The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company COM 88579Y101   34,733 371 SH   SOLE   0 0 371
Abbott Laboratories COM 002824100   471,853 4,872 SH   SOLE   0 0 4,872
Abbvie Inc COM 00287Y109   454,633 3,050 SH   SOLE   0 0 3,050
ACCELLERON INDS ADR COM 00449R109   181 7 SH   SOLE   0 0 7
Accenture Plc Cl A COM G1151C101   162,461 529 SH   SOLE   0 0 529
Adams Diversified Equity Fund ETF 006212104   116,397 6,995 SH   SOLE   0 0 6,995
AdaptHealth Corp COM 00653Q102   2,639 290 SH   SOLE   0 0 290
Adobe Systems Inc COM 00724F101   6,629 13 SH   SOLE   0 0 13
Advanced Micro Devic COM 007903107   121,739 1,184 SH   SOLE   0 0 1,184
Advansix Inc COM 00773T101   155 5 SH   SOLE   0 0 5
Air Products & Chemicals, Inc. COM 009158106   37,125 131 SH   SOLE   0 0 131
Akoustis Technologies Inc COM 00973N102   376 500 SH   SOLE   0 0 500
Alcon Inc Ord Shs COM H01301128   6,704 87 SH   SOLE   0 0 87
Alibaba Group Hldg COM 01609W102   9,975 115 SH   SOLE   0 0 115
Allstate Corporation COM 020002101   8,356 75 SH   SOLE   0 0 75
ALPS Sector Dividend Dogs ETF ETF 00162Q858   33,673 716 SH   SOLE   0 0 716
Amarin Corp PLC ADR COM 023111206   451 490 SH   SOLE   0 0 490
Amazon Com Inc COM 023135106   475,683 3,742 SH   SOLE   0 0 3,742
Ameren Corp. COM 023608102   14,517 194 SH   SOLE   0 0 194
American Electric Power Company, Inc. COM 025537101   144,422 1,920 SH   SOLE   0 0 1,920
American Express Company COM 025816109   67,285 451 SH   SOLE   0 0 451
American Financial Group, Inc. COM 025932104   212,833 1,906 SH   SOLE   0 0 1,906
American Intl Group COM 026874784   9,938 164 SH   SOLE   0 0 164
American Tower Corp COM 03027X100   12,498 76 SH   SOLE   0 0 76
Ameriprise Financial COM 03076C106   13,187 40 SH   SOLE   0 0 40
AmerisourceBergen Corp COM 03073E105   30,415 169 SH   SOLE   0 0 169
Amgen, Inc. COM 031162100   58,858 219 SH   SOLE   0 0 219
Amplify Lithium & Battery Tech ETF ETF 032108805   3,226 286 SH   SOLE   0 0 286
Analog Devices Inc COM 032654105   14,708 84 SH   SOLE   0 0 84
Aon PLC COM G0403H108   89,161 275 SH   SOLE   0 0 275
Apollo Global Management Inc COM 03769M106   40,931 456 SH   SOLE   0 0 456
Apple, Inc. COM 037833100   3,932,549 22,969 SH   SOLE   0 0 22,969
Applied Materials Inc COM 038222105   692 5 SH   SOLE   0 0 5
Archer-Daniels-Midlnd Co COM 039483102   679 9 SH   SOLE   0 0 9
Asml Hldgs Nv COM N07059210   11,773 20 SH   SOLE   0 0 20
Astellas Pharma Inc COM 04623U102   9,667 698 SH   SOLE   0 0 698
AT&T, Inc. COM 00206R102   43,618 2,904 SH   SOLE   0 0 2,904
Auto Data Processing COM 053015103   1,326,558 5,514 SH   SOLE   0 0 5,514
Autodesk Inc COM 052769106   6,207 30 SH   SOLE   0 0 30
AvalonBay Communities Inc COM 053484101   16,659 97 SH   SOLE   0 0 97
Bank of America Corp. COM 060505104   19,166 700 SH   SOLE   0 0 700
Barrons 400 Etf ETF 00162Q726   16,890 300 SH   SOLE   0 0 300
Baxter International Inc COM 071813109   29,887 792 SH   SOLE   0 0 792
Beam Inc COM 07373V105   2,020 84 SH   SOLE   0 0 84
Becton Dickinson & Co COM 075887109   26,629 103 SH   SOLE   0 0 103
Berkshire Hathaway B New COM 084670702   487,968 1,393 SH   SOLE   0 0 1,393
Biogen Idec, Inc. COM 09062X103   140,327 546 SH   SOLE   0 0 546
Bitcoin Investment Trst COM 389637109   4,721 246 SH   SOLE   0 0 246
Blackrock Inc COM 09247X101   7,758 12 SH   SOLE   0 0 12
Boeing Co COM 097023105   6,709 35 SH   SOLE   0 0 35
Booking Holdings Inc COM 09857L108   18,504 6 SH   SOLE   0 0 6
BP PLC COM 055622104   8,364 216 SH   SOLE   0 0 216
Bristol-Myers Squibb Co. COM 110122108   191,532 3,300 SH   SOLE   0 0 3,300
Broadcom Ltd COM 11135F101   59,802 72 SH   SOLE   0 0 72
Broadridge Finl Solution COM 11133T103   107,430 600 SH   SOLE   0 0 600
Brown-Forman Corp COM 115637209   5,538 96 SH   SOLE   0 0 96
CAPITAL GROUP INTRTNL FOC EQY ETF ETF 14019W109   44,632 2,053 SH   SOLE   0 0 2,053
Capital One Finl COM 14040H105   10,967 113 SH   SOLE   0 0 113
Cardinal Health Inc COM 14149Y108   20,403 235 SH   SOLE   0 0 235
