The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FERRARI N V COM N3167Y103 303 1,389 SH   SOLE   0 0 1,389
ASML HOLDING N V N Y REGISTRY SHS N07059210 578 865 SH   SOLE   0 0 865
ALCON AG ORD SHS H01301128 344 4,336 SH   SOLE   0 0 4,336
STERIS PLC SHS USD G8473T100 206 853 SH   SOLE   0 0 853
MEDTRONIC PLC SHS G5960L103 350 3,153 SH   SOLE   0 0 3,153
LINDE PLC SHS G5494J103 274 858 SH   SOLE   0 0 858
ICON PLC SHS G4705A100 246 1,013 SH   SOLE   0 0 1,013
FARMMI INC SHS G33277107 2 10,000 SH   SOLE   0 0 10,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,033 3,062 SH   SOLE   0 0 3,062
ATLASSIAN CORP PLC CL A G06242104 208 709 SH   SOLE   0 0 709
AON PLC SHS CL A G0403H108 254 781 SH   SOLE   0 0 781
ZOETIS INC CL A 98978V103 295 1,564 SH   SOLE   0 0 1,564
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 318 7,407 SH   SOLE   0 0 7,407
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 16 10,000 SH   SOLE   0 0 10,000
WATTS WATER TECHNOLOGIES INC CL A 942749102 248 1,775 SH   SOLE   0 0 1,775
WALMART INC COM 931142103 342 2,298 SH   SOLE   0 0 2,298
VISA INC COM CL A 92826C839 723 3,261 SH   SOLE   0 0 3,261
VERISK ANALYTICS INC COM 92345Y106 235 1,093 SH   SOLE   0 0 1,093
VERIZON COMMUNICATIONS INC COM 92343V104 438 8,604 SH   SOLE   0 0 8,604
VERB TECHNOLOGY CO INC COM 92337U104 9 10,000 SH   SOLE   0 0 10,000
VALLEY NATL BANCORP COM 919794107 369 28,360 SH   SOLE   0 0 28,360
UNITEDHEALTH GROUP INC COM 91324P102 1,268 2,487 SH   SOLE   0 0 2,487
UNITED PARCEL SERVICE INC CL B 911312106 629 2,933 SH   SOLE   0 0 2,933
UNION PAC CORP COM 907818108 843 3,087 SH   SOLE   0 0 3,087
US BANCORP DEL COM NEW 902973304 405 7,619 SH   SOLE   0 0 7,619
TORO CO COM 891092108 224 2,623 SH   SOLE   0 0 2,623
THERMO FISHER SCIENTIFIC INC COM 883556102 546 924 SH   SOLE   0 0 924
TEXAS INSTRS INC COM 882508104 338 1,842 SH   SOLE   0 0 1,842
TESLA INC COM 88160R101 547 508 SH   SOLE   0 0 508
TELEDYNE TECHNOLOGIES INC COM 879360105 242 512 SH   SOLE   0 0 512
TARGET CORP COM 87612E106 393 1,853 SH   SOLE   0 0 1,853
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 395 3,790 SH   SOLE   0 0 3,790
SUNDIAL GROWERS INC COM 86730L109 14 20,000 SH   SOLE   0 0 20,000
STARBUCKS CORP COM 855244109 396 4,349 SH   SOLE   0 0 4,349
SNAP ON INC COM 833034101 299 1,455 SH   SOLE   0 0 1,455
SIMPSON MFG INC COM 829073105 314 2,877 SH   SOLE   0 0 2,877
SERVICENOW INC COM 81762P102 276 495 SH   SOLE   0 0 495
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 904 12,669 SH   SOLE   0 0 12,669
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,081 14,442 SH   SOLE   0 0 14,442
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,539 437,121 SH   SOLE   0 0 437,121
SCHWAB CHARLES CORP COM 808513105 201 2,379 SH   SOLE   0 0 2,379
SALESFORCE COM INC COM 79466L302 282 1,326 SH   SOLE   0 0 1,326
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,746 17,152 SH   SOLE   0 0 17,152
RESMED INC COM 761152107 232 957 SH   SOLE   0 0 957
RBC BEARINGS INC COM 75524B104 214 1,106 SH   SOLE   0 0 1,106
PROCTER AND GAMBLE CO COM 742718109 446 2,918 SH   SOLE   0 0 2,918
