The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   75 214 SH   SOLE   0 0 214
ACUSHNET HLDGS CORP COM 005098108   7 103 SH   SOLE   0 0 103
ADOBE INC COM 00724F101   61 119 SH   SOLE   0 0 119
ALPHABET INC CAP STK CL A 02079K305   200 1,320 SH   SOLE   0 0 1,320
ALPHABET INC CAP STK CL C 02079K107   92 603 SH   SOLE   0 0 603
ALTRIA GROUP INC COM 02209S103   12 263 SH   SOLE   0 0 263
AMAZON COM INC COM 023135106   139 768 SH   SOLE   0 0 768
AMERICAN ELEC PWR CO INC COM 025537101   0 0 SH   SOLE   0 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   10 80 SH   SOLE   0 0 80
AMGEN INC COM 031162100   57 200 SH   SOLE   0 0 200
APPLE INC COM 037833100   942 5,490 SH   SOLE   0 0 5,490
ARES CAPITAL CORP COM 04010L103   7 298 SH   SOLE   0 0 298
ARRAY TECHNOLOGIES INC COM SHS 04271T100   1 2 SH   SOLE   0 0 2
AT&T INC COM 00206R102   11 574 SH   SOLE   0 0 574
AUTOMATIC DATA PROCESSING IN COM 053015103   44 176 SH   SOLE   0 0 176
BANK AMERICA CORP COM 060505104   5 124 SH   SOLE   0 0 124
BAXTER INTL INC COM 071813109   5 100 SH   SOLE   0 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   381 905 SH   SOLE   0 0 905
BLACKSTONE INC COM 09260D107   12 85 SH   SOLE   0 0 85
BOEING CO COM 097023105   15 74 SH   SOLE   0 0 74
BRIGHTHOUSE FINL INC COM 10922N103   1 3 SH   SOLE   0 0 3
BROADCOM INC COM 11135F101   60 45 SH   SOLE   0 0 45
CALIFORNIA RES CORP COM STOCK 13057Q305   7 113 SH   SOLE   0 0 113
CAPITAL ONE FINL CORP COM 14040H105   65 431 SH   SOLE   0 0 431
CARMAX INC COM 143130102   4 43 SH   SOLE   0 0 43
CHEVRON CORP NEW COM 166764100   20 124 SH   SOLE   0 0 124
CHURCH & DWIGHT CO INC COM 171340102   32 300 SH   SOLE   0 0 300
CINTAS CORP COM 172908105   31 45 SH   SOLE   0 0 45
CISCO SYS INC COM 17275R102   72 1,433 SH   SOLE   0 0 1,433
CLEAN ENERGY FUELS CORP COM 184499101   1 5 SH   SOLE   0 0 5
COCA COLA CO COM 191216100   1 2 SH   SOLE   0 0 2
CONSTELLATION ENERGY CORP COM 21037T109   43 232 SH   SOLE   0 0 232
COSTCO WHSL CORP NEW COM 22160K105   21 28 SH   SOLE   0 0 28
CROWDSTRIKE HLDGS INC CL A 22788C105   1 1 SH   SOLE   0 0 1
CURTISS WRIGHT CORP COM 231561101   90 350 SH   SOLE   0 0 350
DANAHER CORPORATION COM 235851102   13 50 SH   SOLE   0 0 50
DELTA AIR LINES INC DEL COM NEW 247361702   37 759 SH   SOLE   0 0 759
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   533 16,680 SH   SOLE   0 0 16,680
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   63 1,699 SH   SOLE   0 0 1,699
DISNEY WALT CO COM 254687106   34 275 SH   SOLE   0 0 275
DOMINION ENERGY INC COM 25746U109   198 4,010 SH   SOLE   0 0 4,010
DRAFTKINGS INC NEW COM CL A 26142V105   1 2 SH   SOLE   0 0 2
EA SERIES TRUST FREEDOM 100 EM 02072L607   1 23 SH   SOLE   0 0 23
EATON CORP PLC SHS G29183103   47 150 SH   SOLE   0 0 150
ELEVANCE HEALTH INC COM 036752103   182 350 SH   SOLE   0 0 350
ETFIS SER TR I VIRTUS NEWFLEET 26923G707   1 17 SH   SOLE   0 0 17
EXELON CORP COM 30161N101   28 738 SH   SOLE   0 0 738
EXTRA SPACE STORAGE INC COM 30225T102   8 50 SH   SOLE   0 0 50
EXXON MOBIL CORP COM 30231G102   561 4,819 SH   SOLE   0 0 4,819
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1 17 SH   SOLE   0 0 17
