The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   259,387 2,163 SH   SOLE   2,163 0 0
ABBOTT LABS COM 002824100   360,001 3,279 SH   SOLE   3,279 0 0
ABBVIE INC COM 00287Y109   924,894 5,723 SH   SOLE   5,723 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   282,349 1,058 SH   SOLE   1,058 0 0
AFLAC INC COM 001055102   487,825 6,781 SH   SOLE   6,781 0 0
AIR PRODS & CHEMS INC COM 009158106   974,102 3,160 SH   SOLE   3,160 0 0
ALCON AG ORD SHS H01301128   216,824 3,163 SH   SOLE   3,163 0 0
ALPHABET INC CAP STK CL C 02079K107   1,481,968 16,702 SH   SOLE   16,702 0 0
AMAZON COM INC COM 023135106   821,268 9,777 SH   SOLE   9,777 0 0
AMGEN INC COM 031162100   24,610,226 93,703 SH   SOLE   93,703 0 0
AON PLC SHS CL A G0403H108   444,807 1,482 SH   SOLE   1,482 0 0
APPLE INC COM 037833100   6,124,111 47,134 SH   SOLE   47,134 0 0
APPLIED MATLS INC COM 038222105   239,652 2,461 SH   SOLE   2,461 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   303,937 3,273 SH   SOLE   3,273 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   226,756 415 SH   SOLE   415 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   322,525 4,757 SH   SOLE   4,757 0 0
AT&T INC COM 00206R102   767,853 41,708 SH   SOLE   41,708 0 0
BANK AMERICA CORP COM 060505104   1,247,706 37,672 SH   SOLE   37,672 0 0
BAXTER INTL INC COM 071813109   593,750 11,649 SH   SOLE   11,649 0 0
BLACKROCK INC COM 09247X101   258,650 365 SH   SOLE   365 0 0
BOEING CO COM 097023105   1,087,085 5,707 SH   SOLE   5,707 0 0
BRAINSTORM CELL THERAPEUTICS COM NEW 10501E201   66,305 40,430 SH   SOLE   40,430 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   631,217 8,773 SH   SOLE   8,773 0 0
BROADCOM INC COM 11135F101   2,096,679 3,750 SH   SOLE   3,750 0 0
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101   486,028 36,217 SH   SOLE   36,217 0 0
CAMPBELL SOUP CO COM 134429109   350,204 6,171 SH   SOLE   6,171 0 0
CANADIAN PAC RY LTD COM 13645T100   375,635 5,036 SH   SOLE   5,036 0 0
CATERPILLAR INC COM 149123101   307,835 1,285 SH   SOLE   1,285 0 0
CHEVRON CORP NEW COM 166764100   1,064,315 5,930 SH   SOLE   5,930 0 0
CISCO SYS INC COM 17275R102   1,226,048 25,736 SH   SOLE   25,736 0 0
CITIGROUP INC COM NEW 172967424   235,694 5,211 SH   SOLE   5,211 0 0
CMS ENERGY CORP COM 125896100   240,147 3,792 SH   SOLE   3,792 0 0
COCA COLA CO COM 191216100   1,814,861 28,531 SH   SOLE   28,531 0 0
CVS HEALTH CORP COM 126650100   496,423 5,327 SH   SOLE   5,327 0 0
DISNEY WALT CO COM 254687106   1,133,036 13,041 SH   SOLE   13,041 0 0
DOW INC COM 260557103   383,594 7,613 SH   SOLE   7,613 0 0
DUPONT DE NEMOURS INC COM 26614N102   228,058 3,323 SH   SOLE   3,323 0 0
ELEDON PHARMACEUTICALS INC COM 28617K101   124,347 54,538 SH   SOLE   54,538 0 0
EMERSON ELEC CO COM 291011104   633,996 6,600 SH   SOLE   6,600 0 0
ENTERGY CORP NEW COM 29364G103   352,350 3,132 SH   SOLE   3,132 0 0
ESSENTIAL UTILS INC COM 29670G102   1,327,675 27,816 SH   SOLE   27,816 0 0
EXXON MOBIL CORP COM 30231G102   1,017,205 9,222 SH   SOLE   9,222 0 0
FERRARI N V COM N3167Y103   234,999 1,097 SH   SOLE   1,097 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   1,838,725 47,500 SH   SOLE   47,500 0 0
FORD MTR CO DEL COM 345370860   187,453 16,118 SH   SOLE   16,118 0 0
GENERAL DYNAMICS CORP COM 369550108   719,519 2,900 SH   SOLE   2,900 0 0
GENERAL MLS INC COM 370334104   1,355,775 16,169 SH   SOLE   16,169 0 0
