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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   309,150 15,175 SH   SOLE   15,175 0 0
ALPHABET INC CAP STK CL A 02079K305   203,097 1,115 SH   SOLE   1,115 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   2,224,643 53,970 SH   SOLE   53,970 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   483,600 9,920 SH   SOLE   9,920 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   603,447 9,878 SH   SOLE   9,878 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   207,515 3,195 SH   SOLE   3,195 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,577,835 28,732 SH   SOLE   28,732 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   664,430 7,367 SH   SOLE   7,367 0 0
APPLE INC COM 037833100   1,166,278 5,537 SH   SOLE   5,537 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,681,575 90,380 SH   SOLE   90,380 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   533,232 20,612 SH   SOLE   20,612 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,172,448 36,915 SH   SOLE   36,915 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,991,023 49,784 SH   SOLE   49,784 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   370,871 7,150 SH   SOLE   7,150 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,352,959 46,799 SH   SOLE   46,799 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   307,900 12,501 SH   SOLE   12,501 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   368,868 13,710 SH   SOLE   13,710 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   868,641 39,305 SH   SOLE   39,305 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   5,150,912 10,751 SH   SOLE   10,751 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   2,214,276 34,849 SH   SOLE   34,849 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,154,992 3,938 SH   SOLE   3,938 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,074,844 25,237 SH   SOLE   25,237 0 0
ISHARES TR S&P 500 VAL ETF 464287408   506,534 2,783 SH   SOLE   2,783 0 0
ISHARES TR MSCI EAFE ETF 464287465   376,454 4,806 SH   SOLE   4,806 0 0
ISHARES TR RUS MID CAP ETF 464287499   494,993 6,105 SH   SOLE   6,105 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,864,153 9,188 SH   SOLE   9,188 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,113,517 29,191 SH   SOLE   29,191 0 0
ISHARES TR CORE MSCI EAFE 46432F842   949,126 13,066 SH   SOLE   13,066 0 0
ISHARES INC CORE MSCI EMKT 46434G103   666,288 12,447 SH   SOLE   12,447 0 0
MICROSOFT CORP COM 594918104   853,063 1,909 SH   SOLE   1,909 0 0
NVIDIA CORPORATION COM 67066G104   1,485,978 12,028 SH   SOLE   12,028 0 0
PEPSICO INC COM 713448108   230,902 1,400 SH   SOLE   1,400 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,714,868 12,339 SH   SOLE   12,339 0 0
SPDR GOLD TR GOLD SHS 78463V107   645,890 3,004 SH   SOLE   3,004 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   633,484 6,375 SH   SOLE   6,375 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   11,132,547 121,296 SH   SOLE   121,296 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   577,414 21,740 SH   SOLE   21,740 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,104,827 64,509 SH   SOLE   64,509 0 0
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791   237,683 5,643 SH   SOLE   5,643 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   625,010 8,346 SH   SOLE   8,346 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,726,026 61,617 SH   SOLE   61,617 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,212,729 166,182 SH   SOLE   166,182 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,408,002 77,879 SH   SOLE   77,879 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,690,699 5,380 SH   SOLE   5,380 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,371,718 16,377 SH   SOLE   16,377 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   733,384 2,938 SH   SOLE   2,938 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   276,085 738 SH   SOLE   738 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,270,955 5,829 SH   SOLE   5,829 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,194,725 15,681 SH   SOLE   15,681 0 0