Carnival Corp COM 143658300   1,372 100 SH   SOLE   0 0 100
Carrier Global Corp-Wi COM 14448C104   97,406 1,765 SH   SOLE   0 0 1,765
Catalyst Pharma Inc COM 14888U101   9,352 800 SH   SOLE   0 0 800
Caterpillar Inc COM 149123101   81,900 300 SH   SOLE   0 0 300
CBIZ Inc COM 124805102   25,950 500 SH   SOLE   0 0 500
CenturyLink Inc COM 550241103   28 20 SH   SOLE   0 0 20
Charles Schwab Corp COM 808513105   14,219 259 SH   SOLE   0 0 259
Chemours Company COM 163851108   2,244 80 SH   SOLE   0 0 80
Chevron Corp. COM 166764100   785,659 4,659 SH   SOLE   0 0 4,659
CHIPOTLE MEXICAN GRL COM 169656105   1,832 1 SH   SOLE   0 0 1
Chubb Corporation COM H1467J104   72,238 347 SH   SOLE   0 0 347
Cigna Holding Co COM 125523100   13,445 47 SH   SOLE   0 0 47
Cincinnati Financial Corp. COM 172062101   736,232 7,195 SH   SOLE   0 0 7,195
Cintas Corp. COM 172908105   2,869,635 5,966 SH   SOLE   0 0 5,966
Cisco Systems, Inc. COM 17275R102   298,368 5,550 SH   SOLE   0 0 5,550
Citigroup, Inc. COM 172967424   1,892 46 SH   SOLE   0 0 46
Civista Bancshares Inc Com No Par COM 178867107   6,123 395 SH   SOLE   0 0 395
Coca-Cola Co. COM 191216100   241,820 4,320 SH   SOLE   0 0 4,320
Comcast Corp. COM 20030N101   137,144 3,093 SH   SOLE   0 0 3,093
Concentrix Corp Ordinary Shares COM 20602D101   31,403 392 SH   SOLE   0 0 392
ConocoPhillips COM 20825C104   76,193 636 SH   SOLE   0 0 636
Consolidated Edison Inc COM 209115104   16,764 196 SH   SOLE   0 0 196
Constellation Brand COM 21036P108   31,416 125 SH   SOLE   0 0 125
Corteva Inc com COM 22052L104   20,976 410 SH   SOLE   0 0 410
Costco Whsl Corp New COM 22160K105   151,974 269 SH   SOLE   0 0 269
Crown Castle International Corp COM 22822V101   6,902 75 SH   SOLE   0 0 75
CSX Corp. COM 126408103   151,496 4,927 SH   SOLE   0 0 4,927
Cummins Inc COM 231021106   36,325 159 SH   SOLE   0 0 159
CVS Corp. COM 126650100   29,674 425 SH   SOLE   0 0 425
Danaher Corp COM 235851102   272,910 1,100 SH   SOLE   0 0 1,100
Deere & Co. COM 244199105   24,907 66 SH   SOLE   0 0 66
Dell Technologies Inc Cl C COM 24703L202   482 7 SH   SOLE   0 0 7
Delta Air Lines, Inc. COM 247361702   58,793 1,589 SH   SOLE   0 0 1,589
DexCom Inc COM 252131107   4,105 44 SH   SOLE   0 0 44
DFA TA US Core Equity 2 ETF 25434V708   4,100,524 156,509 SH   SOLE   0 0 156,509
DFA TA World Ex US Core Equity Portfolio ETF 25434V880   151,314 6,719 SH   SOLE   0 0 6,719
DFA Tax-Man Intl Value ETF 25434V807   316,307 9,697 SH   SOLE   0 0 9,697
DFA Tax-Man US Equity ETF 25434V401   1,962,608 42,161 SH   SOLE   0 0 42,161
DFA Tax-Man US Mktwd Val II ETF 25434V724   2,328,788 68,453 SH   SOLE   0 0 68,453
DFA Tax-Man US Small-Cap ETF 25434V500   1,717,170 32,714 SH   SOLE   0 0 32,714
DFA Tax-Man US Targeted Val ETF 25434V609   1,712,833 37,488 SH   SOLE   0 0 37,488
Diageo plc COM 25243Q205   4,625 31 SH   SOLE   0 0 31
DIGITAL WORLD ACQUISITION CORP C COM 25400Q105   3,695 225 SH   SOLE   0 0 225
DigitalOcean Holdings Inc COM 25402D102   96 4 SH   SOLE   0 0 4
DIMENSIONAL EMERG CORE EQY MRKT ETF ETF 25434V302   155,462 6,888 SH   SOLE   0 0 6,888
DIMENSIONAL INTERN CORE EQT MKT ETF ETF 25434V203   55,693 2,133 SH   SOLE   0 0 2,133
DIMENSIONAL US CORE EQUITY MARKT ETF ETF 25434V104   186,349 6,222 SH   SOLE   0 0 6,222
DIMENSIONAL US SMALL CAP VALU ETF ETF 25434V815   25,011 987 SH   SOLE   0 0 987
Direxion Daily S&P500 Bull 3X ETF ETF 25459W862   469 6 SH   SOLE   0 0 6
Discover Financial Svcs COM 254709108   17,326 200 SH   SOLE   0 0 200
Dolby Laboratories Inc COM 25659T107   9,908 125 SH   SOLE   0 0 125
Dollar Tree Inc COM 256746108   10,645 100 SH   SOLE   0 0 100
Dover Corporation COM 260003108   7,255 52 SH   SOLE   0 0 52
Dow Inc COM 260557103   22,790 442 SH   SOLE   0 0 442
Duke Energy Corp. COM 26441C204   68,078 771 SH   SOLE   0 0 771
Eastman Chemical Co. COM 277432100   15,344 200 SH   SOLE   0 0 200
Eaton Corp Plc COM G29183103   60,358 283 SH   SOLE   0 0 283