GENUINE PARTS CO COM 372460105   312,318 1,800 SH   SOLE   1,800 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   4,753,154 179,432 SH   SOLE   179,432 0 0
HERSHEY CO COM 427866108   215,592 931 SH   SOLE   931 0 0
HOME DEPOT INC COM 437076102   1,627,311 5,152 SH   SOLE   5,152 0 0
HONEYWELL INTL INC COM 438516106   692,536 3,232 SH   SOLE   3,232 0 0
INTEL CORP COM 458140100   242,945 9,192 SH   SOLE   9,192 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   436,759 3,100 SH   SOLE   3,100 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   4,197,771 284,017 SH   SOLE   284,017 0 0
INVESCO CURRENCYSHARES AUSTR AUSTRALIAN DOL 46090N103   529,764 7,860 SH   SOLE   7,860 0 0
INVESCO CURRENCYSHARES JAPAN JAPANESE YEN 46138W107   558,623 7,857 SH   SOLE   7,857 0 0
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108   1,132,296 11,732 SH   SOLE   11,732 0 0
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   1,040,630 60,784 SH   SOLE   60,784 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   893,537 79,923 SH   SOLE   79,923 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   1,769,380 7,282 SH   SOLE   7,282 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   18,882,514 70,912 SH   SOLE   70,912 0 0
ISHARES INC MSCI NETHERL ETF 464286814   461,069 12,381 SH   SOLE   12,381 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,636,835 35,050 SH   SOLE   35,050 0 0
ISHARES TR US HLTHCARE ETF 464287762   222,996 786 SH   SOLE   786 0 0
ISHARES TR U.S. MED DVC ETF 464288810   3,219,282 61,238 SH   SOLE   61,238 0 0
ISHARES TR U.S. REAL ES ETF 464287739   916,349 10,884 SH   SOLE   10,884 0 0
ISHARES TR COHEN STEER REIT 464287564   1,594,418 29,074 SH   SOLE   29,074 0 0
ISHARES TR CORE S&P500 ETF 464287200   801,846 2,087 SH   SOLE   2,087 0 0
ISHARES TR US TRSPRTION 464287192   2,289,042 10,719 SH   SOLE   10,719 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,839,121 17,444 SH   SOLE   17,444 0 0
ISHARES TR SP SMCP600VL ETF 464287879   310,363 3,399 SH   SOLE   3,399 0 0
ISHARES TR S&P SML 600 GWT 464287887   4,997,157 46,240 SH   SOLE   46,240 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,250,700 33,000 SH   SOLE   33,000 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   22,982,275 151,548 SH   SOLE   151,548 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   17,311,684 80,805 SH   SOLE   80,805 0 0
ISHARES TR MSCI DENMARK ETF 46429B523   501,483 5,171 SH   SOLE   5,171 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,164,148 48,205 SH   SOLE   48,205 0 0
ISHARES TR MSCI NORWAY ETF 46429B499   426,043 17,347 SH   SOLE   17,347 0 0
ISHARES TR EXPANDED TECH 464287515   2,169,096 8,478 SH   SOLE   8,478 0 0
ISHARES TR ISHARES BIOTECH 464287556   223,599 1,703 SH   SOLE   1,703 0 0
ISHARES TR S&P MC 400GR ETF 464287606   13,227,446 193,667 SH   SOLE   193,667 0 0
ISHARES TR S&P MC 400VL ETF 464287705   13,206,040 131,012 SH   SOLE   131,012 0 0
ISHARES TR SELECT DIVID ETF 464287168   1,860,737 15,429 SH   SOLE   15,429 0 0
ISHARES TR TIPS BD ETF 464287176   1,267,352 11,907 SH   SOLE   11,907 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   2,567,044 51,849 SH   SOLE   51,849 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   8,017,729 98,777 SH   SOLE   98,777 0 0
ISHARES TR US AER DEF ETF 464288760   2,584,190 23,102 SH   SOLE   23,102 0 0
