The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,352 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 318 1,064 SH   SOLE   0 0 1,064
BLACKROCK MUN INCOME QUALITY T COM CEF 092479104 1,504 96,366 SH   SOLE   0 0 96,366
BLACKROCK MUNIYLD MICH QLTY FD COM CEF 09254V105 4,283 279,194 SH   SOLE   0 0 279,194
BLUESTAR ISRAEL TECHNOLOGY ETF ETF 26924G870 612 9,678 SH   SOLE   0 0 9,678
FIRST TRUST NASDAQ CEA CYBERSECURITY ETF ETF 33734X846 1,444 27,363 SH   SOLE   0 0 27,363
HUNTINGTON BANCSHARES INC COM Stock 446150104 766 49,699 SH   SOLE   0 0 49,699
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537 656 24,206 SH   SOLE   0 0 24,206
INVESCO TR INVT GRADE MUNS COM CEF 46131M106 2,255 161,446 SH   SOLE   0 0 161,446
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF ETF 46435U853 786 19,086 SH   SOLE   0 0 19,086
ISHARES CORE MSCI EAFE ETF ETF 46432F842 272 3,646 SH   SOLE   0 0 3,646
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 404 6,749 SH   SOLE   0 0 6,749
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 1,767 15,279 SH   SOLE   0 0 15,279
ISHARES CORE S&P U.S. VALUE ETF ETF 464287663 500 6,548 SH   SOLE   0 0 6,548
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 3,355 30,765 SH   SOLE   0 0 30,765
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 1,197 8,227 SH   SOLE   0 0 8,227
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,438 12,367 SH   SOLE   0 0 12,367
ISHARES RUSSELL 2000 ETF ETF 464287655 1,071 4,814 SH   SOLE   0 0 4,814
ISHARES S&P MIDCAP FUND ETF 464287507 893 3,155 SH   SOLE   0 0 3,155
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 300 2,795 SH   SOLE   0 0 2,795
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106 481 26,804 SH   SOLE   0 0 26,804
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105 1,543 98,889 SH   SOLE   0 0 98,889
NUVEEN ENHANCED MUN VALUE FD COM CEF 67074M101 4,957 316,522 SH   SOLE   0 0 316,522
NUVEEN MUN CR OPPORTUNITIES FD COM CEF 670663103 598 38,202 SH   SOLE   0 0 38,202
NUVEEN MUN HIGH INCOME OPPORTU COM CEF 670682103 1,740 115,075 SH   SOLE   0 0 115,075
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT CEF 67070X101 3,880 226,884 SH   SOLE   0 0 226,884
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 618 6,295 SH   SOLE   0 0 6,295
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 737 16,160 SH   SOLE   0 0 16,160
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 2,729 7,511 SH   SOLE   0 0 7,511
SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 2,622 43,649 SH   SOLE   0 0 43,649
SPDR NUVEEN BLOOMBERG MUNICIPAL BOND ETF ETF 78468R721 226 4,361 SH   SOLE   0 0 4,361
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 8,505 287,151 SH   SOLE   0 0 287,151
SPDR PORTFOLIO CORPORATE BOND ETF ETF 78464A144 6,026 173,119 SH   SOLE   0 0 173,119
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375 737 20,386 SH   SOLE   0 0 20,386
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 6,015 82,997 SH   SOLE   0 0 82,997
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 3,803 44,893 SH   SOLE   0 0 44,893
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631 344 2,950 SH   SOLE   0 0 2,950
VANECK FALLEN ANGEL HIGH YIELD BOND ETF ETF 92189F437 3,043 92,307 SH   SOLE   0 0 92,307
VANECK HIGH YIELD MUNI ETF ETF 92189H409 2,612 41,832 SH   SOLE   0 0 41,832
VANECK SHORT HIGH YIELD MUNI ETF ETF 92189F387 848 33,716 SH   SOLE   0 0 33,716
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 244 4,770 SH   SOLE   0 0 4,770
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 1,909 20,583 SH   SOLE   0 0 20,583
VANGUARD MID-CAP INDEX FUND ETF 922908629 1,327 5,207 SH   SOLE   0 0 5,207
VANGUARD S&P 500 ETF ETF 922908363 1,105 2,532 SH   SOLE   0 0 2,532
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 765 3,384 SH   SOLE   0 0 3,384
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 912 16,614 SH   SOLE   0 0 16,614
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 3,001 35,407 SH   SOLE   0 0 35,407
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 1,292 5,352 SH   SOLE   0 0 5,352
WESTERN ASSET MANAGED MUNS FD COM CEF 95766M105 2,273 173,742 SH   SOLE   0 0 173,742
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND ETF 97717X578 7,565 205,294 SH   SOLE   0 0 205,294
WISDOMTREE FUNDAMENTAL U.S. HIGH YIELD CORPORATE BOND FUND ETF 97717X172 976 18,592 SH   SOLE   0 0 18,592
WISDOMTREE INTERNATIONAL EQUITY FUND ETF 97717W703 675 12,490 SH   SOLE   0 0 12,490
WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND ETF 97717X594 5,409 118,229 SH   SOLE   0 0 118,229
WISDOMTREE U.S. HIGH DIVIDEND FUND ETF 97717W208 1,028 12,458 SH   SOLE   0 0 12,458
WISDOMTREE U.S. LARGECAP FUND ETF 97717W588 558 11,090 SH   SOLE   0 0 11,090
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505 9,268 208,922 SH   SOLE   0 0 208,922
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND ETF 97717X669 6,967 105,783 SH   SOLE   0 0 105,783
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604 3,983 121,216 SH   SOLE   0 0 121,216
WISDOMTREE U.S. TOTAL DIVIDEND FUND ETF 97717W109 6,401 98,876 SH   SOLE   0 0 98,876