The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
23ANDME HOLDING CO CLASS A COM 90138Q108 69 24,049 SH   SOLE 0 0 0 24,049
ALTRIA GROUP INC COM 02209S103 367 9,098 SH   SOLE 0 0 0 9,098
AMAZON COM INC COM 023135106 220 1,944 SH   SOLE 0 0 0 1,944
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,176 48,020 SH   SOLE 0 0 0 48,020
AMERICAN CENTY ETF TR US EQT ETF 025072885 771 12,371 SH   SOLE 0 0 0 12,371
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 209 4,576 SH   SOLE 0 0 0 4,576
AT&T INC COM 00206R102 223 14,511 SH   SOLE 0 0 0 14,511
BED BATH & BEYOND INC COM 075896100 60 50,000 SH Put SOLE 0 0 0 50,000
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE 0 0 0 1
BLACKROCK MULTI SECTOR INC T COM 09258A107 351 24,623 SH   SOLE 0 0 0 24,623
BLACKROCK UTILS INFRASTRUCTU COM 09248D104 331 16,521 SH   SOLE 0 0 0 16,521
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108 1,079 52,966 SH   SOLE 0 0 0 52,966
CAPITAL GROUP CORE PLUS INCO SHS CREATION UNI 14020Y102 945 43,220 SH   SOLE 0 0 0 43,220
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 827 40,484 SH   SOLE 0 0 0 40,484
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 922 47,227 SH   SOLE 0 0 0 47,227
CHEVRON CORP NEW COM 166764100 201 1,400 SH   SOLE 0 0 0 1,400
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 578 27,074 SH   SOLE 0 0 0 27,074
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 273 14,302 SH   SOLE 0 0 0 14,302
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 770 18,932 SH   SOLE 0 0 0 18,932
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 1,783 43,561 SH   SOLE 0 0 0 43,561
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 7,481 346,809 SH   SOLE 0 0 0 346,809
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 4,087 203,425 SH   SOLE 0 0 0 203,425
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 15,020 675,361 SH   SOLE 0 0 0 675,361
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,903 105,387 SH   SOLE 0 0 0 105,387
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 2,822 149,391 SH   SOLE 0 0 0 149,391
ECOLAB INC COM 278865100 290 2,010 SH   SOLE 0 0 0 2,010
EXXON MOBIL CORP COM 30231G102 386 4,417 SH   SOLE 0 0 0 4,417
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 526 5,781 SH   SOLE 0 0 0 5,781
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 2,416 144,679 SH   SOLE 0 0 0 144,679
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 1,758 69,392 SH   SOLE 0 0 0 69,392
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 3,009 68,288 SH   SOLE 0 0 0 68,288
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 8,200 142,166 SH   SOLE 0 0 0 142,166
FORD MTR CO DEL COM 345370860 126 11,206 SH   SOLE 0 0 0 11,206
ISHARES INC ESG AWR MSCI EM 46434G863 219 7,901 SH   SOLE 0 0 0 7,901
ISHARES TR FALN ANGLS USD 46435G474 667 27,905 SH   SOLE 0 0 0 27,905
ISHARES TR ESG AWR MSCI USA 46435G425 3,674 46,272 SH   SOLE 0 0 0 46,272
ISHARES TR CORE TOTAL USD 46434V613 725 16,291 SH   SOLE 0 0 0 16,291
ISHARES TR 1 3 YR TREAS BD 464287457 2,952 36,352 SH   SOLE 0 0 0 36,352
ISHARES TR EAFE VALUE ETF 464288877 1,044 27,097 SH   SOLE 0 0 0 27,097
ISHARES TR EAFE GRWTH ETF 464288885 1,002 13,808 SH   SOLE 0 0 0 13,808
ISHARES TR MBS ETF 464288588 756 8,259 SH   SOLE 0 0 0 8,259
ISHARES TR TIPS BD ETF 464287176 361 3,441 SH   SOLE 0 0 0 3,441
ISHARES TR CORE S&P500 ETF 464287200 500 1,395 SH   SOLE 0 0 0 1,395
ISHARES TR MSCI ACWI ETF 464288257 1,808 23,234 SH   SOLE 0 0 0 23,234
ISHARES TR MSCI USA SZE FT 46432F370 233 2,240 SH   SOLE 0 0 0 2,240
ISHARES TR MSCI USA VALUE 46432F388 579 7,078 SH   SOLE 0 0 0 7,078
ISHARES TR MSCI USA QLT FCT 46432F339 1,263 12,150 SH   SOLE 0 0 0 12,150
ISHARES TR MSCI USA MIN VOL 46429B697 291 4,402 SH   SOLE 0 0 0 4,402
ISHARES TR US TREAS BD ETF 46429B267 2,594 113,964 SH   SOLE 0 0 0 113,964
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842 1,862 66,304 SH   SOLE 0 0 0 66,304
LILLY ELI & CO COM 532457108 267 826 SH   SOLE 0 0 0 826
LUMEN TECHNOLOGIES INC COM 550241103 80 10,939 SH   SOLE 0 0 0 10,939
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 207 15,865 SH   SOLE 0 0 0 15,865
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 796 17,576 SH   SOLE 0 0 0 17,576
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 361 9,540 SH   SOLE 0 0 0 9,540
SCHWAB STRATEGIC TR US TIPS ETF 808524870 445 8,587 SH   SOLE 0 0 0 8,587
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 224 5,329 SH   SOLE 0 0 0 5,329
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 646 13,955 SH   SOLE 0 0 0 13,955
SELECT SECTOR SPDR TR ENERGY 81369Y506 373 5,180 SH   SOLE 0 0 0 5,180
SPDR SER TR PORTFOLIO INTRMD 78464A375 357 11,401 SH   SOLE 0 0 0 11,401
SPDR SER TR PORTFOLIO S&P500 78464A854 4,820 114,782 SH   SOLE 0 0 0 114,782
SPDR SER TR SSGA US LRG ETF 78468R804 363 2,942 SH   SOLE 0 0 0 2,942
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 990 3,017 SH   SOLE 0 0 0 3,017
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 186 16,399 SH   SOLE 0 0 0 16,399
WISDOMTREE TR EM EX ST-OWNED 97717X578 369 14,978 SH   SOLE 0 0 0 14,978