Ebay Inc COM 278642103   1,587 36 SH   SOLE   0 0 36
Ecolab Inc COM 278865100   28,120 166 SH   SOLE   0 0 166
Edison International COM 281020107   13,544 214 SH   SOLE   0 0 214
Edwards Lifesciences Cp COM 28176E108   75,862 1,095 SH   SOLE   0 0 1,095
EI DuPont de Nemours & Co. COM 26614N102   12,680 170 SH   SOLE   0 0 170
Elevance Health Inc COM 036752103   398,845 916 SH   SOLE   0 0 916
Eli Lilly & Co. COM 532457108   188,533 351 SH   SOLE   0 0 351
Emerson Electric Co. COM 291011104   103,813 1,075 SH   SOLE   0 0 1,075
Enbridge Inc COM 29250N105   25,859 771 SH   SOLE   0 0 771
Energy Select Sector ETF 81369Y506   309,493 3,424 SH   SOLE   0 0 3,424
EPR Properties COM 26884U109   2,202 53 SH   SOLE   0 0 53
EQT Corp COM 26884L109   10,754 265 SH   SOLE   0 0 265
Essential Utilities Inc COM 29670G102   21,456 625 SH   SOLE   0 0 625
Exxon Mobil Corp. COM 30231G102   827,763 7,040 SH   SOLE   0 0 7,040
Facebook Inc COM 30303M102   174,122 580 SH   SOLE   0 0 580
Fidelity Total Bond ETF ETF 316188309   1,980,848 45,474 SH   SOLE   0 0 45,474
Fidelity NASDAQ Composite Tr Stk ETF ETF 315912808   17,677 340 SH   SOLE   0 0 340
Fifth Third Bancorp COM 316773100   919,885 36,316 SH   SOLE   0 0 36,316
First Finl Bancorp Ohio COM 320209109   13,936 711 SH   SOLE   0 0 711
Ford Motor Company New COM 345370860   31,734 2,555 SH   SOLE   0 0 2,555
Franco-Nevada Corp COM 351858105   10,679 80 SH   SOLE   0 0 80
Freeport-McMoRan Inc COM 35671D857   8,763 235 SH   SOLE   0 0 235
FT NAS CL ED ETF DV ETF 33733E500   1,449 34 SH   SOLE   0 0 34
Garrett Motion Inc COM 366505105   110 14 SH   SOLE   0 0 14
GE HEALTHCARE TECHNOLOGIES ORD WI COM 36266G107   19,936 293 SH   SOLE   0 0 293
General Dynamics Corp COM 369550108   13,258 60 SH   SOLE   0 0 60
General Electric Co. COM 369604301   98,168 888 SH   SOLE   0 0 888
General Mills Inc COM 370334104   6,399 100 SH   SOLE   0 0 100
General Motors Co COM 37045V100   83,537 2,534 SH   SOLE   0 0 2,534
Gilead Sciences Inc COM 375558103   24,805 331 SH   SOLE   0 0 331
Global X Lithium & Battery Tech ETF ETF 37954Y855   3,531 64 SH   SOLE   0 0 64
Goldman Sachs Group COM 38141G104   51,771 160 SH   SOLE   0 0 160
Google Inc COM 02079K107   192,501 1,460 SH   SOLE   0 0 1,460
Google Inc COM 02079K305   687,015 5,250 SH   SOLE   0 0 5,250
Grainger W W Inc COM 384802104   430,192 622 SH   SOLE   0 0 622
Harley-Davidson Inc COM 412822108   3,306 100 SH   SOLE   0 0 100
Hawaiian Electric Industries Inc COM 419870100   6,155 500 SH   SOLE   0 0 500
Healthpeak Properties Ord COM 42250P103   1,304 71 SH   SOLE   0 0 71
Healthwarehouse.Com COM 42227G202   1,013 10,000 SH   SOLE   0 0 10,000
Hess Corporation COM 42809H107   146,115 955 SH   SOLE   0 0 955
Highlands REIT Inc COM 43110A104   1,809 6,462 SH   SOLE   0 0 6,462
Hillenbrand, Inc. COM 431571108   390,521 9,230 SH   SOLE   0 0 9,230
Home Depot, Inc. COM 437076102   337,249 1,116 SH   SOLE   0 0 1,116
Honeywell International COM 438516106   101,238 548 SH   SOLE   0 0 548
Hormel Foods Corp COM 440452100   4,221 111 SH   SOLE   0 0 111
Hubbell Inc COM 443510607   626,820 2,000 SH   SOLE   0 0 2,000
Huntington Bancshares COM 446150104   48,048 4,620 SH   SOLE   0 0 4,620
Illinois Tool Works Inc COM 452308109   2,441,056 10,599 SH   SOLE   0 0 10,599
IMUGENE ORD COM Q48850103   296 10,000 SH   SOLE   0 0 10,000
Insight Enterprises Inc COM 45765U103   72,750 500 SH   SOLE   0 0 500
Intel Corp. COM 458140100   50,770 1,428 SH   SOLE   0 0 1,428
Intercontinental Exchange Inc COM 45866F104   62,601 569 SH   SOLE   0 0 569
International Business Machines Corp. COM 459200101   46,299 330 SH   SOLE   0 0 330
Intuitive Surgical COM 46120E602   458,895 1,570 SH   SOLE   0 0 1,570
Invesco Dynamic Pharmaceuticals ETF ETF 46137V662   10,855 150 SH   SOLE   0 0 150
Invesco FTSE RAFI US 1000 ETF ETF 46137V613   29,115 915 SH   SOLE   0 0 915
Invesco NASDAQ 100 ETF ETF 46138G649   1,327 9 SH   SOLE   0 0 9