PRIMERICA INC COM 74164M108 287 2,101 SH   SOLE   0 0 2,101
PHILLIPS 66 COM 718546104 286 3,311 SH   SOLE   0 0 3,311
PHILIP MORRIS INTL INC COM 718172109 380 4,040 SH   SOLE   0 0 4,040
PEPSICO INC COM 713448108 360 2,150 SH   SOLE   0 0 2,150
PAYCHEX INC COM 704326107 629 4,609 SH   SOLE   0 0 4,609
ORACLE CORP COM 68389X105 298 3,597 SH   SOLE   0 0 3,597
NUVEEN PFD & INCM SECURTIES COM 67072C105 103 12,296 SH   SOLE   0 0 12,296
NVIDIA CORPORATION COM 67066G104 932 3,415 SH   SOLE   0 0 3,415
NOVO-NORDISK A S ADR 670100205 311 2,805 SH   SOLE   0 0 2,805
NIKE INC CL B 654106103 401 2,979 SH   SOLE   0 0 2,979
NEXTERA ENERGY INC COM 65339F101 533 6,296 SH   SOLE   0 0 6,296
MORGAN STANLEY COM NEW 617446448 229 2,620 SH   SOLE   0 0 2,620
MICROSOFT CORP COM 594918104 5,258 17,055 SH   SOLE   0 0 17,055
MERCK & CO INC COM 58933Y105 538 6,552 SH   SOLE   0 0 6,552
MCDONALDS CORP COM 580135101 258 1,045 SH   SOLE   0 0 1,045
MASTERCARD INCORPORATED CL A 57636Q104 474 1,327 SH   SOLE   0 0 1,327
MARVELL TECHNOLOGY INC COM 573874104 269 3,747 SH   SOLE   0 0 3,747
MARRIOTT INTL INC NEW CL A 571903202 230 1,310 SH   SOLE   0 0 1,310
MANHATTAN ASSOCIATES INC COM 562750109 299 2,158 SH   SOLE   0 0 2,158
MSCI INC COM 55354G100 229 456 SH   SOLE   0 0 456
LULULEMON ATHLETICA INC COM 550021109 333 912 SH   SOLE   0 0 912
LOWES COS INC COM 548661107 267 1,319 SH   SOLE   0 0 1,319
LOCKHEED MARTIN CORP COM 539830109 421 953 SH   SOLE   0 0 953
LILLY ELI & CO COM 532457108 225 784 SH   SOLE   0 0 784
LANDSTAR SYS INC COM 515098101 273 1,813 SH   SOLE   0 0 1,813
LAM RESEARCH CORP COM 512807108 356 662 SH   SOLE   0 0 662
KULR TECHNOLOGY GROUP INC COM 50125G109 33 15,000 SH   SOLE   0 0 15,000
KLA CORP COM NEW 482480100 226 618 SH   SOLE   0 0 618
JOHNSON & JOHNSON COM 478160104 365 2,061 SH   SOLE   0 0 2,061
JPMORGAN CHASE & CO COM 46625H100 933 6,841 SH   SOLE   0 0 6,841
ISHARES TR RUSSELL 2000 ETF 464287655 217 1,058 SH   SOLE   0 0 1,058
ISHARES TR RUS 1000 GRW ETF 464287614 284 1,021 SH   SOLE   0 0 1,021
ISHARES TR RUS MID CAP ETF 464287499 239 3,062 SH   SOLE   0 0 3,062
ISHARES TR MSCI EMG MKT ETF 464287234 508 11,241 SH   SOLE   0 0 11,241
ISHARES TR CORE S&P500 ETF 464287200 209 460 SH   SOLE   0 0 460
INTUIT COM 461202103 596 1,240 SH   SOLE   0 0 1,240
INVESCO QQQ TR UNIT SER 1 46090E103 245 674 SH   SOLE   0 0 674
INTERNATIONAL BUSINESS MACHS COM 459200101 352 2,703 SH   SOLE   0 0 2,703
INTEL CORP COM 458140100 240 4,835 SH   SOLE   0 0 4,835
IDEXX LABS INC COM 45168D104 225 412 SH   SOLE   0 0 412
HONEYWELL INTL INC COM 438516106 363 1,866 SH   SOLE   0 0 1,866
HOME DEPOT INC COM 437076102 1,643 5,488 SH   SOLE   0 0 5,488
GRACO INC COM 384109104 280 4,018 SH   SOLE   0 0 4,018
GLOBALSTAR INC COM 378973408 15 10,000 SH   SOLE   0 0 10,000
GALLAGHER ARTHUR J & CO COM 363576109 320 1,835 SH   SOLE   0 0 1,835
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 3,629 130,197 SH   SOLE   0 0 130,197
FIRST HAWAIIAN INC COM 32051X108 309 11,083 SH   SOLE   0 0 11,083
FACTSET RESH SYS INC COM 303075105 272 627 SH   SOLE   0 0 627
