The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACADEMY SPORTS & OUTDOORS IN COM 00402L107 295 7,000 SH   SOLE 0 0 0 7,000
APPLE INC COM 037833100 2,073 14,997 SH   SOLE 0 0 0 14,997
D R HORTON INC COM 23331A109 288 4,271 SH   SOLE 0 0 0 4,271
FLEXSHARES TR MORNSTAR UPSTR 33939L407 506 13,450 SH   SOLE 0 0 0 13,450
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 5,240 348,395 SH   SOLE 0 0 0 348,395
ISHARES INC CORE MSCI EMKT 46434G103 16,866 392,416 SH   SOLE 0 0 0 392,416
ISHARES TR MSCI USA VALUE 46432F388 6,584 80,429 SH   SOLE 0 0 0 80,429
ISHARES TR MSCI USA QLT FCT 46432F339 6,443 61,990 SH   SOLE 0 0 0 61,990
ISHARES TR CORE DIV GRWTH 46434V621 7,457 167,685 SH   SOLE 0 0 0 167,685
ISHARES TR JPMORGAN USD EMG 464288281 5,709 71,901 SH   SOLE 0 0 0 71,901
ISHARES TR CORE S&P MCP ETF 464287507 313 1,428 SH   SOLE 0 0 0 1,428
ISHARES TR CORE S&P500 ETF 464287200 25,339 70,651 SH   SOLE 0 0 0 70,651
ISHARES TR RUS 1000 GRW ETF 464287614 467 2,219 SH   SOLE 0 0 0 2,219
ISHARES TR MSCI USA MIN VOL 46429B697 6,495 98,259 SH   SOLE 0 0 0 98,259
OPEN LENDING CORP COM CL A 68373J104 208 25,876 SH   SOLE 0 0 0 25,876
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 331 7,888 SH   SOLE 0 0 0 7,888
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,044 22,522 SH   SOLE 0 0 0 22,522
SPDR S&P 500 ETF TR TR UNIT 78462F103 26 900 SH Put SOLE 0 0 0 900
SPDR S&P 500 ETF TR TR UNIT 78462F103 53 500 SH Put SOLE 0 0 0 500
SPDR S&P 500 ETF TR TR UNIT 78462F103 222 2,200 SH Put SOLE 0 0 0 2,200
SPDR S&P 500 ETF TR TR UNIT 78462F103 43 900 SH Put SOLE 0 0 0 900
UNITEDHEALTH GROUP INC COM 91324P102 297 588 SH   SOLE 0 0 0 588
VANGUARD INDEX FDS MID CAP ETF 922908629 5,499 29,256 SH   SOLE 0 0 0 29,256
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,181 3,598 SH   SOLE 0 0 0 3,598
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,350 64,407 SH   SOLE 0 0 0 64,407
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 224 6,165 SH   SOLE 0 0 0 6,165