The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AG MTG INVT TR INC COM NEW 001228501 68 10,000 SH   SOLE   0 0 10,000
AMAZON COM INC COM 023135106 308 2,899 SH   SOLE   0 0 2,899
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 1,411 34,404 SH   SOLE   0 0 34,404
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,448 31,415 SH   SOLE   0 0 31,415
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 672 15,119 SH   SOLE   0 0 15,119
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 901 21,180 SH   SOLE   0 0 21,180
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 770 14,799 SH   SOLE   0 0 14,799
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 271 5,789 SH   SOLE   0 0 5,789
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695 250 5,468 SH   SOLE   0 0 5,468
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,026 19,452 SH   SOLE   0 0 19,452
AMERICAN CENTY ETF TR US SML CP VALU 025072877 984 14,388 SH   SOLE   0 0 14,388
AMERICAN CENTY ETF TR US EQT ETF 025072885 4,817 74,060 SH   SOLE   0 0 74,060
ANNALY CAPITAL MANAGEMENT IN COM 035710409 59 10,000 SH   SOLE   0 0 10,000
APPLE INC COM 037833100 1,543 11,288 SH   SOLE   0 0 11,288
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 254 932 SH   SOLE   0 0 932
CSX CORP COM 126408103 585 20,140 SH   SOLE   0 0 20,140
CHEVRON CORP NEW COM 166764100 275 1,898 SH   SOLE   0 0 1,898
COLGATE PALMOLIVE CO COM 194162103 386 4,822 SH   SOLE   0 0 4,822
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 382 14,458 SH   SOLE   0 0 14,458
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 286 11,839 SH   SOLE   0 0 11,839
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 867 37,455 SH   SOLE   0 0 37,455
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 81,180 1,992,151 SH   SOLE   0 0 1,992,151
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 27,741 577,943 SH   SOLE   0 0 577,943
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 29,991 745,686 SH   SOLE   0 0 745,686
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 16,385 703,234 SH   SOLE   0 0 703,234
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 19,580 677,734 SH   SOLE   0 0 677,734
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,502 163,324 SH   SOLE   0 0 163,324
EXXON MOBIL CORP COM 30231G102 1,013 11,834 SH   SOLE   0 0 11,834
INVESCO QQQ TR UNIT SER 1 46090E103 347 1,237 SH   SOLE   0 0 1,237
ISHARES TR CORE S&P500 ETF 464287200 223 588 SH   SOLE   0 0 588
ISHARES TR MSCI EAFE ETF 464287465 2,003 32,060 SH   SOLE   0 0 32,060
ISHARES TR RUS MID CAP ETF 464287499 3,416 52,828 SH   SOLE   0 0 52,828
ISHARES TR RUS 1000 ETF 464287622 9,542 45,930 SH   SOLE   0 0 45,930
ISHARES TR RUSSELL 2000 ETF 464287655 740 4,367 SH   SOLE   0 0 4,367
ISHARES TR 0-5 YR TIPS ETF 46429B747 805 7,936 SH   SOLE   0 0 7,936
JOHNSON & JOHNSON COM 478160104 288 1,623 SH   SOLE   0 0 1,623
MICROSOFT CORP COM 594918104 474 1,846 SH   SOLE   0 0 1,846
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 140 15,000 SH   SOLE   0 0 15,000
PROCTER AND GAMBLE CO COM 742718109 230 1,598 SH   SOLE   0 0 1,598
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,851 4,906 SH   SOLE   0 0 4,906
SPDR SER TR S&P DIVID ETF 78464A763 795 6,696 SH   SOLE   0 0 6,696
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 342 7,741 SH   SOLE   0 0 7,741
SOUTHERN CO COM 842587107 313 4,396 SH   SOLE   0 0 4,396
TESLA INC COM 88160R101 382 567 SH   SOLE   0 0 567
THERMO FISHER SCIENTIFIC INC COM 883556102 344 634 SH   SOLE   0 0 634
TWO HBRS INVT CORP COM NEW 90187B408 50 10,000 SH   SOLE   0 0 10,000
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 239 5,860 SH   SOLE   0 0 5,860
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 207 4,971 SH   SOLE   0 0 4,971
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 208 3,533 SH   SOLE   0 0 3,533
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,425 15,644 SH   SOLE   0 0 15,644
VANGUARD INDEX FDS VALUE ETF 922908744 202 1,535 SH   SOLE   0 0 1,535
VANGUARD INDEX FDS TOTAL STK MKT 922908769 689 3,651 SH   SOLE   0 0 3,651
VISTRA CORP COM 92840M102 230 10,082 SH   SOLE   0 0 10,082