The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NUVEEN MUN VALUE FD INC COM CEF 670928100 187 20,115 SH   SOLE   0 0 20,115
SPDR NUVEEN BLOOMBERG MUNICIPAL BOND ETF ETF 78468R721 201 4,361 SH   SOLE   0 0 4,361
ISHARES CORE MSCI EAFE ETF ETF 46432F842 209 3,184 SH   SOLE   0 0 3,184
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 216 4,770 SH   SOLE   0 0 4,770
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 233 2,247 SH   SOLE   0 0 2,247
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 270 5,188 SH   SOLE   0 0 5,188
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631 342 2,950 SH   SOLE   0 0 2,950
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 352 1,064 SH   SOLE   0 0 1,064
DAVIS SELECT U.S. EQUITY ETF ETF 23908L207 353 11,485 SH   SOLE   0 0 11,485
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF ETF 46435U853 399 10,631 SH   SOLE   0 0 10,631
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 411 3,846 SH   SOLE   0 0 3,846
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106 418 30,228 SH   SOLE   0 0 30,228
ISHARES CORE S&P U.S. VALUE ETF ETF 464287663 444 5,982 SH   SOLE   0 0 5,982
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537 471 19,739 SH   SOLE   0 0 19,739
BLUESTAR ISRAEL TECHNOLOGY ETF ETF 26924G870 495 9,678 SH   SOLE   0 0 9,678
WISDOMTREE INTERNATIONAL EQUITY FUND ETF 97717W703 502 9,955 SH   SOLE   0 0 9,955
WISDOMTREE U.S. LARGECAP FUND ETF 97717W588 512 11,135 SH   SOLE   0 0 11,135
ISHARES RUSSELL 2000 ETF ETF 464287655 535 2,809 SH   SOLE   0 0 2,809
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375 574 17,280 SH   SOLE   0 0 17,280
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 596 6,295 SH   SOLE   0 0 6,295
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 659 3,280 SH   SOLE   0 0 3,280
HUNTINGTON BANCSHARES INC COM Stock 446150104 675 49,699 SH   SOLE   0 0 49,699
ISHARES S&P MIDCAP FUND ETF 464287507 742 2,896 SH   SOLE   0 0 2,896
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 752 15,000 SH   SOLE   0 0 15,000
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 772 6,028 SH   SOLE   0 0 6,028
VANECK SHORT HIGH YIELD MUNI ETF ETF 92189F387 773 33,910 SH   SOLE   0 0 33,910
WISDOMTREE FUNDAMENTAL U.S. HIGH YIELD CORPORATE BOND FUND ETF 97717X172 795 16,728 SH   SOLE   0 0 16,728
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 887 10,793 SH   SOLE   0 0 10,793
VANGUARD S&P 500 ETF ETF 922908363 981 2,496 SH   SOLE   0 0 2,496
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 992 4,618 SH   SOLE   0 0 4,618
WISDOMTREE U.S. HIGH DIVIDEND FUND ETF 97717W208 1,035 11,758 SH   SOLE   0 0 11,758
NUVEEN QUALITY MUNCP INCOME FD COM CEF 67066V101 1,041 80,849 SH   SOLE   0 0 80,849
VANGUARD MID-CAP INDEX FUND ETF 922908629 1,093 4,833 SH   SOLE   0 0 4,833
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 1,285 13,284 SH   SOLE   0 0 13,284
BLACKROCK MUN INCOME QUALITY T COM CEF 092479104 1,377 112,189 SH   SOLE   0 0 112,189
FIRST TRUST NASDAQ CEA CYBERSECURITY ETF ETF 33734X846 1,426 29,321 SH   SOLE   0 0 29,321
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,497 3 SH   SOLE   0 0 3
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 1,566 20,417 SH   SOLE   0 0 20,417
INVESCO TR INVT GRADE MUNS COM CEF 46131M106 1,763 162,302 SH   SOLE   0 0 162,302
WESTERN ASSET MANAGED MUNS FD COM CEF 95766M105 1,958 176,677 SH   SOLE   0 0 176,677
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105 2,144 170,699 SH   SOLE   0 0 170,699
NUVEEN MUN HIGH INCOME OPPORTU COM CEF 670682103 2,374 191,728 SH   SOLE   0 0 191,728
SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 2,379 44,846 SH   SOLE   0 0 44,846
NUVEEN MUN CR OPPORTUNITIES FD COM CEF 670663103 2,447 193,449 SH   SOLE   0 0 193,449
VANECK HIGH YIELD MUNI ETF ETF 92189H409 2,591 46,942 SH   SOLE   0 0 46,942
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437 2,679 92,208 SH   SOLE   0 0 92,208
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 2,842 30,736 SH   SOLE   0 0 30,736
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT CEF 67070X101 3,363 251,522 SH   SOLE   0 0 251,522
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 3,494 10,299 SH   SOLE   0 0 10,299
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604 3,649 119,368 SH   SOLE   0 0 119,368
NUVEEN ENHANCED MUN VALUE FD COM CEF 67074M101 4,085 342,141 SH   SOLE   0 0 342,141
BLACKROCK MUNIYLD MICH QLTY FD COM CEF 09254V105 4,096 323,779 SH   SOLE   0 0 323,779
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 4,268 53,216 SH   SOLE   0 0 53,216
SPDR PORTFOLIO CORPORATE BOND ETF ETF 78464A144 5,155 169,171 SH   SOLE   0 0 169,171
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 5,227 86,390 SH   SOLE   0 0 86,390
WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND ETF 97717X594 5,613 134,157 SH   SOLE   0 0 134,157
WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109 6,311 99,549 SH   SOLE   0 0 99,549
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND ETF 97717X669 6,495 103,229 SH   SOLE   0 0 103,229
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND ETF 97717X578 6,727 222,443 SH   SOLE   0 0 222,443
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 7,522 280,269 SH   SOLE   0 0 280,269
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505 9,342 215,692 SH   SOLE   0 0 215,692