The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 6,016 299,452 SH   SOLE   0 0 299,452
ISHARES TR ISHS 1-5YR INVS 464288646 4,403 89,352 SH   SOLE   0 0 89,352
ISHARES TR EAFE SML CP ETF 464288273 11,730 240,467 SH   SOLE   0 0 240,467
ISHARES TR MSCI INTL MOMENT 46434V449 7,558 281,384 SH   SOLE   0 0 281,384
ISHARES TR MSCI USA MMENTM 46432F396 8,281 63,130 SH   SOLE   0 0 63,130
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 6,790 193,003 SH   SOLE   0 0 193,003
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 5,284 91,910 SH   SOLE   0 0 91,910
VANGUARD INDEX FDS VALUE ETF 922908744 12,467 100,961 SH   SOLE   0 0 100,961
WISDOMTREE TR EMG MKTS SMCAP 97717W281 3,872 97,247 SH   SOLE   0 0 97,247
WISDOMTREE TR US SMALLCAP FUND 97717W562 9,351 238,723 SH   SOLE   0 0 238,723
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,151 26,444 SH   SOLE   0 0 26,444
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 5,541 130,323 SH   SOLE   0 0 130,323
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 749 34,710 SH   SOLE   0 0 34,710
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,086 43,173 SH   SOLE   0 0 43,173
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 329 4,402 SH   SOLE   0 0 4,402
ISHARES TR MSCI EAFE MIN VL 46429B689 2,654 46,555 SH   SOLE   0 0 46,555
ISHARES INC MSCI EMERG MRKT 464286533 826 16,294 SH   SOLE   0 0 16,294
ISHARES TR MSCI USA MIN VOL 46429B697 4,809 72,748 SH   SOLE   0 0 72,748
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 362 13,296 SH   SOLE   0 0 13,296
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 279 7,665 SH   SOLE   0 0 7,665
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,995 39,655 SH   SOLE   0 0 39,655
NEW MTN FIN CORP COM 647551100 252 21,895 SH   SOLE   0 0 21,895
EVERSOURCE ENERGY COM 30040W108 354 4,543 SH   SOLE   0 0 4,543
JOHNSON & JOHNSON COM 478160104 420 2,574 SH   SOLE   0 0 2,574
AUTOMATIC DATA PROCESSING IN COM 053015103 1,030 4,554 SH   SOLE   0 0 4,554
CHEVRON CORP NEW COM 166764100 836 5,820 SH   SOLE   0 0 5,820
PACER FDS TR US CASH COWS 100 69374H881 302 7,357 SH   SOLE   0 0 7,357
PACER FDS TR PACER US SMALL 69374H857 302 9,293 SH   SOLE   0 0 9,293
PROCTER AND GAMBLE CO COM 742718109 283 2,245 SH   SOLE   0 0 2,245
TEXAS PACIFIC LAND CORPORATI COM 88262P102 222 125 SH   SOLE   0 0 125
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 1,650 1,650,000 SH   SOLE   0 0 1,650,000
VERIZON COMMUNICATIONS INC COM 92343V104 268 7,050 SH   SOLE   0 0 7,050
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 527 5,328 SH   SOLE   0 0 5,328
VERISK ANALYTICS INC COM 92345Y106 246 1,445 SH   SOLE   0 0 1,445
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 271 1,877 SH   SOLE   0 0 1,877