The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 427 3,863 SH   SOLE   3,863 0 0
ABBOTT LABS COM 002824100 317 3,279 SH   SOLE   3,279 0 0
ABBVIE INC COM 00287Y109 742 5,528 SH   SOLE   5,528 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 273 1,061 SH   SOLE   1,061 0 0
AFLAC INC COM 001055102 662 11,781 SH   SOLE   11,781 0 0
AIR PRODS & CHEMS INC COM 009158106 556 2,390 SH   SOLE   2,390 0 0
ALPHABET INC CAP STK CL C 02079K107 1,626 16,907 SH   SOLE   16,907 0 0
AMAZON COM INC COM 023135106 1,176 10,410 SH   SOLE   10,410 0 0
AMGEN INC COM 031162100 21,166 93,902 SH   SOLE   93,902 0 0
AON PLC SHS CL A G0403H108 397 1,482 SH   SOLE   1,482 0 0
APPLE INC COM 037833100 6,568 47,521 SH   SOLE   47,521 0 0
APPLIED MATLS INC COM 038222105 202 2,466 SH   SOLE   2,466 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 264 3,282 SH   SOLE   3,282 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 253 609 SH   SOLE   609 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 261 4,757 SH   SOLE   4,757 0 0
AT&T INC COM 00206R102 769 50,160 SH   SOLE   50,160 0 0
BAXTER INTL INC COM 071813109 762 14,151 SH   SOLE   14,151 0 0
BK OF AMERICA CORP COM 060505104 1,065 35,272 SH   SOLE   35,272 0 0
BOEING CO COM 097023105 772 6,376 SH   SOLE   6,376 0 0
BRAINSTORM CELL THERAPEUTICS COM NEW 10501E201 179 40,430 SH   SOLE   40,430 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 674 9,487 SH   SOLE   9,487 0 0
BROADCOM INC COM 11135F101 1,712 3,855 SH   SOLE   3,855 0 0
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101 457 36,546 SH   SOLE   36,546 0 0
CAMPBELL SOUP CO COM 134429109 324 6,871 SH   SOLE   6,871 0 0
CANADIAN PAC RY LTD COM 13645T100 336 5,042 SH   SOLE   5,042 0 0
CATERPILLAR INC COM 149123101 259 1,579 SH   SOLE   1,579 0 0
CHEVRON CORP NEW COM 166764100 916 6,378 SH   SOLE   6,378 0 0
CISCO SYS INC COM 17275R102 1,083 27,082 SH   SOLE   27,082 0 0
CITIGROUP INC COM NEW 172967424 326 7,821 SH   SOLE   7,821 0 0
CMS ENERGY CORP COM 125896100 221 3,792 SH   SOLE   3,792 0 0
COCA COLA CO COM 191216100 1,598 28,523 SH   SOLE   28,523 0 0
CROWN CASTLE INC COM 22822V101 361 2,500 SH   SOLE   2,500 0 0
CVS HEALTH CORP COM 126650100 367 3,848 SH   SOLE   3,848 0 0
DISNEY WALT CO COM 254687106 1,356 14,376 SH   SOLE   14,376 0 0
DOW INC COM 260557103 594 13,510 SH   SOLE   13,510 0 0
ELEDON PHARMACEUTICALS INC COM 28617K101 151 54,538 SH   SOLE   54,538 0 0
EMERSON ELEC CO COM 291011104 483 6,600 SH   SOLE   6,600 0 0
ENTERGY CORP NEW COM 29364G103 315 3,132 SH   SOLE   3,132 0 0
EPAM SYS INC COM 29414B104 205 565 SH   SOLE   565 0 0
ESSENTIAL UTILS INC COM 29670G102 1,209 29,213 SH   SOLE   29,213 0 0
EXXON MOBIL CORP COM 30231G102 883 10,120 SH   SOLE   10,120 0 0
FEDEX CORP COM 31428X106 312 2,100 SH   SOLE   2,100 0 0
FERRARI N V COM N3167Y103 216 1,166 SH   SOLE   1,166 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 2,117 54,994 SH   SOLE   54,994 0 0
FORD MTR CO DEL COM 345370860 178 15,874 SH   SOLE   15,874 0 0
GENERAL DYNAMICS CORP COM 369550108 615 2,900 SH   SOLE   2,900 0 0
GENERAL MLS INC COM 370334104 1,315 17,160 SH   SOLE   17,160 0 0
GENUINE PARTS CO COM 372460105 732 4,900 SH   SOLE   4,900 0 0
GILEAD SCIENCES INC COM 375558103 620 10,050 SH   SOLE   10,050 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 4,265 184,991 SH   SOLE   184,991 0 0
HERSHEY CO COM 427866108 205 931 SH   SOLE   931 0 0
HOME DEPOT INC COM 437076102 1,478 5,355 SH   SOLE   5,355 0 0
HONEYWELL INTL INC COM 438516106 596 3,568 SH   SOLE   3,568 0 0
INTEL CORP COM 458140100 257 9,992 SH   SOLE   9,992 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 480 4,044 SH   SOLE   4,044 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 5,210 321,964 SH   SOLE   321,964 0 0
INVESCO CURRENCYSHARES AUSTR AUSTRALIAN DOL 46090N103 1,318 20,829 SH   SOLE   20,829 0 0
INVESCO CURRENCYSHARES JAPAN JAPANESE YEN 46138W107 1,196 18,518 SH   SOLE   18,518 0 0
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108 1,588 17,556 SH   SOLE   17,556 0 0
