The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 170 12,500 SH   SOLE   12,500 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,865 36,871 SH   SOLE   36,871 0 0
ALPHABET INC CAP STK CL A 02079K305 434 156 SH   SOLE   156 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 214 474 SH   SOLE   474 0 0
ISHARES TR NATIONAL MUN ETF 464288414 280 2,556 SH   SOLE   2,556 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 356 982 SH   SOLE   982 0 0
PLANET LABS PBC COM CL A 72703X106 176 34,691 SH   SOLE   34,691 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,671 96,191 SH   SOLE   96,191 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 733 9,287 SH   SOLE   9,287 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,507 46,231 SH   SOLE   46,231 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 987 12,280 SH   SOLE   12,280 0 0
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 408 11,058 SH   SOLE   11,058 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,587 33,038 SH   SOLE   33,038 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 877 13,946 SH   SOLE   13,946 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 206 3,592 SH   SOLE   3,592 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,623 20,783 SH   SOLE   20,783 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 618 5,905 SH   SOLE   5,905 0 0
ISHARES TR CORE S&P500 ETF 464287200 261 575 SH   SOLE   575 0 0
ALPHA ARCHITECT ETF TR DISCIPLINE FUND 02072L748 22,930 978,759 SH   SOLE   978,759 0 0
ISHARES TR PFD AND INCM SEC 464288687 750 20,586 SH   SOLE   20,586 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,499 29,080 SH   SOLE   29,080 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 8,168 80,645 SH   SOLE   80,645 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 742 13,780 SH   SOLE   13,780 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,298 26,705 SH   SOLE   26,705 0 0
INTELLIA THERAPEUTICS INC COM 45826J105 229 3,150 SH   SOLE   3,150 0 0
MEDTRONIC PLC SHS G5960L103 215 1,941 SH   SOLE   1,941 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284 3,429 62,181 SH   SOLE   62,181 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 526 1,267 SH   SOLE   1,267 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,244 115,566 SH   SOLE   115,566 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 300 6,511 SH   SOLE   6,511 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,796 127,281 SH   SOLE   127,281 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 479 2,104 SH   SOLE   2,104 0 0
JOHNSON & JOHNSON COM 478160104 239 1,350 SH   SOLE   1,350 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 319 3,410 SH   SOLE   3,410 0 0