META PLATFORMS INC CL A 30303M102 343 1,542 SH   SOLE   0 0 1,542
FTI CONSULTING INC COM 302941109 446 2,839 SH   SOLE   0 0 2,839
EXELA TECHNOLOGIES INC COM NEW 30162V409 8 20,000 SH   SOLE   0 0 20,000
EQUIFAX INC COM 294429105 214 904 SH   SOLE   0 0 904
EMCOR GROUP INC COM 29084Q100 335 2,978 SH   SOLE   0 0 2,978
EDWARDS LIFESCIENCES CORP COM 28176E108 262 2,222 SH   SOLE   0 0 2,222
DURECT CORP COM 266605104 9 14,000 SH   SOLE   0 0 14,000
DISCOVER FINL SVCS COM 254709108 402 3,644 SH   SOLE   0 0 3,644
DIME CMNTY BANCSHARES INC COM 25432X102 525 15,181 SH   SOLE   0 0 15,181
DENISON MINES CORP COM 248356107 16 10,000 SH   SOLE   0 0 10,000
DEERE & CO COM 244199105 310 747 SH   SOLE   0 0 747
DANAHER CORPORATION COM 235851102 254 865 SH   SOLE   0 0 865
COSTCO WHSL CORP NEW COM 22160K105 475 824 SH   SOLE   0 0 824
CORVEL CORP COM 221006109 269 1,595 SH   SOLE   0 0 1,595
CONOCOPHILLIPS COM 20825C104 283 2,828 SH   SOLE   0 0 2,828
COMCAST CORP NEW CL A 20030N101 630 13,458 SH   SOLE   0 0 13,458
CISCO SYS INC COM 17275R102 701 12,576 SH   SOLE   0 0 12,576
CHIPOTLE MEXICAN GRILL INC COM 169656105 215 136 SH   SOLE   0 0 136
CHEVRON CORP NEW COM 166764100 659 4,050 SH   SOLE   0 0 4,050
CANADIAN PAC RY LTD COM 13645T100 291 3,523 SH   SOLE   0 0 3,523
CADENCE DESIGN SYSTEM INC COM 127387108 220 1,338 SH   SOLE   0 0 1,338
CVS HEALTH CORP COM 126650100 323 3,188 SH   SOLE   0 0 3,188
BROADCOM INC COM 11135F101 269 427 SH   SOLE   0 0 427
BRISTOL-MYERS SQUIBB CO COM 110122108 307 4,198 SH   SOLE   0 0 4,198
BLACKROCK INC COM 09247X101 494 647 SH   SOLE   0 0 647
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 867 2,457 SH   SOLE   0 0 2,457
BANK NEW YORK MELLON CORP COM 064058100 652 13,140 SH   SOLE   0 0 13,140
BK OF AMERICA CORP COM 060505104 558 13,538 SH   SOLE   0 0 13,538
AUTOMATIC DATA PROCESSING IN COM 053015103 260 1,144 SH   SOLE   0 0 1,144
ASPEN TECHNOLOGY INC COM 045327103 380 2,300 SH   SOLE   0 0 2,300
ARDELYX INC COM 039697107 11 10,000 SH   SOLE   0 0 10,000
APPLIED MATLS INC COM 038222105 343 2,599 SH   SOLE   0 0 2,599
APPLE INC COM 037833100 4,252 24,353 SH   SOLE   0 0 24,353
ANTHEM INC COM 036752103 347 706 SH   SOLE   0 0 706
ANALOG DEVICES INC COM 032654105 388 2,351 SH   SOLE   0 0 2,351
AMGEN INC COM 031162100 236 978 SH   SOLE   0 0 978
AMERIPRISE FINL INC COM 03076C106 412 1,372 SH   SOLE   0 0 1,372
AMERICAN EXPRESS CO COM 025816109 301 1,609 SH   SOLE   0 0 1,609
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 1,192 14,922 SH   SOLE   0 0 14,922
AMAZON COM INC COM 023135106 3,234 992 SH   SOLE   0 0 992
ALTRIA GROUP INC COM 02209S103 306 5,864 SH   SOLE   0 0 5,864
ALPHABET INC CAP STK CL A 02079K305 1,558 560 SH   SOLE   0 0 560
ALPHABET INC CAP STK CL C 02079K107 1,033 370 SH   SOLE   0 0 370
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,006 2,207 SH   SOLE   0 0 2,207
ACUSHNET HLDGS CORP COM 005098108 267 6,628 SH   SOLE   0 0 6,628
ABBVIE INC COM 00287Y109 877 5,409 SH   SOLE   0 0 5,409
ABBOTT LABS COM 002824100 604 5,102 SH   SOLE   0 0 5,102
AT&T INC COM 00206R102 306 12,960 SH   SOLE   0 0 12,960