC MSCI EMERG MRKT 464286533   4,419,405 79,500 SH   SOLE   79,500 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   9,238,443 112,609 SH   SOLE   112,609 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,587,463 13,553 SH   SOLE   13,553 0 0
ISHARES TR MSCI USA MMENTM 46432F396   9,177,143 58,494 SH   SOLE   58,494 0 0
ISHARES TR EXPANDED TECH 464287515   3,763,528 9,278 SH   SOLE   9,278 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   26,163,646 86,300 SH   SOLE   86,300 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   28,167,149 170,452 SH   SOLE   170,452 0 0
ISHARES TR S&P SML 600 GWT 464287887   5,883,855 47,018 SH   SOLE   47,018 0 0
ISHARES TR SP SMCP600VL ETF 464287879   350,335 3,399 SH   SOLE   3,399 0 0
ISHARES TR US TRSPRTION 464287192   3,278,275 12,492 SH   SOLE   12,492 0 0
ISHARES TR US AER DEF ETF 464288760   2,935,485 23,187 SH   SOLE   23,187 0 0
ISHARES TR US HOME CONS ETF 464288752   3,534,710 34,746 SH   SOLE   34,746 0 0
ISHARES TR U.S. MED DVC ETF 464288810   4,147,595 76,850 SH   SOLE   76,850 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,057,915 11,573 SH   SOLE   11,573 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   3,776,621 89,451 SH   SOLE   89,451 0 0
ISHARES TR COHEN STEER REIT 464287564   1,851,896 31,532 SH   SOLE   31,532 0 0
ISHARES TR CORE MSCI EAFE 46432F842   803,343 11,419 SH   SOLE   11,419 0 0
ISHARES TR CORE S&P500 ETF 464287200   843,495 1,766 SH   SOLE   1,766 0 0
ISHARES TR CORE S&P TTL STK 464287150   6,399,246 60,812 SH   SOLE   60,812 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   5,821,818 74,610 SH   SOLE   74,610 0 0
ISHARES TR IBOXX INV CP ETF 464287242   4,059,894 36,688 SH   SOLE   36,688 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   4,681,352 90,026 SH   SOLE   90,026 0 0
ISHARES TR JPMORGAN USD EMG 464288281   2,985,024 33,517 SH   SOLE   33,517 0 0
ISHARES TR MBS ETF 464288588   2,261,589 24,039 SH   SOLE   24,039 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,118,256 21,809 SH   SOLE   21,809 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,668,551 35,415 SH   SOLE   35,415 0 0
ISHARES TR SELECT DIVID ETF 464287168   1,899,829 16,207 SH   SOLE   16,207 0 0
ISHARES TR S&P MC 400GR ETF 464287606   16,501,864 208,304 SH   SOLE   208,304 0 0
ISHARES TR S&P MC 400VL ETF 464287705   15,830,096 138,812 SH   SOLE   138,812 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q449   1,986,129 42,998 SH   SOLE   42,998 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   516,600 4,200 SH   SOLE   4,200 0 0
JOHNSON & JOHNSON COM 478160104   2,376,178 15,160 SH   SOLE   15,160 0 0
JPMORGAN CHASE & CO COM 46625H100   3,850,522 22,637 SH   SOLE   22,637 0 0
KIMBERLY-CLARK CORP COM 494368103   708,282 5,829 SH   SOLE   5,829 0 0
KINDER MORGAN INC DEL COM 49456B101   222,264 12,600 SH   SOLE   12,600 0 0
KROGER CO COM 501044101   370,251 8,100 SH   SOLE   8,100 0 0
LINDE PLC SHS G54950103   204,944 499 SH   SOLE   499 0 0
LIVE NATION ENTERTAINMENT IN COM 538034109   228,103 2,437 SH   SOLE   2,437 0 0
LOCKHEED MARTIN CORP COM 539830109   2,544,826 5,615 SH   SOLE   5,615 0 0
MARRIOTT INTL INC NEW CL A 571903202   216,264 959 SH   SOLE   959 0 0
MCDONALDS CORP COM 580135101   2,835,795 9,564 SH   SOLE   9,564 0 0
MEDTRONIC PLC SHS G5960L103   732,605 8,893 SH   SOLE   8,893 0 0
MERCK & CO INC COM 58933Y105   2,904,054 26,638 SH   SOLE   26,638 0 0
META PLATFORMS INC CL A 30303M102   205,297 580 SH   SOLE   580 0 0
MICROSOFT CORP COM 594918104   5,553,502 14,768 SH   SOLE   14,768 0 0
MOLECULIN BIOTECH INC COM 60855D200   11,273 13,132 SH   SOLE   13,132 0 0
MONDELEZ INTL INC CL A 609207105   964,918 13,322 SH   SOLE   13,322 0 0
MORGAN STANLEY COM NEW 617446448   363,675 3,900 SH   SOLE   3,900 0 0
NIKE INC CL B 654106103   692,351 6,377 SH   SOLE   6,377 0 0
NVIDIA CORPORATION COM 67066G104   3,673,050 7,417 SH   SOLE   7,417 0 0
ORACLE CORP COM 68389X105   263,680 2,501 SH   SOLE   2,501 0 0
PALO ALTO NETWORKS INC COM 697435105   614,530 2,084 SH   SOLE   2,084 0 0
PAYCHEX INC COM 704326107   667,016 5,600 SH   SOLE   5,600 0 0
PEPSICO INC COM 713448108   1,966,492 11,578 SH   SOLE   11,578 0 0
PFIZER INC COM 717081103   1,458,826 50,671 SH   SOLE   50,671 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   2,186,905 23,655 SH   SOLE   23,655 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,689,731 46,996 SH   SOLE   46,996 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,052,561 6,797 SH   SOLE   6,797 0 0
