The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104   536,405 25,410 SH   DFND 2 0 0 25,410
ADVANCED MICRO DEVICES INC COM 007903107   430,785 4,190 SH   DFND 2 0 0 4,190
AMAZON COM INC COM 023135106   1,341,077 10,550 SH   DFND 2 0 0 10,550
APPLE INC COM 037833100   3,139,907 18,339 SH   DFND 2 0 0 18,339
APPLIED MATLS INC COM 038222105   204,331 1,476 SH   DFND 2 0 0 1,476
AUTOMATIC DATA PROCESSING IN COM 053015103   254,857 1,059 SH   DFND 2 0 0 1,059
BP PLC SPONSORED ADR 055622104   229,693 5,932 SH   DFND 2 0 0 5,932
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   362,817 1,036 SH   DFND 2 0 0 1,036
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   200,280 6,376 SH   DFND 2 0 0 6,376
CHEVRON CORP NEW COM 166764100   254,762 1,511 SH   DFND 2 0 0 1,511
COCA COLA CO COM 191216100   330,622 5,906 SH   DFND 2 0 0 5,906
DISNEY WALT CO COM 254687106   303,445 3,744 SH   DFND 2 0 0 3,744
HOME DEPOT INC COM 437076102   296,896 982 SH   DFND 2 0 0 982
INTEL CORP COM 458140100   297,322 8,363 SH   DFND 2 0 0 8,363
ISHARES GOLD TR ISHARES NEW 464285204   547,192 15,639 SH   DFND 2 0 0 15,639
ISHARES INC MSCI EQUAL WEITE 464286681   201,516 2,679 SH   DFND 2 0 0 2,679
ISHARES TR CORE S&P500 ETF 464287200   14,018,942 32,646 SH   DFND 2 0 0 32,646
ISHARES TR IBOXX INV CP ETF 464287242   641,738 6,291 SH   DFND 2 0 0 6,291
ISHARES TR 7-10 YR TRSY BD 464287440   630,554 6,884 SH   DFND 2 0 0 6,884
ISHARES TR NATIONAL MUN ETF 464288414   245,540 2,395 SH   DFND 2 0 0 2,395
ISHARES TR MBS ETF 464288588   963,256 10,847 SH   DFND 2 0 0 10,847
ISHARES TR ISHS 1-5YR INVS 464288646   311,637 6,254 SH   DFND 2 0 0 6,254
KIMBERLY-CLARK CORP COM 494368103   1,395,084 11,544 SH   DFND 2 0 0 11,544
ELI LILLY & CO COM 532457108   499,044 929 SH   DFND 2 0 0 929
MCDONALDS CORP COM 580135101   339,934 1,290 SH   DFND 2 0 0 1,290
MICROSOFT CORP COM 594918104   1,137,574 3,603 SH   DFND 2 0 0 3,603
NEWMONT CORP COM 651639106   257,885 6,979 SH   DFND 2 0 0 6,979
OCCIDENTAL PETE CORP COM 674599105   604,554 9,318 SH   DFND 2 0 0 9,318
PEPSICO INC COM 713448108   205,399 1,212 SH   DFND 2 0 0 1,212
PFIZER INC COM 717081103   249,861 7,532 SH   DFND 2 0 0 7,532
PROCTER AND GAMBLE CO COM 742718109   249,744 1,712 SH   DFND 2 0 0 1,712
SHELL PLC SPON ADS 780259305   204,522 3,177 SH   DFND 2 0 0 3,177
SCHWAB STRATEGIC TR US REIT ETF 808524847   511,239 28,802 SH   DFND 2 0 0 28,802
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   217,900 4,550 SH   DFND 2 0 0 4,550
SCHWAB STRATEGIC TR US TIPS ETF 808524870   489,801 9,701 SH   DFND 2 0 0 9,701
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   465,820 14,444 SH   DFND 2 0 0 14,444
UNION PAC CORP COM 907818108   325,205 1,597 SH   DFND 2 0 0 1,597
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   393,102 8,991 SH   DFND 2 0 0 8,991
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   478,019 12,191 SH   DFND 2 0 0 12,191
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   643,239 13,373 SH   DFND 2 0 0 13,373
WALMART INC COM 931142103   305,166 1,908 SH   DFND 2 0 0 1,908
WALGREENS BOOTS ALLIANCE INC COM 931427108   251,401 11,304 SH   DFND 2 0 0 11,304
WELLS FARGO CO NEW COM 949746101   207,697 5,083 SH   DFND 2 0 0 5,083
AT&T INC COM 00206R102   283,141 18,851 SH   DFND 2 0 0 18,851
ADOBE INC COM 00724F101   382,425 750 SH   DFND 2 0 0 750
ALPHABET INC CAP STK CL A 02079K305   912,876 6,976 SH   DFND 2 0 0 6,976
ALTRIA GROUP INC COM 02209S103   522,176 12,418 SH   DFND 2 0 0 12,418
COMCAST CORP NEW CL A 20030N101   242,793 5,475 SH   DFND 2 0 0 5,475
EXCHANGE LISTED FDS TR CABANA AGGRESSIV 30151E616   265,588 14,497 SH   DFND 2 0 0 14,497
EXXON MOBIL CORP COM 30231G102   977,205 8,311 SH   DFND 2 0 0 8,311