Invesco S&P 500 Equal Weight ETF ETF 46137V357   36,556 258 SH   SOLE   0 0 258
Invesco S&P Emerging Markets Low Vol ETF ETF 46138E297   2,502,631 111,228 SH   SOLE   0 0 111,228
Invesco Solar ETF ETF 46138G706   1,813 35 SH   SOLE   0 0 35
Invesco WilderHill Clean Energy ETF ETF 46137V134   2,954 94 SH   SOLE   0 0 94
iShares 7-10 Year Treasury Bond ETF ETF 464287440   46,253 505 SH   SOLE   0 0 505
iShares California Muni Bond ETF ETF 464288356   201,811 3,680 SH   SOLE   0 0 3,680
iShares Cohen & Steers Realty Majors ETF 464287564   28,019 552 SH   SOLE   0 0 552
Ishares Core Dividend ETF 46434V621   210,592 4,252 SH   SOLE   0 0 4,252
Ishares Core High Dividend Etf ETF 46429B663   28,184 285 SH   SOLE   0 0 285
iShares Core MSCI EAFE ETF 46432F842   164,681 2,559 SH   SOLE   0 0 2,559
iShares Core MSCI Emerging Markets ETF ETF 46434G103   45,163 949 SH   SOLE   0 0 949
iShares Core MSCI Total Intl Stk ETF ETF 46432F834   1,269,224 21,157 SH   SOLE   0 0 21,157
Ishares Core S&P Etf ETF 464287507   416,406 1,670 SH   SOLE   0 0 1,670
Ishares Core U S Growth Etf ETF 464287671   13,750 145 SH   SOLE   0 0 145
iShares Core US Aggregate Bond ETF 464287226   149,053 1,585 SH   SOLE   0 0 1,585
iShares Edge MSCI Min Vol USA ETF 46429B697   72,090 996 SH   SOLE   0 0 996
iShares Edge MSCI USA Momentum Fctr ETF ETF 46432F396   184,264 1,319 SH   SOLE   0 0 1,319
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339   468,604 3,556 SH   SOLE   0 0 3,556
iShares Edge MSCI USA Value Factor ETF ETF 46432F388   28,486 314 SH   SOLE   0 0 314
iShares ESG Advanced MSCI EAFE ETF ETF 46436E759   4,240 74 SH   SOLE   0 0 74
iShares ESG Aware MSCI EAFE ETF ETF 46435G516   4,632 67 SH   SOLE   0 0 67
Ishares Global Reit ETF 46434V647   112,403 4,130 SH   SOLE   0 0 4,130
iShares iBoxx $ High Yield Corporate Bd ETF 464288513   14,744 200 SH   SOLE   0 0 200
iShares iBoxx $ Investment Grade Corporate Bond ET ETF 464287242   20,404 200 SH   SOLE   0 0 200
iShares MSCI EAFE Index ETF 464287465   1,247,169 18,096 SH   SOLE   0 0 18,096
iShares MSCI EAFE Min Vol Factor ETF ETF 46429B689   18,001 276 SH   SOLE   0 0 276
iShares MSCI EAFE Small-Cap Index ETF 464288273   162,535 2,878 SH   SOLE   0 0 2,878
iShares MSCI EAFE Value Index ETF 464288877   180,946 3,698 SH   SOLE   0 0 3,698
Ishares Msci Emrg Mkt Fd ETF 464287234   175,867 4,634 SH   SOLE   0 0 4,634
iShares MSCI USA Equal Weighted ETF ETF 464286681   71,450 950 SH   SOLE   0 0 950
Ishares National Muni ETF 464288414   314,285 3,065 SH   SOLE   0 0 3,065
iShares North American Tech ETF 464287549   9,590 25 SH   SOLE   0 0 25
iShares Russell 1000 ETF ETF 464287622   1,221,311 5,199 SH   SOLE   0 0 5,199
iShares Russell 1000 Value ETF ETF 464287598   483,123 3,097 SH   SOLE   0 0 3,097
iShares Russell 2000 Growth Index ETF 464287648   69,027 308 SH   SOLE   0 0 308
iShares Russell 2000 Value Index ETF 464287630   296,318 2,186 SH   SOLE   0 0 2,186
Ishares Russell 3000 ETF 464287689   3,249,765 13,261 SH   SOLE   0 0 13,261
Ishares Russell Mid Cap ETF 464287481   755,561 8,271 SH   SOLE   0 0 8,271
Ishares Russell Mid Cap ETF 464287473   66,549 638 SH   SOLE   0 0 638
iShares Russell Mid-Cap Index ETF 464287499   166,176 2,400 SH   SOLE   0 0 2,400
iShares S&P 100 ETF 464287101   190,407 949 SH   SOLE   0 0 949
Ishares S&P 500 Growth ETF 464287309   218,007 3,186 SH   SOLE   0 0 3,186
iShares S&P 500 Index ETF 464287200   2,820,097 6,567 SH   SOLE   0 0 6,567
iShares S&P 500/BARRA Value Index ETF 464287408   333,341 2,167 SH   SOLE   0 0 2,167
iShares S&P Small-Cap 600 Index ETF 464287804   671,966 7,124 SH   SOLE   0 0 7,124
iShares S&P Small-Cap 600/BARRA Value Index ETF 464287879   2,001,130 22,429 SH   SOLE   0 0 22,429
iShares Select Dividend ETF 464287168   34,983 325 SH   SOLE   0 0 325
iShares Semiconductor ETF ETF 464287523   5,226 11 SH   SOLE   0 0 11
iShares Short Maturity Bond ETF ETF 46431W507   4,203,114 84,248 SH   SOLE   0 0 84,248