PROCTER AND GAMBLE CO COM 742718109   2,331,828 15,913 SH   SOLE   15,913 0 0
PROLOGIS INC. COM 74340W103   920,656 6,907 SH   SOLE   6,907 0 0
PRUDENTIAL FINL INC COM 744320102   208,739 2,013 SH   SOLE   2,013 0 0
RTX CORPORATION COM 75513E101   634,909 7,546 SH   SOLE   7,546 0 0
SALESFORCE INC COM 79466L302   1,087,031 4,131 SH   SOLE   4,131 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   224,721 4,305 SH   SOLE   4,305 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   735,641 11,616 SH   SOLE   11,616 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,077,950 36,712 SH   SOLE   36,712 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   5,236,503 61,217 SH   SOLE   61,217 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   7,636,634 66,994 SH   SOLE   66,994 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,473,098 18,044 SH   SOLE   18,044 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   3,698,248 50,898 SH   SOLE   50,898 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   5,265,955 140,052 SH   SOLE   140,052 0 0
SMITH A O CORP COM 831865209   218,961 2,656 SH   SOLE   2,656 0 0
SMUCKER J M CO COM NEW 832696405   366,502 2,900 SH   SOLE   2,900 0 0
SPDR GOLD TR GOLD SHS 78463V107   234,566 1,227 SH   SOLE   1,227 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   848,607 1,785 SH   SOLE   1,785 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   3,065,151 105,622 SH   SOLE   105,622 0 0
SPDR SER TR S&P DIVID ETF 78464A763   417,442 3,340 SH   SOLE   3,340 0 0
SPDR SER TR S&P INS ETF 78464A789   4,302,231 95,140 SH   SOLE   95,140 0 0
SPDR SER TR S&P SEMICNDCTR 78464A862   3,338,806 14,853 SH   SOLE   14,853 0 0
STARBUCKS CORP COM 855244109   1,016,691 10,589 SH   SOLE   10,589 0 0
STARWOOD PPTY TR INC COM 85571B105   249,680 11,878 SH   SOLE   11,878 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   270,479 2,601 SH   SOLE   2,601 0 0
TESLA INC COM 88160R101   969,817 3,903 SH   SOLE   3,903 0 0
TEXAS INSTRS INC COM 882508104   296,941 1,742 SH   SOLE   1,742 0 0
TOLL BROTHERS INC COM 889478103   365,624 3,557 SH   SOLE   3,557 0 0
TRACTOR SUPPLY CO COM 892356106   258,036 1,200 SH   SOLE   1,200 0 0
UBER TECHNOLOGIES INC COM 90353T100   384,443 6,244 SH   SOLE   6,244 0 0
UNION PAC CORP COM 907818108   221,058 900 SH   SOLE   900 0 0
UNITEDHEALTH GROUP INC COM 91324P102   454,870 864 SH   SOLE   864 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,606,364 9,186 SH   SOLE   9,186 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,871,509 24,299 SH   SOLE   24,299 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,569,333 5,048 SH   SOLE   5,048 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   7,347,747 40,828 SH   SOLE   40,828 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   6,438,320 26,630 SH   SOLE   26,630 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,088,549 19,165 SH   SOLE   19,165 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   280,115 641 SH   SOLE   641 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   497,716 5,633 SH   SOLE   5,633 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,463,208 43,876 SH   SOLE   43,876 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   217,581 5,294 SH   SOLE   5,294 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   709,501 14,940 SH   SOLE   14,940 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   2,984,996 21,855 SH   SOLE   21,855 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,997,771 25,821 SH   SOLE   25,821 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,762,711 27,950 SH   SOLE   27,950 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,494,761 135,590 SH   SOLE   135,590 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,549,034 40,751 SH   SOLE   40,751 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   1,905,270 6,256 SH   SOLE   6,256 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   11,083,125 22,899 SH   SOLE   22,899 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3,688,961 14,715 SH   SOLE   14,715 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   809,254 21,466 SH   SOLE   21,466 0 0
VISA INC COM CL A 92826C839   638,378 2,452 SH   SOLE   2,452 0 0
WALMART INC COM 931142103   1,526,259 9,681 SH   SOLE   9,681 0 0