The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   335,346 3,076 SH   SOLE   3,076 0 0
ACCENTURE PLC SHS CL A G1151C101   607,285 1,968 SH   SOLE   1,968 0 0
AFLAC INC COM 001055102   861,123 12,337 SH   SOLE   12,337 0 0
ALPHABET INC CAP STK CL A 02079K305   2,615,206 21,848 SH   SOLE   21,848 0 0
ALPHABET INC CAP STK CL C 02079K107   1,297,887 10,729 SH   SOLE   10,729 0 0
AMAZON COM INC COM 023135106   2,199,825 16,875 SH   SOLE   16,875 0 0
AMERICAN ELECTRIC POWER CO COM 025537101   1,446,051 17,174 SH   SOLE   17,174 0 0
APPLE INC COM 037833100   9,091,568 46,871 SH   SOLE   46,871 0 0
AT&T COM 00206R102   787,930 49,400 SH   SOLE   49,400 0 0
AUTOZONE INC COM 053332102   1,533,416 615 SH   SOLE   615 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   538,780 1,580 SH   SOLE   1,580 0 0
BLACKROCK INC COM 09247X101   1,037,401 1,501 SH   SOLE   1,501 0 0
BOOKING HOLDINGS INC COM 09857L108   1,215,149 450 SH   SOLE   450 0 0
BROADCOM INC COM 11135F101   2,263,992 2,610 SH   SOLE   2,610 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   1,518,986 6,477 SH   SOLE   6,477 0 0
CATERPILLAR INC COM 149123101   236,208 960 SH   SOLE   960 0 0
CHEVRON CORP NEW COM 166764100   885,566 5,628 SH   SOLE   5,628 0 0
CME GROUP INC COM 12572Q105   1,540,686 8,315 SH   SOLE   8,315 0 0
COGNIZANT TECHNOLOGY SOULUTION CL A 192446102   235,008 3,600 SH   SOLE   3,600 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,469,011 4,586 SH   SOLE   4,586 0 0
DATADOG INC CL A COM 23804L103   233,849 2,377 SH   SOLE   2,377 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   1,511,289 42,728 SH   SOLE   42,728 0 0
DEERE & CO COM 244199105   1,653,175 4,080 SH   SOLE   4,080 0 0
DOLLAR GEN CORP NEW COM 256677105   380,137 2,239 SH   SOLE   2,239 0 0
ECOLAB INC COM 278865100   1,354,249 7,254 SH   SOLE   7,254 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   756,998 8,025 SH   SOLE   8,025 0 0
FORTINET INC COM 34959E109   322,240 4,263 SH   SOLE   4,263 0 0
GARTNER INC COM 366651107   925,519 2,642 SH   SOLE   2,642 0 0
HCA HEALTHCARE INC COM 40412C101   1,499,798 4,942 SH   SOLE   4,942 0 0
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203   3,421,748 120,569 SH   SOLE   120,569 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   519,774 1,407 SH   SOLE   1,407 0 0
ISHARES TR MSCI JPN ETF NEW 46434G822   2,711,839 43,810 SH   SOLE   43,810 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   19,624,629 170,264 SH   SOLE   170,264 0 0
ISHARES TR CORE S&P MCP ETF 464287507   7,041,395 26,929 SH   SOLE   26,929 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   2,448,653 32,943 SH   SOLE   32,943 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   2,487,138 18,441 SH   SOLE   18,441 0 0
ISHARES TR S&P 500 VAL ETF 464287408   779,192 4,834 SH   SOLE   4,834 0 0
ISHARES TR CORE S&P500 ETF 464287200   12,930,493 29,011 SH   SOLE   29,011 0 0
ISHARES TR RUS 1000 ETF 464287622   808,729 3,318 SH   SOLE   3,318 0 0
ISHARES TR S&P MC 400GR ETF 464287606   227,550 3,034 SH   SOLE   3,034 0 0
ISHARES TR SELECT DIVID ETF 464287168   438,471 3,870 SH   SOLE   3,870 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   3,195,381 30,713 SH   SOLE   30,713 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,285,767 18,243 SH   SOLE   18,243 0 0
ISHARES TR NATIONAL MUN ETF 464288414   887,033 8,311 SH   SOLE   8,311 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   410,674 2,602 SH   SOLE   2,602 0 0
ISHARES TR MSCI USA ESG SLC 464288802   353,491 3,775 SH   SOLE   3,775 0 0
JOHNSON & JOHNSON COM 478160104   1,963,564 11,863 SH   SOLE   11,863 0 0