Ishares Short Term Ntnl ETF 464288158   33,327 324 SH   SOLE   0 0 324
Ishares Silver TRUST ETF 46428Q109   8,706 428 SH   SOLE   0 0 428
Ishares Tips Bond Etf ETF 464287176   218,745 2,109 SH   SOLE   0 0 2,109
Ishares Total US Stock ETF 464287150   1,057,942 11,232 SH   SOLE   0 0 11,232
Ishares Tr Russell 1000 Growth ETF 464287614   147,244 554 SH   SOLE   0 0 554
Ishares Tr Russell 2000 ETF 464287655   190,906 1,080 SH   SOLE   0 0 1,080
Ishares Tr Sh Tr Crport Etf ETF 464288646   84,711 1,700 SH   SOLE   0 0 1,700
iShares U.S. Energy ETF ETF 464287796   83,003 1,750 SH   SOLE   0 0 1,750
iShares U.S. Healthcare ETF ETF 464287762   2,701 10 SH   SOLE   0 0 10
iShares US Financial Services ETF ETF 464287770   30,928 200 SH   SOLE   0 0 200
iShares US Pharmaceuticals ETF 464288836   53,094 300 SH   SOLE   0 0 300
Ishares US Technology ETF 464287721   236,751 2,256 SH   SOLE   0 0 2,256
JM Smucker Co. COM 832696405   12,957 105 SH   SOLE   0 0 105
Johnson & Johnson COM 478160104   1,298,983 8,340 SH   SOLE   0 0 8,340
JP Morgan Chase & Co. COM 46625H100   479,291 3,305 SH   SOLE   0 0 3,305
JPMorgan BetaBuilders Canada ETF ETF 46641Q225   14,130 243 SH   SOLE   0 0 243
JPMorgan BetaBuilders Europe ETF ETF 46641Q191   28,312 557 SH   SOLE   0 0 557
JPMorgan BetaBuilders Japan ETF ETF 46641Q217   20,699 412 SH   SOLE   0 0 412
KENVUE INC COM 49177J102   3,695 184 SH   SOLE   0 0 184
KeyCorp COM 493267108   1,861 173 SH   SOLE   0 0 173
Kimberly-Clark Corp COM 494368103   10,031 83 SH   SOLE   0 0 83
Kraft Heinz Company COM 500754106   5,416 161 SH   SOLE   0 0 161
Kroger Co. COM 501044101   247,130 5,522 SH   SOLE   0 0 5,522
L3Harris Technologies Inc COM 502431109   5,398 31 SH   SOLE   0 0 31
LAM Research Corp. COM 512807108   18,803 30 SH   SOLE   0 0 30
Lamar Advertising Co COM 512816109   62,603 750 SH   SOLE   0 0 750
Lcnb Corp COM 50181P100   65,542 4,593 SH   SOLE   0 0 4,593
Linde plc COM G54950103   40,214 108 SH   SOLE   0 0 108
Liquidia Corp COM 53635D202   14,791 2,333 SH   SOLE   0 0 2,333
LITHIUM CORP COM 536804107   207 2,440 SH   SOLE   0 0 2,440
Lockheed Martin Corp COM 539830109   59,299 145 SH   SOLE   0 0 145
Lordstown Motors Corp COM 54405Q209   113 37 SH   SOLE   0 0 37
Lowe's Companies, Inc. COM 548661107   323,481 1,556 SH   SOLE   0 0 1,556
Macy's, Inc. COM 55616P104   1,858 160 SH   SOLE   0 0 160
Marathon Oil Corp. COM 565849106   6,688 250 SH   SOLE   0 0 250
Marathon Pete Corp COM 56585A102   53,961 357 SH   SOLE   0 0 357
Marsh & Mc Lennan Co COM 571748102   342,159 1,798 SH   SOLE   0 0 1,798
Mastercard Inc COM 57636Q104   102,937 260 SH   SOLE   0 0 260
Mattel Inc COM 577081102   3,459 157 SH   SOLE   0 0 157
McDonald's Corp. COM 580135101   248,827 945 SH   SOLE   0 0 945
Medtronic, Inc. COM G5960L103   26,721 341 SH   SOLE   0 0 341
MercadoLibre Inc COM 58733R102   38,036 30 SH   SOLE   0 0 30
Merck & Company, Inc. COM 58933Y105   180,368 1,752 SH   SOLE   0 0 1,752
Metlife Inc COM 59156R108   12,456 198 SH   SOLE   0 0 198
Mgp Ingredients Inc COM 55303J106   5,274 50 SH   SOLE   0 0 50
Microsoft Corp. COM 594918104   2,298,628 7,280 SH   SOLE   0 0 7,280
Moderna Inc COM 60770K107   15,494 150 SH   SOLE   0 0 150
Mondelez Intl Inc Cl A CL A 609207105   21,792 314 SH   SOLE   0 0 314
Morgan Stanley COM 617446448   3,103 38 SH   SOLE   0 0 38
Mylan Nv COM 92556V106   4,605 467 SH   SOLE   0 0 467
Ncr Corp COM 62886E108   593 22 SH   SOLE   0 0 22
Nestle SA COM 641069406   17,315 153 SH   SOLE   0 0 153
Netflix Inc COM 64110L106   10,195 27 SH   SOLE   0 0 27
Newell Rubbermaid COM 651229106   1,806 200 SH   SOLE   0 0 200
Nextera Energy Inc COM 65339F101   249,842 4,361 SH   SOLE   0 0 4,361
NextEra Energy Partners LP COM 65341B106   8,910 300 SH   SOLE   0 0 300
Nike Inc COM 654106103   27,634 289 SH   SOLE   0 0 289
Nokia OYJ COM 654902204   928 248 SH   SOLE   0 0 248
Norfolk Southern Corp. COM 655844108   116,386 591 SH   SOLE   0 0 591
Northrop Grumman Corp COM 666807102   11,005 25 SH   SOLE   0 0 25
