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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   380,627 1,962 SH   SOLE   0 0 1,962
INVESCO QQQ TR UNIT SER 1 46090E103   207,576 562 SH   SOLE   0 0 562
ISHARES INC CORE MSCI EMKT 46434G103   772,724 15,677 SH   SOLE   0 0 15,677
ISHARES TR CORE MSCI INTL 46435G326   310,800 5,085 SH   SOLE   0 0 5,085
ISHARES TR RUS MDCP VAL ETF 464287473   688,791 6,271 SH   SOLE   0 0 6,271
ISHARES TR EAFE GRWTH ETF 464288885   628,563 6,588 SH   SOLE   0 0 6,588
ISHARES TR USD INV GRDE ETF 464288620   588,290 11,745 SH   SOLE   0 0 11,745
ISHARES TR EAFE VALUE ETF 464288877   597,022 12,199 SH   SOLE   0 0 12,199
ISHARES TR RUS TP200 GR ETF 464289438   1,946,118 12,274 SH   SOLE   0 0 12,274
ISHARES TR RUS MD CP GR ETF 464287481   283,607 2,935 SH   SOLE   0 0 2,935
ISHARES TR RUS TP200 VL ETF 464289420   1,199,632 17,788 SH   SOLE   0 0 17,788
MICROSOFT CORP COM 594918104   497,341 1,460 SH   SOLE   0 0 1,460
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591   314,886 7,308 SH   SOLE   0 0 7,308
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   257,440 538 SH   SOLE   0 0 538
SPDR SER TR PORTFOLIO INTRMD 78464A375   229,105 7,135 SH   SOLE   0 0 7,135
VANGUARD INDEX FDS TOTAL STK MKT 922908769   211,623 961 SH   SOLE   0 0 961
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   281,960 4,884 SH   SOLE   0 0 4,884
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   440,940 5,831 SH   SOLE   0 0 5,831
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   369,134 6,293 SH   SOLE   0 0 6,293
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   697,870 15,174 SH   SOLE   0 0 15,174