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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   227,353 2,163 SH   SOLE   2,163 0 0
ABBOTT LABS COM 002824100   402,914 3,979 SH   SOLE   3,979 0 0
ABBVIE INC COM 00287Y109   912,075 5,723 SH   SOLE   5,723 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   423,070 1,480 SH   SOLE   1,480 0 0
ADVANCED MICRO DEVICES INC COM 007903107   307,751 3,140 SH   SOLE   3,140 0 0
AIR PRODS & CHEMS INC COM 009158106   1,613,546 5,618 SH   SOLE   5,618 0 0
ALPHABET INC CAP STK CL C 02079K107   1,841,528 17,707 SH   SOLE   17,707 0 0
AMAZON COM INC COM 023135106   1,158,501 11,216 SH   SOLE   11,216 0 0
AMERICAN TOWER CORP NEW COM 03027X100   308,758 1,511 SH   SOLE   1,511 0 0
AMGEN INC COM 031162100   22,621,333 93,573 SH   SOLE   93,573 0 0
AON PLC SHS CL A G0403H108   451,495 1,432 SH   SOLE   1,432 0 0
APPLE INC COM 037833100   7,889,004 47,841 SH   SOLE   47,841 0 0
APPLIED MATLS INC COM 038222105   265,436 2,161 SH   SOLE   2,161 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   244,749 3,072 SH   SOLE   3,072 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   282,495 415 SH   SOLE   415 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   330,183 4,757 SH   SOLE   4,757 0 0
AT&T INC COM 00206R102   866,999 45,039 SH   SOLE   45,039 0 0
ATLASSIAN CORPORATION CL A 049468101   245,458 1,434 SH   SOLE   1,434 0 0
BANK AMERICA CORP COM 060505104   1,390,974 48,635 SH   SOLE   48,635 0 0
BAXTER INTL INC COM 071813109   421,905 10,402 SH   SOLE   10,402 0 0
BLACKROCK INC COM 09247X101   780,863 1,167 SH   SOLE   1,167 0 0
BLACKSTONE INC COM 09260D107   386,496 4,400 SH   SOLE   4,400 0 0
BOEING CO COM 097023105   1,258,602 5,925 SH   SOLE   5,925 0 0
BRAINSTORM CELL THERAPEUTICS COM NEW 10501E201   133,419 40,430 SH   SOLE   40,430 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   668,495 9,645 SH   SOLE   9,645 0 0
BROADCOM INC COM 11135F101   2,575,392 4,014 SH   SOLE   4,014 0 0
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101   505,469 36,105 SH   SOLE   36,105 0 0
CAMPBELL SOUP CO COM 134429109   339,282 6,171 SH   SOLE   6,171 0 0
CANADIAN PAC RY LTD COM 13645T100   387,470 5,036 SH   SOLE   5,036 0 0
CATERPILLAR INC COM 149123101   200,235 875 SH   SOLE   875 0 0
CHEVRON CORP NEW COM 166764100   1,051,100 6,442 SH   SOLE   6,442 0 0
CISCO SYS INC COM 17275R102   1,685,750 32,248 SH   SOLE   32,248 0 0
CITIGROUP INC COM NEW 172967424   314,726 6,712 SH   SOLE   6,712 0 0
CMS ENERGY CORP COM 125896100   232,753 3,792 SH   SOLE   3,792 0 0
COCA COLA CO COM 191216100   1,814,196 29,247 SH   SOLE   29,247 0 0
COMCAST CORP NEW CL A 20030N101   577,039 15,221 SH   SOLE   15,221 0 0
COSTCO WHSL CORP NEW COM 22160K105   264,832 533 SH   SOLE   533 0 0
CVS HEALTH CORP COM 126650100   621,083 8,358 SH   SOLE   8,358 0 0
DEERE & CO COM 244199105   295,811 716 SH   SOLE   716 0 0
DISNEY WALT CO COM 254687106   1,362,408 13,606 SH   SOLE   13,606 0 0
DOW INC COM 260557103   416,438 7,596 SH   SOLE   7,596 0 0
DUPONT DE NEMOURS INC COM 26614N102   229,361 3,196 SH   SOLE   3,196 0 0
ELEDON PHARMACEUTICALS INC COM 28617K101   128,710 54,538 SH   SOLE   54,538 0 0
EMERSON ELEC CO COM 291011104   575,124 6,600 SH   SOLE   6,600 0 0
ENTERGY CORP NEW COM 29364G103   358,990 3,332 SH   SOLE   3,332 0 0
ESSENTIAL UTILS INC COM 29670G102   1,234,633 28,285 SH   SOLE   28,285 0 0