ISHARES TR MSCI USA MMENTM 46432F396   3,999,358 27,406 SH   SOLE   27,406 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,293,078 25,955 SH   SOLE   25,955 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,362,710 11,861 SH   SOLE   11,861 0 0
J P MORGAN EXCHANGE TRADED F CORP BD RESCH 46641Q449   1,627,744 36,581 SH   SOLE   36,581 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   764,688 4,800 SH   SOLE   4,800 0 0
JOHNSON & JOHNSON COM 478160104   2,769,165 15,676 SH   SOLE   15,676 0 0
JPMORGAN CHASE & CO COM 46625H100   1,951,806 14,555 SH   SOLE   14,555 0 0
KIMBERLY-CLARK CORP COM 494368103   849,388 6,257 SH   SOLE   6,257 0 0
KROGER CO COM 501044101   361,098 8,100 SH   SOLE   8,100 0 0
LILLY ELI & CO COM 532457108   578,027 1,580 SH   SOLE   1,580 0 0
LOCKHEED MARTIN CORP COM 539830109   2,754,982 5,663 SH   SOLE   5,663 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   315,514 3,800 SH   SOLE   3,800 0 0
M & T BK CORP COM 55261F104   261,108 1,800 SH   SOLE   1,800 0 0
MCDONALDS CORP COM 580135101   2,222,177 8,432 SH   SOLE   8,432 0 0
MEDTRONIC PLC SHS G5960L103   405,154 5,213 SH   SOLE   5,213 0 0
MERCK & CO INC COM 58933Y105   2,500,637 22,538 SH   SOLE   22,538 0 0
MICROSOFT CORP COM 594918104   4,010,680 16,724 SH   SOLE   16,724 0 0
MOLECULIN BIOTECH INC COM 60855D200   13,920 13,132 SH   SOLE   13,132 0 0
MONDELEZ INTL INC CL A 609207105   255,338 3,831 SH   SOLE   3,831 0 0
NEXTERA ENERGY INC COM 65339F101   206,474 2,470 SH   SOLE   2,470 0 0
NIKE INC CL B 654106103   536,140 4,582 SH   SOLE   4,582 0 0
NOVO-NORDISK A S ADR 670100205   315,072 2,328 SH   SOLE   2,328 0 0
NVIDIA CORPORATION COM 67066G104   590,834 4,043 SH   SOLE   4,043 0 0
ORACLE CORP COM 68389X105   200,345 2,451 SH   SOLE   2,451 0 0
PAYCHEX INC COM 704326107   612,468 5,300 SH   SOLE   5,300 0 0
PEPSICO INC COM 713448108   1,710,820 9,470 SH   SOLE   9,470 0 0
PFIZER INC COM 717081103   2,422,605 47,280 SH   SOLE   47,280 0 0
PHILLIPS 66 COM 718546104   274,251 2,635 SH   SOLE   2,635 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,087,646 31,299 SH   SOLE   31,299 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,149,368 12,703 SH   SOLE   12,703 0 0
PNC FINL SVCS GROUP INC COM 693475105   741,868 4,697 SH   SOLE   4,697 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   503,520 6,000 SH   SOLE   6,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,804,790 11,908 SH   SOLE   11,908 0 0
PROLOGIS INC. COM 74340W103   203,213 1,803 SH   SOLE   1,803 0 0
PRUDENTIAL FINL INC COM 744320102   525,530 5,284 SH   SOLE   5,284 0 0
RESMED INC COM 761152107   202,094 971 SH   SOLE   971 0 0
SALESFORCE INC COM 79466L302   536,857 4,049 SH   SOLE   4,049 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   334,408 6,457 SH   SOLE   6,457 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,821,918 22,677 SH   SOLE   22,677 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   915,443 12,985 SH   SOLE   12,985 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,193,946 122,630 SH   SOLE   122,630 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,235,921 36,995 SH   SOLE   36,995 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   4,404,068 56,695 SH   SOLE   56,695 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   6,151,863 62,640 SH   SOLE   62,640 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,147,295 86,420 SH   SOLE   86,420 0 0
