The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   6,914 80,223 SH   SOLE   80,223 0 0
PLANET LABS PBC COM CL A 72703X106   151 34,691 SH   SOLE   34,691 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,699 41,133 SH   SOLE   41,133 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   391 6,770 SH   SOLE   6,770 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   906 15,500 SH   SOLE   15,500 0 0
ISHARES TR MODERT ALLOC ETF 464289875   1,596 42,000 SH   SOLE   42,000 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   1,371 32,677 SH   SOLE   32,677 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   717 9,487 SH   SOLE   9,487 0 0
JOHNSON & JOHNSON COM 478160104   238 1,350 SH   SOLE   1,350 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   311 6,010 SH   SOLE   6,010 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,357 29,724 SH   SOLE   29,724 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   244 6,269 SH   SOLE   6,269 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   349 4,861 SH   SOLE   4,861 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,130 22,828 SH   SOLE   22,828 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   455 1,294 SH   SOLE   1,294 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,186 15,769 SH   SOLE   15,769 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,126 22,273 SH   SOLE   22,273 0 0
CAMBRIA ETF TR TAIL RISK 132061862   309 20,200 SH   SOLE   20,200 0 0
ISHARES TR CORE S&P500 ETF 464287200   221 575 SH   SOLE   575 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   1,194 19,371 SH   SOLE   19,371 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   721 3,772 SH   SOLE   3,772 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   356 3,415 SH   SOLE   3,415 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   622 13,787 SH   SOLE   13,787 0 0
ALPHA ARCHITECT ETF TR DISCIPLINE FUND 02072L748   22,739 1,097,994 SH   SOLE   1,097,994 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,071 26,723 SH   SOLE   26,723 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   261 981 SH   SOLE   981 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,758 56,316 SH   SOLE   56,316 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   238 3,150 SH   SOLE   3,150 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,146 90,659 SH   SOLE   90,659 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   140 12,500 SH   SOLE   12,500 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   5,524 123,269 SH   SOLE   123,269 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,054 34,534 SH   SOLE   34,534 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,581 111,180 SH   SOLE   111,180 0 0