The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AEGON N V NY REGISTRY SHS 007924103 171 39,038 SH   SOLE   39,038 0 0
AMAZON COM INC COM 023135106 477 4,489 SH   SOLE   4,489 0 0
APPLE INC COM 037833100 1,374 10,050 SH   SOLE   10,050 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 662 2,426 SH   SOLE   2,426 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 1,456 16,111 SH   SOLE   16,111 0 0
DANAHER CORPORATION COM 235851102 374 1,476 SH   SOLE   1,476 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 2,376 58,308 SH   SOLE   58,308 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,694 36,398 SH   SOLE   36,398 0 0
GLADSTONE COMMERCIAL CORP COM 376536108 1,113 59,100 SH   SOLE   59,100 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 225 801 SH   SOLE   801 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 449 13,910 SH   SOLE   13,910 0 0
ISHARES INC MSCI EMRG CHN 46434G764 329 6,889 SH   SOLE   6,889 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 10,288 100,571 SH   SOLE   100,571 0 0
ISHARES TR CORE MSCI EAFE 46432F842 250 4,254 SH   SOLE   4,254 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 359 6,293 SH   SOLE   6,293 0 0
ISHARES TR CORE S&P500 ETF 464287200 236 623 SH   SOLE   623 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 1,357 21,627 SH   SOLE   21,627 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 1,642 19,567 SH   SOLE   19,567 0 0
ISHARES TR NATIONAL MUN ETF 464288414 5,583 52,495 SH   SOLE   52,495 0 0
MICROSOFT CORP COM 594918104 292 1,138 SH   SOLE   1,138 0 0
NORFOLK SOUTHN CORP COM 655844108 263 1,158 SH   SOLE   1,158 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 551 5,733 SH   SOLE   5,733 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,067 120,853 SH   SOLE   120,853 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,584 22,113 SH   SOLE   22,113 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 11,053 198,083 SH   SOLE   198,083 0 0
SPDR GOLD TR GOLD SHS 78463V107 399 2,367 SH   SOLE   2,367 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 544 11,699 SH   SOLE   11,699 0 0
TENABLE HLDGS INC COM 88025T102 341 7,500 SH   SOLE   7,500 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 16,981 218,681 SH   SOLE   218,681 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,037 104,664 SH   SOLE   104,664 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,585 21,058 SH   SOLE   21,058 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 323 6,515 SH   SOLE   6,515 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,964 38,323 SH   SOLE   38,323 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 745 3,783 SH   SOLE   3,783 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,625 30,870 SH   SOLE   30,870 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 467 2,654 SH   SOLE   2,654 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 41,688 221,015 SH   SOLE   221,015 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 16,599 125,861 SH   SOLE   125,861 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 20,169 403,705 SH   SOLE   403,705 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,791 42,994 SH   SOLE   42,994 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,384 67,793 SH   SOLE   67,793 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,021 39,160 SH   SOLE   39,160 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 6,234 152,791 SH   SOLE   152,791 0 0