The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 309 2,303 SH   SOLE 0 0 0 2,303
ALPHABET INC CAP STK CL A 02079K305 311 3,253 SH   SOLE 0 0 0 3,253
AMERICAN ELEC PWR CO INC COM 025537101 216 2,499 SH   SOLE 0 0 0 2,499
APPLE INC COM 037833100 533 3,856 SH   SOLE 0 0 0 3,856
COSTCO WHSL CORP NEW COM 22160K105 252 534 SH   SOLE 0 0 0 534
CSX CORP COM 126408103 213 7,977 SH   SOLE 0 0 0 7,977
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,094 28,176 SH   SOLE 0 0 0 28,176
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 6,209 279,198 SH   SOLE 0 0 0 279,198
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 350 8,981 SH   SOLE 0 0 0 8,981
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 5,934 314,109 SH   SOLE 0 0 0 314,109
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 942 31,822 SH   SOLE 0 0 0 31,822
EXXON MOBIL CORP COM 30231G102 337 3,865 SH   SOLE 0 0 0 3,865
GLACIER BANCORP INC NEW COM 37637Q105 1,017 20,695 SH   SOLE 0 0 0 20,695
ISHARES TR CORE US AGGBD ET 464287226 223 2,317 SH   SOLE 0 0 0 2,317
ISHARES TR CORE S&P500 ETF 464287200 426 1,188 SH   SOLE 0 0 0 1,188
ISHARES TR RUS 1000 ETF 464287622 216 1,096 SH   SOLE 0 0 0 1,096
ISHARES TR DOW JONES US ETF 464287846 254 2,901 SH   SOLE 0 0 0 2,901
JOHNSON & JOHNSON COM 478160104 226 1,385 SH   SOLE 0 0 0 1,385
LILLY ELI & CO COM 532457108 323 999 SH   SOLE 0 0 0 999
MICROSOFT CORP COM 594918104 859 3,689 SH   SOLE 0 0 0 3,689
NIKE INC CL B 654106103 246 2,964 SH   SOLE 0 0 0 2,964
NUSHARES ETF TR NUVEEN ESG US 67092P870 505 23,313 SH   SOLE 0 0 0 23,313
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,154 75,116 SH   SOLE 0 0 0 75,116
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 457 16,241 SH   SOLE 0 0 0 16,241
SPDR GOLD TR GOLD SHS 78463V107 219 1,417 SH   SOLE 0 0 0 1,417
SPDR S&P 500 ETF TR TR UNIT 78462F103 756 2,118 SH   SOLE 0 0 0 2,118
UNION PAC CORP COM 907818108 228 1,171 SH   SOLE 0 0 0 1,171
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 805 4,985 SH   SOLE 0 0 0 4,985
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 6,544 45,833 SH   SOLE 0 0 0 45,833
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,630 155,433 SH   SOLE 0 0 0 155,433
VANGUARD BD INDEX FDS INTERMED TERM 921937819 4,431 60,299 SH   SOLE 0 0 0 60,299
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 32,439 454,776 SH   SOLE 0 0 0 454,776
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 16,927 354,634 SH   SOLE 0 0 0 354,634
VANGUARD INDEX FDS VALUE ETF 922908744 626 5,069 SH   SOLE 0 0 0 5,069
VANGUARD INDEX FDS SM CP VAL ETF 922908611 578 4,029 SH   SOLE 0 0 0 4,029
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,732 71,494 SH   SOLE 0 0 0 71,494
VANGUARD INDEX FDS SMALL CP ETF 922908751 636 3,723 SH   SOLE 0 0 0 3,723
VANGUARD INDEX FDS GROWTH ETF 922908736 257 1,203 SH   SOLE 0 0 0 1,203
VANGUARD INDEX FDS LARGE CAP ETF 922908637 701 4,283 SH   SOLE 0 0 0 4,283
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,917 32,970 SH   SOLE 0 0 0 32,970
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 385 10,560 SH   SOLE 0 0 0 10,560
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 527 11,888 SH   SOLE 0 0 0 11,888
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 279 3,010 SH   SOLE 0 0 0 3,010
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 915 11,595 SH   SOLE 0 0 0 11,595
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,232 46,386 SH   SOLE 0 0 0 46,386
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 9,651 200,488 SH   SOLE 0 0 0 200,488
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 870 11,498 SH   SOLE 0 0 0 11,498
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 232 3,120 SH   SOLE 0 0 0 3,120
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,379 73,822 SH   SOLE 0 0 0 73,822
VANGUARD WORLD FD ESG US STK ETF 921910733 500 7,950 SH   SOLE 0 0 0 7,950
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,392 32,050 SH   SOLE 0 0 0 32,050