The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,194 22,671 SH   SOLE   0 0 22,671
ABBVIE INC COM 00287Y109 1,615 12,032 SH   SOLE   0 0 12,032
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,345 4,885 SH   SOLE   0 0 4,885
ADVANCED MICRO DEVICES INC COM 007903107 863 13,607 SH   SOLE   0 0 13,607
ALPHABET INC CAP STK CL A 02079K305 2,896 30,276 SH   SOLE   0 0 30,276
AMAZON COM INC COM 023135106 3,905 34,561 SH   SOLE   0 0 34,561
AMERICAN CENTY ETF TR US SML CP VALU 025072877 457 6,904 SH   SOLE   0 0 6,904
APPLE INC COM 037833100 8,144 58,928 SH   SOLE   0 0 58,928
AT&T INC COM 00206R102 1,386 90,362 SH   SOLE   0 0 90,362
AUTODESK INC COM 052769106 957 5,125 SH   SOLE   0 0 5,125
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,597 9,723 SH   SOLE   0 0 9,723
BK OF AMERICA CORP COM 060505104 2,221 73,518 SH   SOLE   0 0 73,518
BRISTOL-MYERS SQUIBB CO COM 110122108 1,225 17,235 SH   SOLE   0 0 17,235
CHEVRON CORP NEW COM 166764100 2,277 15,845 SH   SOLE   0 0 15,845
CIGNA CORP NEW COM 125523100 1,264 4,553 SH   SOLE   0 0 4,553
CISCO SYS INC COM 17275R102 1,160 29,004 SH   SOLE   0 0 29,004
COMCAST CORP NEW CL A 20030N101 1,110 37,836 SH   SOLE   0 0 37,836
CONSTELLATION BRANDS INC CL A 21036P108 1,141 4,968 SH   SOLE   0 0 4,968
COSTCO WHSL CORP NEW COM 22160K105 1,388 2,938 SH   SOLE   0 0 2,938
DISNEY WALT CO COM 254687106 1,062 11,256 SH   SOLE   0 0 11,256
EMERSON ELEC CO COM 291011104 1,984 27,087 SH   SOLE   0 0 27,087
EXXON MOBIL CORP COM 30231G102 1,933 22,141 SH   SOLE   0 0 22,141
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 247 5,219 SH   SOLE   0 0 5,219
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 214 4,839 SH   SOLE   0 0 4,839
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 222 3,073 SH   SOLE   0 0 3,073
GOLDMAN SACHS GROUP INC COM 38141G104 1,495 5,103 SH   SOLE   0 0 5,103
HOME DEPOT INC COM 437076102 1,842 6,674 SH   SOLE   0 0 6,674
HONEYWELL INTL INC COM 438516106 1,697 10,163 SH   SOLE   0 0 10,163
INTEL CORP COM 458140100 946 36,718 SH   SOLE   0 0 36,718
INTERNATIONAL BUSINESS MACHS COM 459200101 1,025 8,630 SH   SOLE   0 0 8,630
ISHARES INC CORE MSCI EMKT 46434G103 617 14,371 SH   SOLE   0 0 14,371
ISHARES INC MSCI GBL MIN VOL 464286525 220 2,483 SH   SOLE   0 0 2,483
ISHARES TR 0-5 YR TIPS ETF 46429B747 212 2,209 SH   SOLE   0 0 2,209
ISHARES TR CORE S&P500 ETF 464287200 2,964 8,263 SH   SOLE   0 0 8,263
ISHARES TR EAFE GRWTH ETF 464288885 564 7,778 SH   SOLE   0 0 7,778
ISHARES TR EAFE VALUE ETF 464288877 616 15,990 SH   SOLE   0 0 15,990
ISHARES TR RUS MD CP GR ETF 464287481 307 3,915 SH   SOLE   0 0 3,915
ISHARES TR RUS MDCP VAL ETF 464287473 783 8,145 SH   SOLE   0 0 8,145
ISHARES TR RUS MID CAP ETF 464287499 1,254 20,169 SH   SOLE   0 0 20,169
ISHARES TR RUS TP200 GR ETF 464289438 1,695 14,184 SH   SOLE   0 0 14,184
ISHARES TR RUS TP200 VL ETF 464289420 1,312 22,739 SH   SOLE   0 0 22,739
ISHARES TR RUSSELL 2000 ETF 464287655 1,104 6,698 SH   SOLE   0 0 6,698
ISHARES TR USD INV GRDE ETF 464288620 687 14,279 SH   SOLE   0 0 14,279
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 269 5,366 SH   SOLE   0 0 5,366
