The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NUVEEN MUN VALUE FD INC COM CEF 670928100   186,758 21,716 SH   SOLE   0 0 21,716
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   239,139 5,847 SH   SOLE   0 0 5,847
NUVEEN INTER DURATION MUN TERM COM CEF 670671106   271,851 20,720 SH   SOLE   0 0 20,720
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF ETF 46435U853   280,475 8,123 SH   SOLE   0 0 8,123
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   323,205 3,063 SH   SOLE   0 0 3,063
ISHARES RUSSELL 2000 ETF ETF 464287655   346,858 1,989 SH   SOLE   0 0 1,989
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   349,366 1,131 SH   SOLE   0 0 1,131
ISHARES CORE S&P US VALUE ETF ETF 464287663   365,536 5,175 SH   SOLE   0 0 5,175
WISDOMTREE INTERNATIONAL EQUITY FUND ETF 97717W703   383,781 8,159 SH   SOLE   0 0 8,159
DAVIS SELECT U.S. EQUITY ETF ETF 23908L207   397,373 14,625 SH   SOLE   0 0 14,625
BLUESTAR ISRAEL TECHNOLOGY ETF BLUESTAR ISRAEL TECHNOLOGY FUND ETF 26924G870   426,017 9,678 SH   SOLE   0 0 9,678
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375   447,766 14,067 SH   SOLE   0 0 14,067
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671   456,780 5,603 SH   SOLE   0 0 5,603
WISDOMTREE U.S. LARGECAP FUND ETF 97717W588   457,089 10,993 SH   SOLE   0 0 10,993
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537   462,007 20,140 SH   SOLE   0 0 20,140
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   466,343 2,439 SH   SOLE   0 0 2,439
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   566,487 6,295 SH   SOLE   0 0 6,295
VANGUARD SMALL-CAP ETF ETF 922908751   591,526 3,223 SH   SOLE   0 0 3,223
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106   592,497 48,805 SH   SOLE   0 0 48,805
ISHARES CORE S&P MID-CAP ETF ETF 464287507   656,033 2,712 SH   SOLE   0 0 2,712
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   669,399 8,636 SH   SOLE   0 0 8,636
HUNTINGTON BANCSHARES INC COM Stock 446150104   700,756 49,699 SH   SOLE   0 0 49,699
WISDOMTREE U.S. HIGH YIELD CORPORATE BOND FUND ETF 97717X172   715,992 16,298 SH   SOLE   0 0 16,298
VANGUARD S&P 500 ETF ETF 922908363   876,932 2,496 SH   SOLE   0 0 2,496
WISDOMTREE U.S. HIGH DIVIDEND FUND ETF 97717W208   971,206 11,285 SH   SOLE   0 0 11,285
VANGUARD MID-CAP ETF ETF 922908629   973,487 4,776 SH   SOLE   0 0 4,776
NUVEEN QUALITY MUNCP INCOME FD COM CEF 67066V101   1,004,474 85,125 SH   SOLE   0 0 85,125
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,198,847 16,688 SH   SOLE   0 0 16,688
FIRST TRUST NASDAQ CYBERSECURITY ETF ETF 33734X846   1,243,917 32,134 SH   SOLE   0 0 32,134
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   1,406,133 3 SH   SOLE   0 0 3
WESTERN ASSET MANAGED MUNS FD COM CEF 95766M105   1,646,493 163,505 SH   SOLE   0 0 163,505
INVESCO TR INVT GRADE MUNS COM CEF 46131M106   1,780,441 177,158 SH   SOLE   0 0 177,158
BLACKROCK MUN INCOME QUALITY T COM CEF 092479104   1,783,726 157,156 SH   SOLE   0 0 157,156
SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284   2,041,876 41,696 SH   SOLE   0 0 41,696
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281   2,067,431 24,441 SH   SOLE   0 0 24,441
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105   2,183,856 192,072 SH   SOLE   0 0 192,072
VANECK HIGH YIELD MUNI ETF ETF 92189H409   2,269,740 44,901 SH   SOLE   0 0 44,901
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437   2,805,505 103,831 SH   SOLE   0 0 103,831
NUVEEN MUN HIGH INCOME OPPORTU COM CEF 670682103   3,183,456 307,878 SH   SOLE   0 0 307,878
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   3,733,418 131,273 SH   SOLE   0 0 131,273
NUVEEN MUN CR OPPORTUNITIES FD COM CEF 670663103   3,981,813 362,312 SH   SOLE   0 0 362,312
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   4,396,468 13,269 SH   SOLE   0 0 13,269
BLACKROCK MUNIYIELD MICH QU COM CEF 09254V105   4,493,390 405,175 SH   SOLE   0 0 405,175
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300   4,724,375 63,654 SH   SOLE   0 0 63,654
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   4,847,073 95,660 SH   SOLE   0 0 95,660
WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND ETF 97717X594   5,256,491 147,530 SH   SOLE   0 0 147,530
SPDR PORTFOLIO CORPORATE BOND ETF ETF 78464A144   5,474,112 192,886 SH   SOLE   0 0 192,886
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND ETF 97717X578   5,573,140 208,888 SH   SOLE   0 0 208,888
WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109   6,062,420 99,957 SH   SOLE   0 0 99,957
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT CEF 67070X101   7,002,136 579,647 SH   SOLE   0 0 579,647
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   7,329,203 121,425 SH   SOLE   0 0 121,425
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649   7,921,651 315,227 SH   SOLE   0 0 315,227
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   9,437,293 229,395 SH   SOLE   0 0 229,395