The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 297 2,213 SH   SOLE NONE 0 0 2,213
AMAZON COM INC COM 023135106 336 2,977 SH   SOLE NONE 0 0 2,977
APPLE INC COM 037833100 1,711 12,377 SH   SOLE NONE 0 0 12,377
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,526 5,714 SH   SOLE NONE 0 0 5,714
CATERPILLAR INC COM 149123101 264 1,609 SH   SOLE NONE 0 0 1,609
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 463 21,452 SH   SOLE NONE 0 0 21,452
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 682 33,926 SH   SOLE NONE 0 0 33,926
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 741 15,917 SH   SOLE NONE 0 0 15,917
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 3,277 147,336 SH   SOLE NONE 0 0 147,336
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 1,454 71,140 SH   SOLE NONE 0 0 71,140
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 3,584 187,069 SH   SOLE NONE 0 0 187,069
EXXON MOBIL CORP COM 30231G102 309 3,537 SH   SOLE NONE 0 0 3,537
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 457 25,285 SH   SOLE NONE 0 0 25,285
GLOBAL X FDS FINTECH ETF 37954Y814 390 19,253 SH   SOLE NONE 0 0 19,253
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 20,083 144,718 SH   SOLE NONE 0 0 144,718
ISHARES INC CORE MSCI EMKT 46434G103 232 5,390 SH   SOLE NONE 0 0 5,390
ISHARES TR MORNINGSTAR GRWT 464287119 1,211 25,095 SH   SOLE NONE 0 0 25,095
ISHARES TR SELECT DIVID ETF 464287168 5,520 51,482 SH   SOLE NONE 0 0 51,482
ISHARES TR TIPS BD ETF 464287176 673 6,415 SH   SOLE NONE 0 0 6,415
ISHARES TR CORE S&P500 ETF 464287200 396 1,103 SH   SOLE NONE 0 0 1,103
ISHARES TR MSCI EMG MKT ETF 464287234 4,288 122,945 SH   SOLE NONE 0 0 122,945
ISHARES TR S&P 500 GRWT ETF 464287309 1,230 21,260 SH   SOLE NONE 0 0 21,260
ISHARES TR S&P 500 VAL ETF 464287408 425 3,310 SH   SOLE NONE 0 0 3,310
ISHARES TR CORE S&P MCP ETF 464287507 1,119 5,102 SH   SOLE NONE 0 0 5,102
ISHARES TR S&P MC 400GR ETF 464287606 374 5,936 SH   SOLE NONE 0 0 5,936
ISHARES TR U.S. FIN SVC ETF 464287770 212 1,500 SH   SOLE NONE 0 0 1,500
ISHARES TR CORE S&P SCP ETF 464287804 338 3,875 SH   SOLE NONE 0 0 3,875
ISHARES TR MSCI CHINA ETF 46429B671 203 4,779 SH   SOLE NONE 0 0 4,779
JOHNSON & JOHNSON COM 478160104 205 1,254 SH   SOLE NONE 0 0 1,254
JPMORGAN CHASE & CO COM 46625H100 230 2,196 SH   SOLE NONE 0 0 2,196
MCDONALDS CORP COM 580135101 206 893 SH   SOLE NONE 0 0 893
OLD SECOND BANCORP INC ILL COM 680277100 220 16,858 SH   SOLE NONE 0 0 16,858
PEPSICO INC COM 713448108 332 2,032 SH   SOLE NONE 0 0 2,032
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 204 6,733 SH   SOLE NONE 0 0 6,733
SPDR GOLD TR GOLD SHS 78463V107 2,732 17,663 SH   SOLE NONE 0 0 17,663
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,750 18,898 SH   SOLE NONE 0 0 18,898
SPDR SER TR S&P DIVID ETF 78464A763 377 3,380 SH   SOLE NONE 0 0 3,380
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 310 2,500 SH   SOLE NONE 0 0 2,500
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 216 2,892 SH   SOLE NONE 0 0 2,892
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 244 3,417 SH   SOLE NONE 0 0 3,417
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,851 15,199 SH   SOLE NONE 0 0 15,199
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,032 87,713 SH   SOLE NONE 0 0 87,713
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,310 16,105 SH   SOLE NONE 0 0 16,105
VANGUARD INDEX FDS MID CAP ETF 922908629 1,566 8,329 SH   SOLE NONE 0 0 8,329
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,142 13,097 SH   SOLE NONE 0 0 13,097
VANGUARD INDEX FDS VALUE ETF 922908744 659 5,337 SH   SOLE NONE 0 0 5,337
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,928 11,278 SH   SOLE NONE 0 0 11,278
VANGUARD INDEX FDS TOTAL STK MKT 922908769 461 2,567 SH   SOLE NONE 0 0 2,567
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,647 82,216 SH   SOLE NONE 0 0 82,216
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,214 21,012 SH   SOLE NONE 0 0 21,012
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,452 25,541 SH   SOLE NONE 0 0 25,541
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,813 50,724 SH   SOLE NONE 0 0 50,724
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,934 56,383 SH   SOLE NONE 0 0 56,383
VANGUARD WORLD FD ESG US STK ETF 921910733 220 3,501 SH   SOLE NONE 0 0 3,501
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 379 2,207 SH   SOLE NONE 0 0 2,207
WISDOMTREE TR US TOTAL DIVIDND 97717W109 16,117 297,041 SH   SOLE NONE 0 0 297,041
WISDOMTREE TR INTL EQUITY FD 97717W703 382 9,525 SH   SOLE NONE 0 0 9,525
WISDOMTREE TR YIELD ENHANCD US 97717X511 629 14,900 SH   SOLE NONE 0 0 14,900