JOHNSON & JOHNSON COM 478160104 2,311 14,147 SH   SOLE   0 0 14,147
JOHNSON CTLS INTL PLC SHS G51502105 1,565 31,796 SH   SOLE   0 0 31,796
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 205 24,780 SH   SOLE   0 0 24,780
LAM RESEARCH CORP COM 512807108 631 1,721 SH   SOLE   0 0 1,721
LOCKHEED MARTIN CORP COM 539830109 1,660 4,296 SH   SOLE   0 0 4,296
LOWES COS INC COM 548661107 1,213 6,461 SH   SOLE   0 0 6,461
MASTERCARD INCORPORATED CL A 57636Q104 1,456 5,119 SH   SOLE   0 0 5,119
META PLATFORMS INC CL A 30303M102 1,401 10,327 SH   SOLE   0 0 10,327
MICROSOFT CORP COM 594918104 7,553 32,429 SH   SOLE   0 0 32,429
NETFLIX INC COM 64110L106 1,132 4,810 SH   SOLE   0 0 4,810
NEXTERA ENERGY INC COM 65339F101 1,819 23,203 SH   SOLE   0 0 23,203
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591 290 8,157 SH   SOLE   0 0 8,157
NVIDIA CORPORATION COM 67066G104 1,696 13,969 SH   SOLE   0 0 13,969
PAYPAL HLDGS INC COM 70450Y103 704 8,183 SH   SOLE   0 0 8,183
PEPSICO INC COM 713448108 1,881 11,526 SH   SOLE   0 0 11,526
PFIZER INC COM 717081103 1,568 35,842 SH   SOLE   0 0 35,842
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 221 2,233 SH   SOLE   0 0 2,233
PROCTER AND GAMBLE CO COM 742718109 2,012 15,934 SH   SOLE   0 0 15,934
PROLOGIS INC. COM 74340W103 1,481 14,575 SH   SOLE   0 0 14,575
SALESFORCE INC COM 79466L302 992 6,895 SH   SOLE   0 0 6,895
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 247 613 SH   SOLE   0 0 613
SPDR SER TR PORTFOLIO INTRMD 78464A375 261 8,308 SH   SOLE   0 0 8,308
SPDR SER TR PORTFOLIO SH TSR 78468R101 355 12,274 SH   SOLE   0 0 12,274
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,815 56,189 SH   SOLE   0 0 56,189
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,942 56,319 SH   SOLE   0 0 56,319
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,144 18,952 SH   SOLE   0 0 18,952
SPDR SER TR S&P 600 SMCP GRW 78464A201 772 11,326 SH   SOLE   0 0 11,326
TESLA INC COM 88160R101 2,476 9,333 SH   SOLE   0 0 9,333
THERMO FISHER SCIENTIFIC INC COM 883556102 1,480 2,919 SH   SOLE   0 0 2,919
UNION PAC CORP COM 907818108 1,296 6,649 SH   SOLE   0 0 6,649
UNITEDHEALTH GROUP INC COM 91324P102 3,185 6,306 SH   SOLE   0 0 6,306
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 276 5,790 SH   SOLE   0 0 5,790
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 201 612 SH   SOLE   0 0 612
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 380 6,525 SH   SOLE   0 0 6,525
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 859 19,041 SH   SOLE   0 0 19,041
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 300 5,184 SH   SOLE   0 0 5,184
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 442 6,638 SH   SOLE   0 0 6,638
VANGUARD STAR FDS VG TL INTL STK F 921909768 444 9,709 SH   SOLE   0 0 9,709
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 350 9,624 SH   SOLE   0 0 9,624
VISA INC COM CL A 92826C839 1,524 8,576 SH   SOLE   0 0 8,576
WELLS FARGO CO NEW COM 949746101 1,842 45,822 SH   SOLE   0 0 45,822
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 414 8,233 SH   SOLE   0 0 8,233
WISDOMTREE TR US MIDCAP DIVID 97717W505 769 20,397 SH   SOLE   0 0 20,397