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 1,021 62,138 SH   SOLE   62,138 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,020 85,832 SH   SOLE   85,832 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,632 7,208 SH   SOLE   7,208 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 19,658 73,553 SH   SOLE   73,553 0 0
ISHARES INC MSCI NETHERL ETF 464286814 939 30,697 SH   SOLE   30,697 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,532 35,645 SH   SOLE   35,645 0 0
ISHARES TR MSCI USA MMENTM 46432F396 3,576 27,258 SH   SOLE   27,258 0 0
ISHARES TR EXPANDED TECH 464287515 2,177 8,703 SH   SOLE   8,703 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 17,510 83,223 SH   SOLE   83,223 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 21,023 154,592 SH   SOLE   154,592 0 0
ISHARES TR S&P SML 600 GWT 464287887 4,655 45,785 SH   SOLE   45,785 0 0
ISHARES TR SP SMCP600VL ETF 464287879 280 3,399 SH   SOLE   3,399 0 0
ISHARES TR US TRSPRTION 464287192 2,188 11,128 SH   SOLE   11,128 0 0
ISHARES TR US AER DEF ETF 464288760 2,062 22,614 SH   SOLE   22,614 0 0
ISHARES TR U.S. MED DVC ETF 464288810 2,999 63,567 SH   SOLE   63,567 0 0
ISHARES TR U.S. REAL ES ETF 464287739 916 11,251 SH   SOLE   11,251 0 0
ISHARES TR COHEN STEER REIT 464287564 1,559 29,055 SH   SOLE   29,055 0 0
ISHARES TR CORE S&P500 ETF 464287200 684 1,907 SH   SOLE   1,907 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 8,336 102,648 SH   SOLE   102,648 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,215 21,615 SH   SOLE   21,615 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,455 70,390 SH   SOLE   70,390 0 0
ISHARES TR S&P MC 400VL ETF 464287705 11,985 133,167 SH   SOLE   133,167 0 0
ISHARES TR MSCI DENMARK ETF 46429B523 974 13,103 SH   SOLE   13,103 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,682 47,894 SH   SOLE   47,894 0 0
ISHARES TR MSCI NORWAY ETF 46429B499 948 45,573 SH   SOLE   45,573 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 1,531 13,396 SH   SOLE   13,396 0 0
ISHARES TR ISHARES BIOTECH 464287556 200 1,706 SH   SOLE   1,706 0 0
ISHARES TR S&P MC 400GR ETF 464287606 12,429 197,218 SH   SOLE   197,218 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,626 15,168 SH   SOLE   15,168 0 0
ISHARES TR TIPS BD ETF 464287176 1,294 12,341 SH   SOLE   12,341 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 3,023 62,605 SH   SOLE   62,605 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,156 43,744 SH   SOLE   43,744 0 0
J P MORGAN EXCHANGE TRADED F CORP BD RESCH 46641Q449 1,644 37,862 SH   SOLE   37,862 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 640 4,800 SH   SOLE   4,800 0 0
JOHNSON & JOHNSON COM 478160104 2,615 16,006 SH   SOLE   16,006 0 0
JPMORGAN CHASE & CO COM 46625H100 1,879 17,978 SH   SOLE   17,978 0 0
KIMBERLY-CLARK CORP COM 494368103 715 6,354 SH   SOLE   6,354 0 0
KROGER CO COM 501044101 354 8,100 SH   SOLE   8,100 0 0
LILLY ELI & CO COM 532457108 511 1,580 SH   SOLE   1,580 0 0
LOCKHEED MARTIN CORP COM 539830109 2,263 5,859 SH   SOLE   5,859 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 376 5,000 SH   SOLE   5,000 0 0
M & T BK CORP COM 55261F104 317 1,800 SH   SOLE   1,800 0 0
MCDONALDS CORP COM 580135101 1,862 8,070 SH   SOLE   8,070 0 0
MEDTRONIC PLC SHS G5960L103 582 7,213 SH   SOLE   7,213 0 0
MERCK & CO INC COM 58933Y105 1,827 21,215 SH   SOLE   21,215 0 0
MICROSOFT CORP COM 594918104 3,926 16,858 SH   SOLE   16,858 0 0
MOLECULIN BIOTECH INC COM 60855D200 14 13,132 SH   SOLE   13,132 0 0
MONDELEZ INTL INC CL A 609207105 210 3,834 SH   SOLE   3,834 0 0
NIKE INC CL B 654106103 390 4,695 SH   SOLE   4,695 0 0
NOVO-NORDISK A S ADR 670100205 232 2,328 SH   SOLE   2,328 0 0
NVIDIA CORPORATION COM 67066G104 547 4,509 SH   SOLE   4,509 0 0
PACCAR INC COM 693718108 209 2,500 SH   SOLE   2,500 0 0
PAYCHEX INC COM 704326107 595 5,300 SH   SOLE   5,300 0 0
PEPSICO INC COM 713448108 1,457 8,924 SH   SOLE   8,924 0 0
PFIZER INC COM 717081103 1,994 45,581 SH   SOLE   45,581 0 0
PHILLIPS 66 COM 718546104 277 3,435 SH   SOLE   3,435 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,107 31,431 SH   SOLE   31,431 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,162 12,954 SH   SOLE   12,954 0 0
PNC FINL SVCS GROUP INC COM 693475105 858 5,744 SH   SOLE   5,744 0 0