EXXON MOBIL CORP COM 30231G102   1,084,867 9,893 SH   SOLE   9,893 0 0
FEDEX CORP COM 31428X106   205,641 900 SH   SOLE   900 0 0
FERRARI N V COM N3167Y103   297,221 1,097 SH   SOLE   1,097 0 0
FORD MTR CO DEL COM 345370860   238,549 18,932 SH   SOLE   18,932 0 0
GENERAL DYNAMICS CORP COM 369550108   661,809 2,900 SH   SOLE   2,900 0 0
GENERAL MLS INC COM 370334104   1,156,481 13,532 SH   SOLE   13,532 0 0
GENUINE PARTS CO COM 372460105   301,158 1,800 SH   SOLE   1,800 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   3,908,643 137,871 SH   SOLE   137,871 0 0
HERSHEY CO COM 427866108   237,873 935 SH   SOLE   935 0 0
HOME DEPOT INC COM 437076102   1,535,509 5,203 SH   SOLE   5,203 0 0
HONEYWELL INTL INC COM 438516106   639,988 3,349 SH   SOLE   3,349 0 0
ICON PLC SHS G4705A100   217,862 1,020 SH   SOLE   1,020 0 0
INTEL CORP COM 458140100   316,638 9,692 SH   SOLE   9,692 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   464,321 3,542 SH   SOLE   3,542 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   4,948,475 347,994 SH   SOLE   347,994 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   2,043,632 7,405 SH   SOLE   7,405 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   217,798 1,506 SH   SOLE   1,506 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   22,929,246 71,446 SH   SOLE   71,446 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,757,221 36,016 SH   SOLE   36,016 0 0
ISHARES INC MSCI EMERG MRKT 464286533   3,519,656 64,498 SH   SOLE   64,498 0 0
ISHARES TR MSCI USA MMENTM 46432F396   7,454,357 53,613 SH   SOLE   53,613 0 0
ISHARES TR EXPANDED TECH 464287515   2,661,860 8,736 SH   SOLE   8,736 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   20,053,416 82,075 SH   SOLE   82,075 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   23,000,280 151,059 SH   SOLE   151,059 0 0
ISHARES TR S&P SML 600 GWT 464287887   5,145,085 46,799 SH   SOLE   46,799 0 0
ISHARES TR SP SMCP600VL ETF 464287879   318,112 3,399 SH   SOLE   3,399 0 0
ISHARES TR US TRSPRTION 464287192   2,425,813 10,647 SH   SOLE   10,647 0 0
ISHARES TR US AER DEF ETF 464288760   2,706,913 23,522 SH   SOLE   23,522 0 0
ISHARES TR US HLTHCARE ETF 464287762   213,260 781 SH   SOLE   781 0 0
ISHARES TR U.S. MED DVC ETF 464288810   3,331,376 61,715 SH   SOLE   61,715 0 0
ISHARES TR U.S. REAL ES ETF 464287739   797,321 9,391 SH   SOLE   9,391 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,422,859 12,094 SH   SOLE   12,094 0 0
ISHARES TR COHEN STEER REIT 464287564   1,649,207 29,694 SH   SOLE   29,694 0 0
ISHARES TR CORE S&P500 ETF 464287200   858,746 2,089 SH   SOLE   2,089 0 0
ISHARES TR CORE S&P TTL STK 464287150   4,587,807 50,666 SH   SOLE   50,666 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   4,484,785 61,655 SH   SOLE   61,655 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   8,517,445 103,669 SH   SOLE   103,669 0 0
ISHARES TR IBOXX INV CP ETF 464287242   2,268,269 20,694 SH   SOLE   20,694 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   2,796,561 67,096 SH   SOLE   67,096 0 0
ISHARES TR JPMORGAN USD EMG 464288281   2,127,923 24,663 SH   SOLE   24,663 0 0
ISHARES TR MBS ETF 464288588   1,677,479 17,708 SH   SOLE   17,708 0 0
ISHARES TR S&P MC 400VL ETF 464287705   13,349,452 129,896 SH   SOLE   129,896 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,432,858 47,999 SH   SOLE   47,999 0 0
ISHARES TR ISHARES BIOTECH 464287556   221,522 1,715 SH   SOLE   1,715 0 0