NorthStar Healthcare Income Inc COM 66705T105   8,618 2,941 SH   SOLE   0 0 2,941
Norwegian Cruise Line Holdings Ltd COM G66721104   1,648 100 SH   SOLE   0 0 100
Novartis AG COM 66987V109   89,229 876 SH   SOLE   0 0 876
Nutrien Ltd COM 67077M108   9,264 150 SH   SOLE   0 0 150
Nvidia Corp COM 67066G104   234,535 539 SH   SOLE   0 0 539
O Reilly Automotive Inc COM 67103H107   23,630 26 SH   SOLE   0 0 26
Omega Healthcare Investors Inc COM 681936100   54,449 1,642 SH   SOLE   0 0 1,642
Oracle Corp. COM 68389X105   212,476 2,006 SH   SOLE   0 0 2,006
Organon &Co Common Stock COM 68622V106   590 34 SH   SOLE   0 0 34
OTIS Worldwide Corp-Wi COM 68902V107   70,860 882 SH   SOLE   0 0 882
Parker-Hannifin Corp COM 701094104   77,904 200 SH   SOLE   0 0 200
Park-Ohio Holdings Corp COM 700666100   129,415 6,500 SH   SOLE   0 0 6,500
Paypal Holdings Inco COM 70450Y103   13,504 231 SH   SOLE   0 0 231
PepsiCo, Inc. COM 713448108   692,162 4,085 SH   SOLE   0 0 4,085
Pfizer, Inc. COM 717081103   140,939 4,249 SH   SOLE   0 0 4,249
Philip Morris Intl Inc COM 718172109   13,794 149 SH   SOLE   0 0 149
Phillips COM 718546104   43,614 363 SH   SOLE   0 0 363
Phreesia Inc COM 71944F106   5,399 289 SH   SOLE   0 0 289
PIMCO Enhanced Short Maturity Active ETF ETF 72201R833   91,356 912 SH   SOLE   0 0 912
Pioneer Natural Resources Co COM 723787107   11,707 51 SH   SOLE   0 0 51
Piper Sandler Cos COM 724078100   2,325 16 SH   SOLE   0 0 16
PNC Financial Services Group, Inc. COM 693475105   419,137 3,414 SH   SOLE   0 0 3,414
Powershares Qqq TRUST ETF 46090E103   51,233 143 SH   SOLE   0 0 143
PPG Industries Inc COM 693506107   22,455 173 SH   SOLE   0 0 173
Principal Financial Grp COM 74251V102   16,216 225 SH   SOLE   0 0 225
Procter & Gamble Co. COM 742718109   12,813,779 87,850 SH   SOLE   0 0 87,850
Prologis Inc COM 74340W103   4,601 41 SH   SOLE   0 0 41
Proshares S&P 500 Div ETF 74348A467   221,375 2,500 SH   SOLE   0 0 2,500
Proto Labs Inc COM 743713109   2,640 100 SH   SOLE   0 0 100
Pub Svc Ent Group Inc COM 744573106   34,487 606 SH   SOLE   0 0 606
Public Storage COM 74460D109   5,270 20 SH   SOLE   0 0 20
Qualcomm Inc COM 747525103   45,757 412 SH   SOLE   0 0 412
Quantumscape Corp COM 74767V109   3,345 500 SH   SOLE   0 0 500
Radware Ltd COM M81873107   846 50 SH   SOLE   0 0 50
Raytheon Technologies Ord COM 75513E101   105,884 1,471 SH   SOLE   0 0 1,471
Regions Financial Corp. COM 7591EP100   4,058 236 SH   SOLE   0 0 236
Republic Services COM 760759100   419,977 2,947 SH   SOLE   0 0 2,947
Resideo Technologies Inc COM 76118Y104   379 24 SH   SOLE   0 0 24
Rocket City Enterprises Inc(nv) COM 77311B107   0 9 SH   SOLE   0 0 9
Rockwell Automation Inc COM 773903109   45,739 160 SH   SOLE   0 0 160
Roku Inc COM 77543R102   16,589 235 SH   SOLE   0 0 235
Roper Technologies COM 776696106   7,264 15 SH   SOLE   0 0 15
Royal Caribbean Crui COM V7780T103   44,043 478 SH   SOLE   0 0 478
S&P Global Inc ETF 78409V104   7,308 20 SH   SOLE   0 0 20
Salesforce Com COM 79466L302   74,015 365 SH   SOLE   0 0 365
SAP AG COM 803054204   17,070 132 SH   SOLE   0 0 132
Sch US Tips Etf ETF 808524870   2,676 53 SH   SOLE   0 0 53
Schlumberger Ltd COM 806857108   19,414 333 SH   SOLE   0 0 333
Schwab 1000 ETF ETF 808524722   1,872,042 45,328 SH   SOLE   0 0 45,328
Schwab Emerging Markets Equity ETF ETF 808524706   38,131 1,593 SH   SOLE   0 0 1,593
Schwab Fundamental US Small Company ETF ETF 808524763   30,403 627 SH   SOLE   0 0 627
Schwab International Equity ETF ETF 808524805   1,319,707 38,861 SH   SOLE   0 0 38,861
Schwab US Broad Market ETF 808524102   4,057,227 81,389 SH   SOLE   0 0 81,389
Schwab US Large Cap ETF 808524409   1,713,806 26,587 SH   SOLE   0 0 26,587
Schwab US Large-Cap Growth ETF ETF 808524300   1,410,941 19,402 SH   SOLE   0 0 19,402
Schwab US Small Cap Etf ETF 808524607   25,090 606 SH   SOLE   0 0 606
Select Str Financial ETF 81369Y605   32,863 991 SH   SOLE   0 0 991