JPMORGAN CHASE & CO COM 46625H100   1,647,981 11,331 SH   SOLE   11,331 0 0
LAS VEGAS SANDS CORP COM 517834107   951,432 16,404 SH   SOLE   16,404 0 0
LILLY ELI & CO COM 532457108   3,033,363 6,468 SH   SOLE   6,468 0 0
LOCKHEED MARTIN CORP COM 539830109   1,777,067 3,860 SH   SOLE   3,860 0 0
LOWES COS INC COM 548661107   299,955 1,329 SH   SOLE   1,329 0 0
MASTERCARD INC CL A 57636Q104   287,109 730 SH   SOLE   730 0 0
MCDONALDS CORP COM 580135101   1,425,505 4,777 SH   SOLE   4,777 0 0
MERCK & CO INC COM 58933Y105   1,104,167 9,569 SH   SOLE   9,569 0 0
MICROSOFT CORP COM 594918104   5,357,035 15,731 SH   SOLE   15,731 0 0
NEWMONT CORP COM 651639106   1,066,543 25,001 SH   SOLE   25,001 0 0
NEXTERA ENERGY INC COM 65339F101   1,582,241 21,324 SH   SOLE   21,324 0 0
NIKE INC CL B 654106103   862,983 7,819 SH   SOLE   7,819 0 0
NVIDIA CORP COM 67066G104   1,069,818 2,529 SH   SOLE   2,529 0 0
PALO ALTO NETWORKS INC COM 697435105   1,906,360 7,461 SH   SOLE   7,461 0 0
PAYPAL HLDGS INC COM 70450Y103   299,351 4,486 SH   SOLE   4,486 0 0
PEPSICO INC COM 713448108   1,509,728 8,151 SH   SOLE   8,151 0 0
PROCTER AND GAMBLE CO COM 742718109   228,672 1,507 SH   SOLE   1,507 0 0
PROGRESSIVE CORP COM 743315103   1,355,469 10,240 SH   SOLE   10,240 0 0
QUALCOM INC COM 747525103   714,240 6,000 SH   SOLE   6,000 0 0
QUANTA SVCS INC COM 74762E102   1,309,143 6,664 SH   SOLE   6,664 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   1,284,060 13,108 SH   SOLE   13,108 0 0
ROSS STORES INC COM 778296103   280,325 2,500 SH   SOLE   2,500 0 0
S&P GLOBAL INC COM 78409V104   1,027,080 2,562 SH   SOLE   2,562 0 0
SALESFORCE INC COM 79466L302   241,681 1,144 SH   SOLE   1,144 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   457,520 3,447 SH   SOLE   3,447 0 0
SERVICENOW INC COM 81762P102   878,359 1,563 SH   SOLE   1,563 0 0
SPDR GOLD TR GOLD SHS 78463V107   6,369,765 35,731 SH   SOLE   35,731 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   318,028 12,171 SH   SOLE   12,171 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,111,945 13,788 SH   SOLE   13,788 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,999,856 8,352 SH   SOLE   8,352 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   433,480 6,197 SH   SOLE   6,197 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   209,858 5,802 SH   SOLE   5,802 0 0
T-MOBILE US INC COM 872590104   2,058,220 14,818 SH   SOLE   14,818 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   1,396,130 3,396 SH   SOLE   3,396 0 0
TEXAS INSTRS INC COM 882508104   263,549 1,464 SH   SOLE   1,464 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,041,086 3,912 SH   SOLE   3,912 0 0
TJX COS INC NEW COM 872540109   1,111,427 13,108 SH   SOLE   13,108 0 0
UNION PAC CORP COM 907818108   219,353 1,072 SH   SOLE   1,072 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,847,100 3,843 SH   SOLE   3,843 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   318,955 10,593 SH   SOLE   10,593 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   8,865,712 153,572 SH   SOLE   153,572 0 0
VANGUARD SPECIALIZED FDS DIV APP ETF 921908844   1,060,993 6,532 SH   SOLE   6,532 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,490,312 97,235 SH   SOLE   97,235 0 0
VERISK ANALYTICS INC COM 92345Y106   734,598 3,250 SH   SOLE   3,250 0 0
VERTEX PHARMACEUTICAL COM 92532F100   1,747,233 4,965 SH   SOLE   4,965 0 0
VISA INC COM 92826C839   4,108,167 17,299 SH   SOLE   17,299 0 0
WALMART INC COM 931142103   1,560,012 9,925 SH   SOLE   9,925 0 0
WASTE CONNECTION COM 94106B101   1,635,691 11,444 SH   SOLE   11,444 0 0