The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 1,807 829 SH   SOLE   0 0 829
AMAZON COM INC COM 023135106 1,455 13,700 SH   SOLE   0 0 13,700
APPLE INC COM 037833100 2,061 15,071 SH   SOLE   0 0 15,071
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 16,761 719,345 SH   SOLE   0 0 719,345
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 316 7,861 SH   SOLE   0 0 7,861
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 8,025 374,278 SH   SOLE   0 0 374,278
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 1,656 36,687 SH   SOLE   0 0 36,687
ISHARES TR NEW YORK MUN ETF 464288323 994 18,906 SH   SOLE   0 0 18,906
ISHARES TR CORE MSCI EAFE 46432F842 19,666 334,176 SH   SOLE   0 0 334,176
META PLATFORMS INC CL A 30303M102 373 2,316 SH   SOLE   0 0 2,316
MICROSOFT CORP COM 594918104 1,194 4,648 SH   SOLE   0 0 4,648
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 491 6,522 SH   SOLE   0 0 6,522
VANGUARD INDEX FDS TOTAL STK MKT 922908769 711 3,769 SH   SOLE   0 0 3,769
VANGUARD INDEX FDS VALUE ETF 922908744 2,505 18,997 SH   SOLE   0 0 18,997
VANGUARD INDEX FDS MID CAP ETF 922908629 6,390 32,444 SH   SOLE   0 0 32,444
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,774 18,515 SH   SOLE   0 0 18,515
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 710 7,787 SH   SOLE   0 0 7,787
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,248 43,957 SH   SOLE   0 0 43,957
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,489 59,768 SH   SOLE   0 0 59,768
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 316 3,953 SH   SOLE   0 0 3,953
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,108 14,530 SH   SOLE   0 0 14,530
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 413 6,745 SH   SOLE   0 0 6,745
VANGUARD STAR FDS VG TL INTL STK F 921909768 506 9,798 SH   SOLE   0 0 9,798
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 3,450 84,570 SH   SOLE   0 0 84,570
VANGUARD WORLD FDS UTILITIES ETF 92204A876 613 4,024 SH   SOLE   0 0 4,024