The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETF MANAGERS TR BLUESTAR ISRAEL 26924G870   211,666 4,578 SH   SOLE   0 0 4,578
SPDR SER TR PORTFOLIO AGRGTE 78464A649   9,094,386 358,470 SH   SOLE   0 0 358,470
SPDR SER TR PORTFLI INTRMDIT 78464A672   3,207,474 113,378 SH   SOLE   0 0 113,378
VANGUARD INDEX FDS TOTAL STK MKT 922908769   527,252 2,394 SH   SOLE   0 0 2,394
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,616,885 32,132 SH   SOLE   0 0 32,132
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   7,524,099 21,882 SH   SOLE   0 0 21,882
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   486,251 15,175 SH   SOLE   0 0 15,175
ISHARES TR BROAD USD HIGH 46435U853   290,663 8,234 SH   SOLE   0 0 8,234
WISDOMTREE TR US HGH YLD CORP 97717X172   574,387 13,009 SH   SOLE   0 0 13,009
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   391,127 1,147 SH   SOLE   0 0 1,147
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   2,460,111 47,918 SH   SOLE   0 0 47,918
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   685,043 8,668 SH   SOLE   0 0 8,668
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,553,430 3 SH   SOLE   0 0 3
VANGUARD INDEX FDS SMALL CP ETF 922908751   482,050 2,424 SH   SOLE   0 0 2,424
VANGUARD INDEX FDS MID CAP ETF 922908629   785,461 3,568 SH   SOLE   0 0 3,568
BLACKROCK MUN INCOME QUALITY COM 092479104   1,792,043 159,293 SH   SOLE   0 0 159,293
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   996,527 2,447 SH   SOLE   0 0 2,447
HUNTINGTON BANCSHARES INC COM 446150104   535,755 49,699 SH   SOLE   0 0 49,699
SPDR SER TR S&P 600 SMCP VAL 78464A300   6,783,517 87,881 SH   SOLE   0 0 87,881
NUVEEN MUN CR OPPORTUNITIES COM 670663103   4,514,907 417,274 SH   SOLE   0 0 417,274
BLACKROCK MUNIYIELD MICH QU COM 09254V105   4,758,091 430,596 SH   SOLE   0 0 430,596
SPDR SER TR PORTFOLIO CRPORT 78464A144   4,939,327 171,059 SH   SOLE   0 0 171,059
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,484,277 99,331 SH   SOLE   0 0 99,331
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   3,634,836 343,882 SH   SOLE   0 0 343,882
NUVEEN MUN VALUE FD INC COM 670928100   191,916 22,059 SH   SOLE   0 0 22,059
WISDOMTREE TR US SMALLCAP DIVD 97717W604   3,900,926 135,496 SH   SOLE   0 0 135,496
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   2,348,446 84,568 SH   SOLE   0 0 84,568
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   7,263,419 622,935 SH   SOLE   0 0 622,935
INVESCO TR INVT GRADE MUNS COM 46131M106   1,758,558 181,108 SH   SOLE   0 0 181,108
WISDOMTREE TR US TOTAL DIVIDND 97717W109   6,778,865 109,178 SH   SOLE   0 0 109,178
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   870,085 11,970 SH   SOLE   0 0 11,970
NUVEEN QUALITY MUNCP INCOME COM 67066V101   1,009,524 89,576 SH   SOLE   0 0 89,576
NUVEEN AMT FREE MUN CR INC F COM 67071L106   936,084 80,007 SH   SOLE   0 0 80,007
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   370,307 8,844 SH   SOLE   0 0 8,844
WISDOMTREE TR US QTLY DIV GRT 97717X669   11,680,807 175,230 SH   SOLE   0 0 175,230
WISDOMTREE TR INTL EQUITY FD 97717W703   406,619 8,128 SH   SOLE   0 0 8,128
WISDOMTREE TR US HIGH DIVIDEND 97717W208   897,194 11,276 SH   SOLE   0 0 11,276
WISDOMTREE TR US MIDCAP DIVID 97717W505   12,529,037 297,956 SH   SOLE   0 0 297,956
PROSHARES TR S&P 500 DV ARIST 74348A467   593,493 6,295 SH   SOLE   0 0 6,295
ISHARES TR NATIONAL MUN ETF 464288414   326,911 3,063 SH   SOLE   0 0 3,063
WISDOMTREE TR US LARGECAP FUND 97717W588   510,494 10,929 SH   SOLE   0 0 10,929
SPDR SER TR NUVEEN BLMBRG MU 78468R721   201,795 4,372 SH   SOLE   0 0 4,372
NUVEEN AMT FREE QLTY MUN INC COM 670657105   2,152,365 196,923 SH   SOLE   0 0 196,923
ISHARES TR CORE S&P US GWT 464287671   530,569 5,434 SH   SOLE   0 0 5,434
ISHARES TR CORE S&P US VLU 464287663   405,890 5,186 SH   SOLE   0 0 5,186
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   558,646 23,671 SH   SOLE   0 0 23,671
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   8,861,782 220,607 SH   SOLE   0 0 220,607
SPDR SER TR PRTFLO S&P500 GW 78464A409   7,772,688 127,400 SH   SOLE   0 0 127,400
WISDOMTREE TR EM EX ST-OWNED 97717X578   4,574,964 163,684 SH   SOLE   0 0 163,684
ISHARES TR JPMORGAN USD EMG 464288281   442,205 5,110 SH   SOLE   0 0 5,110
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   1,156,725 25,473 SH   SOLE   0 0 25,473
ISHARES TR CORE S&P MCP ETF 464287507   712,250 2,724 SH   SOLE   0 0 2,724
WESTERN ASSET MANAGED MUNS F COM 95766M105   1,654,343 166,600 SH   SOLE   0 0 166,600