The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL U.S. CORE EQUITY 2 ETF Exchange Traded Fund 25434V708 39,627 1,436,809 SH   SOLE   0 0 1,436,809
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF Exchange Traded Fund 25434V880 7,126 285,620 SH   SOLE   0 0 285,620
AVANTIS INTERNATIONAL EQUITY ETF Exchange Traded Fund 025072703 10,274 170,277 SH   SOLE   0 0 170,277
DIMENSIONAL U.S. TARGETED VALUE ETF Exchange Traded Fund 25434V609 7,134 153,165 SH   SOLE   0 0 153,165
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF Exchange Traded Fund 025072802 9,171 146,551 SH   SOLE   0 0 146,551
AVANTIS U.S. EQUITY ETF Exchange Traded Fund 025072885 9,138 118,526 SH   SOLE   0 0 118,526
AVANTIS EMERGING MARKETS EQUITY ETF Exchange Traded Fund 025072604 6,660 112,355 SH   SOLE   0 0 112,355
AVANTIS U.S. SMALL CAP VALUE ETF Exchange Traded Fund 025072877 8,077 101,145 SH   SOLE   0 0 101,145
UFP INDUSTRIES INC COM Common Stock 90278Q108 4,661 60,402 SH   SOLE   0 0 60,402
ABRDN PHYSICAL SILVER SHARES ETF Exchange Traded Fund 003264108 498 20,886 SH   SOLE   0 0 20,886
ISHARES MSCI UNITED KINGDOM ETF Exchange Traded Fund 46435G334 599 17,810 SH   SOLE   0 0 17,810
ILLINOIS TOOL WKS INC COM Common Stock 452308109 3,260 15,569 SH   SOLE   0 0 15,569
ISHARES MSCI CANADA ETF Exchange Traded Fund 464286509 625 15,556 SH   SOLE   0 0 15,556
ISHARES MSCI ACWI INDEX FUND Exchange Traded Fund 464288257 1,098 11,007 SH   SOLE   0 0 11,007
ISHARES 1-3 YEAR TREASURY BOND ETF Exchange Traded Fund 464287457 726 8,713 SH   SOLE   0 0 8,713
ISHARES GLOBAL REIT ETF Exchange Traded Fund 46434V647 211 7,231 SH   SOLE   0 0 7,231
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 515 7,000 SH   SOLE   0 0 7,000
GILEAD SCIENCES INC COM Common Stock 375558103 416 7,000 SH   SOLE   0 0 7,000
ISHARES MSCI SWITZERLAND ETF Exchange Traded Fund 464286749 297 6,043 SH   SOLE   0 0 6,043
ISHARES S&P SMALL-CAP FUND Exchange Traded Fund 464287804 611 5,667 SH   SOLE   0 0 5,667
FIFTH THIRD BANCORP COM Common Stock 316773100 211 4,900 SH   SOLE   0 0 4,900
PFIZER INC COM Common Stock 717081103 242 4,682 SH   SOLE   0 0 4,682
MARATHON PETE CORP COM Common Stock 56585A102 374 4,380 SH   SOLE   0 0 4,380
ISHARES 0-5 YEAR TIPS BOND ETF Exchange Traded Fund 46429B747 397 3,785 SH   SOLE   0 0 3,785
CMS ENERGY CORP COM Common Stock 125896100 238 3,406 SH   SOLE   0 0 3,406
SPDR S&P 500 ETF Exchange Traded Fund 78462F103 1,508 3,339 SH   SOLE   0 0 3,339
MICROSOFT CORP COM Common Stock 594918104 908 2,944 SH   SOLE   0 0 2,944
ORACLE CORP COM Common Stock 68389X105 213 2,569 SH   SOLE   0 0 2,569
ISHARES RUSSELL MID-CAP GROWTH ETF Exchange Traded Fund 464287481 251 2,500 SH   SOLE   0 0 2,500
JPMORGAN CHASE & CO COM Common Stock 46625H100 297 2,181 SH   SOLE   0 0 2,181
ISHARES RUSSELL 1000 GROWTH ETF Exchange Traded Fund 464287614 582 2,098 SH   SOLE   0 0 2,098
ISHARES S&P 500 VALUE ETF Exchange Traded Fund 464287408 311 1,999 SH   SOLE   0 0 1,999
STRYKER CORPORATION COM Common Stock 863667101 416 1,558 SH   SOLE   0 0 1,558
ACCENTURE PLC IRELAND SHS CLASS A Common Stock G1151C101 466 1,383 SH   SOLE   0 0 1,383
TRAVELERS COMPANIES INC COM Common Stock 89417E109 250 1,370 SH   SOLE   0 0 1,370
APPLE INC COM Common Stock 037833100 234 1,339 SH   SOLE   0 0 1,339
PEPSICO INC COM Common Stock 713448108 218 1,303 SH   SOLE   0 0 1,303
AIR PRODS & CHEMS INC COM Common Stock 009158106 325 1,300 SH   SOLE   0 0 1,300
TEXAS INSTRS INC COM Common Stock 882508104 229 1,249 SH   SOLE   0 0 1,249
TRACTOR SUPPLY CO COM Common Stock 892356106 255 1,092 SH   SOLE   0 0 1,092
META PLATFORMS INC CL A Common Stock 30303M102 223 1,001 SH   SOLE   0 0 1,001
NVIDIA CORPORATION COM Common Stock 67066G104 244 893 SH   SOLE   0 0 893
KLA CORP COM NEW Common Stock 482480100 288 786 SH   SOLE   0 0 786
ALPHABET INC CAP STK CL A Common Stock 02079K305 384 138 SH   SOLE   0 0 138
ALPHABET INC CAP STK CL C Common Stock 02079K107 221 79 SH   SOLE   0 0 79
HUNTINGTON BANCSHARES INC COM Common Stock 446150104 161 10,883 SH   SOLE   0 0 10,883
OXBRIDGE RE HLDGS LTD SHS Common Stock G6856M106 55 10,000 SH   SOLE   0 0 10,000