META PLATFORMS INC CL A 30303M102   1,038,046 3,458 SH   DFND 2 0 0 3,458
ISHARES INC CORE MSCI EMKT 46434G103   601,205 12,633 SH   DFND 2 0 0 12,633
ISHARES TR CORE INTL AGGR 46435G672   258,485 5,299 SH   DFND 2 0 0 5,299
ISHARES TR BROAD USD HIGH 46435U853   522,748 15,061 SH   DFND 2 0 0 15,061
JPMORGAN CHASE & CO COM 46625H100   822,601 5,673 SH   DFND 2 0 0 5,673
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   445,914 8,886 SH   DFND 2 0 0 8,886
MERCK & CO INC COM 58933Y105   208,554 2,026 SH   DFND 2 0 0 2,026
NVIDIA CORPORATION COM 67066G104   296,212 681 SH   DFND 2 0 0 681
TESLA INC COM 88160R101   1,488,428 5,948 SH   DFND 2 0 0 5,948
UBER TECHNOLOGIES INC COM 90353T100   602,147 13,093 SH   DFND 2 0 0 13,093
UNITEDHEALTH GROUP INC COM 91324P102   430,094 853 SH   DFND 2 0 0 853
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   997,488 20,855 SH   DFND 2 0 0 20,855
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   804,994 13,976 SH   DFND 2 0 0 13,976
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   979,560 13,034 SH   DFND 2 0 0 13,034
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   217,362 3,042 SH   DFND 2 0 0 3,042
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   894,432 15,650 SH   DFND 2 0 0 15,650
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   250,334 5,718 SH   DFND 2 0 0 5,718
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,069,662 14,079 SH   DFND 2 0 0 14,079
VERIZON COMMUNICATIONS INC COM 92343V104   202,863 6,259 SH   DFND 2 0 0 6,259
AMCOR PLC ORD G0250X107   243,681 26,603 SH   DFND 2 0 0 26,603
CAPRI HOLDINGS LIMITED SHS G1890L107   302,616 5,752 SH   DFND 2 0 0 5,752
TRANSOCEAN LTD REG SHS H8817H100   150,596 18,343 SH   DFND 2 0 0 18,343
BOEING CO COM 097023105   765,762 3,995 SH   SOLE   0 0 3,995
DBX ETF TR XTRACK MSCI EAFE 233051200   425,117 12,181 SH   SOLE   0 0 12,181
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   381,936 13,189 SH   SOLE   0 0 13,189
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   234,865 4,908 SH   SOLE   0 0 4,908
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   4,475,550 36,407 SH   SOLE   0 0 36,407
ISHARES INC MSCI BRAZIL ETF 464286400   406,960 13,269 SH   SOLE   0 0 13,269
ISHARES INC MSCI EMERG MRKT 464286533   560,637 10,509 SH   SOLE   0 0 10,509
ISHARES TR 20 YR TR BD ETF 464287432   1,617,569 18,238 SH   SOLE   0 0 18,238
ISHARES TR 1 3 YR TREAS BD 464287457   1,117,612 13,803 SH   SOLE   0 0 13,803
ISHARES TR CORE S&P MCP ETF 464287507   304,951 1,223 SH   SOLE   0 0 1,223
ISHARES TR ISHARES SEMICDTR 464287523   249,524 527 SH   SOLE   0 0 527
ISHARES TR GLOBAL 100 ETF 464287572   454,815 6,210 SH   SOLE   0 0 6,210
ISHARES TR RUS 2000 GRW ETF 464287648   417,106 1,861 SH   SOLE   0 0 1,861
ISHARES TR 10-20 YR TRS ETF 464288653   2,817,572 28,614 SH   SOLE   0 0 28,614
ISHARES TR US AER DEF ETF 464288760   425,033 4,011 SH   SOLE   0 0 4,011
ISHARES TR EAFE VALUE ETF 464288877   402,040 8,217 SH   SOLE   0 0 8,217
ISHARES TR EAFE GRWTH ETF 464288885   204,354 2,368 SH   SOLE   0 0 2,368
KEYCORP COM 493267108   141,523 13,153 SH   SOLE   0 0 13,153
KRANESHARES TR CSI CHI INTERNET 500767306   244,358 8,928 SH   SOLE   0 0 8,928
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   613,258 3,947 SH   SOLE   0 0 3,947
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   421,236 5,905 SH   SOLE   0 0 5,905
VANGUARD INDEX FDS MID CAP ETF 922908629   282,229 1,355 SH   SOLE   0 0 1,355
ZIONS BANCORPORATION N A COM 989701107   404,791 11,602 SH   SOLE   0 0 11,602
INVESCO QQQ TR UNIT SER 1 46090E103   4,484,552 12,517 SH   SOLE   0 0 12,517
AB ACTIVE ETFS INC HIGH YIELD ETF 00039J608   966,152 27,763 SH   SOLE   0 0 27,763
