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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 46090E103   331,711 810 SH   SOLE   810 0 0
SNAP INC CL A 83304A106   238,307 14,076 SH   SOLE   14,076 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,331,125 28,553 SH   SOLE   28,553 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,315,404 91,518 SH   SOLE   91,518 0 0
CAMBRIA ETF TR TAIL RISK 132061862   281,820 22,000 SH   SOLE   22,000 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   272,706 3,402 SH   SOLE   3,402 0 0
ISHARES GOLD TR ISHARES NEW 464285204   275,630 7,062 SH   SOLE   7,062 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,610,170 34,654 SH   SOLE   34,654 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   452,387 3,026 SH   SOLE   3,026 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,279,163 21,564 SH   SOLE   21,564 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,981,558 107,726 SH   SOLE   107,726 0 0
ISHARES TR TIPS BD ETF 464287176   251,691 2,342 SH   SOLE   2,342 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,088,601 18,663 SH   SOLE   18,663 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,139,930 36,548 SH   SOLE   36,548 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   250,416 527 SH   SOLE   527 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   432,008 1,857 SH   SOLE   1,857 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,867,190 75,320 SH   SOLE   75,320 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   867,102 16,985 SH   SOLE   16,985 0 0
PLANET LABS PBC COM CL A 72703X106   85,687 34,691 SH   SOLE   34,691 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   722,263 9,820 SH   SOLE   9,820 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   947,345 12,244 SH   SOLE   12,244 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   8,727,513 84,832 SH   SOLE   84,832 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,183,994 22,932 SH   SOLE   22,932 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   1,177,897 19,143 SH   SOLE   19,143 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,327,299 14,026 SH   SOLE   14,026 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   813,696 10,688 SH   SOLE   10,688 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   207,984 7,262 SH   SOLE   7,262 0 0
APPLE INC COM 037833100   413,747 2,149 SH   SOLE   2,149 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,211,561 27,209 SH   SOLE   27,209 0 0
JOHNSON & JOHNSON COM 478160104   211,599 1,350 SH   SOLE   1,350 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   778,051 13,795 SH   SOLE   13,795 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,948,049 33,610 SH   SOLE   33,610 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   803,997 1,841 SH   SOLE   1,841 0 0
ISHARES TR CORE S&P500 ETF 464287200   274,637 575 SH   SOLE   575 0 0
ALPHA ARCHITECT ETF TR DISCIPLINE FUND 02072L748   30,473,863 1,365,182 SH   SOLE   1,365,182 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   1,863,936 38,913 SH   SOLE   38,913 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   6,379,846 114,601 SH   SOLE   114,601 0 0