PRICE T ROWE GROUP INC COM 74144T108 494 4,708 SH   SOLE   4,708 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 491 6,800 SH   SOLE   6,800 0 0
PROCTER AND GAMBLE CO COM 742718109 1,505 11,922 SH   SOLE   11,922 0 0
PRUDENTIAL FINL INC COM 744320102 454 5,285 SH   SOLE   5,285 0 0
RESMED INC COM 761152107 212 971 SH   SOLE   971 0 0
SALESFORCE INC COM 79466L302 608 4,230 SH   SOLE   4,230 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 615 11,863 SH   SOLE   11,863 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,772 23,341 SH   SOLE   23,341 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,715 37,687 SH   SOLE   37,687 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,395 65,128 SH   SOLE   65,128 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5,234 76,952 SH   SOLE   76,952 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 4,225 88,214 SH   SOLE   88,214 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3,796 125,059 SH   SOLE   125,059 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 994 15,170 SH   SOLE   15,170 0 0
SMUCKER J M CO COM NEW 832696405 398 2,900 SH   SOLE   2,900 0 0
SOUTHERN CO COM 842587107 260 3,821 SH   SOLE   3,821 0 0
SPDR GOLD TR GOLD SHS 78463V107 754 4,878 SH   SOLE   4,878 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,773 7,764 SH   SOLE   7,764 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 1,940 81,572 SH   SOLE   81,572 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 2,579 40,748 SH   SOLE   40,748 0 0
SPDR SER TR AEROSPACE DEF 78464A631 3,796 41,412 SH   SOLE   41,412 0 0
SPDR SER TR S&P DIVID ETF 78464A763 464 4,163 SH   SOLE   4,163 0 0
SPDR SER TR S&P INS ETF 78464A789 3,217 88,945 SH   SOLE   88,945 0 0
SPDR SER TR S&P SEMICNDCTR 78464A862 2,783 18,292 SH   SOLE   18,292 0 0
STARBUCKS CORP COM 855244109 975 11,573 SH   SOLE   11,573 0 0
SYSCO CORP COM 871829107 1,052 14,884 SH   SOLE   14,884 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 206 3,001 SH   SOLE   3,001 0 0
TESLA INC COM 88160R101 1,068 4,027 SH   SOLE   4,027 0 0
TEXAS INSTRS INC COM 882508104 357 2,305 SH   SOLE   2,305 0 0
UNITEDHEALTH GROUP INC COM 91324P102 290 574 SH   SOLE   574 0 0
US BANCORP DEL COM NEW 902973304 590 14,639 SH   SOLE   14,639 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,216 29,613 SH   SOLE   29,613 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,592 28,659 SH   SOLE   28,659 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,962 23,181 SH   SOLE   23,181 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,180 36,125 SH   SOLE   36,125 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,013 37,583 SH   SOLE   37,583 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,496 14,637 SH   SOLE   14,637 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,792 9,533 SH   SOLE   9,533 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,645 37,079 SH   SOLE   37,079 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 581 12,067 SH   SOLE   12,067 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 2,918 53,824 SH   SOLE   53,824 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 1,534 10,196 SH   SOLE   10,196 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,197 19,396 SH   SOLE   19,396 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,362 31,795 SH   SOLE   31,795 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,668 27,136 SH   SOLE   27,136 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,374 37,782 SH   SOLE   37,782 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,302 34,801 SH   SOLE   34,801 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,127 13,981 SH   SOLE   13,981 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,737 10,113 SH   SOLE   10,113 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,651 7,022 SH   SOLE   7,022 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 7,429 24,169 SH   SOLE   24,169 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,023 26,941 SH   SOLE   26,941 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 427 13,600 SH   SOLE   13,600 0 0
WALMART INC COM 931142103 1,258 9,701 SH   SOLE   9,701 0 0