The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 975 8,974 SH   SOLE   8,974 0 0
ABBVIE INC COM 00287Y109 307 2,006 SH   SOLE   2,006 0 0
ALPHABET INC CAP STK CL A 02079K305 2,014 924 SH   SOLE   924 0 0
ALPHABET INC CAP STK CL C 02079K107 562 257 SH   SOLE   257 0 0
AMAZON COM INC COM 023135106 1,829 17,220 SH   SOLE   17,220 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 1,137 22,241 SH   SOLE   22,241 0 0
AMGEN INC COM 031162100 473 1,946 SH   SOLE   1,946 0 0
APA CORPORATION COM 03743Q108 1,275 36,544 SH   SOLE   36,544 0 0
APPLE INC COM 037833100 9,212 67,376 SH   SOLE   67,376 0 0
APPLIED MATLS INC COM 038222105 440 4,835 SH   SOLE   4,835 0 0
BK OF AMERICA CORP COM 060505104 350 11,233 SH   SOLE   11,233 0 0
BOEING CO COM 097023105 1,066 7,798 SH   SOLE   7,798 0 0
CHEVRON CORP NEW COM 166764100 882 6,093 SH   SOLE   6,093 0 0
CITIGROUP INC COM NEW 172967424 1,239 26,948 SH   SOLE   26,948 0 0
COMERICA INC COM 200340107 697 9,500 SH   SOLE   9,500 0 0
COSTCO WHSL CORP NEW COM 22160K105 326 681 SH   SOLE   681 0 0
CUMMINS INC COM 231021106 768 3,966 SH   SOLE   3,966 0 0
DANAHER CORPORATION COM 235851102 261 1,028 SH   SOLE   1,028 0 0
DBX ETF TR XTRACK MSCI EURP 233051853 531 16,924 SH   SOLE   16,924 0 0
DIAMONDBACK ENERGY INC COM 25278X109 651 5,370 SH   SOLE   5,370 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 209 9,750 SH   SOLE   9,750 0 0
DISNEY WALT CO COM 254687106 765 8,099 SH   SOLE   8,099 0 0
DXC TECHNOLOGY CO COM 23355L106 915 30,201 SH   SOLE   30,201 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 160 16,000 SH   SOLE   16,000 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 261 10,730 SH   SOLE   10,730 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 718 18,106 SH   SOLE   18,106 0 0
HOME DEPOT INC COM 437076102 386 1,406 SH   SOLE   1,406 0 0
HONEYWELL INTL INC COM 438516106 807 4,644 SH   SOLE   4,644 0 0
INGERSOLL RAND INC COM 45687V106 446 10,610 SH   SOLE   10,610 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 242 2,576 SH   SOLE   2,576 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 2,207 95,549 SH   SOLE   95,549 0 0
ISHARES TR IBOXX HI YD ETF 464288513 276 3,753 SH   SOLE   3,753 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 2,840 47,414 SH   SOLE   47,414 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 1,892 39,427 SH   SOLE   39,427 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 579 3,992 SH   SOLE   3,992 0 0
ISHARES TR CORE MSCI EURO 46434V738 5,687 126,501 SH   SOLE   126,501 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 498 2,416 SH   SOLE   2,416 0 0
ISHARES TR CORE S&P MCP ETF 464287507 419 1,852 SH   SOLE   1,852 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 875 7,432 SH   SOLE   7,432 0 0
JOHNSON & JOHNSON COM 478160104 1,159 6,527 SH   SOLE   6,527 0 0
JPMORGAN CHASE & CO COM 46625H100 770 6,834 SH   SOLE   6,834 0 0
KEURIG DR PEPPER INC COM 49271V100 596 16,835 SH   SOLE   16,835 0 0
LILLY ELI & CO COM 532457108 1,562 4,819 SH   SOLE   4,819 0 0
MARRIOTT INTL INC NEW CL A 571903202 289 2,122 SH   SOLE   2,122 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,141 3,616 SH   SOLE   3,616 0 0
MCDONALDS CORP COM 580135101 337 1,367 SH   SOLE   1,367 0 0
META PLATFORMS INC CL A 30303M102 1,052 6,523 SH   SOLE   6,523 0 0
MICRON TECHNOLOGY INC COM 595112103 476 8,618 SH   SOLE   8,618 0 0
MICROSOFT CORP COM 594918104 3,032 11,804 SH   SOLE   11,804 0 0
NIKE INC CL B 654106103 1,023 10,008 SH   SOLE   10,008 0 0
NVIDIA CORPORATION COM 67066G104 1,690 11,151 SH   SOLE   11,151 0 0
NXP SEMICONDUCTORS N V COM N6596X109 462 3,124 SH   SOLE   3,124 0 0
PROCTER AND GAMBLE CO COM 742718109 439 3,052 SH   SOLE   3,052 0 0
READY CAPITAL CORP COM 75574U101 2,108 176,852 SH   SOLE   176,852 0 0
SALESFORCE INC COM 79466L302 544 3,297 SH   SOLE   3,297 0 0
SCHLUMBERGER LTD COM STK 806857108 838 23,433 SH   SOLE   23,433 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3,455 67,876 SH   SOLE   67,876 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 644 20,488 SH   SOLE   20,488 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 508 11,490 SH   SOLE   11,490 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 953 37,568 SH   SOLE   37,568 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,685 94,500 SH   SOLE   94,500 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,341 97,190 SH   SOLE   97,190 0 0
SOUTHWEST AIRLS CO COM 844741108 749 20,740 SH   SOLE   20,740 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 589 1,562 SH   SOLE   1,562 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 252 5,494 SH   SOLE   5,494 0 0
TESLA INC COM 88160R101 200 297 SH   SOLE   297 0 0
ULTA BEAUTY INC COM 90384S303 579 1,502 SH   SOLE   1,502 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,415 4,702 SH   SOLE   4,702 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,916 42,985 SH   SOLE   42,985 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 300 2,000 SH   SOLE   2,000 0 0
WELLS FARGO CO NEW COM 949746101 7,605 194,143 SH   SOLE   194,143 0 0