The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   217,059 1,991 SH   SOLE   0 0 1,991
ABBVIE INC COM 00287Y109   306,915 2,278 SH   SOLE   0 0 2,278
AMAZON COM INC COM 023135106   375,372 2,880 SH   SOLE   0 0 2,880
APPLE INC COM 037833100   2,221,609 11,453 SH   SOLE   0 0 11,453
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,108,062 6,182 SH   SOLE   0 0 6,182
BOEING CO COM 097023105   274,930 1,302 SH   SOLE   0 0 1,302
CATERPILLAR INC COM 149123101   372,520 1,514 SH   SOLE   0 0 1,514
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   12,406,280 511,178 SH   SOLE   0 0 511,178
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   11,607,249 427,523 SH   SOLE   0 0 427,523
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   10,354,632 430,546 SH   SOLE   0 0 430,546
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   5,190,694 241,203 SH   SOLE   0 0 241,203
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   5,140,781 93,810 SH   SOLE   0 0 93,810
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,091,099 113,144 SH   SOLE   0 0 113,144
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,233,976 72,087 SH   SOLE   0 0 72,087
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,270,918 54,174 SH   SOLE   0 0 54,174
EXXON MOBIL CORP COM 30231G102   391,034 3,646 SH   SOLE   0 0 3,646
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   745,589 25,943 SH   SOLE   0 0 25,943
GLOBAL X FDS FINTECH ETF 37954Y814   453,990 20,570 SH   SOLE   0 0 20,570
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   23,830,621 145,619 SH   SOLE   0 0 145,619
ISHARES TR SELECT DIVID ETF 464287168   6,157,762 54,349 SH   SOLE   0 0 54,349
ISHARES TR MSCI EMG MKT ETF 464287234   5,250,526 132,723 SH   SOLE   0 0 132,723
ISHARES TR MORNINGSTAR GRWT 464287119   1,500,246 24,065 SH   SOLE   0 0 24,065
ISHARES TR S&P 500 GRWT ETF 464287309   1,498,405 21,260 SH   SOLE   0 0 21,260
ISHARES TR CORE S&P MCP ETF 464287507   1,177,183 4,502 SH   SOLE   0 0 4,502
ISHARES TR TIPS BD ETF 464287176   602,635 5,600 SH   SOLE   0 0 5,600
ISHARES TR S&P 500 VAL ETF 464287408   524,835 3,256 SH   SOLE   0 0 3,256
ISHARES TR CORE S&P500 ETF 464287200   454,848 1,021 SH   SOLE   0 0 1,021
ISHARES TR S&P MC 400GR ETF 464287606   448,950 5,986 SH   SOLE   0 0 5,986
ISHARES TR CORE S&P SCP ETF 464287804   376,278 3,776 SH   SOLE   0 0 3,776
ISHARES TR CORE MSCI EAFE 46432F842   243,878 3,613 SH   SOLE   0 0 3,613
JOHNSON & JOHNSON COM 478160104   252,749 1,527 SH   SOLE   0 0 1,527
JPMORGAN CHASE & CO COM 46625H100   273,738 1,882 SH   SOLE   0 0 1,882
MCDONALDS CORP COM 580135101   251,674 843 SH   SOLE   0 0 843
PEPSICO INC COM 713448108   472,786 2,553 SH   SOLE   0 0 2,553
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   213,620 6,337 SH   SOLE   0 0 6,337
SPDR GOLD TR GOLD SHS 78463V107   2,814,794 15,790 SH   SOLE   0 0 15,790
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,796,301 17,588 SH   SOLE   0 0 17,588
SPDR SER TR S&P DIVID ETF 78464A763   414,320 3,380 SH   SOLE   0 0 3,380
STRYKER CORPORATION COM 863667101   282,208 925 SH   SOLE   0 0 925
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   389,250 2,500 SH   SOLE   0 0 2,500
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   404,374 5,563 SH   SOLE   0 0 5,563
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,141,732 37,599 SH   SOLE   0 0 37,599
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,758,153 16,676 SH   SOLE   0 0 16,676
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,597,839 13,062 SH   SOLE   0 0 13,062
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,592,180 12,787 SH   SOLE   0 0 12,787
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,141,582 15,476 SH   SOLE   0 0 15,476
VANGUARD INDEX FDS MID CAP ETF 922908629   2,092,343 9,504 SH   SOLE   0 0 9,504
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,006,216 4,380 SH   SOLE   0 0 4,380
VANGUARD INDEX FDS TOTAL STK MKT 922908769   801,213 3,637 SH   SOLE   0 0 3,637
VANGUARD INDEX FDS VALUE ETF 922908744   705,593 4,965 SH   SOLE   0 0 4,965
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,559,455 102,177 SH   SOLE   0 0 102,177
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   214,465 5,272 SH   SOLE   0 0 5,272
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   533,142 9,235 SH   SOLE   0 0 9,235
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,336,305 26,696 SH   SOLE   0 0 26,696
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,388,140 60,226 SH   SOLE   0 0 60,226
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   4,858,456 76,874 SH   SOLE   0 0 76,874
VANGUARD WORLD FD ESG US STK ETF 921910733   354,656 4,527 SH   SOLE   0 0 4,527
VANGUARD WORLD FD ESG INTL STK ETF 921910725   239,367 4,507 SH   SOLE   0 0 4,507
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   430,140 2,212 SH   SOLE   0 0 2,212
WISDOMTREE TR US TOTAL DIVIDND 97717W109   19,861,575 319,884 SH   SOLE   0 0 319,884
WISDOMTREE TR YIELD ENHANCD US 97717X511   599,813 13,920 SH   SOLE   0 0 13,920
WISDOMTREE TR INTL EQUITY FD 97717W703   497,961 9,953 SH   SOLE   0 0 9,953