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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETF MANAGERS TR BLUESTAR ISRAEL 26924G870   210,987 4,578 SH   SOLE   0 0 4,578
SPDR SER TR PORTFOLIO AGRGTE 78464A649   11,054,118 431,128 SH   SOLE   0 0 431,128
VANGUARD INDEX FDS TOTAL STK MKT 922908769   525,432 2,215 SH   SOLE   0 0 2,215
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   5,168,280 102,872 SH   SOLE   0 0 102,872
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   12,024,645 31,907 SH   SOLE   0 0 31,907
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   544,072 15,430 SH   SOLE   0 0 15,430
WISDOMTREE TR US HGH YLD CORP 97717X172   673,508 14,828 SH   SOLE   0 0 14,828
ISHARES TR CORE S&P SCP ETF 464287804   2,928,238 27,051 SH   SOLE   0 0 27,051
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   410,516 1,151 SH   SOLE   0 0 1,151
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   2,533,200 49,064 SH   SOLE   0 0 49,064
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   276,586 3,403 SH   SOLE   0 0 3,403
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,627,875 3 SH   SOLE   0 0 3
VANGUARD INDEX FDS SMALL CP ETF 922908751   412,280 1,933 SH   SOLE   0 0 1,933
VANGUARD INDEX FDS MID CAP ETF 922908629   817,885 3,516 SH   SOLE   0 0 3,516
BLACKROCK MUN INCOME QUALITY COM 092479104   1,835,776 163,762 SH   SOLE   0 0 163,762
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,065,448 2,439 SH   SOLE   0 0 2,439
HUNTINGTON BANCSHARES INC COM 446150104   632,171 49,699 SH   SOLE   0 0 49,699
SPDR SER TR S&P 600 SMCP VAL 78464A300   5,190,215 62,300 SH   SOLE   0 0 62,300
NUVEEN MUN CR OPPORTUNITIES COM 670663103   4,994,595 500,962 SH   SOLE   0 0 500,962
BLACKROCK MUNIYIELD MICH QU COM 09254V105   4,340,644 382,099 SH   SOLE   0 0 382,099
SPDR SER TR PORTFOLIO CRPORT 78464A144   5,672,857 192,889 SH   SOLE   0 0 192,889
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,169,181 85,738 SH   SOLE   0 0 85,738
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   4,583,512 463,918 SH   SOLE   0 0 463,918
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,492,204 139,640 SH   SOLE   0 0 139,640
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   6,655,897 231,268 SH   SOLE   0 0 231,268
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   7,909,034 669,123 SH   SOLE   0 0 669,123
INVESCO TR INVT GRADE MUNS COM 46131M106   1,830,498 185,086 SH   SOLE   0 0 185,086
WISDOMTREE TR US TOTAL DIVIDND 97717W109   7,603,324 116,294 SH   SOLE   0 0 116,294
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   365,849 4,974 SH   SOLE   0 0 4,974
NUVEEN QUALITY MUNCP INCOME COM 67066V101   1,051,429 91,828 SH   SOLE   0 0 91,828
NUVEEN AMT FREE MUN CR INC F COM 67071L106   834,709 70,618 SH   SOLE   0 0 70,618
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   312,839 7,461 SH   SOLE   0 0 7,461
WISDOMTREE TR US QTLY DIV GRT 97717X669   8,374,715 119,162 SH   SOLE   0 0 119,162
WISDOMTREE TR US HIGH DIVIDEND 97717W208   915,802 11,144 SH   SOLE   0 0 11,144
WISDOMTREE TR US MIDCAP DIVID 97717W505   14,942,413 327,039 SH   SOLE   0 0 327,039
PROSHARES TR S&P 500 DV ARIST 74348A467   545,713 5,732 SH   SOLE   0 0 5,732
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,524,762 99,541 SH   SOLE   0 0 99,541
WISDOMTREE TR US LARGECAP FUND 97717W588   504,711 10,071 SH   SOLE   0 0 10,071
NUVEEN AMT FREE QLTY MUN INC COM 670657105   2,225,411 202,310 SH   SOLE   0 0 202,310
ISHARES TR CORE S&P US GWT 464287671   515,575 4,953 SH   SOLE   0 0 4,953
ISHARES TR CORE S&P US VLU 464287663   416,056 4,934 SH   SOLE   0 0 4,934
WISDOMTREE TR HEDGED HI YLD BD 97717W430   206,688 9,562 SH   SOLE   0 0 9,562
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   11,861,345 282,480 SH   SOLE   0 0 282,480
SPDR SER TR PRTFLO S&P500 GW 78464A409   8,009,955 123,116 SH   SOLE   0 0 123,116
WISDOMTREE TR EM EX ST-OWNED 97717X578   713,495 24,706 SH   SOLE   0 0 24,706
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   1,371,588 25,475 SH   SOLE   0 0 25,475
ISHARES TR CORE S&P MCP ETF 464287507   572,214 2,065 SH   SOLE   0 0 2,065
WESTERN ASSET MANAGED MUNS F COM 95766M105   1,676,285 164,826 SH   SOLE   0 0 164,826