The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AEGON N V NY REGISTRY SHS 007924103 207 39,038 SH   SOLE   39,038 0 0
AMAZON COM INC COM 023135106 745 228 SH   SOLE   228 0 0
APPLE INC COM 037833100 1,679 9,615 SH   SOLE   9,615 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 871 2,468 SH   SOLE   2,468 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 1,658 18,874 SH   SOLE   18,874 0 0
DANAHER CORPORATION COM 235851102 433 1,476 SH   SOLE   1,476 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,707 34,814 SH   SOLE   34,814 0 0
DOMINION ENERGY INC COM 25746U109 203 2,386 SH   SOLE   2,386 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 939 18,868 SH   SOLE   18,868 0 0
GLADSTONE COMMERCIAL CORP COM 376536108 1,301 59,100 SH   SOLE   59,100 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 287 793 SH   SOLE   793 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 444 12,093 SH   SOLE   12,093 0 0
ISHARES INC MSCI EMRG CHN 46434G764 295 5,078 SH   SOLE   5,078 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 10,837 100,838 SH   SOLE   100,838 0 0
ISHARES TR CORE MSCI EAFE 46432F842 289 4,159 SH   SOLE   4,159 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 333 5,003 SH   SOLE   5,003 0 0
ISHARES TR CORE S&P500 ETF 464287200 266 587 SH   SOLE   587 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 1,380 18,716 SH   SOLE   18,716 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 1,602 15,810 SH   SOLE   15,810 0 0
ISHARES TR NATIONAL MUN ETF 464288414 7,549 68,852 SH   SOLE   68,852 0 0
MICROSOFT CORP COM 594918104 317 1,028 SH   SOLE   1,028 0 0
NORFOLK SOUTHN CORP COM 655844108 324 1,136 SH   SOLE   1,136 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 529 5,337 SH   SOLE   5,337 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,184 114,652 SH   SOLE   114,652 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,300 16,484 SH   SOLE   16,484 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 12,052 198,518 SH   SOLE   198,518 0 0
SPDR GOLD TR GOLD SHS 78463V107 426 2,358 SH   SOLE   2,358 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 650 11,699 SH   SOLE   11,699 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 104 11,902 SH   SOLE   11,902 0 0
TENABLE HLDGS INC COM 88025T102 578 10,000 SH   SOLE   10,000 0 0
TESLA INC COM 88160R101 270 251 SH   SOLE   251 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 14,014 171,108 SH   SOLE   171,108 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,069 90,748 SH   SOLE   90,748 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,809 22,749 SH   SOLE   22,749 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 467 8,904 SH   SOLE   8,904 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,720 31,534 SH   SOLE   31,534 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 731 3,074 SH   SOLE   3,074 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,607 26,185 SH   SOLE   26,185 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 302 1,419 SH   SOLE   1,419 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 41,509 182,319 SH   SOLE   182,319 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 16,170 109,422 SH   SOLE   109,422 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 23,883 414,712 SH   SOLE   414,712 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 982 21,285 SH   SOLE   21,285 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,066 20,683 SH   SOLE   20,683 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,249 37,647 SH   SOLE   37,647 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,391 49,777 SH   SOLE   49,777 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 204 802 SH   SOLE   802 0 0