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,271,328 14,657 SH   SOLE   0 0 14,657
ALLY FINL INC COM 02005N100   208,595 7,818 SH   SOLE   0 0 7,818
CROWDSTRIKE HLDGS INC CL A 22788C105   292,415 1,747 SH   SOLE   0 0 1,747
DOUBLELINE ETF TRUST SHILLER CAPE U S 25861R204   331,624 14,010 SH   SOLE   0 0 14,010
EXCHANGE LISTED FDS TR CABANA TARGET 16 30151E681   254,652 11,784 SH   DFND 1 0 0 11,784
FIRST TR EXCHANGE-TRADED FD NASDAQ BUYWRITE 33738R407   1,147,673 60,820 SH   SOLE   0 0 60,820
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   1,222,709 43,809 SH   SOLE   0 0 43,809
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   486,040 17,266 SH   SOLE   0 0 17,266
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   715,247 5,048 SH   SOLE   0 0 5,048
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   5,310,497 58,204 SH   SOLE   0 0 58,204
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456   435,989 9,511 SH   SOLE   0 0 9,511
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   216,652 4,500 SH   SOLE   0 0 4,500
ISHARES TR MSCI USA MIN VOL 46429B697   879,648 12,153 SH   SOLE   0 0 12,153
ISHARES INC MSCI JPN ETF NEW 46434G822   414,321 6,872 SH   SOLE   0 0 6,872
ISHARES TR MSCI INTL QUALTY 46434V456   560,981 16,691 SH   SOLE   0 0 16,691
ISHARES TR CORE DIV GRWTH 46434V621   436,703 8,817 SH   SOLE   0 0 8,817
ISHARES TR BLACKROCK ULTRA 46434V878   2,847,289 56,516 SH   SOLE   0 0 56,516
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   5,108,887 99,666 SH   SOLE   0 0 99,666
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,414,438 45,079 SH   SOLE   0 0 45,079
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   694,949 13,775 SH   SOLE   0 0 13,775
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   883,490 18,671 SH   SOLE   0 0 18,671
PACER FDS TR PACER US SMALL 69374H857   467,048 11,200 SH   SOLE   0 0 11,200
PACER FDS TR US CASH COWS 100 69374H881   5,095,465 103,084 SH   SOLE   0 0 103,084
PIMCO ETF TR 15+ YR US TIPS 72201R304   679,335 12,927 SH   SOLE   0 0 12,927
PIMCO ETF TR ACTIVE BD ETF 72201R775   260,194 2,960 SH   SOLE   0 0 2,960
PIMCO ETF TR INTER MUN BD ACT 72201R866   728,745 14,555 SH   SOLE   0 0 14,555
PROSHARES TR S&P MDCP 400 DIV 74347B680   1,979,397 29,658 SH   SOLE   0 0 29,658
PROSHARES TR ULTRAPRO SHT QQQ 74347G432   424,009 20,744 SH   SOLE   0 0 20,744
PROSHARES TR PSHS ULT SEMICDT 74347R669   239,378 6,216 SH   SOLE   0 0 6,216
SPDR S&P 500 ETF TR TR UNIT 78462F103   308,213 721 SH   SOLE   0 0 721
SPDR GOLD TR GOLD SHS 78463V107   298,494 1,741 SH   SOLE   0 0 1,741
SPDR SER TR S&P BIOTECH 78464A870   267,758 3,667 SH   SOLE   0 0 3,667
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   281,392 2,186 SH   SOLE   0 0 2,186
SNAP INC CL A 83304A106   140,944 15,819 SH   SOLE   0 0 15,819
TG THERAPEUTICS INC COM 88322Q108   284,420 34,022 SH   SOLE   0 0 34,022
TRUIST FINL CORP COM 89832Q109   231,726 8,099 SH   SOLE   0 0 8,099
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   517,033 3,566 SH   SOLE   0 0 3,566
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   361,776 1,539 SH   SOLE   0 0 1,539
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   1,018,727 14,224 SH   SOLE   0 0 14,224
PARAMOUNT GLOBAL CLASS B COM 92556H206   165,151 12,802 SH   SOLE   0 0 12,802
VICTORY PORTFOLIOS II VCSHS US LRG CAP 92647N865   1,035,634 19,083 SH   SOLE   0 0 19,083
WISDOMTREE TR EMG MKTS SMCAP 97717W281   969,429 20,956 SH   SOLE   0 0 20,956
WISDOMTREE TR US QTLY DIV GRT 97717X669   13,039,018 205,371 SH   SOLE   0 0 205,371
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,448,901 48,667 SH   SOLE   0 0 48,667
HERBALIFE LTD COM SHS G4412G101   304,875 21,792 SH   SOLE   0 0 21,792