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100   47 456 SH   SOLE   0 0 456
FORD MTR CO DEL COM 345370860   10 700 SH   SOLE   0 0 700
FORTINET INC COM 34959E109   27 390 SH   SOLE   0 0 390
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   1 27 SH   SOLE   0 0 27
GENERAL ELECTRIC CO COM NEW 369604301   17 95 SH   SOLE   0 0 95
GENWORTH FINL INC COM CL A 37247D106   265 41,111 SH   SOLE   0 0 41,111
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   2 17 SH   SOLE   0 0 17
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   1 5 SH   SOLE   0 0 5
GUARDANT HEALTH INC COM 40131M109   1 1 SH   SOLE   0 0 1
HCA HEALTHCARE INC COM 40412C101   30 88 SH   SOLE   0 0 88
HERSHEY CO COM 427866108   74 378 SH   SOLE   0 0 378
HOME DEPOT INC COM 437076102   169 440 SH   SOLE   0 0 440
HONEYWELL INTL INC COM 438516106   28 135 SH   SOLE   0 0 135
INTEL CORP COM 458140100   17 375 SH   SOLE   0 0 375
INTERDIGITAL INC COM 45867G101   43 400 SH   SOLE   0 0 400
INTERNATIONAL BUSINESS MACHS COM 459200101   20 100 SH   SOLE   0 0 100
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   1,400 24,696 SH   SOLE   0 0 24,696
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   2 18 SH   SOLE   0 0 18
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   66 570 SH   SOLE   0 0 570
ISHARES INC CORE MSCI EMKT 46434G103   16 300 SH   SOLE   0 0 300
ISHARES TR CORE S&P500 ETF 464287200   53 100 SH   SOLE   0 0 100
ISHARES TR CORE S&P MCP ETF 464287507   35 565 SH   SOLE   0 0 565
ISHARES TR CORE S&P SCP ETF 464287804   50 444 SH   SOLE   0 0 444
ISHARES TR ESG AW MSCI EAFE 46435G516   52 650 SH   SOLE   0 0 650
ISHARES TR GLOBAL 100 ETF 464287572   2 19 SH   SOLE   0 0 19
ISHARES TR MSCI INTL QUALTY 46434V456   1 22 SH   SOLE   0 0 22
ISHARES TR RUS 1000 VAL ETF 464287598   13 71 SH   SOLE   0 0 71
ISHARES TR SELF DRIVNG EV 46435U366   1 5 SH   SOLE   0 0 5
JACOBS SOLUTIONS INC COM 46982L108   93 600 SH   SOLE   0 0 600
JOHNSON & JOHNSON COM 478160104   64 401 SH   SOLE   0 0 401
JPMORGAN CHASE & CO COM 46625H100   131 651 SH   SOLE   0 0 651
KIMBERLY-CLARK CORP COM 494368103   260 2,009 SH   SOLE   0 0 2,009
KINDER MORGAN INC DEL COM 49456B101   3 135 SH   SOLE   0 0 135
KINSALE CAP GROUP INC COM 49714P108   36 67 SH   SOLE   0 0 67
KRAFT HEINZ CO COM 500754106   1 20 SH   SOLE   0 0 20
LISTED FD TR ROUNDHILL BALL 53656F417   8 600 SH   SOLE   0 0 600
LOCKHEED MARTIN CORP COM 539830109   61 132 SH   SOLE   0 0 132
LOWES COS INC COM 548661107   106 413 SH   SOLE   0 0 413
LUMINAR TECHNOLOGIES INC COM CL A 550424105   1 21 SH   SOLE   0 0 21
MARKEL GROUP INC COM 570535104   110 73 SH   SOLE   0 0 73
MASTERCARD INCORPORATED CL A 57636Q104   99 205 SH   SOLE   0 0 205
MCKESSON CORP COM 58155Q103   45 83 SH   SOLE   0 0 83
MEDTRONIC PLC SHS G5960L103   1 10 SH   SOLE   0 0 10
METLIFE INC COM 59156R108   3 40 SH   SOLE   0 0 40
MICROSOFT CORP COM 594918104   170 403 SH   SOLE   0 0 403
MONDELEZ INTL INC CL A 609207105   10 138 SH   SOLE   0 0 138
NIKE INC CL B 654106103   1 2 SH   SOLE   0 0 2
NISOURCE INC COM 65473P105   165 5,932 SH   SOLE   0 0 5,932
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   1,221 44,394 SH   SOLE   0 0 44,394