ISHARES TR S&P MC 400GR ETF 464287606   13,867,571 193,925 SH   SOLE   193,925 0 0
ISHARES TR SELECT DIVID ETF 464287168   1,868,794 15,948 SH   SOLE   15,948 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   3,303,765 64,426 SH   SOLE   64,426 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,331,224 26,340 SH   SOLE   26,340 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q449   2,046,600 44,597 SH   SOLE   44,597 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   702,384 4,800 SH   SOLE   4,800 0 0
JOHNSON & JOHNSON COM 478160104   2,504,800 16,160 SH   SOLE   16,160 0 0
JPMORGAN CHASE & CO COM 46625H100   2,445,083 18,764 SH   SOLE   18,764 0 0
KIMBERLY-CLARK CORP COM 494368103   777,268 5,791 SH   SOLE   5,791 0 0
KROGER CO COM 501044101   399,897 8,100 SH   SOLE   8,100 0 0
LILLY ELI & CO COM 532457108   542,604 1,580 SH   SOLE   1,580 0 0
LINDE PLC SHS G54950103   338,023 951 SH   SOLE   951 0 0
LOCKHEED MARTIN CORP COM 539830109   2,637,073 5,578 SH   SOLE   5,578 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   356,782 3,800 SH   SOLE   3,800 0 0
M & T BK CORP COM 55261F104   215,226 1,800 SH   SOLE   1,800 0 0
MCDONALDS CORP COM 580135101   2,466,442 8,821 SH   SOLE   8,821 0 0
MEDTRONIC PLC SHS G5960L103   539,590 6,693 SH   SOLE   6,693 0 0
MERCK & CO INC COM 58933Y105   2,671,673 25,112 SH   SOLE   25,112 0 0
MICROSOFT CORP COM 594918104   4,918,661 17,061 SH   SOLE   17,061 0 0
MOLECULIN BIOTECH INC COM 60855D200   12,607 13,132 SH   SOLE   13,132 0 0
MONDELEZ INTL INC CL A 609207105   385,569 5,530 SH   SOLE   5,530 0 0
NIKE INC CL B 654106103   509,201 4,152 SH   SOLE   4,152 0 0
NOVO-NORDISK A S ADR 670100205   370,478 2,328 SH   SOLE   2,328 0 0
NVIDIA CORPORATION COM 67066G104   1,229,121 4,425 SH   SOLE   4,425 0 0
ORACLE CORP COM 68389X105   227,561 2,449 SH   SOLE   2,449 0 0
PAYCHEX INC COM 704326107   607,327 5,300 SH   SOLE   5,300 0 0
PEPSICO INC COM 713448108   2,069,352 11,351 SH   SOLE   11,351 0 0
PFIZER INC COM 717081103   2,465,973 60,441 SH   SOLE   60,441 0 0
PHILLIPS 66 COM 718546104   267,136 2,635 SH   SOLE   2,635 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,368,322 14,752 SH   SOLE   14,752 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,497,670 35,241 SH   SOLE   35,241 0 0
PNC FINL SVCS GROUP INC COM 693475105   597,012 4,697 SH   SOLE   4,697 0 0
PROCTER AND GAMBLE CO COM 742718109   2,311,128 15,543 SH   SOLE   15,543 0 0
PROLOGIS INC. COM 74340W103   466,471 3,739 SH   SOLE   3,739 0 0
PRUDENTIAL FINL INC COM 744320102   437,858 5,292 SH   SOLE   5,292 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   386,174 3,943 SH   SOLE   3,943 0 0
SALESFORCE INC COM 79466L302   820,696 4,108 SH   SOLE   4,108 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   346,749 6,468 SH   SOLE   6,468 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   5,879,862 58,113 SH   SOLE   58,113 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,461,381 29,716 SH   SOLE   29,716 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,655,502 17,585 SH   SOLE   17,585 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   5,029,151 62,350 SH   SOLE   62,350 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,774,410 117,400 SH   SOLE   117,400 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,900,065 50,027 SH   SOLE   50,027 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   805,173 11,895 SH   SOLE   11,895 0 0