Sempra Energy COM 816851109   26,396 388 SH   SOLE   0 0 388
Service Corp International COM 817565104   28,570 500 SH   SOLE   0 0 500
ServiceNow Inc COM 81762P102   13,974 25 SH   SOLE   0 0 25
Sherwin Williams Co COM 824348106   58,151 228 SH   SOLE   0 0 228
Sirius XM Radio, Inc. COM 82968B103   678 150 SH   SOLE   0 0 150
SNAP INC CLASS A CL A 83304A106   891 100 SH   SOLE   0 0 100
Southern Co. COM 842587107   24,594 380 SH   SOLE   0 0 380
Southwest Airlines Co COM 844741108   21,222 784 SH   SOLE   0 0 784
Spdr Dow Jones ETF 78467X109   209,620 626 SH   SOLE   0 0 626
SPDR PORT MSCI GLBL STCKMRKT ETF ETF 78463X475   3,575 71 SH   SOLE   0 0 71
Spdr S&P Dividend Etf IV ETF 78464A763   54,860 477 SH   SOLE   0 0 477
SPDR S&P Natural Resources ETF ETF 78463X541   250,350 4,493 SH   SOLE   0 0 4,493
SPDR Trust Series 1 ETF 78462F103   1,288,565 3,014 SH   SOLE   0 0 3,014
SPDR Portfolio Aggregate Bond ETF ETF 78464A649   17,987 739 SH   SOLE   0 0 739
SPDR Portfolio S&P 500 Value ETF ETF 78464A508   37,670 913 SH   SOLE   0 0 913
SPDR Portfolio Short Term Treasury ETF ETF 78468R101   53,046 1,847 SH   SOLE   0 0 1,847
SPDR S&P 500 Growth ETF 78464A409   146,007 2,463 SH   SOLE   0 0 2,463
SPDR S&P 600 Small Cap Value ETF ETF 78464A300   574,473 7,938 SH   SOLE   0 0 7,938
SPDR S&P Emerging Markets Small Cap ETF ETF 78463X756   12,033 225 SH   SOLE   0 0 225
SPDR S&P Health Care Equipment ETF ETF 78464A581   4,372 56 SH   SOLE   0 0 56
SPDR S&P MidCap 400 ETF ETF 78467Y107   256,175 561 SH   SOLE   0 0 561
SPDR S&P Regional Banking ETF ETF 78464A698   114,410 2,739 SH   SOLE   0 0 2,739
Sprott Physical Platinum & Palladium Tr ETF 85207Q104   1,099 102 SH   SOLE   0 0 102
Square Inc COM 852234103   5,533 125 SH   SOLE   0 0 125
Standard Lithium COM 853606101   283 100 SH   SOLE   0 0 100
Stanley Black & Decker COM 854502101   26,578 318 SH   SOLE   0 0 318
Starbucks Corp COM 855244109   41,528 455 SH   SOLE   0 0 455
STMicroelectronics NV COM 861012102   22,659 525 SH   SOLE   0 0 525
streetTRACKS Gold Shares ETF 78463V107   7,715 45 SH   SOLE   0 0 45
Strive 500 ETF ETF 02072L680   29,702 1,084 SH   SOLE   0 0 1,084
SYNNEX Corp COM 87162W100   55,123 552 SH   SOLE   0 0 552
Sysco Corporation COM 871829107   953,300 14,433 SH   SOLE   0 0 14,433
Taiwan Semiconductor Manufacturing Company, Ltd. COM 874039100   18,336 211 SH   SOLE   0 0 211
Targa Resources Corp COM 87612G101   49,718 580 SH   SOLE   0 0 580
Technology Select Sector SPDR ETF 81369Y803   147,537 900 SH   SOLE   0 0 900
Telefonica Sa COM 879382208   492 121 SH   SOLE   0 0 121
Teradata Corp COM 88076W103   990 22 SH   SOLE   0 0 22
Tesla Motors Inc COM 88160R101   119,105 476 SH   SOLE   0 0 476
Texas Instruments Inc COM 882508104   103,038 648 SH   SOLE   0 0 648
The Scotts Miracle Gro Co COM 810186106   2,222 43 SH   SOLE   0 0 43
The Travelers Companies, Inc. COM 89417E109   18,617 114 SH   SOLE   0 0 114
Thermo Fisher Scntfc COM 883556102   17,210 34 SH   SOLE   0 0 34
Tjx Companies Inc COM 872540109   29,330 330 SH   SOLE   0 0 330
Toyota Motor Corp. COM 892331307   14,560 81 SH   SOLE   0 0 81
Tri Contl Corp COM 895436103   30,579 1,150 SH   SOLE   0 0 1,150
Tricon Residential Inc COM 89612W102   925 125 SH   SOLE   0 0 125
Tripadvisor Inc COM 896945201   6,218 375 SH   SOLE   0 0 375
Truist Finl Corp Com COM 89832Q109   176,581 6,172 SH   SOLE   0 0 6,172
U.S. Bancorp COM 902973304   4,060,624 122,826 SH   SOLE   0 0 122,826
Ulta Beauty Inc COM 90384S303   3,595 9 SH   SOLE   0 0 9
Unilever plc COM 904767704   108,680 2,200 SH   SOLE   0 0 2,200
Union Pacific Corp COM 907818108   83,285 409 SH   SOLE   0 0 409
United Parcel Service B COM 911312106   90,963 584 SH   SOLE   0 0 584
United States Oil Etf ETF 91232N207   8,086 100 SH   SOLE   0 0 100
Unitedhealth Group, Inc. COM 91324P102   110,418 219 SH   SOLE   0 0 219
Upstart Holdings Inc COM 91680M107   63,387 2,221 SH   SOLE   0 0 2,221
VanEck Vectors Rare Earth/Strat Mtls ETF ETF 92189H805   6,130 92 SH   SOLE   0 0 92