SMUCKER J M CO COM NEW 832696405   459,534 2,900 SH   SOLE   2,900 0 0
SOUTHERN CO COM 842587107   273,061 3,824 SH   SOLE   3,824 0 0
SPDR GOLD TR GOLD SHS 78463V107   827,443 4,878 SH   SOLE   4,878 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,079,462 8,052 SH   SOLE   8,052 0 0
SPDR SER TR S&P INS ETF 78464A789   3,482,798 85,050 SH   SOLE   85,050 0 0
SPDR SER TR AEROSPACE DEF 78464A631   4,384,502 39,841 SH   SOLE   39,841 0 0
SPDR SER TR S&P SEMICNDCTR 78464A862   2,908,632 17,393 SH   SOLE   17,393 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   2,488,220 38,673 SH   SOLE   38,673 0 0
SPDR SER TR S&P DIVID ETF 78464A763   492,661 3,938 SH   SOLE   3,938 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   1,862,323 76,829 SH   SOLE   76,829 0 0
STARBUCKS CORP COM 855244109   1,080,663 10,894 SH   SOLE   10,894 0 0
SYSCO CORP COM 871829107   1,079,550 14,121 SH   SOLE   14,121 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   223,527 3,001 SH   SOLE   3,001 0 0
TESLA INC COM 88160R101   508,364 4,127 SH   SOLE   4,127 0 0
TEXAS INSTRS INC COM 882508104   363,484 2,200 SH   SOLE   2,200 0 0
UNITEDHEALTH GROUP INC COM 91324P102   302,203 570 SH   SOLE   570 0 0
US BANCORP DEL COM NEW 902973304   386,690 8,867 SH   SOLE   8,867 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,993,716 26,484 SH   SOLE   26,484 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,494,420 34,600 SH   SOLE   34,600 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,510,426 27,478 SH   SOLE   27,478 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,943,028 9,534 SH   SOLE   9,534 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,631,147 14,637 SH   SOLE   14,637 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,312,282 23,495 SH   SOLE   23,495 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,303,512 27,928 SH   SOLE   27,928 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   223,939 5,745 SH   SOLE   5,745 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,890,779 37,710 SH   SOLE   37,710 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   507,784 10,871 SH   SOLE   10,871 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   2,433,330 19,983 SH   SOLE   19,983 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   2,966,779 53,824 SH   SOLE   53,824 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623   1,587,619 10,196 SH   SOLE   10,196 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,130,058 28,329 SH   SOLE   28,329 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,128,953 27,191 SH   SOLE   27,191 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,585,711 37,782 SH   SOLE   37,782 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,615,729 33,414 SH   SOLE   33,414 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3,335,191 13,446 SH   SOLE   13,446 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   7,471,319 23,391 SH   SOLE   23,391 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,943,478 10,145 SH   SOLE   10,145 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   1,615,711 7,377 SH   SOLE   7,377 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   962,872 24,438 SH   SOLE   24,438 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   205,480 5,500 SH   SOLE   5,500 0 0
WALMART INC COM 931142103   1,311,662 9,251 SH   SOLE   9,251 0 0