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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   415,870 9,098 SH   SOLE 0 0 0 9,098
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,474,481 46,631 SH   SOLE 0 0 0 46,631
AMERICAN CENTY ETF TR US EQT ETF 025072885   841,352 12,371 SH   SOLE 0 0 0 12,371
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   231,696 4,356 SH   SOLE 0 0 0 4,356
AT&T INC COM 00206R102   264,552 14,370 SH   SOLE 0 0 0 14,370
BERKSHIRE HATHAWAY INC DEL CL A 084670108   468,711 1 SH   SOLE 0 0 0 1
BLACKROCK MULTI SECTOR INC T COM 09258A107   343,598 24,180 SH   SOLE 0 0 0 24,180
BLACKROCK UTILS INFRASTRUCTU COM 09248D104   343,141 16,521 SH   SOLE 0 0 0 16,521
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   4,576,966 203,783 SH   SOLE 0 0 0 203,783
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   1,637,193 69,402 SH   SOLE 0 0 0 69,402
CAPITAL GROUP FIXED INCOME E CORE PLUS INCM 14020Y102   2,954,350 132,601 SH   SOLE 0 0 0 132,601
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   1,484,912 74,469 SH   SOLE 0 0 0 74,469
CHEVRON CORP NEW COM 166764100   430,776 2,400 SH   SOLE 0 0 0 2,400
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,101,003 45,856 SH   SOLE 0 0 0 45,856
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   217,810 9,878 SH   SOLE 0 0 0 9,878
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   6,613,214 264,106 SH   SOLE 0 0 0 264,106
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,403,172 155,042 SH   SOLE 0 0 0 155,042
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,658,979 644,933 SH   SOLE 0 0 0 644,933
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   5,181,086 101,292 SH   SOLE 0 0 0 101,292
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,684,752 124,294 SH   SOLE 0 0 0 124,294
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   871,645 21,177 SH   SOLE 0 0 0 21,177
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,961,695 47,247 SH   SOLE 0 0 0 47,247
ECOLAB INC COM 278865100   292,576 2,010 SH   SOLE 0 0 0 2,010
EXXON MOBIL CORP COM 30231G102   487,195 4,417 SH   SOLE 0 0 0 4,417
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   483,324 5,114 SH   SOLE 0 0 0 5,114
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   2,469,617 147,001 SH   SOLE 0 0 0 147,001
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   983,249 40,149 SH   SOLE 0 0 0 40,149
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   3,178,420 71,281 SH   SOLE 0 0 0 71,281
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101   10,274,323 156,121 SH   SOLE 0 0 0 156,121
FORD MTR CO DEL COM 345370860   130,326 11,206 SH   SOLE 0 0 0 11,206
ISHARES INC ESG AWR MSCI EM 46434G863   206,761 6,876 SH   SOLE 0 0 0 6,876
ISHARES TR FALN ANGLS USD 46435G474   522,470 21,230 SH   SOLE 0 0 0 21,230
ISHARES TR ESG AWR MSCI USA 46435G425   3,310,505 39,062 SH   SOLE 0 0 0 39,062
ISHARES TR CORE TOTAL USD 46434V613   614,553 13,678 SH   SOLE 0 0 0 13,678
ISHARES TR EAFE VALUE ETF 464288877   1,107,451 24,138 SH   SOLE 0 0 0 24,138
ISHARES TR EAFE GRWTH ETF 464288885   1,054,957 12,595 SH   SOLE 0 0 0 12,595
ISHARES TR MBS ETF 464288588   663,905 7,158 SH   SOLE 0 0 0 7,158
ISHARES TR TIPS BD ETF 464287176   296,116 2,782 SH   SOLE 0 0 0 2,782
ISHARES TR CORE S&P500 ETF 464287200   535,973 1,395 SH   SOLE 0 0 0 1,395
ISHARES TR 1 3 YR TREAS BD 464287457   3,075,937 37,895 SH   SOLE 0 0 0 37,895
ISHARES TR MSCI ACWI ETF 464288257   1,839,180 21,668 SH   SOLE 0 0 0 21,668
ISHARES TR MSCI USA MIN VOL 46429B697   287,391 3,986 SH   SOLE 0 0 0 3,986
ISHARES TR MSCI USA SZE FT 46432F370   230,187 2,024 SH   SOLE 0 0 0 2,024
ISHARES TR MSCI USA VALUE 46432F388   513,392 5,633 SH   SOLE 0 0 0 5,633
ISHARES TR MSCI USA QLT FCT 46432F339   1,259,942 11,056 SH   SOLE 0 0 0 11,056
ISHARES TR US TREAS BD ETF 46429B267   2,352,361 103,537 SH   SOLE 0 0 0 103,537
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   1,906,828 62,335 SH   SOLE 0 0 0 62,335
LILLY ELI & CO COM 532457108   302,184 826 SH   SOLE 0 0 0 826
LUMEN TECHNOLOGIES INC COM 550241103   57,102 10,939 SH   SOLE 0 0 0 10,939
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   220,682 15,865 SH   SOLE 0 0 0 15,865
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   680,505 14,907 SH   SOLE 0 0 0 14,907
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   331,939 8,194 SH   SOLE 0 0 0 8,194
SCHWAB STRATEGIC TR US TIPS ETF 808524870   362,478 6,999 SH   SOLE 0 0 0 6,999
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   223,086 5,176 SH   SOLE 0 0 0 5,176
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   590,720 12,598 SH   SOLE 0 0 0 12,598
SELECT SECTOR SPDR TR ENERGY 81369Y506   398,776 4,559 SH   SOLE 0 0 0 4,559
SPDR SER TR PORTFOLIO INTRMD 78464A375   354,077 11,124 SH   SOLE 0 0 0 11,124
SPDR SER TR PORTFOLIO S&P500 78464A854   4,680,664 104,061 SH   SOLE 0 0 0 104,061
SPDR SER TR SSGA US LRG ETF 78468R804   357,521 2,636 SH   SOLE 0 0 0 2,636
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   982,698 2,797 SH   SOLE 0 0 0 2,797
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   165,958 16,399 SH   SOLE 0 0 0 16,399
WISDOMTREE TR EM EX ST-OWNED 97717X578   353,163 13,237 SH   SOLE 0 0 0 13,237