The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   213,761 1,947 SH   SOLE   0 0 1,947
ABBVIE INC COM 00287Y109   359,259 2,223 SH   SOLE   0 0 2,223
AMAZON COM INC COM 023135106   250,110 2,978 SH   SOLE   0 0 2,978
APPLE INC COM 037833100   1,612,390 12,410 SH   SOLE   0 0 12,410
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,749,610 5,664 SH   SOLE   0 0 5,664
BOEING CO COM 097023105   311,451 1,635 SH   SOLE   0 0 1,635
CATERPILLAR INC COM 149123101   399,107 1,666 SH   SOLE   0 0 1,666
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,553,179 187,528 SH   SOLE   0 0 187,528
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,298,882 191,402 SH   SOLE   0 0 191,402
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,955,708 72,380 SH   SOLE   0 0 72,380
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,933,905 37,809 SH   SOLE   0 0 37,809
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,600,125 103,839 SH   SOLE   0 0 103,839
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,039,599 47,362 SH   SOLE   0 0 47,362
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   5,702,357 255,139 SH   SOLE   0 0 255,139
EXXON MOBIL CORP COM 30231G102   390,131 3,537 SH   SOLE   0 0 3,537
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   512,093 24,919 SH   SOLE   0 0 24,919
GLOBAL X FDS FINTECH ETF 37954Y814   366,664 19,047 SH   SOLE   0 0 19,047
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   22,140,064 142,701 SH   SOLE   0 0 142,701
ISHARES INC CORE MSCI EMKT 46434G103   268,945 5,759 SH   SOLE   0 0 5,759
ISHARES TR S&P MC 400GR ETF 464287606   408,844 5,986 SH   SOLE   0 0 5,986
ISHARES TR S&P 500 VAL ETF 464287408   488,460 3,367 SH   SOLE   0 0 3,367
ISHARES TR CORE S&P SCP ETF 464287804   357,361 3,776 SH   SOLE   0 0 3,776
ISHARES TR CORE S&P MCP ETF 464287507   1,234,123 5,102 SH   SOLE   0 0 5,102
ISHARES TR S&P 500 GRWT ETF 464287309   1,243,710 21,260 SH   SOLE   0 0 21,260
ISHARES TR TIPS BD ETF 464287176   634,915 5,965 SH   SOLE   0 0 5,965
ISHARES TR SELECT DIVID ETF 464287168   6,304,104 52,273 SH   SOLE   0 0 52,273
ISHARES TR MORNINGSTAR GRWT 464287119   1,171,484 24,065 SH   SOLE   0 0 24,065
ISHARES TR MSCI EMG MKT ETF 464287234   4,684,477 123,601 SH   SOLE   0 0 123,601
ISHARES TR CORE MSCI EAFE 46432F842   222,705 3,613 SH   SOLE   0 0 3,613
ISHARES TR CORE S&P500 ETF 464287200   508,037 1,322 SH   SOLE   0 0 1,322
ISHARES TR U.S. FIN SVC ETF 464287770   236,280 1,500 SH   SOLE   0 0 1,500
JOHNSON & JOHNSON COM 478160104   221,519 1,254 SH   SOLE   0 0 1,254
JPMORGAN CHASE & CO COM 46625H100   245,193 1,828 SH   SOLE   0 0 1,828
MCDONALDS CORP COM 580135101   235,433 893 SH   SOLE   0 0 893
OLD SECOND BANCORP INC ILL COM 680277100   190,796 11,895 SH   SOLE   0 0 11,895
PEPSICO INC COM 713448108   368,604 2,040 SH   SOLE   0 0 2,040
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   230,269 6,733 SH   SOLE   0 0 6,733
SPDR GOLD TR GOLD SHS 78463V107   2,916,366 17,192 SH   SOLE   0 0 17,192
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,067,787 18,481 SH   SOLE   0 0 18,481
SPDR SER TR S&P DIVID ETF 78464A763   422,872 3,380 SH   SOLE   0 0 3,380
STRYKER CORPORATION COM 863667101   230,310 942 SH   SOLE   0 0 942
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   350,150 2,500 SH   SOLE   0 0 2,500
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   399,646 5,563 SH   SOLE   0 0 5,563
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,171,858 11,833 SH   SOLE   0 0 11,833
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   7,501,873 90,954 SH   SOLE   0 0 90,954
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,281,497 13,097 SH   SOLE   0 0 13,097
VANGUARD INDEX FDS SML CP GRW ETF 922908595   709,441 3,538 SH   SOLE   0 0 3,538
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,058,226 15,219 SH   SOLE   0 0 15,219
VANGUARD INDEX FDS MID CAP ETF 922908629   1,744,202 8,558 SH   SOLE   0 0 8,558
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,553,962 16,083 SH   SOLE   0 0 16,083
VANGUARD INDEX FDS TOTAL STK MKT 922908769   673,951 3,525 SH   SOLE   0 0 3,525
VANGUARD INDEX FDS VALUE ETF 922908744   780,609 5,561 SH   SOLE   0 0 5,561
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,098,106 81,733 SH   SOLE   0 0 81,733
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   230,762 5,920 SH   SOLE   0 0 5,920
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   218,682 4,682 SH   SOLE   0 0 4,682
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,164,668 20,143 SH   SOLE   0 0 20,143
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,885,120 25,585 SH   SOLE   0 0 25,585
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,928,322 54,785 SH   SOLE   0 0 54,785
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,538,486 59,400 SH   SOLE   0 0 59,400
VANGUARD WORLD FD ESG US STK ETF 921910733   234,432 3,560 SH   SOLE   0 0 3,560
VANGUARD WORLD FD ESG INTL STK ETF 921910725   220,027 4,473 SH   SOLE   0 0 4,473
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   423,548 2,211 SH   SOLE   0 0 2,211
WALGREENS BOOTS ALLIANCE INC COM 931427108   205,724 5,507 SH   SOLE   0 0 5,507
WISDOMTREE TR INTL EQUITY FD 97717W703   483,524 10,279 SH   SOLE   0 0 10,279
WISDOMTREE TR YIELD ENHANCD US 97717X511   565,966 13,270 SH   SOLE   0 0 13,270
WISDOMTREE TR US TOTAL DIVIDND 97717W109   18,765,095 309,400 SH   SOLE   0 0 309,400