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   4,098 131,887 SH   SOLE   0 0 131,887
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   2,627 34,428 SH   SOLE   0 0 34,428
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   1,904 48,976 SH   SOLE   0 0 48,976
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   592 14,215 SH   SOLE   0 0 14,215
NUSHARES ETF TR NUVEEN ESG US 67092P870   1,126 51,210 SH   SOLE   0 0 51,210
NUTRIEN LTD COM 67077M108   48 867 SH   SOLE   0 0 867
OLAPLEX HLDGS INC COM 679369108   1 10 SH   SOLE   0 0 10
OLD REP INTL CORP COM 680223104   298 9,671 SH   SOLE   0 0 9,671
ORACLE CORP COM 68389X105   48 380 SH   SOLE   0 0 380
PAYCHEX INC COM 704326107   34 275 SH   SOLE   0 0 275
PEPSICO INC COM 713448108   95 542 SH   SOLE   0 0 542
PHILIP MORRIS INTL INC COM 718172109   8 78 SH   SOLE   0 0 78
PHILLIPS 66 COM 718546104   63 383 SH   SOLE   0 0 383
PPL CORP COM 69351T106   33 1,183 SH   SOLE   0 0 1,183
PRICE T ROWE GROUP INC COM 74144T108   87 706 SH   SOLE   0 0 706
PROCTER AND GAMBLE CO COM 742718109   88 540 SH   SOLE   0 0 540
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   1 6 SH   SOLE   0 0 6
ROBLOX CORP CL A 771049103   1 10 SH   SOLE   0 0 10
SALESFORCE INC COM 79466L302   16 50 SH   SOLE   0 0 50
SCHLUMBERGER LTD COM STK 806857108   1 5 SH   SOLE   0 0 5
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   144 5,689 SH   SOLE   0 0 5,689
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   241 6,152 SH   SOLE   0 0 6,152
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   70 1,134 SH   SOLE   0 0 1,134
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,306 21,039 SH   SOLE   0 0 21,039
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   103 1,108 SH   SOLE   0 0 1,108
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   114 1,397 SH   SOLE   0 0 1,397
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   96 1,936 SH   SOLE   0 0 1,936
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   238 5,172 SH   SOLE   0 0 5,172
SEI INVTS CO COM 784117103   63 873 SH   SOLE   0 0 873
SHOPIFY INC CL A 82509L107   1 5 SH   SOLE   0 0 5
SPDR S&P 500 ETF TR TR UNIT 78462F103   94 179 SH   SOLE   0 0 179
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   31 54 SH   SOLE   0 0 54
SPDR SER TR PORTFOLIO S&P400 78464A847   1 15 SH   SOLE   0 0 15
STARBUCKS CORP COM 855244109   36 383 SH   SOLE   0 0 383
STRYKER CORPORATION COM 863667101   108 300 SH   SOLE   0 0 300
SYNCHRONY FINANCIAL COM 87165B103   4 74 SH   SOLE   0 0 74
TARGET CORP COM 87612E106   26 142 SH   SOLE   0 0 142
TELEDYNE TECHNOLOGIES INC COM 879360105   108 250 SH   SOLE   0 0 250
TESLA INC COM 88160R101   131 741 SH   SOLE   0 0 741
THERMO FISHER SCIENTIFIC INC COM 883556102   93 160 SH   SOLE   0 0 160
TOTALENERGIES SE SPONSORED ADS 89151E109   30 424 SH   SOLE   0 0 424
TRUIST FINL CORP COM 89832Q109   114 74,849 SH   SOLE   0 0 74,849
UBER TECHNOLOGIES INC COM 90353T100   1 3 SH   SOLE   0 0 3
UNDER ARMOUR INC CL C 904311206   1 57 SH   SOLE   0 0 57
UNILEVER PLC SPON ADR NEW 904767704   36 700 SH   SOLE   0 0 700
UNION PAC CORP COM 907818108   543 2,206 SH   SOLE   0 0 2,206
