The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 274 1,844 SH   SOLE NONE 0 0 1,844
Abbvie Inc COM 00287Y109 1,215 7,498 SH   SOLE NONE 0 0 7,498
Air Products & Chemicals Inc COM 009158106 223 893 SH   SOLE NONE 0 0 893
Alphabet Inc CAP STK CL A 02079K305 392 141 SH   SOLE NONE 0 0 141
Alphabet Inc Capital Stock Cl C CAP STK CL C 02079K107 240 86 SH   SOLE NONE 0 0 86
Altria Group Inc COM 02209S103 1,038 19,871 SH   SOLE NONE 0 0 19,871
American Electric Power Co Inc COM 025537101 319 3,202 SH   SOLE NONE 0 0 3,202
American Tower Corp COM 03027X100 251 1,003 SH   SOLE NONE 0 0 1,003
Apple Inc COM 037833100 5,653 32,376 SH   SOLE NONE 0 0 32,376
AT&T Inc COM 00206R102 1,827 77,339 SH   SOLE NONE 0 0 77,339
Bank of America Corp COM 060505104 249 6,059 SH   SOLE NONE 0 0 6,059
Berkshire Hathaway Inc Cl B CL B NEW 084670702 325 923 SH   SOLE NONE 0 0 923
BlackRock Enhanced Equity Dividend Fund COM 09251A104 227 22,968 SH   SOLE NONE 0 0 22,968
Boeing Co COM 097023105 1,041 5,436 SH   SOLE NONE 0 0 5,436
Bristol-Myers Squibb Co COM 110122108 636 8,712 SH   SOLE NONE 0 0 8,712
Caterpillar Inc COM 149123101 991 4,448 SH   SOLE NONE 0 0 4,448
Chevron Corp COM 166764100 2,490 15,293 SH   SOLE NONE 0 0 15,293
Cisco Systems Inc COM 17275R102 496 8,911 SH   SOLE NONE 0 0 8,911
Coca-Cola Co. COM 191216100 1,556 25,104 SH   SOLE NONE 0 0 25,104
Comcast Corp CL A 20030N101 263 5,618 SH   SOLE NONE 0 0 5,618
Corning Inc COM 219350105 391 10,615 SH   SOLE NONE 0 0 10,615
Costco Wholesale Corp COM 22160K105 424 738 SH   SOLE NONE 0 0 738
CSX Corp COM 126408103 7,654 204,388 SH   SOLE NONE 0 0 204,388
CVS Health Corp COM 126650100 995 9,834 SH   SOLE NONE 0 0 9,834
Dominion Energy Inc COM 25746U109 974 11,463 SH   SOLE NONE 0 0 11,463
Dow Inc COM 260557103 799 12,552 SH   SOLE NONE 0 0 12,552
Duke Energy Corp Com COM NEW 26441C204 911 8,162 SH   SOLE NONE 0 0 8,162
Eli Lilly & Co COM 532457108 364 1,274 SH   SOLE NONE 0 0 1,274
Exxon Mobil Corp COM 30231G102 2,273 27,529 SH   SOLE NONE 0 0 27,529
Ford Motor Co COM 345370860 1,726 102,109 SH   SOLE NONE 0 0 102,109
General Mills Inc COM 370334104 1,180 17,428 SH   SOLE NONE 0 0 17,428
Global X S&P 500 Catholic Values ETF S&P 500 CATHOLIC 37954Y889 246 4,415 SH   SOLE NONE 0 0 4,415
Honeywell International Inc COM 438516106 201 1,035 SH   SOLE NONE 0 0 1,035
Ingersoll Rand Inc COM 45687V106 211 4,205 SH   SOLE NONE 0 0 4,205
Intel Corp COM 458140100 1,439 29,035 SH   SOLE NONE 0 0 29,035
International Business Machines Corp COM 459200101 1,802 13,862 SH   SOLE NONE 0 0 13,862
Invesco S&P Global Water Index ETF S&P GBL WATER 46138E263 567 10,832 SH   SOLE NONE 0 0 10,832
Iron Mountain Inc COM 46284V101 757 13,669 SH   SOLE NONE 0 0 13,669
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 6,469 93,075 SH   SOLE NONE 0 0 93,075
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 2,993 66,307 SH   SOLE NONE 0 0 66,307
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 3,550 12,787 SH   SOLE NONE 0 0 12,787
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 4,075 24,554 SH   SOLE NONE 0 0 24,554
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 1,462 5,719 SH   SOLE NONE 0 0 5,719
