The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AG MTG INVT TR INC COM NEW 001228501   53,100 10,000 SH   SOLE   0 0 10,000
AMAZON COM INC COM 023135106   230,160 2,740 SH   SOLE   0 0 2,740
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   1,510,271 34,839 SH   SOLE   0 0 34,839
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   2,654,549 52,890 SH   SOLE   0 0 52,890
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   1,394,923 30,923 SH   SOLE   0 0 30,923
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,029,351 40,225 SH   SOLE   0 0 40,225
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695   250,052 5,468 SH   SOLE   0 0 5,468
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   958,112 18,013 SH   SOLE   0 0 18,013
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,379,379 42,988 SH   SOLE   0 0 42,988
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,576,626 34,581 SH   SOLE   0 0 34,581
AMERICAN CENTY ETF TR US EQT ETF 025072885   8,082,641 118,845 SH   SOLE   0 0 118,845
APPLE INC COM 037833100   1,453,314 11,185 SH   SOLE   0 0 11,185
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   290,675 941 SH   SOLE   0 0 941
CHEVRON CORP NEW COM 166764100   347,047 1,934 SH   SOLE   0 0 1,934
COCA COLA CO COM 191216100   200,308 3,149 SH   SOLE   0 0 3,149
COLGATE PALMOLIVE CO COM 194162103   379,925 4,822 SH   SOLE   0 0 4,822
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   281,298 10,411 SH   SOLE   0 0 10,411
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   636,405 25,416 SH   SOLE   0 0 25,416
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,945,670 88,641 SH   SOLE   0 0 88,641
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   91,551,104 2,200,219 SH   SOLE   0 0 2,200,219
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   34,071,022 666,100 SH   SOLE   0 0 666,100
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   33,906,993 771,490 SH   SOLE   0 0 771,490
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   18,337,412 755,248 SH   SOLE   0 0 755,248
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   68,744,543 2,053,302 SH   SOLE   0 0 2,053,302
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,110,522 50,001 SH   SOLE   0 0 50,001
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   627,633 28,082 SH   SOLE   0 0 28,082
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   22,554,596 741,928 SH   SOLE   0 0 741,928
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,687,113 170,700 SH   SOLE   0 0 170,700
EXXON MOBIL CORP COM 30231G102   1,218,484 11,047 SH   SOLE   0 0 11,047
ILLINOIS TOOL WKS INC COM 452308109   230,654 1,047 SH   SOLE   0 0 1,047
INVESCO QQQ TR UNIT SER 1 46090E103   264,555 994 SH   SOLE   0 0 994
ISHARES TR CORE S&P500 ETF 464287200   791,473 2,060 SH   SOLE   0 0 2,060
ISHARES TR MSCI EAFE ETF 464287465   2,104,418 32,060 SH   SOLE   0 0 32,060
ISHARES TR RUS MID CAP ETF 464287499   3,563,249 52,828 SH   SOLE   0 0 52,828
ISHARES TR RUS 1000 ETF 464287622   9,685,604 46,008 SH   SOLE   0 0 46,008
ISHARES TR RUSSELL 2000 ETF 464287655   761,421 4,367 SH   SOLE   0 0 4,367
ISHARES TR SHRT NAT MUN ETF 464288158   1,339,870 12,850 SH   SOLE   0 0 12,850
ISHARES TR CORE 1 5 YR USD 46432F859   263,593 5,676 SH   SOLE   0 0 5,676
JOHNSON & JOHNSON COM 478160104   279,637 1,583 SH   SOLE   0 0 1,583
MARSH & MCLENNAN COS INC COM 571748102   203,375 1,229 SH   SOLE   0 0 1,229
MICROSOFT CORP COM 594918104   518,223 2,161 SH   SOLE   0 0 2,161
RITHM CAPITAL CORP COM NEW 64828T201   122,550 15,000 SH   SOLE   0 0 15,000
PROCTER AND GAMBLE CO COM 742718109   226,592 1,495 SH   SOLE   0 0 1,495
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,868,914 4,887 SH   SOLE   0 0 4,887
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   498,758 11,131 SH   SOLE   0 0 11,131
SOUTHERN CO COM 842587107   257,790 3,610 SH   SOLE   0 0 3,610
TESLA INC COM 88160R101   214,087 1,738 SH   SOLE   0 0 1,738
THERMO FISHER SCIENTIFIC INC COM 883556102   327,661 595 SH   SOLE   0 0 595
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   569,418 7,564 SH   SOLE   0 0 7,564
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,124,583 15,654 SH   SOLE   0 0 15,654
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   722,094 17,205 SH   SOLE   0 0 17,205
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   343,403 8,810 SH   SOLE   0 0 8,810
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   204,278 3,533 SH   SOLE   0 0 3,533
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   784,318 15,848 SH   SOLE   0 0 15,848
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,302,805 15,795 SH   SOLE   0 0 15,795
VANGUARD INDEX FDS VALUE ETF 922908744   212,239 1,512 SH   SOLE   0 0 1,512
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,084,764 10,904 SH   SOLE   0 0 10,904
VISTRA CORP COM 92840M102   234,413 10,104 SH   SOLE   0 0 10,104