UNITED PARCEL SERVICE INC CL B 911312106   14 89 SH   SOLE   0 0 89
UNITEDHEALTH GROUP INC COM 91324P102   38 75 SH   SOLE   0 0 75
UNITY SOFTWARE INC COM 91332U101   1 1 SH   SOLE   0 0 1
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   54 176 SH   SOLE   0 0 176
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   135 744 SH   SOLE   0 0 744
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,237 69,446 SH   SOLE   0 0 69,446
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   7,500 103,685 SH   SOLE   0 0 103,685
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,811 167,093 SH   SOLE   0 0 167,093
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4 47 SH   SOLE   0 0 47
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   18,859 383,383 SH   SOLE   0 0 383,383
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   88 498 SH   SOLE   0 0 498
VANGUARD INDEX FDS GROWTH ETF 922908736   25,085 72,878 SH   SOLE   0 0 72,878
VANGUARD INDEX FDS LARGE CAP ETF 922908637   19 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   68 271 SH   SOLE   0 0 271
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   604 2,560 SH   SOLE   0 0 2,560
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2 20 SH   SOLE   0 0 20
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,215 2,526 SH   SOLE   0 0 2,526
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,184 27,051 SH   SOLE   0 0 27,051
VANGUARD INDEX FDS TOTAL STK MKT 922908769   159 32,473 SH   SOLE   0 0 32,473
VANGUARD INDEX FDS VALUE ETF 922908744   20,381 125,139 SH   SOLE   0 0 125,139
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   97 1,649 SH   SOLE   0 0 1,649
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,390 224,779 SH   SOLE   0 0 224,779
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   237 2,141 SH   SOLE   0 0 2,141
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   992 19,594 SH   SOLE   0 0 19,594
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   8,213 180,060 SH   SOLE   0 0 180,060
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   345 4,454 SH   SOLE   0 0 4,454
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   69 996 SH   SOLE   0 0 996
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2 10 SH   SOLE   0 0 10
VANGUARD STAR FDS VG TL INTL STK F 921909768   352 5,831 SH   SOLE   0 0 5,831
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   26,072 519,669 SH   SOLE   0 0 519,669
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1 15 SH   SOLE   0 0 15
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   232 1,910 SH   SOLE   0 0 1,910
VANGUARD WORLD FD ESG US STK ETF 921910733   19 199 SH   SOLE   0 0 199
VERIZON COMMUNICATIONS INC COM 92343V104   7 148 SH   SOLE   0 0 148
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   2 27 SH   SOLE   0 0 27
VISA INC COM CL A 92826C839   107 381 SH   SOLE   0 0 381
WALMART INC COM 931142103   209 3,469 SH   SOLE   0 0 3,469
WARNER BROS DISCOVERY INC COM SER A 934423104   1 79 SH   SOLE   0 0 79
WELLS FARGO CO NEW COM 949746101   395 6,811 SH   SOLE   0 0 6,811
WILLIAMS SONOMA INC COM 969904101   21 66 SH   SOLE   0 0 66