iShares Russell 2000 Value ETF RUS 2000 VAL ETF 464287630 4,878 30,224 SH   SOLE NONE 0 0 30,224
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 2,857 28,433 SH   SOLE NONE 0 0 28,433
iShares Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 1,726 14,434 SH   SOLE NONE 0 0 14,434
iShares U.S. Technology ETF U.S. TECH ETF 464287721 206 2,000 SH   SOLE NONE 0 0 2,000
Johnson & Johnson COM 478160104 2,611 14,737 SH   SOLE NONE 0 0 14,737
Lockheed Martin Corp COM 539830109 349 791 SH   SOLE NONE 0 0 791
Main Street Capital Corporation COM 56035L104 856 20,084 SH   SOLE NONE 0 0 20,084
McDonald's Corp COM 580135101 2,860 11,568 SH   SOLE NONE 0 0 11,568
Medtronic PLC SHS G5960L103 399 3,603 SH   SOLE NONE 0 0 3,603
Merck & Co Inc COM 58933Y105 1,571 19,150 SH   SOLE NONE 0 0 19,150
Microchip Technology Inc COM 595017104 1,537 20,457 SH   SOLE NONE 0 0 20,457
Microsoft Corp COM 594918104 5,136 16,659 SH   SOLE NONE 0 0 16,659
Netflix Inc COM 64110L106 224 600 SH   SOLE NONE 0 0 600
Nextera Energy Inc COM 65339F101 203 2,400 SH   SOLE NONE 0 0 2,400
Nucor Corp COM 670346105 290 1,955 SH   SOLE NONE 0 0 1,955
Nuveen Municipal Value Fund COM 670928100 145 15,200 SH   SOLE NONE 0 0 15,200
Nuveen Quality Municipal Income Fund COM 67066V101 433 32,449 SH   SOLE NONE 0 0 32,449
Oracle Corp COM 68389X105 202 2,448 SH   SOLE NONE 0 0 2,448
Organon & Co COMMON STOCK 68622V106 234 6,723 SH   SOLE NONE 0 0 6,723
PepsiCo Inc COM 713448108 1,193 7,127 SH   SOLE NONE 0 0 7,127
Pfizer Inc COM 717081103 2,403 46,429 SH   SOLE NONE 0 0 46,429
Philip Morris International Inc COM 718172109 382 4,067 SH   SOLE NONE 0 0 4,067
Pinnacle West Capital Corporation COM 723484101 531 6,808 SH   SOLE NONE 0 0 6,808
PPG Industries Inc COM 693506107 1,051 8,021 SH   SOLE NONE 0 0 8,021
Procter & Gamble Co COM 742718109 2,123 13,896 SH   SOLE NONE 0 0 13,896
Raytheon Technologies Corp COM 75513E101 2,200 22,211 SH   SOLE NONE 0 0 22,211
RPM International Inc COM 749685103 232 2,860 SH   SOLE NONE 0 0 2,860
Southern Co COM 842587107 911 12,577 SH   SOLE NONE 0 0 12,577
SPDR Dow Jones Industrial Average ETF Trust UT SER 1 78467X109 718 2,072 SH   SOLE NONE 0 0 2,072
SPDR S&P 500 ETF Trust TR UNIT 78462F103 1,023 2,265 SH   SOLE NONE 0 0 2,265
Technology Select Sector SPDR Fund TECHNOLOGY 81369Y803 206 1,300 SH   SOLE NONE 0 0 1,300
The Home Depot Inc COM 437076102 1,966 6,568 SH   SOLE NONE 0 0 6,568
The Walt Disney Co COM 254687106 1,470 10,722 SH   SOLE NONE 0 0 10,722
Trane Technologies PLC SHS G8994E103 792 5,187 SH   SOLE NONE 0 0 5,187
Truist Financial Corp COM 89832Q109 1,257 22,172 SH   SOLE NONE 0 0 22,172
Vaneck Vectors Agribusiness ETF AGRIBUSINESS ETF 92189F700 1,644 15,732 SH   SOLE NONE 0 0 15,732
Vanguard Total Stock Market Index Fund ETF Shares TOTAL STK MKT 922908769 305 1,342 SH   SOLE NONE 0 0 1,342
Verizon Communications Inc COM 92343V104 1,618 31,773 SH   SOLE NONE 0 0 31,773
W. W. Grainger Inc COM 384802104 855 1,659 SH   SOLE NONE 0 0 1,659
W.P. Carey Inc COM 92936U109 410 5,075 SH   SOLE NONE 0 0 5,075
Walgreens Boots Alliance Inc COM 931427108 987 22,047 SH   SOLE NONE 0 0 22,047
Wal-Mart Inc COM 931142103 422 2,839 SH   SOLE NONE 0 0 2,839
Weyerhaeuser Co COM NEW 962166104 275 7,276 SH   SOLE NONE 0 0 7,276