SMUCKER J M CO COM NEW 832696405   456,373 2,900 SH   SOLE   2,900 0 0
SOUTHERN CO COM 842587107   265,528 3,816 SH   SOLE   3,816 0 0
SPDR GOLD TR GOLD SHS 78463V107   270,733 1,478 SH   SOLE   1,478 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,238,832 7,911 SH   SOLE   7,911 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   2,271,286 73,552 SH   SOLE   73,552 0 0
SPDR SER TR S&P DIVID ETF 78464A763   487,640 3,942 SH   SOLE   3,942 0 0
SPDR SER TR S&P INS ETF 78464A789   3,177,336 80,725 SH   SOLE   80,725 0 0
SPDR SER TR S&P SEMICNDCTR 78464A862   3,006,631 14,412 SH   SOLE   14,412 0 0
STARBUCKS CORP COM 855244109   1,082,445 10,395 SH   SOLE   10,395 0 0
SYSCO CORP COM 871829107   924,443 11,970 SH   SOLE   11,970 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   279,131 3,001 SH   SOLE   3,001 0 0
TESLA INC COM 88160R101   857,432 4,133 SH   SOLE   4,133 0 0
TEXAS INSTRS INC COM 882508104   409,222 2,200 SH   SOLE   2,200 0 0
TOLL BROTHERS INC COM 889478103   219,530 3,657 SH   SOLE   3,657 0 0
UNITEDHEALTH GROUP INC COM 91324P102   366,257 775 SH   SOLE   775 0 0
US BANCORP DEL COM NEW 902973304   259,163 7,189 SH   SOLE   7,189 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,011,702 3,844 SH   SOLE   3,844 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,052,227 26,830 SH   SOLE   26,830 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,403,812 34,038 SH   SOLE   34,038 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   989,778 3,968 SH   SOLE   3,968 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,445,297 23,451 SH   SOLE   23,451 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,852,605 14,637 SH   SOLE   14,637 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,089,734 23,519 SH   SOLE   23,519 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,010,915 9,534 SH   SOLE   9,534 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   824,279 9,926 SH   SOLE   9,926 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   239,534 637 SH   SOLE   637 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,021,543 37,807 SH   SOLE   37,807 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   257,488 6,373 SH   SOLE   6,373 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   534,436 11,176 SH   SOLE   11,176 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,188,563 28,710 SH   SOLE   28,710 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   3,384,991 53,824 SH   SOLE   53,824 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623   1,682,850 10,196 SH   SOLE   10,196 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   2,437,840 20,231 SH   SOLE   20,231 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,263,463 27,683 SH   SOLE   27,683 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,598,343 146,078 SH   SOLE   146,078 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,622,660 34,338 SH   SOLE   34,338 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   1,517,574 6,009 SH   SOLE   6,009 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,988,533 12,533 SH   SOLE   12,533 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   8,848,080 22,954 SH   SOLE   22,954 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   901,900 23,191 SH   SOLE   23,191 0 0
WALMART INC COM 931142103   1,354,720 9,188 SH   SOLE   9,188 0 0