Vanguard Bond Index Fund ETF 921937835   575,406 8,246 SH   SOLE   0 0 8,246
Vanguard Dividend ETF 921908844   44,905 289 SH   SOLE   0 0 289
Vanguard Emerging Market ETF 922042858   477,329 12,174 SH   SOLE   0 0 12,174
Vanguard Energy ETF ETF 92204A306   6,717 53 SH   SOLE   0 0 53
Vanguard Extended Market ETF 922908652   50,737 354 SH   SOLE   0 0 354
Vanguard Ftse All World ETF 922042775   221,705 4,274 SH   SOLE   0 0 4,274
Vanguard Ftse Developed ETF 921943858   1,092,088 24,979 SH   SOLE   0 0 24,979
Vanguard Growth Etf ETF 922908736   9,347,966 34,328 SH   SOLE   0 0 34,328
Vanguard Health Care ETF 92204A504   105,795 450 SH   SOLE   0 0 450
Vanguard High Dividend ETF 921946406   485,141 4,696 SH   SOLE   0 0 4,696
Vanguard Information Technology ETF ETF 92204A702   248,940 600 SH   SOLE   0 0 600
Vanguard Intermediate Corp Bd ETF ETF 92206C870   322,371 4,243 SH   SOLE   0 0 4,243
Vanguard Intl Div Apprec ETF ETF 921946810   46,365 650 SH   SOLE   0 0 650
Vanguard Mega Cap Growth ETF ETF 921910816   129,560 571 SH   SOLE   0 0 571
Vanguard Mid Cap Etf IV ETF 922908629   195,223 937 SH   SOLE   0 0 937
Vanguard Mid Cap Growth ETF 922908538   2,725,852 13,995 SH   SOLE   0 0 13,995
Vanguard Mid Cap Value ETF 922908512   4,308,069 32,896 SH   SOLE   0 0 32,896
Vanguard Muni Bnd Tax ETF 922907746   32,371 673 SH   SOLE   0 0 673
Vanguard Reit ETF 922908553   331,670 4,384 SH   SOLE   0 0 4,384
Vanguard S&P 500 Etf ETF 922908363   12,971,419 33,031 SH   SOLE   0 0 33,031
Vanguard S&P 500 Growth ETF ETF 921932505   33,141 134 SH   SOLE   0 0 134
Vanguard Short Term Cor ETF 92206C409   1,102,512 14,671 SH   SOLE   0 0 14,671
Vanguard Short-Term Bond ETF 921937827   28,038 373 SH   SOLE   0 0 373
Vanguard Small Cap ETF 922908751   1,085,125 5,739 SH   SOLE   0 0 5,739
Vanguard Small Cap ETF 922908595   43,286 202 SH   SOLE   0 0 202
Vanguard Small Cap Value ETF 922908611   1,535,146 9,625 SH   SOLE   0 0 9,625
Vanguard Total International Stock ETF ETF 921909768   1,220,323 22,801 SH   SOLE   0 0 22,801
Vanguard Total Stock ETF 922908769   1,034,202 4,869 SH   SOLE   0 0 4,869
Vanguard Total World ETF 922042742   15,984 172 SH   SOLE   0 0 172
Vanguard Value ETF ETF 922908744   29,388,838 213,071 SH   SOLE   0 0 213,071
Verizon Communications, Inc. COM 92343V104   36,332 1,121 SH   SOLE   0 0 1,121
Vgrd Ftse All Wrld Ex US ETF 922042718   1,593 15 SH   SOLE   0 0 15
Visa Inc COM 92826C839   460,940 2,004 SH   SOLE   0 0 2,004
Vmware Inc Cl A CL A 928563402   499 3 SH   SOLE   0 0 3
Vodafone Group plc COM 92857W308   853 90 SH   SOLE   0 0 90
Vulcan Materials Co COM 929160109   24,040 119 SH   SOLE   0 0 119
W.P. Carey Inc COM 92936U109   40,019 740 SH   SOLE   0 0 740
Walgreens Boots Allianc COM 931427108   25,420 1,143 SH   SOLE   0 0 1,143
Wal-Mart Stores, Inc. COM 931142103   53,089 332 SH   SOLE   0 0 332
Walt Disney Co. COM 254687106   168,179 2,075 SH   SOLE   0 0 2,075
WARNER BROS. DISCOVERY SRS A ORD WI COM 934423104   7,602 700 SH   SOLE   0 0 700
Waste Connections Inc COM 94106B101   3,895 29 SH   SOLE   0 0 29
Waste Management Inc Del COM 94106L109   28,964 190 SH   SOLE   0 0 190
Wells Fargo & Co. COM 949746101   3,228 79 SH   SOLE   0 0 79
Wesbanco Inc COM 950810101   6,960 285 SH   SOLE   0 0 285
Westinghouse Air Brake Technologies Corp COM 929740108   4,676 44 SH   SOLE   0 0 44
Williams Companies COM 969457100   76,813 2,280 SH   SOLE   0 0 2,280
Williams-Sonoma, Inc. COM 969904101   12,898 83 SH   SOLE   0 0 83
Wipro Ltd COM 97651M109   4,840 1,000 SH   SOLE   0 0 1,000
Wisconsin Egy Cp Hldg Co COM 92939U106   71,448 887 SH   SOLE   0 0 887
WOLFSPEED ORD COM 977852102   10,097 265 SH   SOLE   0 0 265
Workhorse Group Inc Com COM 98138J206   1,015 2,450 SH   SOLE   0 0 2,450
Xylem Inc COM 98419M100   14,201 156 SH   SOLE   0 0 156
Zimmer Biomet Hldgs COM 98956P102   4,489 40 SH   SOLE   0 0 40
ZIMVIE ORD WI COM 98888T107   38 4 SH   SOLE   0 0 4